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Motor car road traffic accident damage recovery, is what our subject is all about.
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Below please find some issues and occurrences of common interest, listed and linked.
Car accident issues that matters most:
Keywords Section - X Y Z
no entry
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facilitating a claim
claim against the liable party causing the car accident enforcing full and fair compensation . . .
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Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.
We however believe the issue in question will be found on one of the other pages on the
RAMLA comprehensive MVA - motor vehicle accident - Information Platform,
but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.
There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.
Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.
But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.
 Your specialised legal expert to sort out MVA matters
Professional - competent - swift - decisive and affordable
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Issues with South African Motor Insurance companies
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Should a matter be taken to a court of law?
Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.
It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.
This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.
Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.
It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.
It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.
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The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.
You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.
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On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,
Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -
you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.
Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,
RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.
Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.
Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.
In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.
A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,
when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.
In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.
You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.
But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.
Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.
Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.
Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.
The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,
when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.
In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.
If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.
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RAMLA offers You:
Free initial claim evaluation
Free case analysis
RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.
After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.
In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.
What is needed to do so and best submitted via email to ramla@ramla.co.za will be:
1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.
2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.
3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.
Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.
Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.
Contact RAMLA by following this email link Contact and secure a swift and free first advice, returned to you by email.
Should you want to know before you contact? Follow this link to more info.
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Motor vehicle accident (MVA) matters, do have several sections of relevance to which questions or problems may be related.
Landed on the RAMLA index page, your search query (Google) may not have addressed specific problems, in regard to find answers or solutions to an issue.
Therefore the matter in question must be redefined in more detail, so it may match into one or more of the sections of information,
giving answers to car accident disputes, claims, defences, values, insurance matters and much more.
We have therefore structured the RAMLA web offer into the following sections and thereunder placed some issues that occur to be a matter or problem relevance:
MVA (motor vehicle accidents) happen in daily traffic and surprisingly. Most car crashes end up with damages worthwhile to note about and trigger a need for compensation or repair.
The facets of a compensation action, to claim for damages, is far reaching and can entail a variety of problems, ranging from:
liability (who must pay) to damage value discrepancies, declined motor insurance claims and/or unfair settlement offers, up to a recovery action, another (commonly an Insurance Company) to get paid back, what has been paid to an comprehensively covered client, deemed not to be liable for the cause of the accident.
Within those issues, a lot of different points or aspects, can give rise to disputes.
Unresolved disputes may be anyone's nightmare and more often than not, needs experienced and specialised support.
It may well be you struggle to motivate a motor insurance company in South Africa, to pay your claim for Car Accident damage compensation, which may be on disagreement, rejected, dismissed or repudiated.
Merely the hope or trust to receive a fair and full compensation will generally not get your there. Inevitably you need adamantly being behind the claim to have success at the end.
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RAMLA will be your one-stop car accident claim service in South Africa
RAMLA (Road Accident Management & Legal Action) is a specialised expert in all matters of MVA (Motor Vehicle Accident) - compensation claims - dispute resolution - defence against unreasonable or inflated claims, helping, supporting or pursuit matters on behalf of clients, to resolve any car accident damage problems, professional, decisive and affordable.
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When an unacceptable settlement offer will be received, from a party or its representative, or from an insurance company in South Africa to compensate you for car accident damages, you most probably need help to get them going further and to accept the 3rd party motor damage claim, or your own claim, based on the comprehensive motor insurance cover you concluded with the car insurance company.
We all know that lots of traffic accident victims, involved in a car accident on South African roads, try hard to solve the vehicle accident compensation matter.
Some motorists work hard to get fair compensation in dealing with the other parties on their own, before they look for support, if no amicable or even any solution can be achieved.
Fair compensation is achieved, if you will be able to repair your damaged motor car in a traffic accident, comfortable to the state it was in before the accident occurs and that should be done in a reasonable time frame.
Those are the basic needs any car accident victims want to see achieved.
South African law reflect just this as it states generally that the perpetrator will be liable to pay for the motor car damage to be repaired to the state the vehicle had been, before the accident impact.
Unfortunately the common experiences with motor car accident claims is, that much too much time is consumed before any kind of settlement will be reached. Due to a lack in South African law, that not all of the motor accident victims are entitled to claim for car hire expenses, as this is presently restricted to just business/earning needs, meaning only if one uses the vehicle to directly perform the job or business, will be entitled to car hire compensation.
RAMLA - Road Accident Management & Legal Action - offers professional, decisive but out most affordable claim service to recover financial losses emanating from material motor car accident damages, in South Africa.
What do we mean saying professional?
Well that's easy and simply means we do that as our core business on daily professional bases and do have adequate and knowledgeable personal to effectively do the job.
What do we mean saying decisive?
It simply means, we are behind the case and prepare, demand and resolute execute any matter, we will be entrusted and mandated to do.
What do we mean saying - out most affordable?
By following a unique business and service concept, we are able to deliver quality convenient and competent car accident claim pursuit, but to lower fees other will be able to offer its similar services. We do offer a variety of service options and will gladly supply you with our service and cost scheme.
As RAMLA don't want to rush someone into a mandate, we make it a prerequisite before we hand out our service scheme, to give you a free first case analyse - free of charge - in order to determine if we can effectively help you to get what you expect.
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When and why you may need to get your matters of motor car accident sorted out positively.
As soon obstacles come up
Don't wait too long, mistakes can be made early.
Specialised MVA expertise
RAMLA do have vast experience in MVA matters.
Investing small fees to pursuit a claim to the right time benefits.
Shorten time for claiming damage compensation.
Avoiding mistakes utilising professionals to work with.
Saves you much time of engagement a claim requires.
Affordability, no financial risk as RAMLA bills for actions phases - not for time/hours consumed.
Capped once off fees, for full pursuit, not limited in performance, regardless of case complexity.
Calculated fixed fee security, no risk that cost can inflate in a case.
The above may only be some reasons, checking out on RAMLA performance.
We doubt there is a better, cheaper or more efficient way to handle a claim in South Africa, as mandate RAMLA to do the job.
Check out RAMLA's free first analyses and advice offer, for no cost and no risk, before deciding on a mandate.
Motor Vehicle Accident Claim
We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.
Facing challenges with motor car accident issues in South Africa?
RAMLA will be the solution,
demanding compensation, resolving disputes, defending against inflated or unreasonable claims,
in all sectors of vehicle accident damage compensation problems.
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Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.
You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.
RAMLA (Road Accident Management & Legal Action) works to sort out motor car damage compensation claims, nationwide in South Africa, resulting from a traffic collision, also known as a traffic accident, motor vehicle collision, motor vehicle accident, car accident, automobile accident, road traffic collision, road traffic accident, wreck, car crash, or car smash occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other stationary obstruction, such as a tree or utility pole.
Traffic collisions may result in injury, death, vehicle damage, and property damage you most probably like to be compensated for.
A number of factors contribute to the risk of collision, including vehicle design, speed of operation, road design, road environment, driver skill and/or impairment, and driver behaviour. Worldwide, motor vehicle collisions lead to death and disability as well as financial costs to both society and the individuals involved.
Procedure and pursuit to claim for traffic accident damages is complex and constitutes mainly out of two important sections, which have different rules to follow.
The first is when you need to claim for bodily injuries and the other is that of material motor accident compensation.
The bodily injuries compensation claim is to direct to the South African Road Accident Fund, installed by government to compensate all those who suffered personal injuries in absence of a general obligation to have a valid third party motor insurance. Unfortunately this web pages do not give you much of the input you like to have to know how to pursuit a claim for bodily injuries.
The other major section of road accident damages is the material loss to property. This is what all those RAMLA web pages are focusing on trying to shed light on lots of facets out of different angles and circumstances and need to be proceeded according to civil South African law.
The claim for material auto damages must - in terms of proceedings - classified into another two subsections. The one is before you have to go to court and the other when nothing will help as to go to court.
To the experience of RAMLA the author of these web pages, it is of outmost better quality if a settlement can be reached before court. A legal battle for motor car accident compensation is time consuming and entails lot of input of all participants and at the end very costly if one go the regular way to claim, meaning to mandate a local attorney or lawyer to enforce your traffic accident damages.
Another way to claim successful and lot more economic will be to mandate a specialist in terms of South African motor accident claims. One of those is RAMLA (Road Accident Management and Legal Action) who provides you with a full service. To learn more about RAMLA claim service you can read about how RAMLA supports your claim.
