Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




Claim Issues RAMLA - car accident damage claim service South Africa

Do you have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?





Dealing with 3rd parties - Car accident destruction recovery

You may contact RAMLA at all times, free of charge for advice, even at late hours or on weekends as well as public holidays.

Via email you are welcome 7/24 and receive a response in reasonable short period of time. Phone calls are less effective, but can be utilised, during business times.



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Our highly skilled and experienced team of experts work decisive, swift and economically affordable, to solve car accident issues.



Any Questions?

Contact us now by email and check out, if and what, we can do for you.


Our free initial case analyse offer is available for you NOW, free of any charge or obligation.

This free offer is worth almost as much as the costs for briefing your local Attorney where he/she takes your case instructions and will bill most commonly R 1500.00 or more.



So don't hesitate as it's easy, comfortable and will be answered knowledgeable in short time.

No appointment, no office visit and no costs.

      car accident in South Africa





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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.



car accident in South Africa


Free case analyse and initial advise!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA via email now          Check this before you contact RAMLA for more information about          a free check of your particular case issue and advice.






Car accident destruction - financial recovery action

In a matter of - Car Accident compensation, - don't be fooled - badly treated - and - do not accept unfair Settlement - offers

             If anything doesn't go to plan, - get professional support.             RAMLA may just be the right service













Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:





Keywords Section - A

Accident Compensation

Acceptance and Liability - offering paying Excess

Accident documentation

Accident Reconstruction

Accident Report Forms - SAPS / RAMLA

Accident Scenarios -
What to do


Accident Scenarios -
Situations


Accident Sketch

Admission of Liability

Affidavits - general

Affidavits - used in car accident mattters

Affidavit confirming repairs - Cost - Quantum

Affordable claim service -

Alcohol and Intoxication -

Analyse of a car accident

Appeal a claim decision

Appointing an independent vehicle damage assessor

Apportioning of Damages Act

Apportionment of Damages -
Liability


Assessing - Appraising -
vehicles accident damages


Attachment of debtor's possessions

Attorney's services & fees -
in compensation actions


Audatex -
Car value listing systems


Auto accident -
compensation action


Auto Body Repair in South Africa - Approved Workshop

Auto Dealers Value Scheme

Attorney's services and fees in compensation actions

Full Keyword List





Keywords Section - B



Bad tricks of those who want avoid to be held liable, hiding not engaging

Balance of probabilities - measure to proof a claim

Beyond repair - total loss or write off

Blood test to prove intoxication

Bodily harm to persons throughout traffic accidents

Bodily Injuries and RAF claims

Breach of traffic legislation and consequences

Breathalyser tests proving intoxication

Broken promises to settle damages

Bumper bashing - minor damages

Full Keyword List



Keywords Section - C



Causation in a car accident

Calculating, assessing or appraising damages

Car accidents and its consequences

Car Hire after an accident

Car owner's possible liability for conduct of a driver

Case analyse offer - RAMLA advice

Case Law - Precedent

Causation of an accident - liability for the impact

CCTV footage of the accident

Certification of the repair value / Quantum

Change of argumentation from accepting to accusing liability

Circumstances of an accident

Civil compensation action for damage to law of delict

Claim against insured 3rd party

Claim Decline/ denial / repudiation / refutation

Claim Decline based on alleged breach of the rules of the road

Claim Decline based on violation of terms and conditions

Claim Defence Actions

Claim Disputes - Inflated or unreasonable claims

Claim Disputes about recovery actions an Insurer launches against 3rd party

Claim Investigator

Claiming compensation from 3rd parties

Claiming damage compensation from uninsured motorist

Claiming from an employed driver with a company vehicle

Collision of facts in claim actions

Commissioner of Oath

Compensation for car accident damage

Conflicting Statements leading to claim decline

Courts of Law in South Africa

Consequential Damage

Contact or identify the other party/parties

Contingency fee contract - no win no fee

Cooperation of other parties involved in car accidents

Contributable causation - Apportionment

Courts of Law in South Africa - small claims Court - magistrates - High Courts

Culpa / Culpability

Full Keyword List



Keywords Section - D



Damage assessment driven by Insurance order

Damage Assessment - Independent

Damage to Property - what can be claimed

Damage value/Quantum - serious damages

Dealing with 3rd party claims

Dealing with Motor Insurance Companies

Declined Insurance claim

Default Judgement and Excecution

Defence against a recovery claim

Defence Plea against Summons

Deformation to vehicles as to high external power impact

Delictual accountability - Delictual Law - Law of Delict

Demand a party to pay for damages - LOD Letter of Demand

Depreciation of car value

Determination of liability for impact and relevant factors

Dismissed or denied 3rd party claims

Disposal of salvage or the car wreck

Dispute of facts

Dispute Resolution with the Insurance Company

Dispute with Insurance - internal resolution or review with the Ombudsman

Disputes in Insurance claims - Resolutions and Challenges

Dispute with 3rd party

Disputes on claim matters

Disputes resolution by taking legal support

Documentary Evidence

Documents to submit in a (insurance) 3rd party claim

Driver's details and contacts

Drivers licence, non-existing, expired, Learner of foreign licence - expiered licence

Drunk drivers causing accidents and the repercussions

Duration of a claim action

Duties or obligations in public traffic

Duty to mitigate in a claim to limit expenditure

Full Keyword List



Keywords Section - E



Economic aspects in a car accident claim

Elementary duties of a motorist

Elements of Liability

Emergency in traffic situations

Emotions in pursuit of a claim

Employed car driver

Employer - Employee relationship and liability

Entertaining a claim by Insurer

Evidence, Facts, Merits

Examination of motor vehicle damage (properly)

