Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.
























E-mail to RAMLA link

Contact us by E-mail

Claim Issues RAMLA - car accident damage claim service South Africa

Do you have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



Proof your case for damage compensation



You may contact RAMLA at all times, free of charge for advice, even at late hours or on weekends as well as public holidays.

Via email you are welcome 7/24 and receive a response in reasonable short period of time. Phone calls are less effective, but can be utilised, during business times.



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement or assistance in defensive actions against unreasonable or inflated claims.

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Our highly skilled and experienced team of experts work decisive, swift and economically affordable, to solve car accident issues.



Any Questions?

Contact us now by email and check out, if and what, we can do for you.


Our free initial case analyse offer is available for you NOW, free of any charge or obligation.

This free offer is worth almost as much as the costs for briefing your local Attorney where he/she takes your case instructions and will bill most commonly R 1500.00 or more.



So don't hesitate as it's easy, comfortable and will be answered knowledgeable in short time.

No appointment, no office visit and no costs.

      car accident in South Africa





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


        
  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    


The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.



car accident in South Africa


Free case analyse and initial advise!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA via email now          Check this before you contact RAMLA for more information about          a free check of your particular case issue and advice.










Proof your case for damage compensation



In a matter of - Car Accident compensation, - don't be fooled - badly treated - and - do not accept unfair Settlement - offers

             If anything doesn't go to plan, - get professional support.             RAMLA may just be the right service













Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:





Keywords Section - A

Accident Compensation

Acceptance and Liability - offering paying Excess

Accident documentation

Accident Reconstruction

Accident Report Forms - SAPS / RAMLA

Accident Scenarios -
What to do


Accident Scenarios -
Situations


Accident Sketch

Admission of Liability

Affidavits - general

Affidavits - used in car accident mattters

Affidavit confirming repairs - Cost - Quantum

Affordable claim service -

Alcohol and Intoxication -

Analyse of a car accident

Appeal a claim decision

Appointing an independent vehicle damage assessor

Apportioning of Damages Act

Apportionment of Damages -
Liability


Assessing - Appraising -
vehicles accident damages


Attachment of debtor's possessions

Attorney's services & fees -
in compensation actions


Audatex -
Car value listing systems


Auto accident -
compensation action


Auto Body Repair in South Africa - Approved Workshop

Auto Dealers Value Scheme

Attorney's services and fees in compensation actions

Full Keyword List





Keywords Section - B



Bad tricks of those who want avoid to be held liable, hiding not engaging

Balance of probabilities - measure to proof a claim

Beyond repair - total loss or write off

Blood test to prove intoxication

Bodily harm to persons throughout traffic accidents

Bodily Injuries and RAF claims

Breach of traffic legislation and consequences

Breathalyser tests proving intoxication

Broken promises to settle damages

Bumper bashing - minor damages

Full Keyword List



Keywords Section - C



Causation in a car accident

Calculating, assessing or appraising damages

Car accidents and its consequences

Car Hire after an accident

Car owner's possible liability for conduct of a driver

Case analyse offer - RAMLA advice

Case Law - Precedent

Causation of an accident - liability for the impact

CCTV footage of the accident

Certification of the repair value / Quantum

Change of argumentation from accepting to accusing liability

Circumstances of an accident

Civil compensation action for damage to law of delict

Claim against insured 3rd party

Claim Decline/ denial / repudiation / refutation

Claim Decline based on alleged breach of the rules of the road

Claim Decline based on violation of terms and conditions

Claim Defence Actions

Claim Disputes - Inflated or unreasonable claims

Claim Disputes about recovery actions an Insurer launches against 3rd party

Claim Investigator

Claiming compensation from 3rd parties

Claiming damage compensation from uninsured motorist

Claiming from an employed driver with a company vehicle

Collision of facts in claim actions

Commissioner of Oath

Compensation for car accident damage

Conflicting Statements leading to claim decline

Courts of Law in South Africa

Consequential Damage

Contact or identify the other party/parties

Contingency fee contract - no win no fee

Cooperation of other parties involved in car accidents

Contributable causation - Apportionment

Courts of Law in South Africa - small claims Court - magistrates - High Courts

Culpa / Culpability

Full Keyword List



Keywords Section - D



Damage assessment driven by Insurance order

Damage Assessment - Independent

Damage to Property - what can be claimed

Damage value/Quantum - serious damages

Dealing with 3rd party claims

Dealing with Motor Insurance Companies

Declined Insurance claim

Default Judgement and Excecution

Defence against a recovery claim

Defence Plea against Summons

Deformation to vehicles as to high external power impact

Delictual accountability - Delictual Law - Law of Delict

Demand a party to pay for damages - LOD Letter of Demand

Depreciation of car value

Determination of liability for impact and relevant factors

Dismissed or denied 3rd party claims

Disposal of salvage or the car wreck

Dispute of facts

Dispute Resolution with the Insurance Company

Dispute with Insurance - internal resolution or review with the Ombudsman

Disputes in Insurance claims - Resolutions and Challenges

Dispute with 3rd party

Disputes on claim matters

Disputes resolution by taking legal support

Documentary Evidence

Documents to submit in a (insurance) 3rd party claim

Driver's details and contacts

Drivers licence, non-existing, expired, Learner of foreign licence - expiered licence

Drunk drivers causing accidents and the repercussions

Duration of a claim action

Duties or obligations in public traffic

Duty to mitigate in a claim to limit expenditure

Full Keyword List



Keywords Section - E



Economic aspects in a car accident claim

Elementary duties of a motorist

Elements of Liability

Emergency in traffic situations

Emotions in pursuit of a claim

Employed car driver

Employer - Employee relationship and liability

Entertaining a claim by Insurer

Evidence, Facts, Merits

Examination of motor vehicle damage (properly)

Expert Examination / Assessment Expert Report

Expert Witness testimony

Eye Witness testimony

Excess of motor insurance policies - Acceptance Liability - offering pay Excess

Execution of warrants after a successful legal claim

Full Keyword List



Keywords Section - F



Factual Evidence in a compensation action

Filling or facilitating a claim for compensation

Forensic investigations

Foreseeability of danger

Front and Rear Impact

Full Keyword List





Keywords Section - G



General issues in a traffic accident

Getting paid for car accident damages

Gross Negligence

Full Keyword List



Keywords Section - H



Hearsay - no valid testimony

Hidden damages not detected and not included in Assessments

Hit and run accident scenario

How long will it take to be compensated

How to handle a compensation action

How to get a Police Accident Report and AR Number

Full Keyword List



Keywords Section - I



Identification of participants in a traffic accident

Income loss created utilising the vehicle and loss after destruction

Inconsistent divergent party statements to what happened

Indemnification for the financial compensation

Independent Witness

Insurance excess deal

Inflated claims - damages fraudulently inflated

Insurance claims

Insurance claim declined/rejected

Insurance damage assessment

Insurance Investigations in car accident circumstances

Insurance measures to minimise pay out

Intoxication - requirements for a Claim decline

Intoxication - Telephoning / Texting etc.

