Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA

RAMLA - car accident damage claim service South Africa
Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines

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Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa

Road Accident Management & Legal Action

We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.

RAMLA is a specialised Expert in South Africa's Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.

Select from the issues on this page

        Assessing damages and calculate the Quantum for repairs, is one of the important steps in a claim for material MVA damage compensation, in Sout Africa (RSA)

Compensation issues in relation to motor car accidents, ananlysing damages and repair challenges

RAMLA - car accident damage claim service South Africa
Having a compensation claim against another party, probably insured against claims emanating from car accidents, or against own, comprehensive motor insurance cover, can come with complications. A number of issues can lead to disputes, declines or insufficient settlement offers. RAMLA as an specialised Expert in all MVA matters, can be the solution for any such problems.
      car accident in South Africa

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  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    

The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.

Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:

      facilitating a claim

claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party

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   value of damages

   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage

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   Insurance claim evaluation, decline, dispute


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement


   Precedent / case law

   Defend Recovery Action


Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.

Apply for RAMLA Membership NOW

Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable

         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.


car accident in South Africa

car accident in South Africa

Assessment Information

  More Issues of high interest


Free accident fact check

Damage Assessment is esential

What makes a qualified Assessor

   Insurance Assessment
Problems and Challenges

Reconstrution of facts in dispute
Assessment Agreement

       Costs of Damage Assessment

Technical Expert Witness
Importance of proof
Unqualified Quotations

                    Market Value
         Scrap or Salvage Value

Compensation in a "write off"

Depreciation or loss of Value

Find a local Assessor
Become a network Assessor

Free Accident Forms
Free accident fact check

Dealing with Insurance Companies

Other Issues in the Sector of:

Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service

Free accident fact check

If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim

Issues of legal interest

  More Issues of high interest


Free accident fact check

Elementary Traffic Duties / Rules

  Defending against a legal claim

   Negligence, Causation, Culpa

Risks and Chances
in a compensation claim

Documentation needed
preparing a claim

       Evidence - Facts - Merits

Calculating the Value
of damages

Acknowledgement of Liability
Settlement Agreements

   Quantum of Liability -          Apportionment
Dispute Reselution

Liability of Car Owner
and Vicarious Liability

Employed Car Driver
and Vicarious Liability
Employer and Employee

Expert Witness
in a dispute of facts

Accident Witness and Testimony

Affidavit - Commissioner of Oath

   RAMLA legal in-house service

The right attorney
Specialized Attorneys
How Attorney claims
Attorney Costs
Attorney Tariffs

Find a local Lawyer
Become a network lawyer

Other Issues in the Sector of:

Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service

Free accident fact check

If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim

The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?

You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.

On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -

you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.

Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.

Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.

Welcome to RAMLA - Car Accident Damage Assessment

"write off" damages

Every vehicle owner fears the day that his motor car is damaged, taken to a repair shop and the damage assessed.

car accident in South Africa.

Only some of us have the understanding to make a conclusion on the cost of repairs and guessing what the potential damage might be. Sometimes the findings are that the car is not worth repairing/ beyond repair - and this is usually communicated to us in terms such as "the car is a write off" or "the car is totalled" or "is a total loss".

The decision to write-off a vehicle has often resulted in disagreement between the victim and the perpetrator if insured probably with the car insurance company and a number of people facing to deal with a total loss, like to know how this decision is made.

There is of course a distinction of whether you claim from your own comprehensive motor insurance cover or if it's a 3rd party deal. The major effect claiming from your cover is, that all the terms & conditions and others as the chosen cover etc. must been applied. That can lead to some compromise as it was that what you have selected to cover, with the motor insurance policy you concluded.

Dealing with a 3rd party and a write off, only the law applies. In general terms the law in South Africa stipulates that one must be compensated as to be in the material stage as before the accident.

It sounds fair and simple, but there is a lot of space for disputes left to interpretation and values.

The car insurance policy and the decision to write-off the vehicle

As a starting point we need to consider the terms and conditions of the vehicle insurance policy. The car insurance policy is an agreement between the insured vehicle owner and the car insurer and stipulates the obligations and terms and conditions under which insurance cover is provided.