Expert Examination / Assessment Expert Report

Expert Witness testimony

Eye Witness testimony

Excess of motor insurance policies - Acceptance Liability - offering pay Excess

Execution of warrants after a successful legal claim

Full Keyword List



Keywords Section - F



Factual Evidence in a compensation action

Filling or facilitating a claim for compensation

Forensic investigations

Foreseeability of danger

Front and Rear Impact

Full Keyword List





Keywords Section - G



General issues in a traffic accident

Getting paid for car accident damages

Gross Negligence

Full Keyword List



Keywords Section - H



Hearsay - no valid testimony

Hidden damages not detected and not included in Assessments

Hit and run accident scenario

How long will it take to be compensated

How to handle a compensation action

How to get a Police Accident Report and AR Number

Full Keyword List



Keywords Section - I



Identification of participants in a traffic accident

Income loss created utilising the vehicle and loss after destruction

Inconsistent divergent party statements to what happened

Indemnification for the financial compensation

Independent Witness

Insurance excess deal

Inflated claims - damages fraudulently inflated

Insurance claims

Insurance claim declined/rejected

Insurance damage assessment

Insurance Investigations in car accident circumstances

Insurance measures to minimise pay out

Intoxication - requirements for a Claim decline

Intoxication - Telephoning / Texting etc.

Intoxication while driving a vehicle on the road

Investigation for the purpose to serve Summons to a perpetrator

Investigations by motor insurance companies to find out what happened

Investigations into the accident circumstances

Issuing a summons with the clerk of the court

Full Keyword List



Keywords Section - J



Judgement after trial of the matter

Jurisdiction of South African courts

Jurisdiction of the Ombudsman (OSTI)

Jurisdiction of the Ombudsman (SAIA)

Full Keyword List



Keywords Section - K



Knock for Knock agreement between Insurers

Full Keyword List



Keywords Section - L



Late evening or night accidents

Law of Delict - Delictual Liability

Legal Practise Council - Law Society

Lawyer's services and costs

Legal Action in a court of law

Legal aspects and merits of a case

Letter of Demand (LOD)

Liability and Acceptance - offering paying Excess

Liability for the car accident and compensate damages

Liable Party

Litigation phase in a court action

Loss of income created utilising the vehicle

Full Keyword List



Keywords Section - M



Magistrates Courts

Market Value of a motor vehicle

Master and Servant rules - vicarious liability

Material loss or damage

Maximum compensation for total loss

Merits and legal aspects of a compensation case

Motor vehicle damage Assessment

Motor vehicle damage Assessor

Motor vehicle owner's liabilities

Full Keyword List



Keywords Section - N



National Traffic Act No 61 1996 at section 61

NATIS - National Traffic Information System

Negligence driving a motor car

Neuhaus v Bastion Insurance Company 1968 (1) SA 398 D AD - a case precedent

Not abiding to, or in breach with South African traffic regulation

Not insured against traffic accident damages

Not insured but need to claim from another

Not roadworthy vehicle in public traffic

No win no fee - Attorneys Contingency fee contract

Full Keyword List



Keywords Section - O



Obligations in a claim for compensation

Offer to settle a compensation claim

Ombudsman's principles

Ombudsman's reviews

Ombudsman's contacts (OSTI)

Onus of proof a claim is on the Claimant

Opinion evidence in a case

Overcharge for towing

Owner's liability for another permitted driving a car

Full Keyword List



Keywords Section - P



Particulars of a claim (POC)

Partly liability for causation - Apportionment

Parties don't engage for settlements/solutions

Passengers in a car as witness

Patrimonial losses - Damage

Pleading Stage in Court

Police Accident Report

Police duty at the scene of accident

Policy cancelled alleged violated the terms/conditions

Power of Attorney

Precedents in a compensation claim

Pre-Litigation phase

Preparation before taking to the road dealing with accidents

Prescription of a material claim

Process of Ombudsman case review

Pro Bono case pursuit by Attorneys

Proof of claim merits

Proof the Quantum/Value of a damage calculation

Pursuit of a claim / Procedure of a compensation claim

Full Keyword List



Keywords Section - Q



Qualifications of Assessors to evaluate damage

Quantum of the claim

Quotations calculating the repair damage

Full Keyword List



Keywords Section - R



RAF - Road Accident Fund - Bodily Injury claims

Reasonable and necessary repair costs

Reasonable driver or person reasonable man test

Reasonable precaution while driving

Rebuttal of unreasonable or inflated claims

Recklessness driving

Recovery Claim - Insurance paid client - Recuperation Action

Recovery Agent acting for Insurance

Reconstruction of Accident facts

Rear and Front Impact

Regular driver nominated in an Insurance Policy

Relinquish Salvage to a party

Reluctant party don't engage in a claim

Repair Quotations - damage calculation

Reporting an accident to Police

Retail value in calculations of market value

Retention of a stored vehicle on a scrap yard

Rights and Obligation in Traffic

Right of retention a vehicle - workshop or towing

Risks and Chances in a claim action - Basics to know

Risk profile of an insured motorist

Road Accident Fund (RAF)

