Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




Claim Issues RAMLA - car accident damage claim service South Africa

Do you have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?







Non insured Car Driver caused accident

You may contact RAMLA at all times, free of charge for advice, even at late hours or on weekends as well as public holidays.

Via email you are welcome 7/24 and receive a response in reasonable short period of time. Phone calls are less effective, but can be utilised, during business times.



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Our highly skilled and experienced team of experts work decisive, swift and economically affordable, to solve car accident issues.



Any Questions?

Contact us now by email and check out, if and what, we can do for you.


Our free initial case analyse offer is available for you NOW, free of any charge or obligation.

This free offer is worth almost as much as the costs for briefing your local Attorney where he/she takes your case instructions and will bill most commonly R 1500.00 or more.



So don't hesitate as it's easy, comfortable and will be answered knowledgeable in short time.

No appointment, no office visit and no costs.

      car accident in South Africa





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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.



car accident in South Africa


Free case analyse and initial advise!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA directly for a free check of your particular case issue and advice, by following the link.






Non insured Car Driver caused accident

In a matter of - Car Accident compensation, - don't be fooled - badly treated - and - do not accept unfair Settlement - offers

             If anything doesn't go to plan, - get professional support.             RAMLA may just be the right service













Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:





Keywords Section - A

Accident Compensation

Acceptance and Liability - offering paying Excess

Accident documentation

Accident Reconstruction

Accident Report Forms - SAPS / RAMLA

Accident Scenarios -
What to do


Accident Scenarios -
Situations


Accident Sketch

Admission of Liability

Affidavits - general

Affidavits - used in car accident mattters

Affidavit confirming repairs - Cost - Quantum

Affordable claim service -

Alcohol and Intoxication -

Analyse of a car accident

Appeal a claim decision

Appointing an independent vehicle damage assessor

Apportioning of Damages Act

Apportionment of Damages -
Liability


Assessing - Appraising -
vehicles accident damages


Attachment of debtor's possessions

Attorney's services & fees -
in compensation actions


Audatex -
Car value listing systems


Auto accident -
compensation action


Auto Body Repair in South Africa - Approved Workshop

Auto Dealers Value Scheme

Attorney's services and fees in compensation actions

Full Keyword List





Keywords Section - B



Bad tricks of those who want avoid to be held liable, hiding not engaging

Balance of probabilities - measure to proof a claim

Beyond repair - total loss or write off

Blood test to prove intoxication

Bodily harm to persons throughout traffic accidents

Bodily Injuries and RAF claims

Breach of traffic legislation and consequences

Breathalyser tests proving intoxication

Broken promises to settle damages

Bumper bashing - minor damages

Full Keyword List



Keywords Section - C



Causation in a car accident

Calculating, assessing or appraising damages

Car accidents and its consequences

Car Hire after an accident

Car owner's possible liability for conduct of a driver

Case analyse offer - RAMLA advice

Case Law - Precedent

Causation of an accident - liability for the impact

CCTV footage of the accident

Certification of the repair value / Quantum

Change of argumentation from accepting to accusing liability

Circumstances of an accident

Civil compensation action for damage to law of delict

Claim against insured 3rd party

Claim Decline/ denial / repudiation / refutation

Claim Decline based on alleged breach of the rules of the road

Claim Decline based on violation of terms and conditions

Claim Defence Actions

Claim Disputes - Inflated or unreasonable claims

Claim Disputes about recovery actions an Insurer launches against 3rd party

Claim Investigator

Claiming compensation from 3rd parties

Claiming damage compensation from uninsured motorist

Claiming from an employed driver with a company vehicle

Collision of facts in claim actions