Intoxication while driving a vehicle on the road

Investigation for the purpose to serve Summons to a perpetrator

Investigations by motor insurance companies to find out what happened

Investigations into the accident circumstances

Issuing a summons with the clerk of the court

Full Keyword List



Keywords Section - J



Judgement after trial of the matter

Jurisdiction of South African courts

Jurisdiction of the Ombudsman (OSTI)

Jurisdiction of the Ombudsman (SAIA)

Full Keyword List



Keywords Section - K



Knock for Knock agreement between Insurers

Full Keyword List



Keywords Section - L



Late evening or night accidents

Law of Delict - Delictual Liability

Legal Practise Council - Law Society

Lawyer's services and costs

Legal Action in a court of law

Legal aspects and merits of a case

Letter of Demand (LOD)

Liability and Acceptance - offering paying Excess

Liability for the car accident and compensate damages

Liable Party

Litigation phase in a court action

Loss of income created utilising the vehicle

Full Keyword List



Keywords Section - M



Magistrates Courts

Market Value of a motor vehicle

Master and Servant rules - vicarious liability

Material loss or damage

Maximum compensation for total loss

Merits and legal aspects of a compensation case

Motor vehicle damage Assessment

Motor vehicle damage Assessor

Motor vehicle owner's liabilities

Full Keyword List



Keywords Section - N



National Traffic Act No 61 1996 at section 61

NATIS - National Traffic Information System

Negligence driving a motor car

Neuhaus v Bastion Insurance Company 1968 (1) SA 398 D AD - a case precedent

Not abiding to, or in breach with South African traffic regulation

Not insured against traffic accident damages

Not insured but need to claim from another

Not roadworthy vehicle in public traffic

No win no fee - Attorneys Contingency fee contract

Full Keyword List



Keywords Section - O



Obligations in a claim for compensation

Offer to settle a compensation claim

Ombudsman's principles

Ombudsman's reviews

Ombudsman's contacts (OSTI)

Onus of proof a claim is on the Claimant

Opinion evidence in a case

Overcharge for towing

Owner's liability for another permitted driving a car

Full Keyword List



Keywords Section - P



Particulars of a claim (POC)

Partly liability for causation - Apportionment

Parties don't engage for settlements/solutions

Passengers in a car as witness

Patrimonial losses - Damage

Pleading Stage in Court

Police Accident Report

Police duty at the scene of accident

Policy cancelled alleged violated the terms/conditions

Power of Attorney

Precedents in a compensation claim

Pre-Litigation phase

Preparation before taking to the road dealing with accidents

Prescription of a material claim

Process of Ombudsman case review

Pro Bono case pursuit by Attorneys

Proof of claim merits

Proof the Quantum/Value of a damage calculation

Pursuit of a claim / Procedure of a compensation claim

Full Keyword List



Keywords Section - Q



Qualifications of Assessors to evaluate damage

Quantum of the claim

Quotations calculating the repair damage

Full Keyword List



Keywords Section - R



RAF - Road Accident Fund - Bodily Injury claims

Reasonable and necessary repair costs

Reasonable driver or person reasonable man test

Reasonable precaution while driving

Rebuttal of unreasonable or inflated claims

Recklessness driving

Recovery Claim - Insurance paid client - Recuperation Action

Recovery Agent acting for Insurance

Reconstruction of Accident facts

Rear and Front Impact

Regular driver nominated in an Insurance Policy

Relinquish Salvage to a party

Reluctant party don't engage in a claim

Repair Quotations - damage calculation

Reporting an accident to Police

Retail value in calculations of market value

Retention of a stored vehicle on a scrap yard

Rights and Obligation in Traffic

Right of retention a vehicle - workshop or towing

Risks and Chances in a claim action - Basics to know

Risk profile of an insured motorist

Road Accident Fund (RAF)

Roundabout - Traffic Circle

Rules of the Road South Africa

Full Keyword List



Keywords Section - S



Safe following distance

SASRIA - South African Insurance Association - Riot and Strike

SAIA - South African Insurance Association

Saflii

Salvage - the value of the scraped car

SAMBRA - SA Motor Body Repair Association

SAPS - the duty of police on the scene

Satisfactory Settlement

Scene of a car accident - what is relevant to capture

Scrap value or Salvage - an important factor in write off calculations

Securing of evidence

Service of a demand to the other party

Serving a summons to the demanded party

Settlement agreement ending a compensation claim

Shortfall or insufficient compensation

Shortfall of compensation based on damage assessing

Shortfall emanating from Apportioning

Shortfall in regard of market value, pre collision value, salvage or policy terms

Shortfall in settlement offer - Apportionment / Causation

Sketch of an accident scene

Skid marks - in reconstructive expert reports

Small claims court

SMD - or scrap buying companies

Speculative testimonies

Speeding - issues in a claim decline

Starting a compensation claim against an Insured

State of the vehicle before accident

Storage of a damaged vehicle on Tow yard

Strong case merits needs strong evidence

Subrogation in claim enforcements

Subsequent/consequential damages

Sudden emergency defence

Sued by another to pay

Suing a negligent motorist in court

Speed control unit

Surety to secure a settlement

Surveillance cameras - video footage

Full Keyword List



Keywords Section - T



Telephoning - Texting while driving

Terms and conditions regarding an Insurance Policy

Test of a reasonable man or motorist would have acted

Third party Claim - Claim rejected

Third party claim action

Third party insurance cover

Third party insurance claim

Time frames a claim may take until a settlement offer

Total loss - car written off

Towing and Storage issues after accident

Tracking Device and Reports

Track and Trace a wrongdoer who gave false identification

Traffic Accident Reconstruction Expert

Trade value

Traffic Act 1996 sec 61

Traffic Circle - Roundabout

Tyre burst - immediate emergency

Types of disputes, declines or shortfalls in claims

Tyre conditions in an accident issue

Full Keyword List



Keywords Section - U



Unbiased and fair Investigation in circumstances of accidents

Uneconomically to repair car accident damage

Unfair claim decline

Unforeseeable danger in traffic

Uninsured motor car driver cause accident

Unlawful driving - negligence or recklessness

Unlawful leaving the scene of the accident

Un-roadworthy motor vehicle driven in public traffic

Unrealistic or inflated claims against you

Unsatisfactory settlement offer

Unsettled Motor Insurance claim

Full Keyword List



Keywords Section - V



Values in a compensation claim

Value of Salvage in terms of write off

Vehicle Damage Assessment

Vehicle not roadworthy vehicle in public traffic

Vehicle not economically to repair

Venter v Dicson 1965 (4) SA 22 (E)

Vicarious liability

Vicarious liability an employer has for the employed

Video camera footage CCTV

VIN - Vehicle Identification Number

Violation of Insurance terms and conditions

Violation of traffic regulations or duties

Full Keyword List



Keywords Section - W



Warning signs during claim evaluation

Weather conditions influence duty to drive

What to do just after the accident happened

When best claiming from own comprehensive cover or 3rd party

Witnesses Testimony in car accident issues

Writ/Warrant of execution

Written of - car status after destruction

Wrongdoer is liable for compensation

Wrongful conduct of a driver

Full Keyword List



Keywords Section - X Y Z



no entry

Full Keyword List






Caught up in a car accident in South Africa, may force a party to claim damages from the wrongdoer.

or may lead to the need to defend against inflated or unrealistic claims.



Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

RAMLA do concentrate on material or financial damage compensation claims, to get another paid from the wrongdoer and liable party, in an accident scenario.

Such claim can be one directly against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders.

Any claim needs to be funded on evidence and factual arguments supported by proof.

It is often easier said as done, as proof comes in almost all cases from the circumstances of the accident and evidence need attention right at the scene of impact.

The bad thing however is, if it is missed and not thoroughly attended to, gathering and secure all facts possible, it is almost impossible to get such evidence time after the accident anymore.

It may happen that potential witnesses drive or go away, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene of the accident, document vehicle positions - damages etc., can only be taken, if and when cars are still be in place, which - once available - will have significant value in proofing and reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

This is what is needed to be knowledgably and competently addressed and achieved.

Once a claim is addressed, formulated and documented, still the reaction of other parties needs to be waited for and to be seen.

It is to no certainty that reporting a fair claim which is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Unfortunately it can be another weak point, as many people only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - too late, and in the meantime doing all they can to address a compensation action.

Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if what one faces will be fair and correct.

We do believe it is worth taking time and effort to check on any doubt, before accepting.