Well, it's at no time amicable, being involved in a car accident.
But once it happened, the difference will be who will support you.
Being in professional and experienced hands and minds, the challenges should diminish and good perspective to win a case is given, but unfortunately to no times there is a guarantee, except the case is strong enough to stand against all challenges.
Many challenges might be to overcome, such as - people hiding and not engaging, disputes about matters, declines or rejected claims by whom ever, but all that should not be a reason to resign without a try or even better decisive actions.
You're browsing RAMLA web pages and you may see that we do have a lot of experience and let us tell you, we are decisive and professional, despite we offer affordable and caped fees for a mandate, but not limited to actions we consider necessary to get a client paid. RAMLA is passionate to get a client paid and go the extra mile as you can rightly expect.
RAMLA (Road Accident Management & Legal Action) is a specialised expert in all matters of MVA (Motor Vehicle Accident) - compensation claims - dispute resolution - defence against unreasonable or inflated claims, helping, supporting or pursuit matters on behalf of clients, to resolve any car accident damage problems, professional, decisive and affordable.
Motor accident damage claims come in a variety of facets and any such claim will be unique. No accident will be exactly the same as any other before. That means, each and every case needs to be looked on individually and the way how to proceed will depend on those specific particulars, next to the general requirements a traffic accident claim action to recover financial damages, must adhere to.
Problems can emanate from reluctant parties or stubborn motor insurance companies, represented by its claim admins, brokers, or negotiators, in whatever name they appear. Most of those, acting in the business of evaluating claims, as to be acceptable, partly acceptable or must be denied, are not members of the legal profession.
They work on a knowledge gathered by training and experience, but commonly don't have qualifications nor the power to a final determination, if a claim is valid and legitimate or needs to be declined.
Not a small number of disputes results from alleged breaches of terms & conditions or motor insurance policies, if an insured claim from own comprehensive cover.
Those alleged disputes can make some headache, confronted with some even ridicules breaches, not in conjunction or relevance of the claim declined.
RAMLA does have a vast experience and can help a client to get paid for damages suffered.
Motor Vehicle Accident
We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.
Facing challenges with motor car accident issues in South Africa?
RAMLA will be the solution,
demanding compensation, resolving disputes, defending against inflated or unreasonable claims,
in all sectors of vehicle accident damage compensation problems.
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Motor vehicle accidents happens every day on public roads, often causing damages to property
Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions.
We do have the expertise and know how to act for you.
Experience combinded with exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.
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Your specialised legal expert to sort out MVA matters
Professional - competent - swift - decisive and affordable
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Road Accident Management & Legal Action, in South Africa, just for you!
Your first stop solution for any MVA problem coming along your way.
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Declined or unsettled Motor Vehicle Accident Claims
- the process of challenging it -
for a better outcome and a pay!
3rd party or motor insurance claims to get your damages paid?
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Involved in a motor car accident in South Africa, in need information and/or support to solve problems, like disputes, rejected claims, reviews, defence against inflated or even unreasonable claims?
Here we are, ready to support you, with our vast knowledge and experience in any kind of motor vehicle accident problems, we serve people with such issues, decisive, affordable and expertly.
Starting up on a low scale in 1996, we developed our services and improved our knowledge extraordinary. Our main objective is to serve client's or members, to the best of our ability, and our work is focused on solutions, solving traffic accident damage compensation issue, to affordable and amicable conditions.
We act and be determined to go the extra mile for anyone contacting us, with actual problems in MVA matters, in South Africa.
As we are dealing with matters of car accident damage compensation, recovering financial losses for damages suffered in vehicle accidents, defending people against inflated or unreasonable claims, or attend and solve motor insurance issues - such as short falling offers or declined claims, which are dominating the agenda, in a collaborating, but decisive and open manner, taking up matters for review to instances such as the Ombudsman for Short Term Insurance, or escalate unresolved matters to a Court of Law, - RAMLA can be the answer to all that.
We analyse inquirers traffic accident issues put forward to us, advice and support about the way and option to follow to get the particular matter resolved, free of charge.
Should that not be good enough or there is a need to be supported practially to engage and solve car accident compensation issues, a mandate is needed to be concluded to enable RAMLA practically solve matters.
So in short, the reader of our pages is in good hands and will find solutions for motor vehicle accident compensation, according to the factual quality, about the legal aspects and merits of a case.
Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?
You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.
Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.
We will check and analyse your individual case and revert to you - most of the time in short circle -.
For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.
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RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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In case of a South African Motor Insurance compensation claim decline, supply us with a copy of the repudidation letter, or give us the reason for the rejection and name of the Insurance Company.
Kindly don't just forward a full file of an on-going dispute, just in the first place, as we cannot puzzle through such comprehensive information's at once and even don't supply us all documentation, sent through to an Insurer/Ombudsman to make a claim.
We need to know the issue first. A report in your own words is expected. Should you send pictures, it is appreciated to have the size/resolution within a regular level (not exceeding 2 MB a picture).
Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.
You are welcome utilise such valuable absolutely free inital advice*
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| RAMLA can be the solution in MVA matters
Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.
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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.
We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.
As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.
We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.
As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.
It's so easy contacting us by email.
The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,
- free of charge.
If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).
For best results: dont't just call, once you took notice of the opportunity!
First think what you like to get accross, best file it as email and call therafter.
For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.
It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.
* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees.
RAMLA does not bill for time/hours spent on cases, but bill for action phases, such pursued should give a solution.
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Car accident compensation claims for damages, may cause some headache,
in South Africa.
RAMLA can be the solution to sort out MVA problems.
Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.
RAMLA is a specialised expert in material car accident damage claims,
demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.
Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.
It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.
Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.
Contact us now and let us know how we can help you?
email us your story and details to ramla@ramla.co.za for a free first analyse and advice.
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RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.
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RAMLA - Road Accident Management & legal action - is a specialised legal expert in all MVA claim or dispute issues, defence against unreasonable or inflated claims and can assist, support or pursuit claims or defence actions on behalf of clients, effective, experienced and affordable.
The comprehensive RAMLA web site contains useful information in all regards of MVA claims, disputes and defensive actions. We provide a reader with background information to obstacles in compensation claims, problems in dealing with motor insurance claim declines matters or damage evaluation differences, processing of a full compensation action and much more.
We did classify relevant matters into sections of interest, such as - claim related issues, - motor insurance linked substances, - problems of legal aspects and traffic regulations, as to concerns of hassle free repair of a damaged motor car.
You may even scroll down this page, finding some issues more often applied as others, with links to information and answers.
For all those, don't want to spent time, search for and read parts or all information that is available, but having a serious need to solve any repercussions of car accident matters in South Africa, there is our free first case analyse and advice offer.
That offer is designed to give initial certainty of where one stand in a particular case and to build confidence, for a later mandate, if RAMLA will be utilised for a practical pursuit and solution of the current matter, either to claim, defend or mitigate, rebut, review, or engage in disputes with motor insurance decisions, Ombudsman review and much more, unless unresolved matters need to be escallated to a court of law for decision.
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Contact "RAMLA" and brief us with your matter via email,
tell us what had happened, where you see the problem, what's the damage; and if you do have one or two pictures that show's more of the matter or a sketch which can even help, will be welcome.
Expect our reply with advice after analysing the matter, free of charge.
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But here is something we do not appreciate:
Just immediately forwarding a full set of correspondence and/or declines, more detailed evidence as such we do need to understand the case, in the first place.
We don't welcome such comprehensive documentation, without a proper introduction to a case (briefing with own words) and only on our request to do so, thereafter supply more.
Those who intend just to forward such set of information, in order to approach us for a second opinion this way, isn't welcome and such can't be attended under the first free advice offer.
Such complex case details - commonly come our way once privately initiated claim arguments are exhausted and the outcome still unsatisfactory - can only be verified and advised on, within a paid pursual, which is a relatively cheap but valuable option, for an in depth case analyse in order to contain risks or detect chances.
Don't hesitate contacting us for a first free analyse of your particular matter, get a first free advice of where you stand and what your options are.
You are welcome !
We do value a short "thank you" if you were satisfied with the first advice, or appreciate critics, so we can learn and optimise.
Find much more to select from. Just scroll down, to our selection menue's.
Traffic accidents occur unpredicted and may happen at any time once entering South African public traffic. A motorist involved in a car accident and suffered damages to the vehicle - financial loss of property value, is entitled to compensation for the destruction, unless the question of liability and causation is in his/her favour.