Commissioner of Oath

Compensation for car accident damage

Conflicting Statements leading to claim decline

Courts of Law in South Africa

Consequential Damage

Contact or identify the other party/parties

Contingency fee contract - no win no fee

Cooperation of other parties involved in car accidents

Contributable causation - Apportionment

Courts of Law in South Africa - small claims Court - magistrates - High Courts

Culpa / Culpability

Full Keyword List



Keywords Section - D



Damage assessment driven by Insurance order

Damage Assessment - Independent

Damage to Property - what can be claimed

Damage value/Quantum - serious damages

Dealing with 3rd party claims

Dealing with Motor Insurance Companies

Declined Insurance claim

Default Judgement and Excecution

Defence against a recovery claim

Defence Plea against Summons

Deformation to vehicles as to high external power impact

Delictual accountability - Delictual Law - Law of Delict

Demand a party to pay for damages - LOD Letter of Demand

Depreciation of car value

Determination of liability for impact and relevant factors

Dismissed or denied 3rd party claims

Disposal of salvage or the car wreck

Dispute of facts

Dispute Resolution with the Insurance Company

Dispute with Insurance - internal resolution or review with the Ombudsman

Disputes in Insurance claims - Resolutions and Challenges

Dispute with 3rd party

Disputes on claim matters

Disputes resolution by taking legal support

Documentary Evidence

Documents to submit in a (insurance) 3rd party claim

Driver's details and contacts

Drivers licence, non-existing, expired, Learner of foreign licence - expiered licence

Drunk drivers causing accidents and the repercussions

Duration of a claim action

Duties or obligations in public traffic

Duty to mitigate in a claim to limit expenditure

Full Keyword List



Keywords Section - E



Economic aspects in a car accident claim

Elementary duties of a motorist

Elements of Liability

Emergency in traffic situations

Emotions in pursuit of a claim

Employed car driver

Employer - Employee relationship and liability

Entertaining a claim by Insurer

Evidence, Facts, Merits

Examination of motor vehicle damage (properly)

Expert Examination / Assessment Expert Report

Expert Witness testimony

Eye Witness testimony

Excess of motor insurance policies - Acceptance Liability - offering pay Excess

Execution of warrants after a successful legal claim

Full Keyword List



Keywords Section - F



Factual Evidence in a compensation action

Filling or facilitating a claim for compensation

Forensic investigations

Foreseeability of danger

Front and Rear Impact

Full Keyword List





Keywords Section - G



General issues in a traffic accident

Getting paid for car accident damages

Gross Negligence

Full Keyword List



Keywords Section - H



Hearsay - no valid testimony

Hidden damages not detected and not included in Assessments

Hit and run accident scenario

How long will it take to be compensated

How to handle a compensation action

How to get a Police Accident Report and AR Number

Full Keyword List



Keywords Section - I



Identification of participants in a traffic accident

Income loss created utilising the vehicle and loss after destruction

Inconsistent divergent party statements to what happened

Indemnification for the financial compensation

Independent Witness

Insurance excess deal

Inflated claims - damages fraudulently inflated

Insurance claims

Insurance claim declined/rejected

Insurance damage assessment

Insurance Investigations in car accident circumstances

Insurance measures to minimise pay out

Intoxication - requirements for a Claim decline

Intoxication - Telephoning / Texting etc.

Intoxication while driving a vehicle on the road

Investigation for the purpose to serve Summons to a perpetrator

Investigations by motor insurance companies to find out what happened

Investigations into the accident circumstances

Issuing a summons with the clerk of the court

Full Keyword List



Keywords Section - J



Judgement after trial of the matter

Jurisdiction of South African courts

Jurisdiction of the Ombudsman (OSTI)

Jurisdiction of the Ombudsman (SAIA)

Full Keyword List



Keywords Section - K



Knock for Knock agreement between Insurers

Full Keyword List



Keywords Section - L



Late evening or night accidents

Law of Delict - Delictual Liability

Legal Practise Council - Law Society

Lawyer's services and costs

Legal Action in a court of law

Legal aspects and merits of a case

Letter of Demand (LOD)