Car insurers set the standards by which they determine whether or not a car is totalled or written - off, and need to disclose this to the client in the terms and conditions of the policy. The car insurance policy can provide cover for vehicle loss and damage and the car insurance company will use professionals to calculate the value of such loss or damage.

Important for one involved in a dispute with his/her own motor insurance company, is to get on to the detailed study of the policy terms, check for any exclusions or entitlements, such as car hire and don't forget the terms & conditions.

From here you can take it to check if what the insurer argues is congruent to the insurance policy documents.

If you are involved in a car accident in South Africa and like to know what to do, please read more.

You found the RAMLA web page because you were looking for some general information on how to proceed in a case of a car accident in South Africa. You will find lots of information about it here to support your own claim pursues or even to answer questions you might have in your car accident claim. If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.
If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.
Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

Want to know more what will be helpful to know before you contact RAMLA (SA)

If you are involved in a car accident in South Africa and like to know what to do, please read more.

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If you are involved in a car accident in South Africa and like to know what to do, please read more.

If you are involved in a car accident in South Africa and like to know what to do, please read more.

If you are involved in a car accident in South Africa and like to know what to do, please read more.

If you are involved in a car accident in South Africa and like to know what to do, please read more.

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car accident in South Africa

car accident in South Africa

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car accident in South Africa

Motor Car Accident damage compensation claim, in South Africa?

Involved in a traffic collision and want your car accident damage being paid for and finally recieve your material vehicle damage compensation, suffered in a crash on South African roads?

Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident damage claim to recover your financial losses, effective and outmost economically, nationwide in South Africa.

Vehicle damage assessment: Compensation when the car is . . . "written off"

How to calculate the compensation value, if the car is . . . "written off" or a total loss "totalled". Such qualification means, it is simply not worth to repair, even called beyond repair as the repair costs will exceed the market value.

The "scraped" vehicle and what you may get paid selling it, as it is - i.e. to a salvage dealer (SMD) - will have an impact on your claim, if you are directed to depose the scrap/salvage yourself, instead leave it to the insurance company or the liable party. All factors in the process to get compensation for a write off, can entail huge potential for disputes and hassle.

Already a simple traffic accidents on public roads can bring some trouble to you, simply because you are involved.

Regular or better smaller motor car accident damages, can lead to disputes with the liable party or the insurance company about the right damage assessment and correct repair calculation to recover your damages. Finding a mutual settlement basis, all are happy with, is a rare occasion.

All will become much more complicated, if the damage is as serious that the cost of a repair will come in the region of the market value, the damaged vehicle have had before impact. The South African law states that a compensation for motor accident damages due to the suffering party is limited and must not be higher than the car's actual market value before the accident happened.

Despite this diction is strong and clear, the fact that a motor car is qualified as "write off" give space for interpretations, i.e - is it really a total loss or only made one by the assessor or the auto body repair workshop. So the main questions are clearly to determine the correct market value and the accurate repair costs. Only based on both values the question of being a total loss can be answered seriously.

Unless the market value is mutually agreed upon by all parties it may be a point of discussion, as motor insurance companies, most often calculates a market value in a scheme with data based on some professional calculations, made for the motor car dealer to find a price base for buying and selling used cars. This calculation will not always representing the true market value, as if you may find it if you are going out to buy a car, you may see it goes for more.

If the repair cost indeed exceeds the market value, meaning repairing the vehicle will entail higher cost than the actual fair market value is, it will be the case of a write off, and there will be little to get away from it.

RAMLA will be your   one-stop car accident claim service   in South Africa

  Material Damage suffered in a car accident   Be careful when handling your car accident claim   RAMLA car accident claim management enforcing damage compensation

But this can be the start of interpretations to determine, if a motor car can be called written off. The status "write off" is appropriate if a fair examination (keeping in mind all extras, high or low mileage, condition of the car etc.) concludes that the cost for the rebuild of all damages would be higher than the market value is determined - and as result citing the law, saying no material damage can be claimed for higher, as the market value minus the salvage, if you want to retain the scrap car.