On route to a fair and full motor accident damage compensation, numerous obstacles and challenges can be found, regarding parties behaviours, claim disputes or even denials, repudiated motor insurance claims, either 3rd party or comprehensive claims.
It may be of good choice and having an experienced and effective representation, such as RAMLA, sorting out traffic accident compensation matters that seem to go wrong.
Most commonly, once an interested reader is visiting our web pages, problems are already coming to the fore and advice or even active support will be needed. Check about the comprehensive information provided on the various pages and subjects of interest, or contact RAMLA for checking your matters for comment.
Your specialised legal expert to sort out MVA matters
Professional - competent - swift - decisive and affordable
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Motor vehicle claim actions - get to your problem
Below please select more detailed Information about specific matters and issues in a motor accident claim or dispute
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More Headlines and Issues, please follow the links
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Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident damage claim, in order to recover your financial losses, effective and outmost economically, RAMLA - nationwide in South Africa.
Just being involved in a motor vehicle accident
and one must initialte a claim for car accident damage compensation, or just defend a road accident compensation demand, that may be inflated, unreasonable or simply don't have merits, . . . . will give you a list of tasks to do.
There are many risks involved in driving motor vehicles on South African roads. The risk of bodily injuries to the drivers and passengers in the vehicles, pedestrians, as well as the risk of property and motor car damage, with high financial cost to repair.
RAMLA (Road Accident Management & Legal Action) is a professional legally specialised expert, offering affordable claim service to support, pursuit motor car accident compensation claims, on behalf of clients and parties involved in a traffic collision in South Africa (SA).
For those just looking onto the web to find some advice in motor car accident matters, we do believe this is the most comprehensive site for your information in South Africa.
The RAMLA web page is designed to give you some useful information of what to do and how to do it, when you need support to claim for your motor car accident damage compensation, getting it paid for from the liable party in South Africa, you are on the right web page.
However the information to be taken from the web pages is of a more general content and cannot be construed as legal advice. I you do need legal advice, consult a professional.
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How long will it take and what to do being compensated, in case of motor car accident damage in South Africa?
RAMLA - Road Accident Management & Legal Action - is your specialised expert solving car accident damage claims or disputes in South Africa?
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Solving Motor Car accident damage claims or disputes with other parties, can be a challenge
Road safety and abiding to the rules of the road, when participating in public traffic, should be high on everyone's agenda. No motorist is keen to be part of a collision with other motor cars, neither as liable party nor as the victim.
But unfortunately car accidents cannot be avoided at all, as long as human beings driving the motor vehicles. Car accidents happen on a daily basis, and there is a lot to do, to be back on track after suffering any damages or injuries.
Disputes on claim matters can arise out of many different aspects, in or during a compensation action. It may start with just deny a claim on reasons the other party believe not be at fault, or just decline as a protecting measure.
There may be differences in facts, such as the damage value and destruction, alleged contributable liability and many more.
Even South African motor insurance companies, may have its own ideas of what should, can or will be accepted, as liability on behalf of an insured client.
Many of such motor insurance decision, in evaluating settlement or not, can be questionable or even incorrect. Often Insurer's just listen to the insured client, rely on arguments brought forward one sided, without questioning or even be interested in a fair evaluation.
Therefore to have a case, the details and facts at hand by the one claiming is crucial in order to rebut unfair or unreasonable decisions.
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RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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Claim declined, by parties or insurance companies
Unfortunately we need admitting, that it is too easy declining a claim for motor car accident damage compensation, in South Africa.
It is crucial to be aware:
No one, no attorney, no insurance company or a party, can compel an accused possible liable motorist, voluntarily accepting liability, for the cause of the traffic accident, and subsequent made paying, even if there is good evidence at hand.
Only a court of law can force a party to enter into procedures and have the power to judge at the end of the trial, leading to a legal title to enforce the compensation ruled upon, if the action been upon, if the action been successful.
The best rates of success are achieved, or having cases accepted, is a decisive and complete formulated demand, with factual evidence attached and strong argumentation. Should that fail, the way forward will be a court of law.
At all times it should be the ultimate goal to get and stay in contact with the other party/parties in order finding a settlement basis in pre-litigation (all before a court of law isn't avoidable to sort out the matter). Escalating matters to the level of a court, should be the last resort as its challenging and time consuming.
Luckily not all motorists or insurance companies, involved in traffic accident damage claims act as reluctant, entertaining a claim seriously and take responsibility, where it is opportune doing so.
But even if parties or representatives engages positively, a lot of task and hurdles might be taken, until a mutual satisfactory settlement can be concluded.
Taking matters to the level of a court of law, should be the very last choice.
Sufficient efforts being done in pre-litigation (before legal actions in a court of law), in order to solve differences, present facts and evidence, getting the other party convinced about facts and demonstrate that a court case will most probably be lost, by the other party, is just better as directly take matters to court.
As mentioned, pursuing car accident matters in a Court of Law is time consuming, costly and not a pleasure to deal with, but sometimes the only way to find justice.
Unsatisfying settlement - Apportioning of damages
The difference between an accepted and paid claim, and one that is completely declined or rejected, or a settlement offer that is too bad to be accepted, due to several possible reasons, is huge.
Manny different issuse can lead to those state of claims.
A very common reason for a short falling offer and a critical matter of dispute, which can easily be attempted, will be apportioning the causation, or Apportioning of Damages, which implies liability of more than one party and subsequent liability, as to argumentations that both or all parties does have contributed to the cause of the accident, and in so far not only one party will be liable to contribute to the damages, based on the South African - APPORTIONMENT OF DAMAGES ACT NO. 34 OF 1956
Many misleading arguments can be cited easily and confuse any claimant, not familiar with any of those allegations, of which commonly only a smaller number will be appropriate.
The - APPORTIONMENT OF DAMAGES ACT - is formulated vague and don't give laymen's easy inside. It is more for the courts to interpret the content to the actual case.
However many cases made with South African Motor Insurance Companies, will be attended by persons assigned to a case, without knowledge of their credentials or understanding of the Act.
Those claim adjuster - claim handler - claim negotiator - legal adjuster and whatever title they may operate under, cannot be predicted in what they see fit, be applicable and therefore should be looked on, very carefully to find out if such understanding may meet the prevailing circumstances.
Another problem may emanate from a vehicle accident damage assessment coming to other conclusion as expected by the claiming party.
It may be that there will be just a different approach calculating the fair damages, or mistakes in assessing, but it can even be intentional that the damage evaluation motivates a party just declaring a motor car as beyond economical repair, called a write off or total loss, which can come with a number of bad repercussions.
Vehicle damages that comes with the stipulated result being a write off, does have a huge potential of dispute. The question when and to which conditions a vehicle can be written off, the determination of a "market value" the amount of money the vehicle has been worth in pre-collision condition, as well as the value calculated for the scrap or salvage, if calculated at all and not just taken in a per cent age from the self-definite (to own discretion of those who calculate) market value, are all factors that can raise concern.
Learn more about problems in "written off matters" or claim disputes regarding apportioning of damages.
Disputes with motor insurances - unreasonable declines
Road safety and abiding to the rules of the road, when participating in public traffic, should be high on everyone's agenda. No motorist is keen to be part of a collision with other motor cars, neither as liable party nor as the victim.
But car accidents cannot be avoided at all times, as long as human beings driving the motor vehicles. If it comes to a car accident and subsequent damages, the matter of who pay for what, will be at stake.
A good number of motor car drivers are insured against financial risks or losses emanating from traffic accidents. They commonly rely and should do so with confidence, on the Insurer to cover damages as to the policy or insurance contract.
Unfortunately many reasons can lead to a dispute with a decision taken by an Insurance Admin, based on reasons such as a breach of the rules of the road, or violating the traffic legislation, can already trigger an Insurer declining a claim.
There are a lot of difficulties, which can come with the claim for car accident damage compensation, even if the other party is willing to settle and proper insured against demands, which must not be conform to the decision the Insurer takes.
Once an insured motorist, deemed to be liable for causation of a crash, or even have admitted liability in front of witnesses or in writing, has reported the impact and the possible indemnification risk to the insurer, a fair settlement offer is far from certain.