Liability and Acceptance - offering paying Excess

Liability for the car accident and compensate damages

Liable Party

Litigation phase in a court action

Loss of income created utilising the vehicle

Full Keyword List



Keywords Section - M



Magistrates Courts

Market Value of a motor vehicle

Master and Servant rules - vicarious liability

Material loss or damage

Maximum compensation for total loss

Merits and legal aspects of a compensation case

Motor vehicle damage Assessment

Motor vehicle damage Assessor

Motor vehicle owner's liabilities

Full Keyword List



Keywords Section - N



National Traffic Act No 61 1996 at section 61

NATIS - National Traffic Information System

Negligence driving a motor car

Neuhaus v Bastion Insurance Company 1968 (1) SA 398 D AD - a case precedent

Not abiding to, or in breach with South African traffic regulation

Not insured against traffic accident damages

Not insured but need to claim from another

Not roadworthy vehicle in public traffic

No win no fee - Attorneys Contingency fee contract

Full Keyword List



Keywords Section - O



Obligations in a claim for compensation

Offer to settle a compensation claim

Ombudsman's principles

Ombudsman's reviews

Ombudsman's contacts (OSTI)

Onus of proof a claim is on the Claimant

Opinion evidence in a case

Overcharge for towing

Owner's liability for another permitted driving a car

Full Keyword List



Keywords Section - P



Particulars of a claim (POC)

Partly liability for causation - Apportionment

Parties don't engage for settlements/solutions

Passengers in a car as witness

Patrimonial losses - Damage

Pleading Stage in Court

Police Accident Report

Police duty at the scene of accident

Policy cancelled alleged violated the terms/conditions

Power of Attorney

Precedents in a compensation claim

Pre-Litigation phase

Preparation before taking to the road dealing with accidents

Prescription of a material claim

Process of Ombudsman case review

Pro Bono case pursuit by Attorneys

Proof of claim merits

Proof the Quantum/Value of a damage calculation

Pursuit of a claim / Procedure of a compensation claim

Full Keyword List



Keywords Section - Q



Qualifications of Assessors to evaluate damage

Quantum of the claim

Quotations calculating the repair damage

Full Keyword List



Keywords Section - R



RAF - Road Accident Fund - Bodily Injury claims

Reasonable and necessary repair costs

Reasonable driver or person reasonable man test

Reasonable precaution while driving

Rebuttal of unreasonable or inflated claims

Recklessness driving

Recovery Claim - Insurance paid client - Recuperation Action

Recovery Agent acting for Insurance

Reconstruction of Accident facts

Rear and Front Impact

Regular driver nominated in an Insurance Policy

Relinquish Salvage to a party

Reluctant party don't engage in a claim

Repair Quotations - damage calculation

Reporting an accident to Police

Retail value in calculations of market value

Retention of a stored vehicle on a scrap yard

Rights and Obligation in Traffic

Right of retention a vehicle - workshop or towing

Risks and Chances in a claim action - Basics to know

Risk profile of an insured motorist

Road Accident Fund (RAF)

Roundabout - Traffic Circle

Rules of the Road South Africa

Full Keyword List



Keywords Section - S



Safe following distance

SASRIA - South African Insurance Association - Riot and Strike

SAIA - South African Insurance Association

Saflii

Salvage - the value of the scraped car

SAMBRA - SA Motor Body Repair Association

SAPS - the duty of police on the scene

Satisfactory Settlement

Scene of a car accident - what is relevant to capture

Scrap value or Salvage - an important factor in write off calculations

Securing of evidence

Service of a demand to the other party

Serving a summons to the demanded party

Settlement agreement ending a compensation claim

Shortfall or insufficient compensation

Shortfall of compensation based on damage assessing

Shortfall emanating from Apportioning

Shortfall in regard of market value, pre collision value, salvage or policy terms