Sometimes even bodily injuries - inflicting to human beings harm and pain - occur.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However we the author of this Web Platform - RAMLA - we do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised legal expert's in all respects to motor car accident damage compensation in South Africa

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, performing reviews or even claim or defend in actions in a Court of Law,

in those subjects over a long period of years, attending thousands of requests and serve clients for solutions, analysing, supporting and pursue material car accident claims, effective and economical.
Such excellent - but very affordable to the same time - service can be to your disposal, Nationwide in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot of useful information on the RAMLA web pages



However, not each and every car accident compensation claim will be fair, correct and reasonable or may perhaps be inflated.



Proper defence against such unreasonable vehicle accident compensation claims or actions, will be crucial

Defending against inflated claims isn't as challenging as perhaps thought.

Utilising the right knowledge and decisive defence action, most unreasonable demands can be solved or stopped entirely.



Contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za

Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info


 
                        

RAMLA offers You:

Free initial claim evaluation


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

       
 



Unsatisfying or even unfair Settlement offers, should be challenged and not just accepted.

Unfortunately most unfair settlement offers will come from South African motor insurance companies, which by no means, not always will have the merits to stand a challenge.

It is well worth to look into any unsatisfactory offer and chances for betterment should not be ignored.




Motor car accident damage claim service, in South Africa




First of all we have to definite, what we have to understand, will be full and fair motor accident damage compensation. But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split off into the sectors.

The first is that of bodily injuries, which is dealt with very differently as to that of material damage compensation.

The web pages you are browsing currently, only focus on the material and civil compensation claim or action, for you to receive the full and fair traffic accident damage compensation, ensued to your vehicle.





car accident in South Africa



RAMLA offers web visitors, having an actual problem in a MVA claim matter, to look into the case and analyse and advice the inquirer with the results of the analyses, the aspects and a suggestion of the way forward, in a case of car accident compensation claim or a defensive action, against unreasonable or inflated claims from 3rd parties.

Contact RAMLA for such an advice via email, ramla@ramla.co.za for your free initial case analyse   Now.  

Provide us with a short briefing of what had happen and what's regarded the problem.

Attaches may be send, such as reports, pictures or document exchanged in the correspondence with the other party or the representatives, but it should been taken care that a single file per mail should not exceed 2.5 mb in resolution.

Rather reduce or split into several mails, to avoid double work.

ramla@ramla.co.za If you are involved in a car accident
The South African law says: A victim of a traffic collision, should be materially compensated, so that one will be able to have the damaged auto repaired to the state it was in, before the traffic collision impacted, provided the other party will be the sole cause of the car accident and the other party did all reasonably possible to avoid the impact.

The maximum of compensation that can be claimed is the pre-collision value, often even referred to as market value of the vehicle at the day before the accident.

That means one cannot expect a new car (some exemptions excluded here i.e., if your motor vehicle is very new and not too much mileage, not older than a year since being on the road the first time), if the motor car is fairly used and the marks of wear and tear are visibly impacting you auto value.

But even motor cars owners, whose car is in immaculate conditions, expect the financial affords and sought after the motor car have received to be neat and clean, should find some respect.





car accident in South Africa



Unfortunately South African law doesn't provide for compensation of sentimental value, so all value claimed, that may differ from the market value schemes, should be proven and if successful be awarded.

But the common accident damages are in the range being economical worth to repair and the proven liable party must pay such professional car accident repairs.

But even an older motor car, must be repaired to manufacturer's standards, to maintain the roadworthy status and the value, of the then repaired vehicle.

The law say, simply interpreted - get the motor car back on track, as it has been before the traffic collision, but do not try to make a fortune out of it, as that can easily backfire on you.





car accident in South Africa



But this does not mean one have to agree to too many compromises, in terms of the motor car repairs. Having the damaged car back into the state it had been before the accident is the challenge, which may need to have a proper and expertly damage analyses, assessment report or repair quotation/estimate.

A solid base of car accident damage value, can be analysed for your compensation, either by a qualified repair quotation or throughout a professional damage assessment.

Initial determination of liability in motor car accident matters is sometimes done by parties or parties' representatives, as they feel fit. Such privately determination, will only be a one sided offer and does not necessarily be fair and correct.

It should be looked on to, with the necessary care and foremost skills, to analyse an accident situation, or to determine a position from another party.

The two major different ways to address a claim will be, if one either claims from the accused/deemed/proven liable party or the motor insurance covering the party for car accident damage compensation, or directing the claim to the own comprehensive motor insurance cover to be protected for own faults or minimise the risk to claim against another party.

Find more about: third party claim or a claim you direct to your own comprehensive motor insurance policy.

car accident in South Africa


In most cases, you should have some professional support. If you want to get the matter sorted out quickly, possibly with less costs as possible, and being compensated for your car accident damage fairly, you should consider and let a car accident damage claims specialist such as RAMLA, or your local attorney working for you.

The procedure and pursuit of your claim for motor car accident damage compensation in South Africa (SA)

Motor car accident damage claim service, in South Africa



Accident without insurance South Africa

Affidavit - Sample of affidavit of motor accident with 3rd party vehicle

Affidavit liable to pay for damages vehicle

Apportionment of damages on salvage in South Africa

Assessment costs - Recovering assessment fee motor vehicle damage

Assessor gave the insurance company the valid report and after that they reject your claim?



car accident in South Africa
Car accident my fault no insurance South Africa

Car was towed to SMD

Claim against uninsured - car accident pay-out if uninsured

Claims damages investigations

Contributory negligence and claim the salvage value of car South African law

Crash impact analysis of bumper resume



car accident in South Africa
Declined - on what grounds are car insurance claims declined

Defendant in car accident cannot pay what are my rights South Africa



How long after damaging someone's car can they claim damages South Africa

How long does Insurance as Santam take to settle a third-party claim?

How much can i get for car accident settlement South Africa

How to file and pursue a claim - What do you need to claim money for damages to your



car accident in South Africa
Inflated claim - Process of insurance accuses that quotation for vehicle damages are too high

Insurance claim rejected due to wrong info given

Insurance cover other drivers - South Africa

Insurance deny - Can my company deny my claim if my licence disc is expired?

Insurance Investigations - when insurance company request for cell phone records South Africa

Insurance ombudsman South Africa motor damage claims

Insurance pays when involved in an accident not by the registered driver

Insurance problems - What are the disadvantages in insuring with Santam

Insurance rejected due to expired license disc

Investigation - Do South African insurance investigate before approving claim



car accident in South Africa
Law of motor accident claims South Africa

Legal help to recover repair costs of car sa

Liability denied - Someone hit my car and doesn't want to pay in South Africa

Liability for accident caused by pedestrian sa

Liability of truck drivers in accidents



car accident in South Africa
Maximum of claim - what can i claim from third party South Africa

Motor insurance claim process in South Africa

Motor insurance law sa

MVA what happens if no response after 30 days to claim South Africa



car accident in South Africa
Ombudsman for short term judgements

Ombudsman report insurers rejecting claims

Ombudsman to dispute or rejection

Owner of car recover damages from his negligent driver



car accident in South Africa
Panel beater cross examination questions

Problems with short term accidental insurance



Quantum of damages in motor vehicle cases



car accident in South Africa
Recovery claim - Procedure when insurance company wants to claim from me in South African law

Rejected Claim - examples of letter for a rejected claim of car insurance

Requirements for holding cover in short term insurance

Responsibility and apportionment of liability pertaining to vehicle collisions South Africa



car accident in South Africa
Should insurance assessor visit an accident scene in South Africa

Small claims court accident damage write off

South Africa law on car accident and who is liable to pay who

South African road accidents

Sue other parties insurance if i don t have insurance motor car accident South Africa

Summons - Examples of summons of damages caused by animals on road in South Africa



car accident in South Africa
Third Party claim - What are the legal rights when a 3rd party claims against the negligent drivers insurance company in South Africa

Third party insurance settlement offers

Trace a car that knock my car and fled scene



car accident in South Africa
Uninsured motorist - what happens after a car accident without car insurance in South Africa

Uninsured vehicle South Africa



Vehicle in a motor car collision in South Africa

Vicarious liability motor vehicle accident



ramla@ramla.co.za If you are involved in a car accident
What happens if i am uninsured in South Africa

What happens if you are involved in an accident with insured car when you don't have insurance

What happens when a car insurance claim form has been sent for verification and approval in South Africa

What happens when you are in an accident and don't have insurance South Africa

What is the law when someone crash into your car Western Cape without Africa legal

Where can i phone to claim for road damage Pretoria

Write off - Reasons for writing off a car







car accident in South Africa



car accident in South Africa



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RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     







Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa


car accident in South Africa





Motor vehicle accidents happens every day on public roads, often causing damages to property



Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions.