In all regularity, the insurer takes over the claim procedure and act on behalf of the insured. The insured however, is somehow stripped of his influence as he/she is bound to the insurance policy and its terms & conditions, which in most instances will restrict the possibilities and acting capacities of an insured.
The Insurance terms & conditions may stipulate - the insured should not accept, acknowledge or reiterate anything! The insurer will do so as they deem fit, on behalf of the insured.
It literally means, that the party don't have any say anymore, other than influence the matter internally between him/her as client and the insurer, utilising leverage possible available to the client and force the insurer in a certain direction, or making use of the influence of a broker, acting for the insurance portfolio of the insured.
However many insured motorists, being part of or in a traffic accident, don't bother much once the matter is reported to the insurer. In the hope and comfort, all will be done to satisfy the Claimant and no further involvement of the party actually caused the damages, is expected by them.
A very comfortable position and understandably too easily accepted. But it must not make it right.
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RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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It means for a claimant, once confronted with the Insurance Admin, with administrative instruction to work in the interest of the company, the position such person will take, can be a challenge.
The interest of the insurance company is laid down in internal instructions and accompanied by a "tool box" of arguments, most commonly utilised to drop down pro rata or pay outs and may be supported by monetary incentives.
As bad that can be, as mostly the insurance admin has a much higher experience in how to deal effectively with a claim in the interest mentioned, as an ordinary motorist, just caught up in a traffic accident and only once a while in need of claiming or dealing with car accident damage compensation, may well be a challenge.
It doesn't need to be a prophet, to see that the claimant will - not be the one - leading the game.
Even if a claimant is very insisting and put forward all the right arguments, it may just fall on deaf ears and just ignore all such, maintaining a position without sufficient merits, hardly be uphold in a case in a court of law.
The insurance people do know, that only a very small number of South Africans go to court eventually to claim for motor vehicle destruction compensation.
Therefore it counts for the Insurer as a benefit, if they just do as they think fit and maintain a decline or shortfal offer, or even oppose legal actions in a Court of Law, regardless if reasonable or not.
The minor portion of Claimants, that go forward and seek their rights in Court and win, is just an acceptable rate for South African Motor Insurance Companies and the saving well worth for them to act very restricting, as they sometimes do.
In many cases which have indeed been taken to court, not even a notice of defence has been delivered by the party, represented by the insurer, which means no defence at all, giving someone don't backing down a good chance of winning, without much of a hassle.
However, that must not always be the case and while instituting a case one must always expect fierce fighting and opposing the case.
Many of South African motorists know, that legal support in the country can be an expensive operation, when the lawyers must come into the matter.
Some than just decide to forget about enforcing the claim, paying the own vehicle damages out of their pocket. But is this really the right way?
Car accidents happen on a daily basis, and there is a lot to do, to be back on track after suffering any car accident damages or bodily injuries.
As damage value to your vehicle can work out quiet high these days, and disputes between the parties can arise easily, support to solute any problems coming from a car crash on public roads is needed, more often than not.
RAMLA - Road accident management & Legal Action, is specialised expert to serve as a solution to claim for damage compensation, or to defend a motorist, obviously wrongly accused of liability or facing to be overcharged with inflated or unreasonable claims.
Check out RAMLA service, before you just drop your matter or before deciding accepting a shortfall, coming with a so called - take it or leave it - settlement offer.
Struggling for car accident compensation after suffering damage in a motor car accident, will probably be a complicated and time consuming matter.
To find out where you stand in your claim, you can contact RAMLA free of charge or any obligations, when you e-mail us and inform our claim manager on duty about the matter.
Give a brief message, saying what had happen and best will be, you complete such brief text by a sketch and if you do have one or two photographs of the relevant accident at the scene, or of the damages, so we can draw us a picture of what had happen.
Do not forget to give us an idea about the damage value, as the damages in money, always do have a correlation to what may be appropriate to do next. E mail all those to contact@ramla.co.za and get a response in less than 24 hours. Most often you will have an answer or additional questions, much earlier, as we always try work and reply swiftly.
All contacts on that basis will be free of charge until you decide to mandate RAMLA to pursuit your case. No cost or obligations what so ever will arise, before RAMLA inform you about such.
After traffic accident, when a party is forced to make decisions, if and how to go on with a claim for the recovery of motor car damages, many factors can play a role. The matter of causation or/and negligence will be in the spotlight and to find out more in determination of liability, the way the car accident had unfolded, needs to be looked on in detail, in order to establish your legal merits.
If you submit your car accident documentation to RAMLA, the claim management will initially check on your crash documentation, analyse the facts and determine in which favour they may be, arriving in a suggestion how to go forward in the particular matter.
After analysing the data, we will advise you what to do next, and if mutual agreed, RAMLA will be able and practically start the process of claiming for damages, to get the car accident damage compensation enforced, unless you feel fit doing all your own.
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RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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Mail us your individual problem and we check about it and reply to you, free of charge.
In or before a struggle of a material recovery claim for damages, resulted from a car accident, a potential claimant like to know about chances, risks and the position being in the matter and to find out if and who will be the right representative to handle the matter, if doing it in own capacity, seems to be inopportune.
Exactly that is it what RAMLA is trying and help potential clients or even just for inquiries, to support and answer those important key questions, in the first place, without taking any money for any such services rendered, within our free first analyse offer.
As you found us on the web, you're most probably do have access to email and so easily being able and contact us that way. E mail is ideal, as it allows for the transport of pictures and other attaches, such as sketches etc., to provide the accident information as good and complete as possible and submits a clear text message, of what had happen and what is regarded to be the particular problem, for us to respond to an inquiry as competent as possible.
The RAMLA claim management will attend any such inquiries and reply with a professional analyse that an experienced claim manager will perform, and/or put further question to an inquirer to broaden the picture.
A swift email response will be given and all further matters, actions will develop according to the matter and the party's decisions.
| Get a free first analyse and advice about your claim problem. Contact RAMLA by email and brief us with some details and receive a swift and competent reply.
 Your specialised expert to sort out MVA matters
Professional - competent - swift - decisive and affordable
As professionals we dealing with all kind of MVA matters, demands, compensation actions, insurance disputes or defence against unreasonable or inflated car accident claims, all over in South Africa.
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Don't miss out and contact us for a free first analyse and advice and check out our expertise to solve your claim problem. Email us, you can only benefit taking free advice.
RAMLA - Road Accident Management & Legal Action
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You want to talk to someone knowledgeable without at once spending money to get an orientation?
Well, let us emphasise that a telephonic contact will only be second choice, but certainly a telephonic inquiry will be welcome and taken, provided a qualified claim manager will be available to the time of the incoming call.
Just to explain, RAMLA don't maintain a "useless" call centre, stuffed with personal just taking matters down, without being able to advice in the first place. A qualified claim manager will not sit in front of a telephone and wait for incoming calls. There are more important tasks to be done.
In other words, if you can't get connected, either try again or send an email instead.
We will however listen to a telephonically incoming inquiry and if possible advice to the outlined problem. It may however be not as accurate as an advice, emanating from a written information completed with some other evidence, such as photographs, sketches or other important information.
Anyhow, if one prefer the comfort of a telephone call over a anonymous email, please contact the RAMLA service line on 076 770 3179.
Contact us to determine your position in the matter of the car accident matter, absolutely free of any charge or obligations.
(RAMLA accident forms are free avaialble in the download section)
Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?
You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.
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| RAMLA can be the solution in MVA matters
Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.
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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.
We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.
As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership.
We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client, but unfortunately we cannot supply a free pursuit for a practial claim.
As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.
It's so easy contacting us by email.
The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email with the result and advice - free of charge.
If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).
For best results: dont't just call, once you took notice of the opportunity!
First think what you like to get accross, best file it as email and call therafter.
For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.
It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.
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Car accident compensation claims for damages, may cause some headache,
in South Africa.
Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.
RAMLA is a specialised expert in material car accident damage claims,
demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.
Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.
It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.
Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.
Contact us now and let us know how we can help you?
email us your story and details to ramla@ramla.co.za for a free first analyse and advice.
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RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.
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RAMLA is a specialised expert in managing - pursuing - enforcing your motor car accident damage compensation, so that you will be paid for material disadvantage caused in a vehicle accident in public traffic.
You will find lot of useful information on the RAMLA Web Pages to help yourself, as well as details how RAMLA can support and pursue your material car accident claim, professional and much more economically as others may offer you !