Shortfall in settlement offer - Apportionment / Causation

Sketch of an accident scene

Skid marks - in reconstructive expert reports

Small claims court

SMD - or scrap buying companies

Speculative testimonies

Speeding - issues in a claim decline

Starting a compensation claim against an Insured

State of the vehicle before accident

Storage of a damaged vehicle on Tow yard

Strong case merits needs strong evidence

Subrogation in claim enforcements

Subsequent/consequential damages

Sudden emergency defence

Sued by another to pay

Suing a negligent motorist in court

Speed control unit

Surety to secure a settlement

Surveillance cameras - video footage

Full Keyword List



Keywords Section - T



Telephoning - Texting while driving

Terms and conditions regarding an Insurance Policy

Test of a reasonable man or motorist would have acted

Third party Claim - Claim rejected

Third party claim action

Third party insurance cover

Third party insurance claim

Time frames a claim may take until a settlement offer

Total loss - car written off

Towing and Storage issues after accident

Tracking Device and Reports

Track and Trace a wrongdoer who gave false identification

Traffic Accident Reconstruction Expert

Trade value

Traffic Act 1996 sec 61

Traffic Circle - Roundabout

Tyre burst - immediate emergency

Types of disputes, declines or shortfalls in claims

Tyre conditions in an accident issue

Full Keyword List



Keywords Section - U



Unbiased and fair Investigation in circumstances of accidents

Uneconomically to repair car accident damage

Unfair claim decline

Unforeseeable danger in traffic

Uninsured motor car driver cause accident

Unlawful driving - negligence or recklessness

Unlawful leaving the scene of the accident

Un-roadworthy motor vehicle driven in public traffic

Unrealistic or inflated claims against you

Unsatisfactory settlement offer

Unsettled Motor Insurance claim

Full Keyword List



Keywords Section - V



Values in a compensation claim

Value of Salvage in terms of write off

Vehicle Damage Assessment

Vehicle not roadworthy vehicle in public traffic

Vehicle not economically to repair

Venter v Dicson 1965 (4) SA 22 (E)

Vicarious liability

Vicarious liability an employer has for the employed

Video camera footage CCTV

VIN - Vehicle Identification Number

Violation of Insurance terms and conditions

Violation of traffic regulations or duties

Full Keyword List



Keywords Section - W



Warning signs during claim evaluation

Weather conditions influence duty to drive

What to do just after the accident happened

When best claiming from own comprehensive cover or 3rd party

Witnesses Testimony in car accident issues

Writ/Warrant of execution

Written of - car status after destruction

Wrongdoer is liable for compensation

Wrongful conduct of a driver

Full Keyword List



Keywords Section - X Y Z



no entry

Full Keyword List










Caught up in a car accident in South Africa, may force a party to claim damages from the wrongdoer,

or may lead to the need to defend against inflated or unrealistic claims.



Car accident lawyers and professional claim managers, enforcing traffic collision damages.

Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

RAMLA do concentrate on material or financial damage compensation claims, to get another paid from the wrongdoer and liable party, in an accident scenario.

Such claim can be one directly against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders.

Any claim needs to be funded on evidence and factual arguments supported by proof.

It is often easier said as done, as proof comes in almost all cases from the circumstances of the accident and evidence need attention right at the scene of impact.

The bad thing however is, if it is missed and not thoroughly attended to, gathering and secure all facts possible, it is almost impossible to get such evidence time after the accident anymore.

It may happen that potential witnesses drive or go away, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene of the accident, document vehicle positions - damages etc., can only be taken, if and when cars are still be in place, which - once available - will have significant value in proofing and reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

This is what is needed to be knowledgably and competently addressed and achieved.

Once a claim is addressed, formulated and documented, still the reaction of other parties needs to be waited for and to be seen.

It is to no certainty that reporting a fair claim which is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Unfortunately it can be another weak point, as many people only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - too late, and in the meantime doing all they can to address a compensation action.

Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if what one faces will be fair and correct.

We do believe it is worth taking time and effort to check on any doubt, before accepting.



Sometimes even bodily injuries - inflicting to human beings harm and pain - occur.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However we the author of this Web Platform - RAMLA - we do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised expert's in all respects to motor car accident damage compensation

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in those subjects over a long period of years, attending thousands of requests analysing, supporting and pursue material car accident claims, effective and economical.