Roundabout - Traffic Circle

Rules of the Road South Africa

Full Keyword List



Keywords Section - S



Safe following distance

SASRIA - South African Insurance Association - Riot and Strike

SAIA - South African Insurance Association

Saflii

Salvage - the value of the scraped car

SAMBRA - SA Motor Body Repair Association

SAPS - the duty of police on the scene

Satisfactory Settlement

Scene of a car accident - what is relevant to capture

Scrap value or Salvage - an important factor in write off calculations

Securing of evidence

Service of a demand to the other party

Serving a summons to the demanded party

Settlement agreement ending a compensation claim

Shortfall or insufficient compensation

Shortfall of compensation based on damage assessing

Shortfall emanating from Apportioning

Shortfall in regard of market value, pre collision value, salvage or policy terms

Shortfall in settlement offer - Apportionment / Causation

Sketch of an accident scene

Skid marks - in reconstructive expert reports

Small claims court

SMD - or scrap buying companies

Speculative testimonies

Speeding - issues in a claim decline

Starting a compensation claim against an Insured

State of the vehicle before accident

Storage of a damaged vehicle on Tow yard

Strong case merits needs strong evidence

Subrogation in claim enforcements

Subsequent/consequential damages

Sudden emergency defence

Sued by another to pay

Suing a negligent motorist in court

Speed control unit

Surety to secure a settlement

Surveillance cameras - video footage

Full Keyword List



Keywords Section - T



Telephoning - Texting while driving

Terms and conditions regarding an Insurance Policy

Test of a reasonable man or motorist would have acted

Third party Claim - Claim rejected

Third party claim action

Third party insurance cover

Third party insurance claim

Time frames a claim may take until a settlement offer

Total loss - car written off

Towing and Storage issues after accident

Tracking Device and Reports

Track and Trace a wrongdoer who gave false identification

Traffic Accident Reconstruction Expert

Trade value

Traffic Act 1996 sec 61

Traffic Circle - Roundabout

Tyre burst - immediate emergency

Types of disputes, declines or shortfalls in claims

Tyre conditions in an accident issue

Full Keyword List



Keywords Section - U



Unbiased and fair Investigation in circumstances of accidents

Uneconomically to repair car accident damage

Unfair claim decline

Unforeseeable danger in traffic

Uninsured motor car driver cause accident

Unlawful driving - negligence or recklessness

Unlawful leaving the scene of the accident

Un-roadworthy motor vehicle driven in public traffic

Unrealistic or inflated claims against you

Unsatisfactory settlement offer

Unsettled Motor Insurance claim

Full Keyword List



Keywords Section - V



Values in a compensation claim

Value of Salvage in terms of write off

Vehicle Damage Assessment

Vehicle not roadworthy vehicle in public traffic

Vehicle not economically to repair

Venter v Dicson 1965 (4) SA 22 (E)

Vicarious liability

Vicarious liability an employer has for the employed

Video camera footage CCTV

VIN - Vehicle Identification Number

Violation of Insurance terms and conditions

Violation of traffic regulations or duties

Full Keyword List



Keywords Section - W



Warning signs during claim evaluation

Weather conditions influence duty to drive

What to do just after the accident happened

When best claiming from own comprehensive cover or 3rd party

Witnesses Testimony in car accident issues

Writ/Warrant of execution

Written of - car status after destruction

Wrongdoer is liable for compensation

Wrongful conduct of a driver

Full Keyword List



Keywords Section - X Y Z



no entry

Full Keyword List







Caught up in a car accident

in South Africa, may force a party to claim damages from the wrongdoer,

or may lead to the need to defend against inflated or unrealistic claims.



RAMLA - Road Accident Management & Legal Action

Car accident lawyers and professional claim managers, enforcing traffic collision damages, effective, decisive but affordable.



Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

An impact causes damages and compensation for repairs is automatically at stake.





RAMLA do concentrate on material or financial damage compensation claims, to get you be paid from the wrongdoer and/or liable party, in an accident scenario.

Such compensation claim can be one directly targeted against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders as a 3rd party claim.

Any claim needs to be funded on evidence and factual arguments supported by proof.

Proofing a claim is often easier said as done, as proof comes - in almost all cases - from the circumstances of the accident and evidence need attention right at the scene of impact.

Given if it is missed to secure evidence at the scene and its been not thoroughly attended to, it is time to do it now and act to secure all facts possible.

It is certainly not impossible to get such evidence, even in time after the accident, but it can be more difficult.



Free case analyse!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA for a free check and advice about your particular case issue. Just tell us about what happened and problem you face.






It may happen that potential witnesses left without identification, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene, document vehicle positions - damages etc., can only be taken, if and when cars still be in its places, which - once available - will have significant value in proofing facts and help reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

Experience is needed to be knowledgably and competently in order to address a claim and achieve a fair compensation pay.





Once a claim formulated, documented and served, still the reaction of other parties needs to be waited for and the content thereof to be analysed.

Results will define actions as what steps will or need to be taken next.





As a claim is formulated and supplied, it is to no certainty that reporting a fair claim, even if it is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Another weak point can be a lack in knowledge how to handle a compensation claim.

People only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - often late, and in the meantime doing all they can to address a compensation action to his/her own knowledge.



Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if all what one faces in terms of reaction or settlement offers, will be fair and correct.

We do believe it is worth taking time and effort to check out on any doubt, before accepting any proposal.





Sometimes bodily injuries occur in a vehicle collision inflicting harm and pain to humans.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However - we the author of this Web Platform - RAMLA - do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters pertaining a RAF (Road Accident Fund,) - bodily injury compensation claim, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.





car accident in South Africa



We are specialised expert's in all respects to motor car accident damage compensation
claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in all those subjects over a long period of almost 15 years.