Back Page Selection
Back Claim issues Selection
Back Claim Matters Site Map
Contact RAMLA . . . for your free initial case analyse Now
Know more about the free first case analyses before contacting RAMLA?
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RAMLA will be your one-stop car accident claim service
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MVA - Motor vehicle accident - material damage compensation or compensation for bodily injuries in South Africa
Bodily injuries need to be addressed with RAF - Road Accident Fund. RAMLA don't deal with such compensation actions
We have to categorise the motor accident damage claim into two major sections, as they must be pursuit and directed and dealt with differently.
Material - financial property damage recovery - for destruction to property, vehicles - own motor cars or 3rd parties to be dealt with, action according to South African civil legislation, or law of delict
and
Bodily injuries, human beings been injured, hurt, or even deceased for which a recovery for medical treatment costs, long term support in disability matters, death of a bread winner, or lost ability to earn income are the pillars of a claim, which will be needed and addressed to the Road Accident Fund (RAF) in South Africa.
The RAMLA - Road Accident Management & Legal Action web offer you're visiting now, mainly deals with material damage compensation, matters of disputes in a vehicle collision, either with 3rd parties or motor insurance companies. Information given to bodily injuries are limited.
Compensation for bodily injuries needs to be directed to the Road Accident Fund (RAF) of South Africa
If an accident has such bad ramifications, that human beings suffered bodily injuries, those suffered harm to the body do have a right to claim for a variety of compensation and support, with the South African Raod Accident Fund - RAF.
A claim for those bodily injuries or harm, disabilities or handicap in performing the job, up to the tragic of loss of lives, needs to be directed to the Road Accident Fund of South Africa (RAF).
RAMLA currently does not pursuit or support any such claims and recommend looking out for a specialised lawyer, to be found in almost every South African city.
It must be emphasised that the South African Government pointed out publicly, that they regard it as a detrimental matter that attorneys represent parties - on a no win no fee basis, walk away with a good portion of the compensation, once matters has been settled positively.
Outcomes in claims for bodily injuries are much more predictable as those for material compensation, as administered by impartial pursuit, and not be subject to bad behaviour of parties to get away with a claim.
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RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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Need suing another party to pay for motor car accident damages?
Caught up in a traffic accident and got the motor vehicle damaged, ultimately it needs to be looked on to compensation questions and relevant tasks to perform.
Of importance for the success of a compensation action for the recovery of vehicle damages, are verifiable facts, evidence to the cause and the damages and the right procedure to claim, whether from an uninsured or against a proper insured motorist.
A party proven to be liable, must pay the other car accident damages, insured or not.
Given the fact that the other party don't agree to have caused your car accident damages, but you are adamant the other is liable for the causation, a claim for recovery of material damages needs to be engaged into.
A recovery claim however is a matter orientated on individual circumstances, next to a technical process to go forward and cannot explained in short. Even extensive advice, given in more details in other sections of the RAMLA web site, will not be sufficient as a guide to go and what exactly must be done and how, as any matter is an individual one.
A compensation claim can have a variety of facets, depending on participant's actions, acceptances or disputes or factual disagreements on damages at all etc.
Having a claim proceeded, if a party don't know exactly how to do it on their own and how react on upcoming matters appropriately, will need professional experts to get along.
One should be aware, that insured motorists most often "enjoy" support of a motor insurer, acting on behalf of the client. Those admins handling claims, are commonly not accredited Lawyers or members of the legal profession at all, but take decisions out of a pool of experience and/or templates, to decide on claim merits in order to determine a claim outcome, as to own discretion.
It will not always be easy to get any such incorrect decisions corrected, if not aware of the arguments and actions to be taken. Something similar can be said, if it comes to claim against an employer or a company, whose driver is involved in a motor accident. Some companies are a huge challenge and easy decline a claim or just not entertain it, so the claimant has a hard time.
Contact RAMLA if you experience any such difficulties for support.
Once a sudden unexpected traffic accident occur and vehicles crashed, damage to the motor cars are regular.
Just after the impact the question of causation and securing of important data and facts needs being the issues. In a compensation action against other participants in the car accident, a number of things must be addressed, standing a good chance to be compensated in full.
It must always be expected, that another party involved in the motor collision does have a different point of view of who must pay what for, and disputes may arise therefore.
Many disputes are linked with South African Motor Insurance companies or other entities, such of companies utilising motor cars in the performance of the business, involved more frequently in car accidents, eager to turn down claims.
Other problems arise from unreasonable or inflated compensation actions, or claim decline, apportioning of causation and many more issues, may come along with the car accident, to be looked on and solved.
Claiming for damages being compensated, solving misunderstandings or fundamental differences, defending attempts of fraud and overcharging, can only be successful, if based on facts, proof and evidence.
No recovery action or compensation claim, in order being paid for car accident damages, can be done successfully, if not proof, evidence and contact data are available. Even having proper evidence, such as photographs, witness contacts etc. it can be a challenge dealing with a compensation matter, if the other party or the representative will deny or just don't engage.
A compensation action for traffic accident damages - reached out of Court - can only be successful, if the parties come to a mutual agreement and understanding of matters.
Important:
No party can be forced by anyone, not by an Insurer, Attorney or party, to accept liability or compel another for payment of car accident damages, without a legal action in a court of law, processed successfully.
Only a court of law, do have the power compelling a party to pay, once the matter is finalised and enable a winning party to execute against another, if no such order or judgement has been abided with.
The practical process of a recovery action starts always with analysing and improvement of the facts, evidence etc. Thereafter a demand must be filed properly and served to the other party or representative.
Depending on the reaction of the demanded party, if any at all, it needs to be found a common basis and an acceptation of the demand, all to be done by providing enough evidence, so the party should be convinced about causation and liability.
Parties dealing with insurance claims may find other obstacles, such as violation of the terms of the policy, alleged or proven. Such disputes must be thoroughly investigated and rebutted if possible. Even an insurance decline must contain verifiable facts and can't just be based on allegations.
There are a lot of issues coming up these days in motor insurance claims, just based on technicalities. It is therefore very important, that an insured motorist abides to all the terms & conditions of the policy, not risking a compensation decline and cancellation of the policy.
All those task above listed, are challenges and matters to be dealt with in pre-litigation, a period in which all what can be done to solve a car accident matter takes place, before a court of law is inevitable to approach.
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RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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RAMLA is a specialised expert in pre-litigation matters in motor vehicle accident claims and offers very reasonable fee options for active services. RAMLA offers capped fees for specified actions, but do not limit the extent of attention and actions, seen necessary to a full pursuit.
Unfortunately there are matters that cannot be resolved without approaching a court of law, as mentioned only arguments and no force can be applied against parties, in pre-litigation actions.
However cases pursuit by RAMLA a high number of actions in pre-litigation, which are compelling to be performed, before any legal action can be brought to the level of a court, will be solved to up to 80% or more of all cases.
As legal fees are always an issue, whether to go to court or not, check out the RAMLA offer against other forms of support, available.
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Filling your claim can cause headache and needs your full attention!
Mandate RAMLA and get your matter processed, professional, decisive and affordable
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Forced to sort our a vehicle accident compensation matter, looking for active support options?
A claim for the pay of car accident damages is a complex vehicle and needs to address a variety of individual issues, such as facts, demands, and correspondence as well as eventually possibly a full legal claim in a court of law.
When a motorist is forced to sort out a car accident damage claim there are several options to go. The conventional one will be to mandate a local attorney pursuing the matter for a client.
Worried about lawyers cost and time consuming consultations, you will face, one might consider to handle the claim on its own, which may come with some uncalculated risks.
Another and possibly better way to go will be, let a specialised expert, such as RAMLA (Road Accident Management & Legal Action) take care of the matter. RAMLA is acting in car accident claim matters, on a daily basis, work for solutions, effective and to affordable and competitive fees.
Taking care of motor car accident claims successfully, will need intimate and detailed knowledge, not only on procedures and traffic legislation, but of behaviour of participants, matters of common disputes and solutions, distinguishing between facts or fictions, decisive actions and in time reactions to issues, processing matters swiftly and furthermore vast experience in all regards of traffic accident factors, but still to affordable rates or fees.
Local attorneys attending your case
The option of mandate a local lawyer is always a method to go, but may have some advantages or disadvantages, if the particular Attorney isn't a specialist in terms of car accident matters.
One of the most significant differences between the service of a local Attorney and the RAMLA service, may well be, that a local Attorney can be consulted in person.
