Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA

RAMLA - car accident damage claim service South Africa
Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines

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Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa

Road Accident Management & Legal Action

We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.

RAMLA is a specialised Expert in South Africa's Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.

Select from the issues on this page

        Assessing damages and calculate the Quantum for repairs, is one of the important steps in a claim for material MVA damage compensation, in Sout Africa (RSA)

Compensation issues in relation to motor car accidents, ananlysing damages and repair challenges

RAMLA - car accident damage claim service South Africa
Having a compensation claim against another party, probably insured against claims emanating from car accidents, or against own, comprehensive motor insurance cover, can come with complications. A number of issues can lead to disputes, declines or insufficient settlement offers. RAMLA as an specialised Expert in all MVA matters, can be the solution for any such problems.
      car accident in South Africa

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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.



Assessment Information

  More Issues of high interest


Free accident fact check

Damage Assessment is esential

What makes a qualified Assessor

   Insurance Assessment
Problems and Challenges

Reconstrution of facts in dispute
Assessment Agreement

       Costs of Damage Assessment

Technical Expert Witness
Importance of proof
Unqualified Quotations

                    Market Value
         Scrap or Salvage Value

Compensation in a "write off"

Depreciation or loss of Value

Find a local Assessor
Become a network Assessor

Free Accident Forms
Free accident fact check

Dealing with Insurance Companies

Other Issues in the Sector of:

Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service

Free accident fact check

If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim

Welcome to RAMLA - Car Accident Damage Assessment

Vehicle damage assessment is the more accurate and reliable method of listing your motor car accident damage than those of a damage repair quotation. A professional vehicle damage assessment is done by a qualified assessor with extensive training and equipped with the latest IT technology and software to draw a damage assessment report that reflect all you need to know.

If you are involved in a car accident in South Africa and like to know what to do, please read more.

There are notes about the vehicle details examined, its technical general and detailed condition, details about important values as market value and salvage and sure the amount of money to be spend to repair the motor vehicle.

This and more will often be the basis to decide for motor insurance companies if they authorize the repair or if they consider the vehicle as written off, which should ring alarm bells with the victim of the damaged car.

car accident in South Africa

You found the RAMLA web page because you were looking for some general information on how to proceed in a case of a car accident in South Africa. You will find lots of information about it here to support your own claim pursues or even to answer questions you might have in your car accident claim. If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.
If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.
Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

Want to know more what will be helpful to know before you contact RAMLA (SA)

If you are involved in a car accident in South Africa and like to know what to do, please read more.

What others say lately about RAMLA:


Thank you for prompt reply. I will certainly consider what you are suggesting and will get back to you as soon as I decide.


If all were like you, the world would be a better place.


I was looking for expertise and found it with comfort.


Hi, thanks for your input and professional presentation of facts, excellent document.


I already read the letter. I am satisfied with the content. Thank you very much for your assistance.


Hi, thank you for getting back to me so quickly.


Hi, Sorry for delay. I am happy with the settlement agreement that you proposed and would be happy for you to draw up the guarantee for the parents to sign.

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car accident in South Africa

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Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.

car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa

Damage assessment: Your cornerstone for success to proof motor car accident damage

Finding the value for car accident compensation, means we are now talking about figuring out the monetary side of your car accident damages.

A professional vehicle damage assessment will serve the purpose to qualify and quantify any damage to your car, and the results of the examination and the findings during the damage assessment, will be draft in a comprehensive report, accompanied by qualified photographs documenting the total damages.

For those looking on this web page and in need of professional damage quantification, RAMLA just like to point out, that we don't do any professional damage examinations ourselves. In cases we need to serve clients with qualified assessment of the damages to proof your claim, we make use of independent professionals, preferred by those experts linked to RAMLA.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable

Click for Assessment related Site Map - A comprehensive overview of relevant Issues

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The purpose of a professional vehicle damage assessment?

Crucial factors in the assessment report - Repair Costs - Market Value - Salvage

An accident damage assessment should be unbiased, not party friendly and fair!

Headlines and Issues on this page

What is the purpose of a professional vehicle damage assessment?

The simple answer is, finding a fair and reliable base for financial damage compensation and secures evidence that might be utilised in a claim dispute.

Once you are in the situation to claim for your car accident damage compensation, you must proof your damage to the other party, to the insurance company, or to the magistrate/judge in a court of law pursuing a legal case for compensation.

The best in order doing so, the proof of your motor vehicle damage must most hopefully not be rebuttable by anyone, trying to avoid or downscale compensation.

The result and the compensation value, listed in a professional car accident damage assessment, should be sufficient to repair your damaged motor car, to the state it had been before the car accident happened or in a case of a "write off" where repair cost exceed the market value of the motor car before impact, should enable you replacing the damaged vehicle with a similar and comparable motor car, without putting own money into the deal, given you are not causal or partly liable, for the traffic accident.

Professional motor vehicle damage assessment is the best and most reliable way, to proof your car accident damage, provided the assessor will work independently and not trained to scale down car damages or deliver party friendly assessments.

RAMLA cooperates with established and well reputed car accident damage assessors and car testing centres in South Africa. Our listed assessors have a track record of expertise and are qualified to support your car accident damage claim.

RAMLA will be your   one-stop car accident claim service   in South Africa

  Material Damage suffered in a car accident   Be careful when handling your car accident claim   RAMLA car accident claim management   Lucky you when the car accident damage is repaired

After the inspection of the car accident damage, where all factors are noted and qualified photographs are taken, a damage assessment report will be drafted, which must be suitable to proof your car accident damages, watertight in all relevant matters.

Given the matter cannot be resolved to satisfaction in pre-litigation (before legal actions in a court of law) evidence must be given in a trial.