We attended thousands of requests, analysing, supporting and pursue material car accident claims, expertly, effective, economical and affordable.

Such excellent service can be to your service Nationwide, in South Africa.



Free case analyse!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA for a free check and advice about your particular case issue. Just tell us about what happened and problem you face.


Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot more of useful information on the RAMLA web pages.

Check out for keyword links in the left column to select your topic.



Not each and every car accident compensation claim will handled fair, correct and reasonable.





Initially important is, to know the definition of what we have to understand, is full and fair motor accident damage compensation.

But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split into the sector of bodily injuries, which deals with compensation actions regarding injuries to the human body and material damages, such as compensation for car destruction or consequential damages.

The RAMLA web pages, you are browsing currently, only focus on material damage compensation and civil claim actions to be financial/material losses paid for full and fair, resulting from traffic accidents.







In terms of compensation, the South African law say:

You should materially be compensated to the state before accident, so that you will be able to repair your car to pre-collision status, or if repair cost will exceed such pre-collision or market value; and the car be called a write off, be compensated to the amount of money the car been worth to time of impact, minus any sellable value or Salvage of the vehicle.





That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle new, not older than a year since being on the road the first time, or depreciation kick in, if your car is fairly used and the marks of wear and tear, impacting your auto value to a specific time.

But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status, as long as it will not be a write off.







car accident in South Africa



car accident in South Africa



Motor car accident damage claims may get into difficulties, once another party do not agree with what is claimed for.

Differences may be to condition of Quantum/Repair costs or of Liability.

Disputes must be addressed and corroborated by factual evidence, such as witness statements or pictures, CCTV footage or any other suitable evidence.

A successful claim should be supported by merits, so the other party do not have much to argue, but compelled to accept the claim demand and pay.





car accident in South Africa



car accident in South Africa





A claim launched with your own motor insurance company (comprehensive claim), will have to look on what you have covered under your policy, before any acceptance can be decided upon.

Depending on the cover taken, it can be the insured did accept some contribution, such as excess and the claim process need to be according to terms & conditions of the insurance contract.

A 3rd party claim, directed to the perpetrator however, must give you full compensation and no clauses, as insurance excess or any limitations in a insurance policy apply. Only the law of delict will be applicable to decide liability.

Any claim for car accident damage compensation can go wrong, be disputed or even declined.



As soon as in the process of a claim pursuit any disturbance or unusual investigation requests are noticed, it will be highly advisable to check critically, if your own knowledge and skill is sufficient to perform a vehicle crash compensation action your own, or if you should consider practical support by professionals.

Motor car accident damage claim service, in South Africa






The procedure and pursuit of your claim for motor car accident damage compensation in South Africa (SA)

A claim for compensation against another car driver or vehicle owner is a process and cannot be explained in a sentence.

There is a lot about the way to claim and about dispute issues or problems, that can occur in a particular and always individual case, on our comprehensive WEB info platform.

However, as it is often the case, individual problems need individual answers and/or actions.

You are invited to contact RAMLA for a free initial case analyse and advice, by contact us by email ramla@ramla.co.za tell us what happened and the problems you face or expect, for a free reply and advice.

Should you do not like contacting us now, but need more information, check the keyword list to select your issue and find more on the linked page.

Free case analyse!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA for a free check and advice about your particular case issue. Just tell us about what happened and problem you face.











car accident in South Africa



car accident in South Africa



RAMLA Road accident management - Car Accident



RAMLA Road accident management - Car accident



RAMLA Road accident management - Car accident



RAMLA Road accident management - Car Accident

RAMLA Road accident management - Car Accident



RAMLA Road accident management - Car Accident



RAMLA Road accident management - Car Accident



RAMLA Road accident management - Car Accident



RAMLA Road accident management - Car Accident



car accident in South Africa

Inflated or unjust claims need proper defence against unreasonable vehicle accident compensation actions





Defending against inflated claims isn't as challenging as perhaps thought.



Defence against unrealistic, unjustified or inflated claims is a need to do, if alleged to be held liable for car accident damages, which do not fall in your responsibilities.

It is always an inconvenient situation when defensive actions are needed, as to alleged of wrongdoing, which isn't true or fair.

However any person unfairly accused of wrongdoing and causing damages to another in a motor car collision, must enter into defence, not to risk to be sued and end up innocently be judged against one and subsequently face execution, against all of your property.

It should be noted that a claim against a person, is only dangerous, if not defended properly.

Defensive actions mean, deny a claim and its accusation, simple and clear and request proof of facts and merits.

Only if such evidential facts indeed be supplied and its content suest not to allow challenging the accusation, it will be advisable to look for a compromise or settlement agreement.

It must be known, that a person sue another in a Court of Law, must proof that the allegations are true and fair on a balance of probabilities.

Should such a proof cannot be shown, a case is lost and dismissed with costs and the Defendant is released from any liability or compensation payment.

In order to avoid unnecessary risk and hassle, it is highly recommended to utilise professional support to rebut unfair allegations, not to lose out on reasons of lack of knowledge, how to act against such allegations.



Free case analyse!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA for a free check and advice about your particular case issue. Just tell us about what happened and problem you face.




Motor car accident damage claim service, in South Africa



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RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     







Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa


car accident in South Africa





Motor vehicle accidents happens every day on public roads, often causing damages to property



Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions.

Car accident destruction recovery

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We do have the expertise and know how to act for you.

Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.




car accident in South Africa  

Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable


RAMLA   -  Road Accident Management & Legal Action


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Solution's solving MVA problems


How to start a compensation claim for damages or loss to property, after a motor car accident and how dealing with 3rd parties in South Africa?