As RAMLA do operate from a central office in the Western Cape, but act for clients nationwide, in order to concentrate and control intelligence and performance as well as to hold overhead costs low to enable us offering competitive services, personal consultations are not possible.
We do know very well, that that is not in everybody's acceptance and those should rather chose to work with a local Lawyer.
Once in a first visit/consultation to the lawyer's offices, explaining what is at stake will probably enable a client to make provision to check about the competence of this particular Attorney, regarding traffic accident compensation matters.
Only a relatively small number of practising attorneys does have chosen traffic accident matters, for them to be specialised in and by far not all lawyers are in favour of taking such mandates.
As damage or claim values in car accident compensation actions, may not be as high as in other claim matters, so that fees applicable will be in an economic ratio to the damage claim, the Lawyer may fear for bad reputation.
Lawyers do have the option of billing to different tariffs.
Commonly they bill for hours worked on cases, for fee rates from some hundred Rand per hour up to almost unlimited high hourly rates. Another option will be billing to court tariffs, which may be more affordable, but cost will still add on with each and any task or action performed and in all regularity will work out to a bill that can be surprisingly high, even if the task billed for may appear reasonable or cheap.
Another issue to be aware of will be the question of the time frame needed to handle the matter. Local attorneys take a number of different mandates to be pursuit simultaneously, does have to attend meetings, be in hearings in the Courts etc.
All will have an impact to the time required to process matters. Cases handled by busy attorneys will not be of short nature at all, detrimental to a claimant wanted and need compensation for the car repairs, to be paid as early as possible, to be mobile again.
RAMLA a specialiesd legal expert in South Africa, taking care of MVA (motor vehicle accident) matters
As RAMLA is a specialised expert in car accident matters and pursuit or handle those cases on a daily bases and only focus on traffic accident damage compensation or defence actions, do perform differently in some respect, which may lead to more comfort for the client.
RAMLA works according to an individual concept, as already said, only on vehicle damage claims, and with detailed experience pursuit compensation actions, solve disputes with motor insurance companies or claim declines etc., or protect against unreasonable of inflated claims.
A RAMLA client don't need spend time in meetings, as we will get our information from a client via email, conveniently effective and reliable verifiable.
Furthermore, RAMLA doesn't attend Court hearings itself, as almost always, different jurisdiction won't allow therefore. That means no distraction from clients files.
We attend client's inquiries and files in a swift manner and our return times are really quick, but professional and competent, answering questions or performing duties.
In regard to fees, RAMLA don't bill for time spend or hourly rates. RAMLA bill for actions phased to be performed in it's entirely with a once off affordable pay which is in comparison to other forms of legal support, very competitive in favour of RAMLA clients.
The once off fee is a fixed offer and will not increase for the specified action chosen, but the tasks and actions we perform for clients, in demand, exchange, correspondence and settlement, are not limited at all.
We do all in our power to settle, for the rates offered regardless how intensive and complicated a matter may be.
For us, it ticks all the boxes. A competitive service and cost scheme is available on request. You are welcome to check us out and make use of our free first accident analyses.
If you are currently involved in a motor car accident and have not used the RAMLA claim service jet, you may feel free to e-mail us your documentation. We will check the facts of the matter and provide you with a written feedback, without any costs.
You will find a lot of useful information on the RAMLA web page, how to handle a car accident claim supporting you to claim successfully, but all information supplied must be regarded as general information and do not construe as legal advice.
Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.
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RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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Defence against unreasonable or inflated recovery actions in motor accident matters.
If a motorist will find himself in the position to be liable, causing any car accident damage and honestly willing to settle, certainly don't want being overcharged, some defensive action are needed to be performed in time.
As some of our contemporary people likes to make a fortune out of a car accident damage, demanding or even suing for unrealistically or inflated demands, entering in defencive action is needed.
Being confronted with an unreasonable claim, either in respect of liability and causation or fair and reasonable repair costs, a claim from another party should be disputed or declined.
Declining or rejecting a claim with a bare denial (just deny without reasons or facts provided), will be easy, but not recommendable. In an action in Court, a bare denial is not admissable.
Any claim should be analysed and engaged with and only proven facts should be utilised for a denial, unless the demand is even unsubstantial formulated. If that will be the case, i.e. in a recovery action initiated by a South African motor insurer, just demanding an amount saying the demanded has been negligent and caused the impact, without naming details a bare denial will be appropriate, initially.
It should not be forgotten, that no party can compel or force another party, involved in a car accident accepting or paying a claim, no lawyer, no insurance company or a party can do so, only a court of law have the power.
RAMLA, as a specialised expert in all motor vehicle accident matters, will be able defending and supporting clients, in respect and in defence of unreasonable or inflated claims.
Defence against a 3rd party compensation claim
Every party or participant in a traffic collision, may have own ideas of who will be liable and for what, if damages to property occur. Each party can decide to sue or demand another, accusing to be causal and liable for the car accident damages, suffered and subsequent demand pay for damages.
Any such demand however, must not have sufficient means and the question of success in suing another, without having hard facts however, is very problematic and will not stand a firm defence.
Just putting forward allegation, without attaching hard facts, will not impress the other party very much, if they do know how car accident compensation matters works.
One major task for someone claim from another will be - the one claims has the onour - or must proof what is claimed, on a scale of probabilities.
What can be said in a general way, don't be too afraid, once confronted with a demand or summons, suing for damages.
Any action against another can and should be defended, if there isn't a clear basis and merits to proof allegations and damages etc., but will need engagement in defence in an early stage and to realistically demanded time frames or periods according to the rules of the court, if a summons has been served.
However, a legitimate claim, based on hard facts, should not be defended, as it will only make things worse, if not appropriate or without factual background that will be suitable to rebut parts or a full claim.
It will be much better to accept a legitimate claim and in case the demand cannot be met in all respects, just in time and or in financial means, appropriate negotiations instead of defence will be the best strategy.
It will most commonly be possible to strike a settlement, to get matters sorted in a plan able manner, if a defence will not be opportune.
If the facts will not be clear in favour of a demand, proposed in whatever form, a defence should be entered into. A defence against a demand will start with clarifying, to the other party or its representative; the claim will not be accepted and be defended in all respects or in parts, if that will be applicable.
Claims served in the form of a summons, must be answered in the prescribed manner, laid out in the relevant section of the summons, to declare and enter into defensive action and delivered with the clerk of the civil court, issued the summons, in the time period set out, currently within 10 days after the service has been effected.
But just enter into defence will not be good enough, as to all times in a legal action in regard to the rules of the courts, a default judgement can be risked, if not followed up procedures as required.
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RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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That means in the first place that within further 20 days after the declaration of defence is served to the clerk of the court, a defence plea needs to be served to the other party at the given address for service and to the court.
In a legal action in a court of law, a number of applications are possible and need attention in time, not risking a default, which can be filed for by the claimant, under specific circumstances.
A suit in a court of law should not be performed by a legal layman, if not exactly knowing what will be at stake, except for a suit in a small claims court, where it is obligate that parties represent themselves and no representative of the legal profession allowed.
Get professional legal support, not losing out a legal battle in court just on technicalities, if a defendant does have the merits to stand allegations and rebut.
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When you are in the position to be liable for any car accident damage, you certainly don't want to be overcharged!
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Adhering to the formal needs in an action will not be sufficient alone, as issues of liability, negligence and causation as well as possible differences in damage calculations must be addressed.
Allegations of wrongdoing, not abiding to the rules of the road, missing out to perform duties a motorist is obliged to do, are factors to be clarified and wrong or unqualified allegations must be challenged and rebutted.
It can however not be advised how exactly a claim needs to be attended and arguments put forward, as each and every claim will be individual and a guide cannot be given without being involved into the process, at all.
Duties that may form part of allegations, are next to others, to properly observe the complete traffic, not only before or behind a motor car, but rather have the nearer vicinity fully observed, reasonably anticipate danger or mistakes others may create, have respective safety distances kept, trying and avoiding an impact, even if the other will be the cause for a crash, by breaking or taking evasive measures as good as reasonable possible.
If such allegations are applied, and it is most common to be, there is a very high potential of interpretation and dispute at stake and non-experienced motorists should look for professional advice, even if it means to pay for, as the expenses may well be reasonable to mitigate bad and detrimental effects.
Once the question of causation, contributory negligence etc. has been investigated and a determination concluded, it will be the time to look on motor vehicle damages.