Such excellent service can be to your service Nationwide, in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages



However, not each and every car accident compensation claim will be fair, correct and reasonable or may perhaps be inflated.



Proper defence against such unreasonable vehicle accident compensation claims or actions, will be crucial

Defending against inflated claims isn't as challenging as perhaps thought.

Utilising the right knowledge and decisive defence action, most unreasonable demands can be solved or stopped entirely.



 
                        

RAMLA offers You:

Free initial claim evaluation


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

       
 

Claiming for damage compensation against an uninsured car driver in South Africa - can be a huge problem if they simply don't have money to pay.





car accident in South Africa


Claiming against the uninsured liable driver or responsible person will have the challenge of receiving the compensation for your motor vehicle accident damage, when you successfully claimed at all.

That means next to the typical risks in the process of fighting for car accident compensation, the risk of the liquidity of the liable one is on stake. That means for you the victim of a car accident crash to find out about the insurance status as soon as possible, best immediately at the scene of accident.

When you detect to be trapped with an uninsured, take measures to find out about his/her employment and check about the credibility and capability of payment
before you start a full legal claim.



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



The best advice in cases of uninsured car driver damages is to find any kind of settlement within the first phase of claiming for compensation, called the pre litigation phase.

There is quite a lot one can do to set pressure on the liable party. To the experience of RAMLA dealing with such claims against the uninsured perpetrators, the task is to get an acknowledgement of liability and hopefully an undefended legal action to achieve a warrant of execution, at least being able to execute.

This process can be best achieved by having a proper acknowledgment of liability and then serving a summons for a liquid claim, which should not be opposed by the liable party. This way is the economical favourable one if there is doubt about the ability to pay on the side of the liable party.

It can always be helpful to take the option of instalments into consideration, if the perpetrator is not able to pay for the car accident damage in a lump sum.

When the liable person is not capable to pay for the damages you have to face the additional cost of the claim and the time and effort doing so.

If there is no such insurance that cover the liable for the damage, you should find out if the liable one is the driver in due course of employment. The aim should be, to find another person to be held liable, next to the uninsured driver, to minimise the risk of non-payment.

You may check out the place of residence of the liable one, that can give you some ideas of the credibility. Further look around and talk to person's knowing the liable one to back up your information.

Examine if the car driven by the liable, but not insured party, is his/her own possession and check about the value of the car in order to have such as an item to probably attach, if the claim process ended in your favour.

You may even consider the service of a claim collector/investigator doing such check outs for you. It can be very much unsatisfactory but may be the economically advisable answer, not to claim in any case with a full legal suite against an uninsured and liable for your damage, if your examination had been resulted detecting a lack of credibility of the liable party.

RAMLA - Road Accident Management and Legal Action can help you in a relatively cheap way to do what at least must be done.
If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.

Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

Want to know more what will be helpful to know before you contact RAMLA (SA)





Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa





Motor vehicle accidents happens every day on public roads, often causing damages to property



Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions.

Non insured Car Driver caused accident

 car accident in South Africa      car accident in South Africa


We do have the expertise and know how to act for you.

Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.




car accident in South Africa  

Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable


RAMLA   -  Road Accident Management & Legal Action


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Solution's solving MVA problems


How to handle a vehicle accident damage claim for compensation, against uninsured car drivers in South Africa?



Any negligent vehicle driver, causing traffic accident damages, must pay, insured or not!

A claim against a motorist, driving without motor insurance cover and caught up and caused a traffic collision, will be relatively similar, but still different to a conventional claim against an insured car driver, liable for the accident damages,as addressing the issues and demand directly.

A challenge can be, that the uninsured motorist caused the damage, will be little cooperative, once confronted with the amount of damages, caused in the traffic collision, he/she is demanded to pay.

As to today's auto accident repair prices/costs, even smaller damages can come with some significant repair cost; an uninsured may not have budgeted for at all.