After a traffic accident and subsequent damages to sort out, the question is apparent what to do and how dealing with 3rd parties?

Claiming for motor car accident damage compensation in South Africa is a complex and time consuming action. Doing it right needs some knowledge and time efforts to come along with a successful claim.

Dealing with 3rd parties can mean, practically dealing with a motor insurance company, acting on behalf of an insured.

This may be not as much liked, as it can be bureaucratic and often some resistance can be found from active insurance claim negotiators, but should a solution be mutual agreed on, at least one can be rely on payment.

In a straight deal with a third party - the liable driver causing the accident and damages - will generally not give a great deal of resistance and no funded dispute must be anticipated, unless such party will find/appoint legal representation, with sufficient knowledge in the field of car accident compensation actions, based on law of delict.

A person not appointing any kind of legal defence or representation, will either accept the liability and duty to pay damages, or simply do not oppose any demand, as to lack of defence representation, knowledge and commonly due to lack of financial resources to appoint such experts to take care of is/her interests.

Someone accepts and acknowledges liability must and hopefully will pay for damages caused. But if one just be unlucky and confronted with the second type, not defend as to lack of funding, may face the situation of not getting any pay, once a matter had been taken to a court of law, ending in a default judgment and a writ of execution.

That will be a very bad case, as before being able to execute, a case must have been brought to a court of law and only with a success, either by litigation or default, will enable another to execute.

So the hurdle of a court decision is to be taken, before any forceful action of collecting outstanding funds can happen and that normally comes with some cost upfront of any execution.

Below you can learn about the process and the steps to be taken and find some valuable information about the process to claim damages. But be aware that that information's are of general nature and cannot always just be copied to serve your individual claim.

If you feel you will better take some support, RAMLA will be the way to go.

Click for Claim related Site Map - A comprehensive overview of relevant Claim Issues


car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






The initial process of a compensation action, solving matters, avoiding going to a court of law, if possible

Start compensation claim against other party - pre-litgation



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Dealing with 3rd parties after car accident damages?

Claim for compensation for accident damages, South Africa?

Steps and actions claiming damages from another party.

Accident documentation for the car accident claim

Assess the damages to your motor vehicle

Letter of demand leay out vehicle or property destruction

Correspondence with the parties involved in the car accident

Finding common ground for a settlement agreement

Legal actions in a court of law, if no settlement achieved

Service of a summons to the other party suing for payment

Nature and complexity of a legal matter in a Court of Law





Headlines and Issues on this page
Contact RAMLA for a free fact check and advice





How starting a compensation claim for car accident damage compensation, South Africa?

Claiming for motor car accident damage compensation in South Africa is a complex and time consuming action. Doing it right needs some knowledge and takes time efforts to come along with the claim.

Below you can learn about the process and the steps and take out some valuable information. But be aware that that information's are of general nature and cannot always just be copied to serve your individual claim.

If you feel you will better take on some support, RAMLA will be the way to go.



RAMLA - car accident damage claim service South Africa



What is a claim for compensation of car accident damages, South Africa?

A claim regarding the recovery, reimbursement or pay for motor car accident damages occurred in a traffic accident, means the process to follow and what actions to be taken, having a demand for compensation accepted and paid for by the 3rd party or the Insurance Company.

Recovery claims for compensation of car accident damages, needs to be formulated and proof and evidence put forward and the financial damages to property and motor vehicle damages being addressed. (Quantum of the claim)

All those factors should be included, when filling a letter of demand (LOD)and served it to the liable party and having proof of it.

We distinguish two major steps in a claim for compensation of material auto destruction. The one and first, we call the pre-litigation phase and the second phase kicks in, once a matter could not be resolved in pre-litigation and legal action in a court of law must be taken - which are pleading and litigation phases or court procedures.

It must further be emphasised here, that procedures claiming for material (financial loss) for damage will be different to steps to be taken, if we are talking acting for compensation of bodily injury (personal injuries to a human being) put forward by the injured or if deceased, by dependents or family claiming for a late, breadwinner.

Compensation claims for bodily injuries must be directed to the Road Accident Fund (RAF).

RAMLA and the content of this web site, deals mainly with recovery of material damages (financial losses).



RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa



Steps and actions in an auto accident claim recovering damages from another party.

In the pre-litigation phase of a compensation action (all before a court of law must be approached, as no amicable settlement could be achieved between the parties) the claim needs to be prepared and formulated, demands served, correspondence entered into, facts, proof and evidence exchanged, Insurance disputes addressed, or in cases of comprehensive cover disputes, matters be reviewed by the Ombudsman, all aiming finding a settlement with the other party, avoiding legal action in a court of law, which is split in pleading phase and litigation phase.

The initial steps are: gathering the information and details how the traffic accident unfolded, which is needed in building a basis for proof and evidence, drafting a comprehensive demand, lay out the cause of the crash and pointing out what make the car driver negligent and further urging the payment for damages from the liable and responsible party. There should always be a form of proof that the demand is properly served informing the other party of the claim or proof the demand is received. The service of a LOD - Letter of Demand is a prerequisite for a legal claim in a court of law.

Once a demand for payment of damages is served, the other party, or the motor insurance company on behalf of the insured, have the possibility to react and will probably put their way of evaluating the demand forward.

The content of the reply can be, acceptance of the demand, a partly dispute of the claim, or even completely denying liability, up to the fact accusing you, the person demanding, being the liable party, based on their own analyses.