Assessing damages correctly is a difficult task and mostly needs a qualified vehicle damage expert or professional assessment, to investigate and calculate, fair damages and according repair costs.
Parties or other insurance company does not accept all and everything claimed for, right in the beginning. Having vehicle accident damages assessed, may bring to light that not all claimed damages may have been caused in the particular traffic accident and so far not being awarded or paid for.
There will be plenty room for disputes as to what reasonable damages are and it is always recommended to take photographs in all stages, before the repair starts.
Without proper photographic evidence of the condition the vehicle has been, before handed over for repair or storage, it will be difficult to proof, if anything will go wrong through involvement of others, unless a repair is approved, which can take time.
Defence against a motor insurance recovery claim
South African motor Insurance Companies, will pay a comprehensive insured motorists up front for damages, even if not caused by the insured themselves, unless no other technical obstacles (breaches of terms) hampering matters.
But as soon it seems likely, another participant in a car accident may be the real cause of the accident, the insurance company will evaluate, if a recovery action (attempts to held the deemed liable responsible and make them pay) is appropriate.
In all regularities a comprehensive insured car driver/owner will cite all recovery rights to the insurer, once a reported claim has been settled throughout involvement or paid by the insurer, to the insurer to act as they deem fit, on behalf of the insured, with or without approval or knowledge.
The insurer may act in utilising its own recovery department for a demand to the deemed liable party, or chose and mandate an attorney acting on behalf of the insured.
Any actions however must start with a demand to pay damages served to the party envisaged to sue. It should be taken attention to the fact that such recovery action can come late, about a year later, or even in the space of time of three years, before a case will be prescribed and any legal action barred, as too late.
Given the demanded party does accept own faults and subsequent liability, it is advisable to engage with the demanding party, in order to find a way forward, if the demand cannot be met immediately.
Insurance companies do know that it will be as hard for them to claim, as it will be for another to hold a party liable, if a dispute occurs.
It will depend on the way the Insurer will apply, in actions attempting to get the recovery claim accepted or ruled upon in a court of law, how the defence must be organised. It will certainly be obligate that any defensive action need valid merits and facts that can be proven to rebut a claim, as it apply in defence of any other action.
The insurer however will only initiate a recovery action, if they reasonably believe having sufficient facts to proof the matter. Unsubstantiated claims may take place, but it won't be the regular case and it must be anticipated that some legality will be with a demand, but may certainly be challenged in one or more aspects of the matter.
It should be noted that as later a recovery action is initiated, it is expected that proof/facts/evidence may by weak.
That in turn does means; any party in a car accident should carefully keep the evidence at hand, until at least for three years after the impact, to have a chance to rebut a claim.
But in cases the demanded party don't believe or do know, not being the sole cause of the accident, based on facts, it should entered into defence in an early stage and don't wait for a summons to be served.
A denial can be just a bare one, not giving any reason or explanation, but it won't be as advisable as putting facts forward, that shows there will be little to gain, if a matter will be escalated.
If that won't be good enough stopping the recovery action and a summons will be served upon a party, defence needs to be addressed formally and procedures followed as to court rules.
A party facing any such demand or even legal actions, such as a summons, should not hesitate looking for appropriate support.
Damage to property and or vehicles in a traffic collision.
Damage to motor vehicles or goods or other property as walls, poles or damages to infrastructure etc., as well as any other material damage to other things, such as your pay load, clothes, glasses, or damage to a fence or house, if someone fails to control the vehicle causing the traffic accident, will form part of the claim.
All reasonable material damages in direct or indirect connection to a traffic accident are damages to be looked on and claimed for.
All such damages must be assessed separately and cost for repair or replacement separately proven.
What happens if parties are not insured, but suffered damages in a vehicle collision?
The question being properly insured or not, does not have an impact on liability or causation and the need for compensation.
In South Africa it is common praxis, that an insured motorist will have the benefit of support from the insurance company, as they may pursuit the claim on behalf of a client.
Not being insured against risks of motor car collisions, will trigger a motorist in his/her own personally capacity, to claim from the person who caused the damage to vehicle or things, or defend a matter unreasonable raised.
Such actions do need experience in traffic accident matters, if a positive outcome can be expected. The reader of the RAMLA web site will find a lot of information in all respects of car accident matters on the different pages, dealing with more details, which may be helpful to understand the issues.
However those information given, are of a general nature and do not be regarded and are not legal advice. For legal advice, consult the professional person you trust.
RAMLA is a specialised expert for the pursuit of car accident claims, offers you professional but very affordable claim service to clients.
A claim against an uninsured motorist, or a defence will not differ in actions to be taken. An uninsured car driver must pay for damages caused throughout negligent driving or other wrongdoing, even without motor insurance cover.
The major difference between a claim against insured or not insured, will be, if a claim is approved or positively ruled upon, the claim will most probably be paid by the Insurer, if the insurance cover is good enough and sufficient covering the risk, so the claimant will have some certainty about the solvency of payment.
The outmost highest risk in claims against an uninsured is the ability to pay for the damages. In cases where it must be suspected, the financial background will be too weak to settle the damages, all should be done to settle out of court, in pre-litigation, after demand and negotiation took place.
A proper settlement agreement is a must, and only such will open a relative easy way suing the other, if in breach with the agreement. Instalments and perhaps a reduced offer should be considered, to pave the way for a settlement agreement.
Check RAMLA claim service for your support and success.
What is a third party car accident compensation claim?
A third party claim is a claim by a person, or the representatives of a person, entities or other institutions, who suffered material damages to property, in order to sue another party seen being liable and causing the car crash, getting paid for damages suffered.
Third party claims for damage to property (car or goods) must be directed to the liable party. In some instances where the party is insured and reported a claim, the Insurer may act on behalf of the insured, but will not become a legal party in the action.
Such claim will consist of pre-litigation actions (check and prepare a claim, improve facts and merits, demand and serve a compensation demand to pay, enter into correspondence, adjust proof and engage in a settlement) and if no satisfactory settlement can be achieved, being escalated to a court of law in order to file and pursue a legal action.
In South Africa non-material, bodily injuries are "insured" or cared for by a State Entity the Road Accident Fund of better known as RAF. This fund is supported by a percentage included into the patrol price, making sure that financial compensation for bodily injuries will be attended, for all possibly be injured in a traffic accident on public roads, taking away the individual risk of insurance or financial ability of perpetrators.
RAMLA does not deal with bodily injuries currently and therefore little will be found on our web pages to the RAF matter and process of claim. However there are a number of specialised lawyers all over the country ready to assist.
What is Negligence driving a vehicle causing a motor car accidet?
It can be said that negligence will be the key word in South African car accident damage claims. Negligence comes in a variety of accusations, resulting from unlawful driving a motor vehicle on public roads.
Negligent driving is a milder form of recklessness driving and a motorist must be found having driven negligent, or at least being contributory negligent, in not obeying to obligations posed on a car driver, by traffic legislation to be accused of causation for the impact.
Driving negligent is meant as an expression of fault, in not carefully enough driving a motor vehicle in public traffic, but will not be a criminal offence, other than recklessness driving or deliberately wrong behaviour to harm others, may be.
The degree of negligence does have a significant impact in determination of liability for a motor car accident, as negligence will be utilised to quantify causation and the per cent of causation be utilised to determine the quantum of the damage, a party found been negligent must pay to compensate another.
More precisely, negligent behaviour in public traffic means that one didn't take care of what better should be done, i.e. hold the motor vehicle in a roadworthy and technical proper condition. Further abide to the rules of the road posing a number of challenges onto motorists.
In cases a driver did not watch out for the on-going traffic in an appropriate manner, do thinks that are not appropriate and not allowed during driving, such as telephone or texting, extreme speeding, don't take enough caution and or inflict in rights of other motorist, driving under the influence of toxic substances and many more individual components, can be part of the matter leading to be accused being negligent.
A vehicle driver must be proven negligent, to be liable for damages to others, if on a 'balance of probabilities' it is proven, that he/she did not drive the motor car in a way in which a reasonable driver would have driven in the same circumstances.
In a claim action for auto accident compensation, one have to prove that somebody else was driving negligently, when building the case merits of a claim, and negligent driving needs to be substantiate, before a claim will be paid.