The crucial part of the matter is, to determine whether damage really exceeds your motor car value and both, the damage assessment and the evaluation of the motor cars present condition and value - before the traffic accident - will be correct.

It becomes a headache, if you are not happy with, what will be the compensation for such write off. Take further note, that in cases you claim from your own comprehensive motor cover, individual clauses may apply and the insurance may be entitled to only pay you a certain percentage of the calculated market value.

Enabling a motor insurance company to apply the deduction, concluded in the contract regarding compensation pay outs in terms of write off, can be the reason that the assessor may to easily write off your motor vehicle.

For you a conventional motorist to understand and verify the process and findings can be a challenge and professional analysing can be the better way, even if that will entail some smaller costs, ! before ! you conclude a settlement with the liable party or the motor insurance.

Once concluding a settlement - if you accept and sign the offer - will most often mean, you don't have any choice to do better once you signed.

When you need support to claim professional and very economically RAMLA may be the best choice

RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.

click here to learn more about the offer

There are different ways to calculate the compensation value and who will dispose the salvage, if your motor car is called a . . . "written off"?

There may be many reasons for differences in calculations, i.e., the equipment of the individual motor car, or the condition of the damaged vehicle is different to what is assumed in the dealer's value list that defines what a regular used auto will be in mileage, equipment or condition in relation to the values listed, despite the source itself is not always suitable to be one major factor in calculations at all.

If there is a difference between the listed value in the assessment report and the true market value of a car, it must be investigated. You should be on high alert if such facts have to be dealt with, as it may be a problem to find a comparable car for the compensation offered, when you have to decide if to accept a settlement offer or not.

Given the damage repair will not be considered as economically worthwhile and indeed be a total loss, it will be difficult or even impossible for a general motorist to get the badly damaged vehicle repaired, not risking unprofessional repair work that can lead to un-roadworthy conditions.

Motor Car Accident damage, in South Africa?
You want your car accident claim being paid for and recieve your material vehicle accident damage compensation, suffered in a traffic accident on South African roads?
You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Traffic accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa Choosing RAMLA claim management to support/pursuit your claim, is of course the way to success.

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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you may have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client, but unfortunately we cannot supply a free pursuit for a practial claim.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.

  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.

It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you be email with the result and advice - free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.

Car accident compensation claims for damages, may cause some headache, in

South Africa.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.

It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.

Contact us now and let us know how we can help you?

car accident in South Africa

email us your story and details to for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claims, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.

The definition and factors of true market value for a damaged vehicle involved in a car accident.

The true market value is the price that must be paid buying a fairly comparable motor car in your area of residence and a willing buyer and seller will eventually conclude.

Factors finding the fair market value are those mirrored in specialised auto sale or value publications, or advertising from motor car dealers or private sale offers, in the media or posted on the internet.

Other institutions/publications, such as TransUnion auto dealers list or concurring organisations, are helpful finding a value, but should not be the sole source.

They calculate the values, by taking expected averages of conditions according to age, usage, mileage and standard equipments etc. and together with the sales price once the motor car had been delivered as new car, by then looking on what will be the regular loss in value year by year. This scheme had been created to give car dealers an orientation on around what basis trade in and sell may be reasonable. It certainly does not force any car dealer to sell a motor car for those values. Car dealers finally decide themselves for what price a sale will be offered.

So - this orientation is not specifically created to find a real market value, but is a useful tool to apply, next to other research.

This is why those publications deal with - Trade Value and Retail Value, whereby the trade value is an orientation to which condition (price) a motor car should or can be traded in. That certainly implies that it has got nothing to do with market value, as it serves as the basis for the dealer to add on his margin for business and profit.

The Retail Value, will be close to a market value, but still based on standardisation and not taking into account i.e. extras or even as above divergent condition to the average, better or worse.

Motor car accident in South Africa and like to know what to do, please read more. Motor car accident in South Africa and like to know what to do? Motor car accident in South Africa

RAMLA defines the market value: as to the comparison of real offers for sale of cars which details matches close with that one, to be dealt with in a compensation claim.