Proof your case for damage compensation



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We do have the expertise and know how to act for you.

Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.




car accident in South Africa  

Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable


RAMLA   -  Road Accident Management & Legal Action


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Solution's solving MVA problems


How can I receive . . . full and fair . . . car accident damage compensation, if fault is acknoledged or resulting from different traffic accident situations and repercussions, in South Africa? (RSA)



Proofing a claim can be done either by admission or acknowledgement of Liability, or in absence of such admission, by hard facts, such as pictures, measurements, CCTV footage and best corroborated by witness testimony, all laid out in documents demanding compensation.



Admission of liability for the causation of the car accident - Acknowledgement or Evidence proving legal responsibility

A claim or legal action to hold another liable, to pay for motor car accident damages, is an individual process and can't be explained in a sentence.

All car accident compensation claims must start with the Question of Liability or Causation and calculation of damages to property or vehicle.

Liability can be either acknowledged and properly documented or found by analysing facts.

Calculation of damages, can be done by either a repair expert calculate and supply a repair Quotation, or throughout a professional damage Assessment and report.



However the start will always be check and analyse the evidence at hand, have the vehicle damages properly assessed and draft and serve a LOD (letter of demand).

All comes next, will be dependent on reaction and tailored to the particular matter and reaction.

However a car accident damage compensation claim is a formal, but individual process and it needs some experience to deal with reluctant parties/culprits or motor insurance company.

RAMLA do have such vast experience and can help clients to be compensated fair and to the best.

RAMLA - car accident damage claim service South Africa



The first priority should be, solving a compensation action in pre-litigation, which will avoiding the long term and costly way, approaching a court of law.

RAMLA strives with its experience to do just that and work hard to prepare a claim well, formulate the right arguments or reject false or unreasonable claims.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






Below please find information, as to your question in your web search for a solution in terms of MVA matters. We provide you with some answers, just click to the linked questions below.

When you are involved in a car accident in RSA

Breach of Traffic Legislation and consequences in RSA

Acknowledgment of Liability or factual evidence of liability

         Cooperation of other parties involved in car accidents

         Clinch an Excess deal will be a mistake

Getting your fair share of compensation influenced by the
     determination of liability, negligence and causation


Determination of liability - Damage analyses - Demand
     are the compensation components of pre-litigation actions




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Common Motor Car Accident Scenarios

   Front or Rear accident impact causing damages

   A car driver skipped a red robot or stop sign, hit a car causing damages

   Vehicle hit my car from behind and damaged the rear of the car

   Another vehicle hit my car from behind and damaged the rear of the car
       at high speed that impact been so heavy that my car has been pushed
       onto the one in front
standing waiting for the robot to become green.


   I made a right turn another car came at high speed and bumped into
       my left side caused a lot of damage.


   Roundabout desined to slow down traffic

Drunken driver speeded, skipped a red robot and hit my car head on.

Driver lost control swerved, veer off the road with lot of damage

Company vehicle driven negligent into my car, how to claim damages

Unsatisfying, unacceptable motor insurance compensation offer, as to
    apportioning liability and damage, or other reasons


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Headlines and Issues on this page

Contact RAMLA for a free fact check and advice



When you are involved in a motor car accident . . .

and want pursuing a successful car accident damage compensation claim, take the time to research carefully, as the preparation suing somebody paying compensation, is essential.

As to your query in your internet "Google" or search for a solution, you ended up to come to the RAMLA motor vehicle accident damage compensation info platform, where we do provide some answers.

Just being involved in a car accident crash gives you several obligations and you need some knowledge and luck to have a hassle-free car accident damage compensation claim.

However the informations we provide are of a more general nature and should not be regarded as or to be legal advice.

As every motor accident case is different and individual, we do offer a first free fact assessment and advice on your particular matter, in order to give you a better and tailored reply, if you contact and brief us via email.

RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defended.      Contact      car accident in South Africa


Breach of Traffic Legislation and consequences in South Africa

There is no law been violated not properly adhered to as the Law of traffic regulations, not only in South Africa, but all over the world.

There is no law been violated or not properly adhered to as the Law of traffic regulations, not only in South Africa, but all over the world.

As so many different people driving motor vehicles on public roads, confronted with a growing number of regulations, it must not be wondered about. However the reasons most traffic regulations are created for, do make some sense and will help, if obeyed, to make public traffic safer.

While throughout breaches or un-attendance of road traffic regulations, motor car accidents may become frequent or increase, it will almost be unavoidable to have vehicle accidents as long as humans are in control and driving motor cars.

The repercussions are traffic accidents and subsequent damages.

Breaching the traffic regulations will have the consequences of offences in milder cases of breach, or up to criminal charges, for some cases with serious human injuries or death. Luckily most violations of traffic legislation are the more minor cases, without fatalities.

Such minor breach will commonly be an offence and punishable by fines.

Being successfully fined for a breach, either by acceptance by the accused or uphold by a Court of Law after trial, this particular offence will even serve as proof of liability.

However not all accepted fines will have the might of a precedent and i.e. not having a drivers licence with the driver, in a police control, may be fined, but do not mean the driver don't have a valid licence.

Such similar offences cannot be taken as proof or support of liability for a car accident.



Being involved in a motor car accident in South Africa, will give you some tasks and hassles to sort it out, especially if you're the victim and not liable for the cause of the MVA.





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Acknowledgment or Admission of Liability or factual evidence to determine legal responsibility

In order getting paid for losses caused by motor car accidents, the question of liability is one of those essential facts.

If a party involved in an accident, be fair and acknowledge being at fault, such admission must be documented, very best in writing and properly signed, or corroborated by witness testimony, or both.

It should be noted, that parties may attempt to change mind and instead of upholding to the accepted liability, change course full circle and instead accuse another to be the liable party, meaning no acceptance no pay, without a fight or dispute.

Having an acknowledgement of liability for the causation of a traffic collision, will be the preferred way. However one must be aware, that a party can and sometimes do change mind and course, if it comes to be confronted with damages and according repair costs.

In order to rely on an acknowledgement, it should be - as mentioned - best be in writing and properly signed. Such statement will be hard to abandon and fabricate something else instead.

It must further be known to those rely on the other party to uphold acknowledging fault, that in most South African Insurance Policies and conditions, the Insured is obliged to be silent and do not cooperate or accept any liability at all, not lose the insurance cover.

In short, a Claimant relying on any acknowledgement, should be able to show it and proof it as to the written statement, or rather expect surprises, as to changing Statements deny liability instead of accept it.

It had been proven many times, that verbal acknowledging the fault at the scene is not good enough to rely on, if it comes to claim damage compensation.

Do not trust any acknowledgment of a driver, who may have reasons to avoid getting the Police on site, due to whatever reasons and don't count of a promise to pay.



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Cooperation of other parties involved in car accidents

Having a cooperative party/participants, involved in a traffic collision with damages, will help and support any pursuit favourable.

