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Motor car road traffic accident damage recovery, is what our subject is all about.
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Below please find some issues and occurrences of common interest, listed and linked.
Car accident issues that matters most:
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Caught up in a car accident
in South Africa, may force a party to claim damages from the wrongdoer,
or may lead to the need to defend against inflated or unrealistic claims.
RAMLA - Road Accident Management & Legal Action
Car accident lawyers and professional claim managers, enforcing traffic collision damages, effective, decisive but affordable.
Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.
An impact causes damages and compensation for repairs is automatically at stake.
RAMLA do concentrate on material or financial damage compensation claims, to get you be paid from the wrongdoer and/or liable party, in an accident scenario.
Such compensation claim can be one directly targeted against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders as a 3rd party claim.
Any claim needs to be funded on evidence and factual arguments supported by proof.
Proofing a claim is often easier said as done, as proof comes - in almost all cases - from the circumstances of the accident and evidence need attention right at the scene of impact.
Given if it is missed to secure evidence at the scene and its been not thoroughly attended to, it is time to do it now and act to secure all facts possible.
It is certainly not impossible to get such evidence, even in time after the accident, but it can be more difficult.
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Free case analyse!
Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.
Contact RAMLA for a free check and advice about your particular case issue. Just tell us about what happened and problem you face.
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It may happen that potential witnesses left without identification, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.
Pictures from the scene, document vehicle positions - damages etc., can only be taken, if and when cars still be in its places, which - once available - will have significant value in proofing facts and help reconstruct the impact or scenario.
As much important evidence is in itself, it is evenly relevant to know how to use it.
The ultimate goal is to be compensated for losses.
Experience is needed to be knowledgably and competently in order to address a claim and achieve a fair compensation pay.
Once a claim formulated, documented and served, still the reaction of other parties needs to be waited for and the content thereof to be analysed.
Results will define actions as what steps will or need to be taken next.
As a claim is formulated and supplied, it is to no certainty that reporting a fair claim, even if it is well documented, must lead the other party agree and accept and certainly pay the damages claimed.
Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.
Another weak point can be a lack in knowledge how to handle a compensation claim.
People only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - often late, and in the meantime doing all they can to address a compensation action to his/her own knowledge.
Many try to act on what may be at hand and they find and regard themselves to be fit for it.
This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.
However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.
Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.
That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.
Not any layman may be qualified to see through all of that and know if all what one faces in terms of reaction or settlement offers, will be fair and correct.
We do believe it is worth taking time and effort to check out on any doubt, before accepting any proposal.
Sometimes bodily injuries occur in a vehicle collision inflicting harm and pain to humans.
Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.
However - we the author of this Web Platform - RAMLA - do not deal with bodily injuries claims.
Many specialised lawyers offer its services to solve matters pertaining a RAF (Road Accident Fund,) - bodily injury compensation claim, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.
We are specialised expert's in all respects to motor car accident damage compensation
claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in all those subjects over a long period of almost 15 years.
We attended thousands of requests, analysing, supporting and pursue material car accident claims, expertly, effective, economical and affordable.
Such excellent service can be to your service Nationwide, in South Africa.
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Free case analyse!
Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.
Contact RAMLA for a free check and advice about your particular case issue. Just tell us about what happened and problem you face.
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Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.
You will find a lot more of useful information on the RAMLA web pages.
Check out for keyword links in the left column to select your topic.
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Not each and every car accident compensation claim will handled fair, correct and reasonable.
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Initially important is, to know the definition of what we have to understand, is full and fair motor accident damage compensation.
But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split into the sector of bodily injuries, which deals with compensation actions regarding injuries to the human body and material damages, such as compensation for car destruction or consequential damages.
The RAMLA web pages, you are browsing currently, only focus on material damage compensation and civil claim actions to be financial/material losses paid for full and fair, resulting from traffic accidents.
In terms of compensation, the South African law say:
You should materially be compensated to the state before accident, so that you will be able to repair your car to pre-collision status, or if repair cost will exceed such pre-collision or market value; and the car be called a write off, be compensated to the amount of money the car been worth to time of impact, minus any sellable value or Salvage of the vehicle.
That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle new, not older than a year since being on the road the first time, or depreciation kick in, if your car is fairly used and the marks of wear and tear, impacting your auto value to a specific time.
But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status, as long as it will not be a write off.
Motor car accident damage claims may get into difficulties, once another party do not agree with what is claimed for.
Differences may be to condition of Quantum/Repair costs or of Liability.