Auto parts and labour prices, needed to repair accidently damaged motor cars, are not cheap at all, even smaller damages can trigger remarkable repair costs.

Even a deemed cooperative driver, confronted with the damage repair costs, may think twice, if such cost are reasonable and fair.

We do know what we do, let us take care of your struggle to be compensated fair and in full.

RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
car accident in South Africa

There are three kinds of participants with different behaviour:

1. Those who are honest and willing to pay, and do so, even if a strong demand will be needed to get them pay.

2. Motorists without the ability to pay all, or at once, may dispute the damages and probably even liability despite knowing better, in order creating a hard time for the victim to claim.

3. Negligent car drivers, caused the impact, but don't like to face responsibility at all, may decide just not engaging in the matter, despite much effort to motivate them and don't make any efforts to entertain the matter. They don't take phone calls or react to any other form of demand, hoping that matters will pass them.

Once a demanded party/driver found them confronted, with what they don't like accepting, they look for advice and behave as above, either or other way.

The dispute of liability or not recognizing the damage calculation, will force the claimant to adduce more evidence to the claim. A defendant, knowing what is at stake, may be aware that those who alleges must proof and let the victim struggle.



car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable




Claim related Site Map - A comprehensive overview of relevant Claim Issues


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The liable party must pay your damages!

Little difference in a claim against a not insured motorist.

The non insured party promise pay or fix the car, but don't

Should a case against a liable driver be taken to Court?



Headlines and Issues on this page
Contact RAMLA for a free fact check and advice



Being in the need to claim motor car damages from a non-insured motorist, should not give you any more hassles as claiming from a proper insured car driver. It's mostly worth doing it and not just cut losses and accept your damages.

As a general rule, the one caused the accident by driving a vehicle negligent, without due care, not observing the traffic before and around him, don't take evasive measures and do all he could not to cause the accident, is the one who must pay.

That certainly sounds complicated, but some sort of accident scenarios are complicated to decide on full, partly or no liability.

But once the party causing the accident and seen liable on the basis of reasonable probabilities, must be demanded and must pay for damages, regardless if insured or not.

RAMLA - car accident damage claim service South Africa



The liable party must pay your damages, insured or not!

Not to be insured against motor car accident claims, does in no way mean the liable party must not pay your damages!

Everyone driving in public traffic and caused a motor accident must certainly pay what had been destructed. The absence of insurance cover does not make a difference in responsibility or liability.

If you know how to handle a claim well, you can impress the uninsured motorist quickly and demonstrate his/her situation and the consequences that may come, if they create problems.

The only problem that may equal other struggles, you might have with a reluctant insurance company, will be the question of liquidity or ability to pay for the damages, caused by the uninsured party.

But there are always methods to go forward and find solutions, such as a proper settlement agreement with instalments, or a once off pay and instalments, etc. Don't just give up as you find out the perpetrator isn't insured against motor accident damage claims, it should rather be looked on the financial stand of the culprit.

The vast majority of South African motorists are not insured against 3rd party traffic accident destruction and one must not be too worried about it, as it will certainly not mean - no insurance no pay!

Given the liable driver has problems to settle, some sort of arrangement should be found, but if the culprit is just denying, there is always the possibility suing him/her in court of law.

Such person driving without car insurance, will probably even not having much money spending on defence lawyers and therefore commonly may not object to the legal action, so a default judgement can be achieved and thereafter a warrant of execution, which will enable the claimant to execute and get items sized, such as the car or other valuable's, to be sold on auction and so getting the money to be paid for the car accident damages.

RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa


There is little difference in a claim against a not insured motorist as to the process against an insured car driver.

South African law does not require a motor car, or a motorist driving on public roads beeing insured against risks harming others, by at least a 3rd party insurance cover.

A general obligation to maintain third party motor insurance cover, before taking part on public traffic, would grant a victim of a car accident financial compensation, for motor car accident damages suffered.

It would end uncertainty in terms of the wrongdoer's financial ability for liabilities. But in the absence of such legislation, we have to take it as before mentioned.