That applies in a claim from a party directly or any claim an Insurance Company is involved. As soon as the other party facing the demand and so been held liable, change mind and opt rather not to be cooperative anymore, some trouble may arise and only facts and evidence will help.

Cooperation evenly is needed, if a witness is involved, to testify what had be seen or heard, in order to take the hassles that may come with his/her role as a witness.



Some try to clinch an Excess deal attempting to load or shift the problem to an Insurance company

No sane motorist is keen to be involved, or even cause a car accident, not even those who sometimes drive a bit rude and not prudent. Once facing to be a party and perhaps the liable party in a traffic collision, the financial implications immediately come to mind.

Realising not be able to pay, even if wanted to do so, or not been covered for such losses by Insurance, the idea may come up to find a solution, not always as it is supposed to be.

One fatal error is often made, if one party - commonly in case of such deals, the one suffered the damage and not be liable - may have a valid comprehensive insurance cover, which will pay the Insured in many cases for losses. To some reasons, most insurance policies do have so called excess clauses, meaning the insured contributes a part - the excess - to the claim.

If an insured do not really wish to have another, with bad luck in driving, pay the losses, as it is explained, that by all means there is no chance to pay, due to lack of funds, income or other liabilities, may suggest to the other to pay the excess amount, which needs to be contributed and then be free of further claims from the other, a deal may be made in hope to settle the matter.

Should the person accept to pay excess in hope to settle with such payment rely on having settled after payment, they may awake in a bad dream, if the Insurance company later demands a recovery of all money paid to the client, as the insured is not liable for, but the demanded.

Unless both parties do not engage in a settlement, stating in writing and be signed mutually, that by paying excess the case will be settled, no such settlement will be legally established. The excess paying party stay liable and just against the hope or trust will in legal terms conclude accepting liability by making any payment, in which reference ever.

In case the party not liable for the causation of the accident, but do have comprehensive Motor Insurance cover, while the other deemed liable driver doesn't have any Insurance at all, the idea may come to mind, the one not covered offer the insured driver to pay for excess or losses, that may come if the insured claim through his/her insurance cover for the damages suffered and the other sort out his/her own damages.

That may be a good idea to accept by the one not liable, as it will be regarded as a legally concluded acknowledgment action if paid, or properly laid down in writing and singed mutually.

However if not explicitly agreed within such agreement, that by paying the excess or potential losses will be a full and final settlement, the liability to pay for the full damages remain with the one liable.

A South African Motor Insurance company may institute a recovery claim for the sum of money they indemnified and paid to the client.

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The most important issues to look on, starts already at the scene of the car Accident

Handling a compensation claim for the recovery of damages to property, caused by an auto accident on South African roads, what is to do, starts immediately at the scene of the motor car accident.

Gathering as many details of the circumstances, how all unfolded, getting evidence such as witness details, photographs not only of all the damages but even the surrounding, traffic signing, robots and marks etc. as good as possible, is the task of the moment, after checked on injured humans.

Don't remove the vehicles from the position where they came to final still stand, before the evidence is secured. If asked to do so immediately, by a traffic officer, refuse and ask them for help securing the evidence, to expedite and clear the scene.

In a later claim for recovery of damages suffered, proof of the matter must be based on facts and this is what you need to handle your car accident claim successfully, or disprove and defend an unreasonable of inflated high claim instituted against you, by other parties in the car accident, or motor insurance companies on behalf of insured motorists.

car accident in South Africa
Proof of the matter based on facts, is what you need to handle your car accident claim, or disprove and defend an unreasonable of inflated high claim, instituted against you by other parties in the car accident, or motor insurance companies on behalf of insured motorists.


Whatever will be the case, claiming or defending a matter of auto accidents, without good foundation of facts, supporting or rebutting any argumentation, one will end up disappointed.

A compensation action or claim can only be successful, if the mutual allegations or differences can be proven by the parties. It must be noted that the party claiming or alledging, has the onus to proof on a balance of probabilities, meaning if the scale will go just slightly on to one side, that side may obtain the victory.

In pre-litigation, the time frame where it is thought to find a solution, before matters need to be escalated to the level of a court of law, arguments will be exchanged and evaluated by the other party, or its representatives to own discretion.

There will be no objective process to verify, the parties' arguments, if disputes arose and couldn't be solved in negotiations between the parties.

One of the greatest differences between actions in a court of law and private efforts to solve matters will be, that in court a learned judge look onto the details unbiased and in the light of law and precedents.

In private attempts parties, insurance companies or attorneys evaluate on own discretion, and objectivity cannot be claimed and commonly seen not been adhered to, but the tendencies or even straight forward attempts, to minimise damage compensation to be paid to another, are on the daily agenda.



Even so called independent institution, chosen for arbitrary solutions, such as the Ombudsman, isn't spared of such critics.

Either incompetence or biased decisions can even be found in Ombudsman's reviews of insurance declined cases, where the Ombudsman - in his own competence - judge facts or particular important circumstances, as what may be regarded negligence or already be recklessness.

There are cases of regular occurance, such as violation of rules of the road, speeding etc., where the Ombud not even having regard to what independent and qualified experts, in all regularity and frequently definite, what is or is not recklessness driving. The difference will be, win or lose the case, as recklessness will lead losing the case, while negligence will force the Insurer to pay.

car accident in South Africa RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     


Failing to secure sufficient compensation in pre-litigation, matters may need to go to a court of law, for decision and a magistrate or judge will analyse critically, what will be presented to him/her, before making a decision and a ruling.

So, don't underestimate the weight of evidence, as a mere confident feeling or self-reliant position, but if lacking it. will not be sufficient to get matters sorted, neither in pre-litigation, nor in a court of law.

Being successful in a court case, it will be absolutely necessary to have good evidence, how the accident unfolded, what all the parties effectively did or omit, or have done to avoid the impact and finally good and professional proof of the damage.

Without all those, it will be a challenge and problems need attention, improving the merits and evidence of the matter and build a strong case.

Lacking good and experienced support in handling cases for recovery of damages and proper legal backing, one may find end up disadvantaged, as the other party may just do better, as they take such experience and knowledge, as it will support them better to achieve sometimes undeserved victory.

Utilise affordable but professional services, such as RAMLA offers, avoid disadvantages and get your compensation paid.

read more below:



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Motor Car Accident, in South Africa?
Want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.


For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call once you got our feedback.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.






* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA a specialised legal expert in material car accident damage claims,

filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases,

or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.



RAMLA offers full legal support to solve a car accident compensation claim, starting with a comprehensive claim preparation and subsequent legal action to enforce fair compensation or defend against inflated or unrealistic recovery actions, all the way up to a court case, if no solution can be found in pre-litigation.





Getting your fair share of compensation is influenced by the determination of liability and those deciders in charge

The determination of liability for car accident damage is a complex and critical one and should best be done by unbiased decision makers, admins or legal personnel.

Liability in South Africa is driven by the concept of delict, where one party harmed another - either in health or property - without any contractual connections or background, in acting negligent or even recklessness.

Liability can vary from 100% to a lesser degree as to, i.e. 30% liability for damages caused, depending on contribution to the causation of the impact/accident and or being at fault in such circumstances by violating a variety of duties, imposed on all participants in public traffic.

Once damage is to be addressed, someone must be found to be or take liability. This is regularly performed by some decision makers, who don't uphold standards as judges in a court of law do. Those will be involved in the first part of a claim, in evaluating and decide who and to what degree a party or parties may be seen to be liable.

Often those are employed personnel or brokers, acting for South African motor insurance companies. They apply rules given from management to handle cases, send out Assessors and Investigators to analyse difficult matters, of which the professional quality of workmanship and knowledge often can be questioned.

RAMLA is a specialised expert in all MVA matters, claims, disputes and defence actions


When analysing factors of liability, put yourself into a position as to think, who had been able to avoid the motor vehicle collision and who had acted responsible and took all reasonable care to avoid the car accident and which motorist may be the negligent or most negligent driver. The test is how a reasonable man would have acted, in the given circumstances.