Sometimes it is not the driver of the vehicle who was negligent, but rather the owner of the vehicle. Owners of vehicles should make sure that everything on the vehicle is working properly and the car roadworthy, not being seen contributable negligent, as to the failure to do so.
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Aspects and options
RAMLA membership
RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership
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RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.
Car accident issues that matters most:
We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.
Taking on disputes with motor insurance companies, engage in unfair declines or apportionment of damages, take matter on review to the Ombudsman, or even get matters to be judged in a court of law, should all fail to find a solution before the escalation to a court of law is inevitable.
RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.
We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.
We work only on those motor car accident matters.
Check us out, so you do know if we can uphold we say, free of charge.
Welcome to RAMLA
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How going forward once there is a claim or dispute or other challenges?
Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.
It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.
Lot of those issues may not be according to valid law, and just a reaction of someone in charge don't care, not having the necessary skills or just follow a strategy to get rid of valid claims, should not be accepted.
RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support. It should not be the correct way and get a claimant just been brushed away, isn't it?
Just take the time and contact, tell us about the matter and let us take care of it.
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Defence against unreasonable or inflated claims?
RAMLA can help you most effectively to get a claim dropped or eased.
The results defending someone against whatever claim, if it isn't as clear what the implications are and what evidence the other party/Insurance do have, are very good to stand through, even if a summons may be served.
The party alleges or accuses is forced to proof the claim and not the demanded party.
Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.
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However we do handle every substantial MVA claim,
against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.
Should it not be so in the first place, we do all we can to improve such merits to get the matter being a strong case.
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Chances of success, if there is a strong case, and any other winning guarantees?
Those are questions we hear frequently, before a new client is prepared to accept some fees.
But telling the truth, chances of success are entirely based on facts and evidence in every particular case and there cannot be any guarantee being better as proof and evidence.
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You want to visit a local RAMLA office in your area and have a chat with one of our experts?
We are very sorry telling you, that we have chosen a different way of performing our business. In order to hold overhead costs low, and not compromise on expertise, we have decided to act from one central, but not public office in the Western Cape.
In order to hold fees low and offer very competitive rates compared with other legal services, we decided to concentrate intelligence and contain costs in this manner.
Anyone who likes to visit his/her adviser or attorney should not choose RAMLA as a favourite as we cannot honour just that.
But we can deliver the way we operate effectively wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.
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Is the RAMLA service entirely free of charge, or what about fees, can they be deducted from recoveries or must they be paid upfront?
Let me answer the question in short.
No, unfortunately RAMLA practical services aren't free.
Even we need to cover costs. Affordable fees apply. A detailed service and fee scheme is available on request.
RAMLA doesn't bill for time/hours consumed, but for action phases, designed to solve a client's problem.
Yes, all fees need to be paid up before we take action.
Why is that so?
Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.
Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.
In general those deposits are offset against fee notes and further deposits requested in due course.
We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.
Contact us to get more detailed information.
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Any doubts about our capabilities or performance as this offer is an anonymous one on the web?
Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.
Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.
Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.
We value a fair and open informative strategy that will please most of those with an open mind to new technologies as email etc.
But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer.
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Should you have been through all the before . . .
and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.
You're welcome to be served perfectly.
Kind Regards
Your RAMLA team
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Nationwide Claim Service
SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:
ramla@ramla.co.za
RAMLA Expert Partnership
Become a local partner of our Nationwide Network of experts in adjacent industries, such as:
Legal profession
Panel beater or auto
body repair workshops
Independent vehicle
damage assessors
enhancing mutual business at no cost to either side.
Please follow the link to the industry above to learn more about the offer.
SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za
Towing industry . . .
partner with RAMLA?
When towing any vehicle to safety, after a traffic accident, it will be the ideal time/opportunity to promote RAMLA highly experienced and economical outstanding claim service, to enable the party suffered damages to claim or defend for material motor car accident compensation, and take part in the RAMLA rewards program.
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Towing and or storage of a damaged car on a yard can come with bad surprise
Can a party in need of towing trust all companies, if matters coming towing the car to be stored in a yard with costs?
There is a good portion of suspicious thinking necessary.
A serious warning is therefore adequate.
Don't trust any promises of a hassle free pursuit. Make sure you do know about costs and risks.
Many have lost the salvage value of the car stored, just set off against towing and storage costs, as they did trust and not be as sceptically as needed.
We don't think to trust towing guys anymore, as we haven't made any fair connections yet.
On the contrary we need warning parties involved in car accidents, to not trust any of those promising rescue offers to give you a hassle free support.
Do not trust any promises as the other parties insurance company will take care of costs, as that is a total different matter and will only be true, if and in time the Insurer will accept claims, which isn't the regular occurrence.
Some of those towing companies, store your damaged vehicle on an open yard, not insured or safeguarded and despite charge storage fees in the range of International Airport parking rates, being of R 300 a day and more.
They do refuse to release the car, unless all is paid, which is illegal.
Such may end up paying for overcharged towing and storage what the wreck may be worth and they may suggest just leave the wreck for the open account.
Don't fall to such illegal and unethical behaviour.
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Motor Insurance Disputes
An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.
Having the knowledge and experience is a prerequisite to get through against sometimes very strange arguments or decisions.
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Ombudsman for short term Insurance
The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from policy differences or disputes.
However it must not always be expected that OSTI is in favour of Insurance clients to protect their rights.
Very often they just look on one-sided information, even without verification, if a client in need for help doesn't know how to repudiate false or weak allegations, the matter will most probably be lost and the Insurer rests relaxed.
The Institution of the OSTI office is financed by the Insurance Industry.
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A reluctant party try to hide and not engage?
Don't allow a party to act in such manner. A liable driver must take responsibility, but it can be a challenge if you have been too patient or trustful of promises and the other do know how to make you struggle.
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Companies don't engaging into claims they are vicariously liable for its employees
Companies are in some circumstances responsible and vicariously liable for employee's action and damages, if in charge for the business.
Despite most such companies may maintain a valid insurance cover, not many are open to an amicable solution and reluctant to support a claim.
The problem may just be that those who employ personal which need take part in public traffic in order to do the job get too much involved in car accidents throughout the employee's mistakes and don't like seeing the insurance cover in danger or face higher risk premiums.
There are commonly more difficulties to get matters processed as if claiming against a private person.
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Alcohol or drugs a driver has abused but driving a car under the influence and causing the accident
Alcohol or Drugs shouldn't be consumed when on the road, for good reasons, and prohibited by law.
Once alcohol or drugs are suspected or proven, any insurance cover will lapse and no compensation can be expected covered by any Insurance.
However, the misuse of drugs and or alcohol must be proven in a professional manner. It will not be acceptable, if an Insurer or other party allege the other being intoxicated. A witness or any observer cannot detect degree of intoxication, even if they are medics, without scientific analyses.
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market value, trade and retail value, scrap or salvage are all part in a "write off" case
When it comes to more serious car accident damages often repair costs are high. Should repair costs exceed the market or pre-collision value of the motor car, it will be called a "write off".
Unfortunately many of those been written off is caused by a decision of an Insurer.
The manner in which the car values of a highly damaged vehicle being evaluated, is applying inappropriate schemes or assessment results.
A write off can cause many hassles in some regards.
There are some value schemes offering private persons a one time free value check.
Below as an example, TransUnion Car Value
www.carvalue.co.za
Anther source will be www.book-value.co.za as well as www.autotrader.co.za
TransUnion Car Value Scheme
www.carvalue.co.za
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Depreciation of a vehicles value after accident, even if properly repaired.
Depreciation is a factor in the day to day or month to month declining value of the regular motor car. Thereby is a rule, how more expensive a car how more loss of value. It certainly not only the time factor, but even mileage and condition, which have an impact in value loss.
Motor insurance companies revalue the vehicles value on a monthly basis, meaning every month a decrease takes place and should the car involved in an accident do have serious damages, the current (monthly adjusted) car value does play an important role, in order to make decisions as such of a write off, as it will be the case if the repair costs exceed the current value of the motor vehicle, of even only reach a percentage if the claim is against the own, comprehensive cover, as to terms and conditions.
Should a car be repairable, it may be looking fine again, but a car damaged in an accident isn't worth the same in a sale, if the buyer will be aware of it. Even the best repair is not as good as the undamaged car has been.
South African compensation practice does not take note of such loss and don't reward easily or at all for such loss, which is not fair at all.
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Settlements in car accident compensation matters.
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Issues of car hire during repairs
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