It will be easy understandable, that all actions and reactions need to be addressed in the relevant manner responding to the individual content and if possible engage in an exchange of arguments, that can help to find a mutual accepted solution.

Once common ground could be found, a settlement agreement can be entered into and the case finalised.

Given, that by far not all the claims for motor car accident damage compensation will go through smoothly, it may well be that no common ground could be found in pre-litigation.

car accident in South Africa RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     

Very much different as to action in a court of law, where rules apply and the Magistrate/Judge can influence the proceedings and hear witness and eventually give a verdict that is binding and enforcable (if not appealed), in the pre-litigation or demand phase, non of the party's have the power to compel another, to accept any demand or point of view: no Attorney, no Party, no Insurance admin nor any other representative does have the power, to compel any other, accepting another parties demand or version or even participating for a solution. Only a court of law does have those powers.

One exception may be the Institution of the Ombudsman for short term insurance (OSTI), within reviews of declines or other disputes, between a comprehensive insured and the insurer, whereby the problem must emanate from issues about the insurance contract and obligations, as OSTI per arbitration powers can compel the Insurer to abide to its rulings, but not the insured. The insured applied for the review, do still have the opportunity to go to a court of law.

Given the issue at stake (motor vehicle damage compensation) cannot be solved in pre-litigation, this will trigger the need deciding taking the matter to the next level, a South African court of law, searching for an unbiased decision.

The judge/magistrate in a court of law has the power to question and investigate the car accident matter and verify the proof and evidence put forward by the parties. In a court case, witnesses or experts can be heard and those testimonies will have a heavy weight in a decision, if they are credible and not inconclusive.

Once the parties have closed the case, the judge/magistrate will evaluate all the evidence given in the case and come to a judgement or verdict. Based on the facts and circumstances and the credibility of arguments, he has found during the hearings and contained in pleas and testimonies, what has being the course of the impact, he will make a determination of negligence and subsequent rule about the degree and form of compensation for damages, the liable party must accept.

The presiding officer can make about three sort of decision,

Ruling in favour of the claimant to 100%

Apportion damages between the parties

Ruling in favour for the defendant to 100%

The verdict will be in favour of the winning party and the other party/parties must pay, or give security if requested, should an appeal will be launched, or face excecution.



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Your accident documentation is to start with

As mentioned the process of a compensation claim for destruction to property or motor car, in a traffic accident on public roads, starts with the accident documentation.

We have talked about the documentation on other RAMLA web pages intensively and just make a shortcut here, but following the link (what you need to have proper car accident documentation) the interested reader will find more in detail.

Valuable elements of accident documentations are:

Photographs, or video footage from sources installed in the vicinity or on-board camera, sketch of the impact, police accident report (AR), own notes or better own comprehensive report (remember the police report focus on identifying offences or criminal actions and not on civil data and evidence needed in a claim for financial compensation), witness statements and details, assessment of physical destruction to property and/or motor car (repair quotation or professional damage assessment), other circumstantial evidence etc.



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Assessment of the damages to your motor vehicle:

Assessing, examine, listing of damages to your motor vehicle is another critical matter, we have spoken about in other sections of the RAMLA comprehensive web site. Therefore we will shortcut here but following the link (damage calculation - quotation or assessment) will provide you with more details and essentials to better be looked on, before taking just the repair quotation as a single and only proof of your auto accident damage.

The two most common methods of calculating the damages are, repair quotations from your panel beater or auto body repairer or professional vehicle damage assessments.

The challenge in assessing the damages is that the report should reflect a complete and fair calculation confluent in an assessment report or quotation. Overcharging another is not gentleman like and can backfire. On the other hand, damages calculated short, will lead to financial losses!



Filing a letter of demand (LOD) for the pay of the vehicle or property destruction caused in another in a car accident, in South Africa

A letter of demand should be a comprehensive request, informing the other party of the nature and evidence, why a demand for payment compensating the motor car damages is made, which entails all the facts available.

It should state why another is accused and what are the reasons for the accusations and what is believed to have proofing what is demanded.

The letter of demand should be accomplished by a damage calculation.

A time or date should be set, a reaction or pay is expected and it should be madee clear, the matter will be proceeded with, if the demand and/or claim, is not responded to or paid.

It will be critical that you can proof, the party demanded has indeed received your letter of demand.

Serving a letter of demand in an oncoming claim is a prerequisite for any further legal action.





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Motor Car Accident, in South Africa?
Want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.


For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call once you got our feedback.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.






* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA a specialised legal expert in material car accident damage claims,

filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases,

or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.



RAMLA offers full legal support to solve a car accident compensation claim, starting with a comprehensive claim preparation and subsequent legal action to enforce fair compensation or defend against inflated or unrealistic recovery actions, all the way up to a court case, if no solution can be found in pre-litigation.



Enter into correspondence with the parties involved in the car accident

Once the deemed liable motorist has been informed of a compensation claim and responce on the letter of demand is received, it will be best trying and find common ground. Talking to each other can pave the way. Corresponding includes all the channels of contact, telephoning, mail or email, or even having a personal meeting, can be the way.

But as we are talking about compensation for car accident damages, which has a lot of potential to go wrong and deteriorating from a straight line forward, the facts and arguments exchanged should always at least been protocolled or witnessed, but better both, if the exchange have not been in writing.

Corresponding in writing will be essential, once the matter didn't come along as expected. Remember, a claim for reimbursing auto destruction, can become a legal matter and that means having proof is crucial.