Determination of liability means, one has to look on a variety and high numbers of factors, that must be taken into consideration. A basic test to apply is that of how a reasonable man or motorist, could have foreseen and avoided a collision at all, if have had abided to all the rules of the road, especially to" have a proper look out" - watching the traffic continuously and as important, have control over the vehicle to all times, meaning come to a still stand before any foreseeable impact.

A motorist applied such rules, and by taking all evasive measures and actions to avoid a collision, but could not do so successfully, with all the caution exercised, will most expectedly - not - be the negligent one.



car accident in South Africa
The questions of negligence and fault are key issues in any motor car accident, when it comes to determine liability.

Numerous articles in papers and books, have been written about the subject of negligence in MVA matters, but what really will be negligent driving and stringent methods how to definite such. A determination out of a court of law, is often inconsistent and partly biased, and will leave space for argumentation of the parties.

There are huge numbers of cases, dealt with by courts of law, that sometimes been cited as precedent, by the representatives of parties, as local attorneys or motor insurance admins, but each and every case can, indeed will be, different and individual.

The matter of case law or precedent is taken into argumentation very frequently to underpin a position, commonly to deny a claim. The claimant, expectedly a layman in terms of motor vehicle accident problems and not having an intimate knowledge of South African traffic legislation, will be confronted with those statements.

The aim certainly will be, to impress the claimant or defendant in the expectation to accept. But it needs to be clarified in all earnest, that case law or precedents are only suitable for the principle of a matter or circumstances, but not for the determination of an individual case.

RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa
Get some experienced support, once you face any such challenge and don't agree. Fees which need to be paid for such support may well be fruitful invested, to get a reasonable solution and compensation pay.

The matter of detection and determination of liability at all, is crucial and no general rule can be applied. Any car accident is unique and different.

Motor insurance companies and other legal institutions or lawyers, like to cite cases, seaming to be similar as that to deal with, to confront a party with decisions and conclusions of previously decided matters in a court case, in order to blame the other party with liability.



The Insurance companies argue:

Claims are settled on sound legal principles and the appropriate case laws and apportionments are applied.

Some of the frequently used predecents are as follows:

Neuhaus v Bastion Insurance Company 1968 (1) SA 398 D AD

The learned judge stated the following: "Keeping a proper look out means more than looking straight ahead - it includes awareness of what is happening in one's immediate vicinity. A motorist should have a view of the whole road from side to side and, in case of a road passing through a built-up area, of the pavements on the side of the roads as well".



Our Comment:

The requirements the judge formulates, are certainly correct and applicable. The problem can be, that despite the addressed motorist did all just that, the Insurer may ignore to admit that obligations have been met. Consequently where those tasks are adhered to, there is no fault and no negligence and without no Apportionment.



Venter v Dicson 1965 (4) SA 22 (E)

The learned judged stated the following regarding the through street driver: "He was not entitled to drive as if he was wearing blinkers but should have had regard, not only to the street itself, but also its immediate environs"

A driver is entitled to assume that other road users will act reasonably unless there is some circumstance, which warns or ought to serve as a warning to him, that the other road users may act unreasonably.

This does not relieve a driver from his duty to be vigilant so as to be in a position to take steps to avoid a collision should the driver of the other vehicle act unreasonably.

A driver in a through street is entitled to assume that a driver that approach a stop street will stop, but a through street driver does not enjoy absolute right of precedence and is not relieved of the duty to keep a general lookout.



Our Comment:

Even that reasoning within the judgement above, is entirely correct and reasonable. However may Insurers again don't ask or listen to the arguments that just that has been fulfilled and the one claiming damages, in fact expected danger and been vigilant, but the unpredictable behaviour of the other driver (culprit) could not be anticipated and an impact not avoid, unless the claimant would just have stopped driving at all.



In the matter of Rose's Car Hire Co (Pty)Ltd vs Rice, an apportionment of 60/40% in favour of the through street driver was made. "A motorist approaching an intersection at which he may reasonably expect traffic to emerge must be vigilant and must so control his vehicle as to be able to avoid such traffic."

Our Comment:

Pointing out what had been said just in "Neuhaus v Bastion" above, the rule accpeted stand against the allegation - must control his vehicle as to be able to aviod an accident.

A driver is entitled to assume that other road users will act reasonably unless there is some circumstance, which warns or ought to serve as a warning to him, that the other road users may act unreasonably.

Contribution to the impact can only be alleged, if the one alleges can proof the other has been negligent in not observing and adapting to the danger foreseen or be at fault in regard of his/her driving habits. That is how the Apportionment of Damages Act reads.

car accident in South Africa RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     


Confronted with such situation we suggest, don't accept such argumentation without serious questioning. Such cited precedent or decided case, should be comparable to the current case and if this will be narrow enough matching your individual case.

Experienced people, dealing with auto accident damage claims in the country professionally, should be able to determine the position of liability after scrutinising the aspects of the matter, but if not agreed upon by the other party, only a court of law can finally determine the case.

But there are professionals and professionals, if you include the motor insurance claim adjuster into this group of experts. Having an unbiased claim adjuster, employed by any South African motor insurance company, seems to be unlikely.



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If you are involved in a car accident in South Africa and like to know what to do, please read more. If you are involved in a car accident in South Africa and like to know what to do, please read more. If you are involved in a car accident in South Africa and like to know what to do, please read more.



Motor car front and rear accident impact senarious



Another car driver skipped a red robot or stop sign and hit my car causing the MVA and damages to the vehicle

RAMLA is a specialised expert in all MVA matters, claims, disputes and defence actions
In a case another motorist, skipped or missed to respect traffic signs, robots or proper marks, the motor car will not have been driven with due care and may be seen to be negligent. All car drivers in public traffic are obliged to abide to the rules of the road.

However, unlawfulness driving must not automatically be negligent driving, but will give some indications of being negligent. Unlawfulness and negligent driving issues are overlapping in certain circumstances.

Not driving with due care and ignoring or deliberately violating traffic legislation will be a strong indicator of negligent driving. A negligent driver will be seen to have caused the traffic accident and therefore liable for the compensation of damages to others, resulting from the particular impact.

However all motorist on South African roads are equally obliged to have properly observed the traffic, not only just before them, but have a proper look out on all relevant sections of driving, including other parts of the road, the opposite lanes, crossings in its entirely, as well as the rear traffic behind the car.

A car driver having the right of way, however needs to take precautions and anticipate dangerous situations and do all reasonable possible, to avoid an impact with another, clearly driving unlawful.

This certainly does not mean, the car driver with the right of way cannot expect that other motorists abide to the rules of the road, and correct mistakes in due course of driving, before the danger will become an impact.

Travelling cautiously and abide to the obligation given or posed onto him, a motorist can trust the other car drivers will abide to the obligations and in so far can drive reasonably, with due care, but still be aware and do all reasonable possible to avoid an accident, if a motorist can be aware, an impact may happen, out of a dangerous situation.

In terms of scenarios, like skipped robots or stop signs, entering unlawful and to an inopportune moment into the flow of other traffic, South African motor insurance admins tend to blame the proper and responsible other driver, being contributable to the accident, accused not have been cautious and evasive enough.

Any such attempts of blaming the victim of the accident being contributable should be looked on in detail and if appropriate, be disputed, not to risk a detrimental shortfall in compensation.