In a compensation claim following a car crash, regardless if against an insured or uninsured car driver, the the procedure of a compensation claim, must be followed.

The process itself, demanding from a non-insured car driver, will be more or less the same than a claim against an insured motorist. The difference will just be that the claimant or victim of a car crash doesn't deal with any sort of insurance admins or broker.

That can be even good news sometimes. It can be easier to deal with a liable party, than with an insurance agent, who must follow instructions, guidelines, need approvals from management and so forth and we all know that the insurance industry like getting premiums paid much more as paying out for risks.

After the question of liability and the damages has been analysed, a solution to compensate should be found with the non-insured car driver. Certainly any motorist alleged to cause a car accident, have the right and ability to deny charges.

It is now the time determining what measurers should be taken to sort out the differences and to decide entering into a claim procedure. As any dispute, whether out of a car accident or any other matter, where external experts are needed to pursue a case, will come with some costs and before mandating someone to act for the recovery, the ratio of damage value and cost of suit should be looked on.

A decision on the way forward will always depend on the individual circumstances, if an action cannot be solved without external support.

Next to costs, the matter of proof and evidence is important and only a strong case deserves to be taken forward to all levels available. But the recovery phase before court, which includes demand and negotiation etc. is always very advisable to go through, unless the case doesn't have merits to be successful.

RAMLA is a specialised legal expert, just for those tasks and offers affordable capped fees, but provide unrestricted actions.



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car accident in South Africa      car accident in South Africa

To say it once again in plain language, the only difference deciding to enter in a compensation claim is the financial background of the one to be sued. It will always be advisable to enter into a pre-litigation claim (before legal court actions are compelling) and not just forget about a demand at all.

A number of persons facing payment demand, and threaten to be blacklisted or facing the employment targeted, may change attitude and attempt to settle, in which ever way.



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Motor Car Accident, in South Africa?
Want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.


For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call once you got our feedback.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.






* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA a specialised legal expert in material car accident damage claims,

filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases,

or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.



RAMLA offers full legal support to solve a car accident compensation claim, starting with a comprehensive claim preparation and subsequent legal action to enforce fair compensation or defend against inflated or unrealistic recovery actions, all the way up to a court case, if no solution can be found in pre-litigation.





What to do, if the non-insured party don't engage and try hiding, first promise to pay or fix the car, but change course and don't do so.

It is a sad reality, that some people try to cheat, getting away from the due pay for damages, they admitted been caused by his/her negligent driving at the scene of the accident and exploit other peoples good faith, ridiculously and with little regret, turning their back on them, once back home and feel save.

While promising all at the scene, but as soon as been home save, or at least when the damage calculation is presented, backtracking in full and do nothing, perhaps even deny now all liability, not taking calls etc., making it difficult for the victim to achieve anything.

The pressure applied at the scene of the accident, admitting either in panic of looming problems, or facing police and may found been drunk and arrested or fearing any other problems had been faded, may trigger the turn arround.



It may even be worse, if the culprit behave so, because it had proved to be successful before, just acknowledge at the scene and take advantage of the good faith of another and thereafter turn around, making it as difficult as possible, in order getting away with it, or at least making it highly problematic for the other, sitting with damages and waiting for a pay or at least acceptance.

Not engaging in the matter is a partly proven and somehow successful behaviour, in order to sit out the matter and let the claimant struggle.

On top of that, the fact the culprit is as cooperative at the scene and promise whatever is in question to do, possibly already tell the other to just submit some quotes, and there we go paying, makes the victim looking for a quick solution, rather too easy to forget taking the necessary care, to gather and verify all the details, needed if the promise won't be honoured.



Well such cases of reluctant behaviour must be met with decisive and strong action, making the wrongdoer aware of possible consequences.