Proof will not just mean having a proper accident documentation; you should prepare your claim carefully. Correspondence, especially verbal exchange, can become important and utilised as evidence, if it can be proofed it has taken place as alleged. Changes in the behaviour or argumentation by parties, must be expected at all times.

Meeting with a vehicle damage assessor, in charge for another motorist's insurance company or with a claim investigator, can be a trap, confronting you with an interview, of which the consequences can be detrimental.

Being in positive contact with the negligent driving motorist can be of benefit, but one should always be aware the problems may come, once another party's change conduct, especially if they change minds and get away from a cooperative manner and stating a different version of the matter.

Putting pressure on the liable motorist is always a good idea, especially if they decline to enter into any correspondence or engagement, saying it is handled by the motor insurance company.

The insurance company isn't a party to a claim in legal terms, but in practical terms in South Africa they act as a party, throughout the power contained in the insurance policies.



RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa



Finding common ground for a settlement agreement triggering pay-out

All a claimant or victim of a car accident wants, getting paid for damages to property or vehicle.

Disputes about the cause of the accident, the degree of negligent or being at fault, contributing to the traffic accident, are common issues of disagreement, in South Africa.

In order finding common ground for a settlement solution, if the claim is not just been accepted, the arguments are to be looked on, in detail.

Once all the arguments have been exchanged and evaluated and still no amicable solution could be found, the possibility of compromising will be available to all parties.

A compromise may be found well within a direct 3rd party claim, negotiated between the parties, but it may be much more difficult, or often just not possible, getting a compromise accepted by South African Motor Insurers.

Even if the parties are not very much in favour of "foul" compromises, it should always be looked on a possibility and basis to settle. Certainly it's not advisable to accept solutions, which are so detrimental, to what you feel or know, is your fair expectation. Compromising should be evaluated, if the differences are acceptable close. Settling to the right time, can bring the motor car accident story to a better end, as an endless struggle through the instances.

Should no such settlement or compromise could be negotiated and concluded, the only way forward can be a legal action in a court of law.

Fighting disputes on whatever level in a court of law, pusuing a claim for compensation, will entail hassle, being time consuming and bears possibly costs.

There is no general rule, when it may be the best to compromise or to go on with a claim.

Having a better chance achieving a more favourable settlement, will probably mean taking support from experienced service providers in motor accident compensation matters.

It may well be wise, spending a part of money from the amount eventually rewarded, once the claim is paid, investing it in the right legal support, to the right - earlier - time.

It isn't only of taking advantage of specialised knowledge, it is even getting rid of all the work and hassle, coming with the pursuit of a car accident claim, when letting it performing by external experts, dealing with motor car accident damage claims, on a daily basis.

At the end you may still have more money in your pocket, as if missed out the chance of a settlement, as to lack of experience and determination.



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Prepare for legal actions in a court of law, if no satisfying settlement can be achieved

After being through the full process in serving demand, delivered proof and evidence, entered in exchange of arguments, in pre-litigation (all before a court action is needed) and no acceptable solution could be arrived on, it must be decided taking the matter forward or giving up on the claim.

Once all needed is done, and all avenues taken hasn't delivered an acceptable settlement, legal action in a court of law must be considered. The only way forward will be, initialising legal procedures in court, other than to give up and pay your damages out of your own pocket.

Depending on the content and positions the parties have taken before in pre-litigation, it may well be the case, that the parties accuse each other reciprocal, which means the matter in court, will be one of continued dispute.

In order preparing the matter for the pursuit in court, the evidence and facts need to be reviewed by the legal representative selected for court actions. Based on such evaluation, the claim should be launched or not.

Both the parties can take the dispute to a court of law. It only depend on facts and evidence if you e position of a party is a comfortable one.

All claims emanating from one incident needs to be dealt with in one action, so it cannot be the case the Insurance Company paid the insured, but fall short, act to recover from the other party and the insured, dealing with the shortfall, initiate a separate action.

Motor insurance companies that paid its comprehensive insured client will often consider claiming against the other party in a recovery claim, not mind to go to court. Those institutions are well prepared and will not stop, just facing some costs for the action.

The can however be stopped relatively quickly, if the common lack of evidence they do have to proof, will be exploited and handled the right way. RAMLA has done so in many cases, for clients.

Taking the route and going for legal action in a court of law, certainly must not be understood; just going to court will make it. Going to a court of law, having chances of success, means one need to have strong arguments and the support of evidence, in favour of the action. The judge/magistrate will need deciding a case on the balance of probabilities, meaning to which side the overwhelming or majority evidence is shown, will be in favour and win the case, partly or fully.



car accident in South Africa RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     



Service of a summons to the other party suing for payment

A summons is one of the first initial options and an action opening a legal case in a court of law.

The document will be drawn in a format according to court rules, singed and then issued with the clerk of a civil court. The clerk registers (issue) the document and gives it a case no. After launching the document in court, it must be officially served. The service will be performed by the sheriff in charge for the area of residence of the defendant (demanded party).

Having served the summons, the sheriff returns the copy of the document to the plaintiff or his/her representative.

A person served with a summons, can now decide to oppose or accept the action, by declaring defence in a stipulated time frame or accept the claim.

The service of the summons will not automatically set up the process in court and further actions, prescribed in the rules of the court, need to follow.

If the sued person or company does neither of the two actions, accept nor defend, it will constitute a default in procedures and the plaintiff can apply for default judgement and later for a writ of execution and execute against the other party or defendants property.

In a case the defendant declares defence against the allegations, a legal process must follow, if the plaintiff decides to go on.