Some arguments, in due course of accusing other carful driven motorists, by admins of the motor insurance industry, must leave the impression, that as to meet those standards a driver should rather leave the car at home and don't drive at all, as meeting all those baseless obligations, would mean, not travel at all. This is certainly not what the law has in mind and what a learned judge will expect from a reasonable driving person.





car accident in South Africa      car accident in South Africa

A vehicle hit the car in front from behind and damaged the rear of the vehicle

RAMLA is a specialised expert in all MVA matters, claims, disputes and defence actions
If a vehicle collides with a car in front of another, negligence in that driving behaviour is almost certain. Being hit from behind is the most comfortable scenario to proof negligence and liability. Even motor insurance companies tend to accept a 100% liability, in cases of a rear end collision.

A motorist following another is obliged or even compelled, driving at a reasonable speed and keep an efficient safety distance between vehicles and always watch the traffic in front, enabling him to stop the car or take evasive measurers and actions, to avoid an "rear ender" impact.

Reasonable speed is not necessarily the speed limit on the section of the road; it may fairly be a lower speed appropriate, as to danger to be anticipatable or weather conditions, etc.

Such driver coming from behind, possibly speeding or at least don't keep an appropriate safety distance, is at fault, once an impact happened and liable for all the damages emanate from such impact.

Any attempt from another party or motor insurance, cover the party causing the accident, to bring accusations of contributable negligence into the matter, should be rejected and full damage compensation be claimed.

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Chain accident - vehicle 1 hit vehicle 2 from behind and 2 been pushed onto car no 3

A vehicle hit a car from behind and damaged the rear of the car - at such high speed that impact been so heavy, that the car has been pushed onto the one in front, - while standing and waiting for the signal or situation, to clear for him to go.

RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa

Given the situation a car driver is compelled to slow down because the traffic in front demands such, or is stationary on the road, abiding to stop signs or robot signal and another from behind crash into the rear, will be entitle to full compensation, as to the content of the article above.

If the impact will be as heavy that the car bumped into from behind, and subsequently pushed the vehicle crashed into, onto the motor car in front of this, the owner of the 3rd vehicle must blame the 1st motorists, hit the 2nd, having negligently driven and caused the accident, being liable for all the damages in the chain of cars.

The motorist in front of the chain of cars, needs claiming damages not from the car pushed by the impact onto it, but claim from the causing and liable driver, crashed into the one at first.





car accident in South Africa      car accident in South Africa

As I made a right turn another car came at high speed and bumped into my left side, caused a lot of damage.

RAMLA is a specialised expert in all MVA matters, claims, disputes and defence actions
The situation, if a car driver intends to turn right, or make a U-turn where permitted, must be handled careful and been watch out for an opportune moment, so the section to be entered is clear and safe to do so, before effectively start the manoeuvre.

The car driver who does not observe the traffic carefully enough and entered at an inopportune moment and a collision occur, will most probably be the liable party.

But given the driver who intends to turn right, has properly observed the traffic and chosen an opportune moment, to do the manoeuvre, but collided with a motorist coming from the opposite direction, may have valid reasons alleging this motorist ccoming along the lane entered, being contributable negligent or having driven recklessness.

Reasons can be, speeding and/or didn't had had a proper look out, or not taken appropriate evasive actions.

Depending on road conditions or other obstacles as buildings, trees or other factors, that may have a negative effect to visibility and sight, the driver coming on the opposite lane, must have anticipated a potential danger, having had reduced speed, as to have proper control over the vehicle, to avoid an impact with the other, unexpectedly comes into the line of traffic.

Turning to the left

But a motorist, intending to turn left, being aware another car is coming from the opposite direction, clearly indicating to turn left, cannot rely by just seeing the indicator flickering, that this motor car indeed will turn left and not so expect, that the road will be clear, unless the car that is indicating to turn indeed turns.

The appropriate moment to do the manoeuvre to turn left, can only be, if indeed the car indicating the turn, clearly moves practically to the into the direction indicated.

Those cases may turn out in a dispute about liability and causation as all parties may claim on facts to its favour, blaming the other to be driven negligent. A proper evaluation of facts and circumstances are of outmost important to determine the causation or contributable liability correctly.

It will further be of importance that facts and allegations can be properly proven.



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Roundabout or Traffic Circles designed to slow down traffic

Roundabout or Traffic Circles are designed to smooth traffic at intersections wit traffic volume.

Vehicles approaching a traffic circle, must as always observe all traffic carefully before entering and those vehicles already within a circle do have the priority in terms of the right of way. Roundabouts are designed to slow traffic but not entirely stop it.

Differently to a three of four way stop, a vehicle may enter the roundabout without stopping at slow or appropriate speed, but yielding the right of way for drivers attempting to enter from the right, unless road traffic signs or traffic officers instruct differently.

Pedestrians intending to cross a roundabout must cross that at the legal crossing point were vehicles must stop and give way to pedestrians. However at all other points of crossing, but particular at exiting the circle, the vehicle got the right of way to undisturbed leave the circle and any pedestrian must wait.

RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa



A drunken driver speeded, skipped a red robot or a stop sign and hit my car head on or at the side.

Well such an accident scenario is most unwelcome, but the question of liability and causation relatively clear, as drunk driving is ipso facto negligence already.

The matter of alcohol or intoxication while driving in public traffic, will establish negligence and perhaps recklessness driving, leading to liability. All motorists do know that driving under the influence isn't allowed and not just a cavaliers delict.

A drunken driver will face not only to be arrested, but next to the civil damage compensation claim, a prosecution by the state.

It is however too often the case, that an alleged drunk driver get away with it, if not been properly tested for blood alcohol or unlawful drug consume. Motorists being the victim of such accidents are sometime too lax, or even tend to help the drunken driver to get away with it, just trusting of honesty and kept to the possible promise the drunken driver gave, to pay for all.

It has been observed, not only one time, that the verbal promise of the drunken driver isn't worth much. Once there will be no proper testing procedure and time went by, there is little to proof. The now sober person, may regret he admitted something at all and having been presented with the extend of the damage, make all efforts to deny any wrongdoing.

Once the time for proper testing is missed, there will be little chance effectively proof drunk driving and negligence in that regard; if not at least a comprehensive written acknowledgement is stated.

It is highly recommended to call and even wait for police, despite it may take time, and be decisive to compel the police officers to have a proper testing done.

If an interested reader of these articles comes across the knowledge of the content, it may already be too late.

It is always advisable to take proper evidence at the scene of the accident and secure witness contacts etc.



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car accident in South Africa      car accident in South Africa

The driver lost control over the vehicle and swerved, veer off the road with a lot of damage

RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa
Cases of motor vehicle accidents, where no other motor car is participating, but damages to the own car occur; can only be solved throughout a comprehensive motor insurance cover.

If a driver lost control over the vehicle and damages are significant and/or happened to late evening or early morning hours, it will be expectable that the Insurer will have a closer look on the circumstances and undertake an investigation in the matter and situations.

The issues investigated will be utilised to check, if a breach of insurance terms may be apparent and a claim could be declined, as the insured may be in violation or breach of the insurance contract.

A motorist should be aware of any such investigations and be prepared of what is at stake, before engaging with the insurance assessor/investigator.

If such investigation takes place, the insured must brace himself and potential other witnesses of what had effectively happen, as if contradictory statements will be detected, the problem may start soon.

It had been observed in cases handled, that just inappropriate statements given in an interview, most commonly telephonically, by people that aren't involved directly, has led to a decline of an insurance claim, despite those witness statements may not be true and correct, lack the evidence needed to base a decline onto, or just made vague or misleading, in a sudden surprise of a telephonic investigation inquiry given unprepared and irritated.

It will be a challenge to get a decline reversed, once decided a decline is appropriate, just one sided.

Looking for support will only be good enough in an early stage, best before practical investigation is undertaken. The investigator will be prepared, but the "witness" may be surprised and annoyed.

Unfortunately the phone call will be recorded, and its rarely been seen, having a second interview to offer the opportunity to clarify.





car accident in South Africa      car accident in South Africa





A company vehicle driven negligent into my car, how to claim damages

RAMLA is a specialised expert in all MVA matters, claims, disputes and defence actions


If collided with a company vehicle, small transporter, lorry, taxis or whatever type of a vehicle, driven in due course of the business in pubic traffic, poses some extra challenges to parties claiming.