Despite such bad behaviour, there are some methods to put the relevant pressure on the culprit. RAMLA - Road Accident Management & Legal Action - had applied such pressure on to such reluctant persons with in the past, and well not always, but in a good number of cases, got the culprit confronted and engaged.

car accident in South Africa RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa

Facing some different telephone numbers, not blocked in the culprits phone, and professional demand, lead perpetrator's think twice and rather engage, before taking the risk that matters will be escalated to a court of law, with all the additional costs and hassles, to bear for them.

Taking matters to court, even to a small claims court, inform the credit bureau for blacklisting, or threaten to approach the employer for assistance, are some measures that can help to change minds and clarify the severity of the matter and consequences.

Should all not help, those treats should become reality by doing so.

Those liable drivers, hiding or try not revealing the residential or personal details in full or in truth, can be chased by Police, as the national traffic act provides for the duty to identify.

Non engagement is difficult to handle, if the tools to apply and the expirience aren't available for a motorist or layman in such unappetitly cases, and if the reclutant culprit eventually choose to do and behave as bad and if there isn't any chance to get the other involved and engage or fulfil promised duties, the only way is to sue in a court of law.

Contact RAMLA for support to get the reluctant motorist pay the damages.



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car accident in South Africa      car accident in South Africa





If and when should a case against a liable car driver be taken to a court of law?

Before legal actions in a court of law should be initiated, all avenues to settle the disputed issue in pre-litigation (before a court of law is the last opportunity) should have been evaluated and pursuit to the possible best. Only if all failed the way to a court of law is the option.

It must be accepted that in pre-litigation, no party, insurance, attorney or any other legal representative can be forced to accept another person's demand, for which ever claim. Only the courts do have the compelling power to force engagement, analyse, judge and eventually provide title to execute.

Achieving a settlement out of court will be crucial and beneficial, especially if the claim must be directed to a motorist of which the financial background isn't as well known.

Uninsured car drivers in South Africa, may not always be financially as well off, so that costs for legal procedures in a compensation claim against a non-insured car driver, should be minimised where ever possible, unless the financial state is found positiv.

Certainly this does not mean that the liable party, not having any motor insurance cover, can escape without paying for the damages to other people's motor car.

If no mutual agreement to settle and pay compensation, for motor car damages, could be reached out of court, and it's worthwhile to continue with the matter in a court of law to achieve a positive judgement, that allow for final execution.

It the way to go, as courts in South Africa are independent and taking the matter of justice serious. Regular matters will be heard in the Magistrate Courts and issues with high values, needs to be addressed with the High Courts.

For smaller values, up to R 15 000, as is to the time of publishing, matters can be addressed and issued with the small claims courts, which acts quick and doesn't cost much as no legal representation for either party is allowed. No representation, no such costs.

Once a writ of execution (the instrument enforcing civil court verdicts) the sheriff can be send to collect the money owed or attach valuables that can be sold in public auction, to cover your damages.



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car accident in South Africa      car accident in South Africa

read more about:   

How to handle traffic accident damage with an employed driver


car accident in South Africa RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     


Please find more information to select from :

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z





Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za







 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed.

Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action.

RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa




RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.





















 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party or the Insurer, the other party repudiate, apportioning damage liability leading to a short falling compensation offer, or any other claim decline, such as to violation of Insurance terms and conditions. All need experienced attention.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team







Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za








 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





  Keyword Search

  FAQ  frequently asked



As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.




  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za








 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience, is a prerequisite to stand through against sometimes very strange arguments or decisions utilised by South African Motor Insurance Companies or its Brokers.





 

Ombudsman for short term Insurance (OSTI)



The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from Insurance policy differences or disputes.

That means only contractual issues can be given for review and no 3rd party claims issues can be addressed to the Ombudsman.

Many people believe in objectivity and sympathies the Ombudsman may have to issues, believed to have been made unfairly by any Insurance decider.

It must however not always be expected that OSTI is in favour of Insurance clients to protect their rights.

Too often the decisions taken by the Ombudsman's office are backing the Insurance decision, particularly so as the evidence provided hasn't rebutted the Insurers argument, due to lack of knowledge.









    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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