In terms of demand for motor car accidents, the service of a summons will demonstrate the vital determination of the party, claiming damage compensation to take the matter further in court for an independent judgement.

All parties regularly, but the defendant in the action must now look for legal advice and potential costs for the defence already kick in.

The sued party and/or the legal representative must evaluate their position now in depth, deciding if there will be a chance of positively defeat the claim. Lawyers dealing with motor car accident damage claim or other experts in the field of recovering motor collision damages will advise the client about the chances and risks.

Once the case is examined, it may well be the case, that the parties arguments for dispute or dening the claim, are not acceptable or not relevant. They do have the choice now, finally making up the mind and evaluate, if it is opportune and worthwhile to fight the case.

As the evidence will be regarded more in favour for the plaintiff and it appears hard to withstand the claim, the demanded party may decide to accept, or enter into other measures to settle, or seek more common ground to find a compromise. Be aware that compromises can be reached at every step in a claim, even if court actions are under way.

It will therefore be very advisable to serve a summons, as the costs are calculable, but clearly demonstrating the willingness of the claimant, taking the matter further.

The service of a summons can trigger the other party to settle. On the other hand, the full legal process is due to be pursuit. However the process must not automatically taken further, as the party serve the summons in the hope to wake up the other party, can stop legal actions, should there be positive engagement, after the service of a summons.



car accident in South Africa Should you need support for a legal action in a court of law, contact us. RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     



The nature and complexity of a legal matter in a court of law

A legal action in a court of law is a process according to the rules of the court.

Not following or abiding to the rules, can easily trigger default judgement, meaning a judgement against the failing party, which can later be executed.

Those rules are complex and require knowledge of the procedures. As there is the opportunity for a layman in law, privately initiating the process, issuing and service a summons at lower court levels, it will be a challenge to pursuit a claim in court, without legal representation and will certainly not be advisable.



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read more about:   Accident damage claim against uninsured car drivers


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Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za







 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed.

Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action.

RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa




RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.





















 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party or the Insurer, the other party repudiate, apportioning damage liability leading to a short falling compensation offer, or any other claim decline, such as to violation of Insurance terms and conditions. All need experienced attention.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team







Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za








 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





  Keyword Search

  FAQ  frequently asked



As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.




  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za








 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience, is a prerequisite to stand through against sometimes very strange arguments or decisions utilised by South African Motor Insurance Companies or its Brokers.





 

Ombudsman for short term Insurance (OSTI)



The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from Insurance policy differences or disputes.

That means only contractual issues can be given for review and no 3rd party claims issues can be addressed to the Ombudsman.

Many people believe in objectivity and sympathies the Ombudsman may have to issues, believed to have been made unfairly by any Insurance decider.

It must however not always be expected that OSTI is in favour of Insurance clients to protect their rights.

Too often the decisions taken by the Ombudsman's office are backing the Insurance decision, particularly so as the evidence provided hasn't rebutted the Insurers argument, due to lack of knowledge.

The often one-sided information provided by the Insurer, even without verification, is taken for the decision, if a client in need for help doesn't know how to repudiate false or weak allegations and the matter will most probably be lost and the Insurer rests relaxed.

The Institution of the OSTI office is financed by the Insurance Industry.




 

A reluctant party try to hide and not engage?

Don't allow a party to act in such manner. A liable driver must take responsibility, but it can be a challenge if you have been too patient or trustful of promises and the other do know how to make you struggle.

It must be noted that a claim is easier declined than proven, and factual proof is what is meant the claimant has the onus of proof.





 

Companies don't engaging into claims they are vicariously liable for its employees

Companies are in some circumstances responsible and vicariously liable for employee's action and damages, if in charge for the business.

Despite most such companies may maintain a valid insurance cover, not many are open to an amicable solution and reluctant to support a claim.

The problem may just be that those who employ personal which need take part in public traffic in order to do the job get too much involved in car accidents throughout the employee's mistakes and don't like seeing the insurance cover in danger or face higher risk premiums.

There are commonly more difficulties to get matters processed as if claiming against a private person.

Our advice, get support as soon you feel something may not go as expected.





 

Alcohol or drugs a driver has abused but driving a car under the influence and causing the accident

Alcohol or Drugs shouldn't be consumed when on the road, for good reasons, and prohibited by law.

Once alcohol or drugs are suspected or proven, any insurance cover will lapse and no compensation can be expected covered by any Insurance.

However, the misuse of drugs and or alcohol must be proven in a professional manner.

It will not be acceptable, if an Insurer or another party just allege the other being intoxicated.

No witness or any observer can detect any or the degree of intoxication, even if they are medics, without scientific analyses, there is no proof.

Breathalyser and professional medical laboratory tests must show if any intoxication and to what degree, to get a claim declined or even to make one against another.





 

Market value, trade and retail value, scrap or salvage are all part in a "write off" case

When it comes to more serious car accident damages often repair costs are high. Should repair costs exceed the market or pre-collision value of the motor car, it will be called a "write off".

Unfortunately many of those been written off is caused by a decision of an Insurer.

The manner in which the car values of a highly damaged vehicle being evaluated, is by applying value schemes, often inappropriate schemes or wrong assessment results should be challenged.

A write off can cause many hassles in some regards.

There are some value schemes offering private persons a one time free value check.

Below as an example, TransUnion Car Value

www.carvalue.co.za

Anther source will be www.book-value.co.za as well as www.autotrader.co.za





TransUnion Car Value Scheme

www.carvalue.co.za














    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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