It will be out most crucial to secure as much evidence as possible. It should be attempted to find witnesses and take contacts.

The reason for such extra care is in the reluctance of some or more as just some, companies and its management giving a legitimate claimant a difficult time in the pursuit of the matter.

It is obvious that company vehicles travelling much more as private motorists, enhancing the possibilities to be involved in car accidents more frequently. The result will be, they are on alert and do have some experiences how best handling a case, to deny liability.

The driver in charge will not be happy telling the boss he caused damages due to his negligent driving, fearing for the job. The management of a company looks on low insurance costs and in so far interested not getting each and every accident through to them for attention.

It may well be, that even if reported to an insurer, they may give contradictory statements as to what had happen, which in turn will lead the insurer decline the claim more easily.

The fact of the matter is that a company will be vicariously liable for its employees in due course of the business performing under its orders. Certainly the negligent driver should be held liable next to the company, as first and second respondent.

A demand and a claim for damage compensation should be directed to both of them.





car accident in South Africa      car accident in South Africa



Unsatisfying, unacceptable motor insurance compensation offer, as to apportioning liability and damage

RAMLA is a specialised expert in all MVA matters, claims, disputes and defence actions
It may well be that the matter of apportioning damages, the attempt to accuse the other party being contributable in the causation of the car accident, as not have taken care, or many other arguments, case law citation etc. and so have been part of the negligent driving and causation, can be the worst to be confronted with.

Apportioning damages effectively mean, that both or more parties are accused to have contributed to a certain extent to the traffic accident and so being liable for the percentage, someone decided upon as they deem fit.

It is very easy to do so and a claiming party does have sort out such hassles, which can have very detrimental effects on the amount of compensation, even if found the claimant is mostly in the right.

The problem is, that the other party take all damages together and then from that basis calculate the financial contributions. In cases where the claimant found to be up to 80% in the right, but damages claimed by the more wrong party are high, or quite higher than that of the claimant, it can be disastrous in financial results.



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Determination of liability - Damage analyses - and Demand are the components of pre-litigation actions

RAMLA is a specialised expert in all MVA matters, claims, disputes and defence actions


Once the question of liability is addressed and your position determined if you are not liable, partly liable or even caused the accident, the other party may find your conclusions of liability are wrong. They may have come to completely different conclusions drawn from the facts and that will certainly cause dispute.

Given the analysis of liability for the car accident are to your satisfaction, the quantification of damages is next. The calculation of damages can be done by professional damage assessment, or by way of repair quotations made by an repair expert, such as a panel beater. Now you finally got the damage value for your traffic accident recovery.

When all of that is assembled you must contact the supposed liable party and send them a letter of demand, setting out the damage and timeline of response. Make sure you have proof that the letter had been reached his/her residence.

If you do not get the reaction or response you do expect, meaning the other party deemed liable for the destruction accept your claim, you enter the step of dispute.

It's now the challenge to sort out the differences. Most often this can entail extensive exchange of arguments. Certainly the subject in dispute - either the question of liability or the damage value claimed for - determines which steps need to be taken to find a settlement.

car accident in South Africa
It will be your benefit, if you have mandated an experienced claim support - such as RAMLA - to get on with little hassle on your way for fair and full payment of car accident damages.


Unfortunately not all cases can be settled amicably and before legal court actions are required.

Theoretically a summons (the first step in curt procedures) can be issued by yourself and served on to the liable party (but you must know how and abide to the rules), hoping that this serious step will help to motivate the liable party to pay what you claimed for to repair your car accident damage.

You should consider RAMLA claim management support, as soon as you can see that the matter is not going well. You are welcome to contact RAMLA for an initial check of your car accident matters - without any cost for you.

RAMLA - Road Accident Management and Legal Action - offers a variety of very powerful but still highly affordable pre-litigation claim support solutions. Just contact our claim manager on duty to know more.

We certainly take any disputed matter to a court of law, but the goal will be solving the recovery of damages in the process before court. Court procedures in South Africa are never amicable or entertaining and will entail legal cost, before any compensation pay, after the legal battle will be won.



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RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa


read more about:   Timeframes to claim for damage compensation



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Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za







 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed.

Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action.

RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa




RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.





















 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party or the Insurer, the other party repudiate, apportioning damage liability leading to a short falling compensation offer, or any other claim decline, such as to violation of Insurance terms and conditions. All need experienced attention.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team







Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za








 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





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Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za








 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience, is a prerequisite to stand through against sometimes very strange arguments or decisions utilised by South African Motor Insurance Companies or its Brokers.





 

Ombudsman for short term Insurance (OSTI)



The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from Insurance policy differences or disputes.

That means only contractual issues can be given for review and no 3rd party claims issues can be addressed to the Ombudsman.

Many people believe in objectivity and sympathies the Ombudsman may have to issues, believed to have been made unfairly by any Insurance decider.

It must however not always be expected that OSTI is in favour of Insurance clients to protect their rights.

Too often the decisions taken by the Ombudsman's office are backing the Insurance decision, particularly so as the evidence provided hasn't rebutted the Insurers argument, due to lack of knowledge.

The often one-sided information provided by the Insurer, even without verification, is taken for the decision, if a client in need for help doesn't know how to repudiate false or weak allegations and the matter will most probably be lost and the Insurer rests relaxed.

The Institution of the OSTI office is financed by the Insurance Industry.




 

A reluctant party try to hide and not engage?

Don't allow a party to act in such manner. A liable driver must take responsibility, but it can be a challenge if you have been too patient or trustful of promises and the other do know how to make you struggle.

It must be noted that a claim is easier declined than proven, and factual proof is what is meant the claimant has the onus of proof.





 

Companies don't engaging into claims they are vicariously liable for its employees

Companies are in some circumstances responsible and vicariously liable for employee's action and damages, if in charge for the business.

Despite most such companies may maintain a valid insurance cover, not many are open to an amicable solution and reluctant to support a claim.

The problem may just be that those who employ personal which need take part in public traffic in order to do the job get too much involved in car accidents throughout the employee's mistakes and don't like seeing the insurance cover in danger or face higher risk premiums.

There are commonly more difficulties to get matters processed as if claiming against a private person.

Our advice, get support as soon you feel something may not go as expected.





 

Alcohol or drugs a driver has abused but driving a car under the influence and causing the accident

Alcohol or Drugs shouldn't be consumed when on the road, for good reasons, and prohibited by law.

Once alcohol or drugs are suspected or proven, any insurance cover will lapse and no compensation can be expected covered by any Insurance.

However, the misuse of drugs and or alcohol must be proven in a professional manner.

It will not be acceptable, if an Insurer or another party just allege the other being intoxicated.

No witness or any observer can detect any or the degree of intoxication, even if they are medics, without scientific analyses, there is no proof.

Breathalyser and professional medical laboratory tests must show if any intoxication and to what degree, to get a claim declined or even to make one against another.





 

Market value, trade and retail value, scrap or salvage are all part in a "write off" case

When it comes to more serious car accident damages often repair costs are high. Should repair costs exceed the market or pre-collision value of the motor car, it will be called a "write off".

Unfortunately many of those been written off is caused by a decision of an Insurer.

The manner in which the car values of a highly damaged vehicle being evaluated, is by applying value schemes, often inappropriate schemes or wrong assessment results should be challenged.

A write off can cause many hassles in some regards.

There are some value schemes offering private persons a one time free value check.

Below as an example, TransUnion Car Value

www.carvalue.co.za

Anther source will be www.book-value.co.za as well as www.autotrader.co.za





TransUnion Car Value Scheme

www.carvalue.co.za














    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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