During a court case, where the car accident damage assessment is used to support the matter, the findings of the assessment will be presented and supported by the testimony of the assessor who compiled the report as expert witness.

The objective must be having a true and complete car accident damage assessment, as well as to have the right arguments, to motivate the judge to trust the assessment and then award judgement in favour to the claimant.

Unqualified proof of vehicle accident damages, in regard to value, will lead to losses in the pursuit of your car accident damage claim. As a victim, you have to prove the merits and the value of damages suffered in your car accident.

Once submitted a damage claim to the liable party and they accept the damage claim, it will be difficult to adjust or amend the details or the value of the damage claim, if it proofs that it had been not complete and insufficient, to repair the car accident damage, for the money awarded to you.

To avoid this detrimental situation, you should ensure having a qualified quotation or better a professional car accident damage assessment in place.

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Material Damage suffered in a car accident           Material Damage suffered in a car accident

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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you may have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client, but unfortunately we cannot supply a free pursuit for a practial claim.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.

  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.

It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you be email with the result and advice - free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.

Car accident compensation claims for damages, may cause some headache, in

South Africa.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.

It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.

Contact us now and let us know how we can help you?

car accident in South Africa

email us your story and details to for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claims, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.

The crucial factors in the assessment report:
- Repair Costs - Market Value - Salvage -

As laid out above, the repair costs must be calculated accurately and unbiased. Once the fair repair costs are examined, they will be compared with the so called market value. If the repair costs stated are higher than the market value, it will lead to the fact the damaged vehicle is not economically repairable.

Economically worth repairing a damaged motor car, will only apply if the costs of repair will be lower than the value the motor car represents, before the traffic accident occurred.

There are different approaches arriving at those values and the threshold when a motor car called a "write off". There is an effective market value, the amount of money one in reality must pay for such motor car in open market and a calculated market value, based on value schemes not exactly determined for the finding of a fair market value.

Most commonly, South African motor insurance companies applying such value schemes finding it an easy way to arrive at a value. The calculation will be - Trade Value plus Retail Value divided by two.

In this equation - Trade Value, will be the price a commercial car trader is recommended buy or trade in a motor vehicle. Retail Value on the other hand is the price the same dealer is recommended to sell the vehicle to the public, covering up the margin, profits etc. It must even be emphasised that this values are recommendations and in no way a rule to stick to. The reality may often be, the dealer buys and sell, as he/she deems fit, when finding a willing seller or buyer.

Once dealing with a write off, or beyond repair, uneconomical to repair motor car, the Salvage will be another important factor. Salvage is meant to be the amount of money, another will be prepared paying for the scrap, but most often even definite in an assessment report on theoretical figures, such as a percentage of the value etc.

Certainly Salvage will only be of importance for a motorist claiming car accident damages, if the party offering a settlement wants the car owner disposing the salvage and not taking the scrap for disposal and pay out what is calculated as salvage.

Another definition of the salvage value, or the threshold when a motor car can be called "written off", can apply dealing with a comprehensive insurance cover. The terms & conditions and the insurance policy, may lay out different measures, if and when such values are applying. Some South African motor insurance companies already call a motor car a write off, if the repair costs are in the range of 70% of the full damages.

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               Contact RAMLA . . .   for your free initial case analyse   Now

               Know more about the free first case analyses before contacting RAMLA?

An accident damage assessment should be unbiased, not party friendly and fair!

Actually this objective is very important. There are a number of possibilities that can affect the result of a motor vehicle damage assessment.

Very commonly the motor insurance company will send one of its assessors to examine and calculate the damage, either in a 3rd party claim or in comprehensive cover affairs.

It cannot be ruled out, that those motor assessors will not be exposed to some general pressure or duty to downscale motor accident damages to the minimum, which is legitimate, or even deliver a party friendly assessment.

As often seen, the assessment will not been done in the accuracy it could reasonably be expected.

The assessment report will have strong weight in the decision making process of motor insurance companies.

But important will be, that no one is bound absolutely on the findings of an assessor and can always oppose such examination. Anyhow, it will take some efforts to challenge the existing report, rebutting the results by providing different evidence.

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               Contact RAMLA . . .   for your free initial case analyse   Now

               Know more about the free first case analyses before contacting RAMLA?

read more about: What makes a qualified assessor?

Please find more information to select from :


Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an

RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:

We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or apportionment of damages, take matter on review to the Ombudsman, or even get matters to be judged in a court of law, should all fail to find a solution before the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on those motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA


How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

Lot of those issues may not be according to valid law, and just a reaction of someone in charge don't care, not having the necessary skills or just follow a strategy to get rid of valid claims, should not be accepted.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support. It should not be the correct way and get a claimant just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.


Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever claim, if it isn't as clear what the implications are and what evidence the other party/Insurance do have, are very good to stand through, even if a summons may be served.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.


However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should it not be so in the first place, we do all we can to improve such merits to get the matter being a strong case.


Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

But telling the truth, chances of success are entirely based on facts and evidence in every particular case and there cannot be any guarantee being better as proof and evidence.


You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business. In order to hold overhead costs low, and not compromise on expertise, we have decided to act from one central, but not public office in the Western Cape.

In order to hold fees low and offer very competitive rates compared with other legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney should not choose RAMLA as a favourite as we cannot honour just that.

But we can deliver the way we operate effectively wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.


What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.


Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy that will please most of those with an open mind to new technologies as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer.


Should you have been through all the before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team

Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face

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As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.

  Preparation is key:
           before  an  accident
           when enforcing claim

Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.

RAMLA Expert Partnership

Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops

Independent vehicle
     damage assessors

enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.

SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to

Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose. Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

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