That means looking into several publications and sale offers to get some comparable values from the market. The true market value is of course that a willing seller and buyer will finally conclude a deal. We believe it's easy to understand and reflect the truth of the market - that's why it's called market value.

Some South African motor insurance companies (if not all) definite market value different.

It seems to be a little bit strange as how South African motor insurances companies calculate the market value of a write off.

Finding a quick and possibly low basis for a compensation offer in its interpretation of market value, when taking the retail value (suggested sale price reccomended to professional car dealers) and provided in those institutional publication as mentioned above - which as demonstrated must not be a true market value for the motor car in this specific claim - and further take the trade value - the value the dealer trade in a car to sell it again. As car dealers certainly need space to put on margins and profits, we guess it's easy to understand that this has nothing to do with market value in regard of finding compensation and then: take the improper trade value, and add on the retail value and then just dived them.

For example: Retail Value R 62 195 plus Trade Value R 48 535, together R 110 730 divided by two equals R 55 365 and call this market value.

This simple example will lead to a shortfall of R 6830 in compensation, provided that the retail value will be accurate, which is more than 10%.

If that will be called compensation value it would be better understandable, but then leave space to dispute as the law cites the market value as one and only measure.

Explained like this, one will easily see, that this is a low and simple approach to find a compensation value that certainly can differ substantially from what you might have to pay when going and buy another car to get you on wheels again.

But unfortunately it's still not all to look on, before a settlement should be concluded, as the salvage is another factor to look on in earnest.

Salvage is the value that should be paid for the scrap, by once again a willing buyer. Salvage can still be a lot of money. Most often the salvage value is based on the recommendation getting from the assessment report.

The challenge will be to find such willing buyer prepared to pay just that amount of money for the scrap. If there is no such buyer on the horizon you can rely on, you must either dispute the value given for salvage, or try and get the insurance company or the other party to dispose of the wreck themselves and pay you the full compensation in cash.

Unfortunately it had proven that it indeed can be a challenge, as insurance companies intending to leave the scrap to your disposal and deduct the money - they feel to be the value for your individual salvage - from your compensation, leaving the matter to you selling the scraped car without losses.

It is even found strange, that in cases RAMLA pursuit, the insurance company insisted on the salvage value they claim is fair, but refused to dispose the scrap themselves for even this amount of value.

If someone insisting and claim they have found the correct salvage value, does not accept to dispose the scrap themselves, or even refuse to find and present a willing buyer to those conditions, there must be something wrong and to be looked on even if all other details of a settlement will suit.

And at the end, the victim of a motor car accident cannot be compelled to become a scrap dealer and look around to find a suitable buyer, as to get there it can take time and produce costs.

read more about: What makes a qualified assessor?

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Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an

RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:

We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or apportionment of damages, take matter on review to the Ombudsman, or even get matters to be judged in a court of law, should all fail to find a solution before the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on those motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA


How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

Lot of those issues may not be according to valid law, and just a reaction of someone in charge don't care, not having the necessary skills or just follow a strategy to get rid of valid claims, should not be accepted.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support. It should not be the correct way and get a claimant just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.


Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever claim, if it isn't as clear what the implications are and what evidence the other party/Insurance do have, are very good to stand through, even if a summons may be served.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.


However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should it not be so in the first place, we do all we can to improve such merits to get the matter being a strong case.


Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

But telling the truth, chances of success are entirely based on facts and evidence in every particular case and there cannot be any guarantee being better as proof and evidence.


You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business. In order to hold overhead costs low, and not compromise on expertise, we have decided to act from one central, but not public office in the Western Cape.

In order to hold fees low and offer very competitive rates compared with other legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney should not choose RAMLA as a favourite as we cannot honour just that.

But we can deliver the way we operate effectively wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.


What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.


Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy that will please most of those with an open mind to new technologies as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer.


Should you have been through all the before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team

Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

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Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.

RAMLA Expert Partnership

Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops

Independent vehicle
     damage assessors

enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.

SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to

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