Disputes must be addressed and corroborated by factual evidence, such as witness statements or pictures, CCTV footage or any other suitable evidence.
A successful claim should be supported by merits, so the other party do not have much to argue, but compelled to accept the claim demand and pay.
A claim launched with your own motor insurance company (comprehensive claim), will have to look on what you have covered under your policy, before any acceptance can be decided upon.
Depending on the cover taken, it can be the insured did accept some contribution, such as excess and the claim process need to be according to terms & conditions of the insurance contract.
A 3rd party claim, directed to the perpetrator however, must give you full compensation and no clauses, as insurance excess or any limitations in a insurance policy apply. Only the law of delict will be applicable to decide liability.
Any claim for car accident damage compensation can go wrong, be disputed or even declined.
As soon as in the process of a claim pursuit any disturbance or unusual investigation requests are noticed, it will be highly advisable to check critically, if your own knowledge and skill is sufficient to perform a vehicle crash compensation action your own, or if you should consider practical support by professionals.
A claim for compensation against another car driver or vehicle owner is a process and cannot be explained in a sentence.
There is a lot about the way to claim and about dispute issues or problems, that can occur in a particular and always individual case, on our comprehensive WEB info platform.
However, as it is often the case, individual problems need individual answers and/or actions.
You are invited to contact RAMLA for a free initial case analyse and advice, by contact us by email ramla@ramla.co.za tell us what happened and the problems you face or expect, for a free reply and advice.
Should you do not like contacting us now, but need more information, check the keyword list to select your issue and find more on the linked page.
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Free case analyse!
Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.
Contact RAMLA for a free check and advice about your particular case issue. Just tell us about what happened and problem you face.
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Inflated or unjust claims need proper defence against unreasonable vehicle accident compensation actions
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Defending against inflated claims isn't as challenging as perhaps thought.
Defence against unrealistic, unjustified or inflated claims is a need to do, if alleged to be held liable for car accident damages, which do not fall in your responsibilities.
It is always an inconvenient situation when defensive actions are needed, as to alleged of wrongdoing, which isn't true or fair.
However any person unfairly accused of wrongdoing and causing damages to another in a motor car collision, must enter into defence, not to risk to be sued and end up innocently be judged against one and subsequently face execution, against all of your property.
It should be noted that a claim against a person, is only dangerous, if not defended properly.
Defensive actions mean, deny a claim and its accusation, simple and clear and request proof of facts and merits.
Only if such evidential facts indeed be supplied and its content suest not to allow challenging the accusation, it will be advisable to look for a compromise or settlement agreement.
It must be known, that a person sue another in a Court of Law, must proof that the allegations are true and fair on a balance of probabilities.
Should such a proof cannot be shown, a case is lost and dismissed with costs and the Defendant is released from any liability or compensation payment.
In order to avoid unnecessary risk and hassle, it is highly recommended to utilise professional support to rebut unfair allegations, not to lose out on reasons of lack of knowledge, how to act against such allegations.
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Free case analyse!
Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.
Contact RAMLA for a free check and advice about your particular case issue. Just tell us about what happened and problem you face.
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RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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Motor Vehicle Accident
We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.
Facing challenges with motor car accident issues in South Africa?
RAMLA will be the solution,
demanding compensation, resolving disputes, defending against inflated or unreasonable claims,
in all sectors of vehicle accident damage compensation problems.
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Motor vehicle accidents happens every day on public roads, often causing damages to property
Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions.
Non insured Car Driver caused accident
We do have the expertise and know how to act for you.
Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.
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Your specialised legal expert to sort out MVA matters
Professional - competent - swift - decisive and affordable
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RAMLA - Road Accident Management & Legal Action
Solution's solving MVA problems
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How to handle a vehicle accident damage claim for compensation, against uninsured car drivers in South Africa?
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Any negligent vehicle driver, causing traffic accident damages, must pay, insured or not!
A claim against a motorist, driving without motor insurance cover and caught up and caused a traffic collision, will be relatively similar, but still different to a conventional claim against an insured car driver, liable for the accident damages,as addressing the issues and demand directly.
A challenge can be, that the uninsured motorist caused the damage, will be little cooperative, once confronted with the amount of damages, caused in the traffic collision, he/she is demanded to pay.
As to today's auto accident repair prices/costs, even smaller damages can come with some significant repair cost; an uninsured may not have budgeted for at all.
Auto parts and labour prices, needed to repair accidently damaged motor cars, are not cheap at all, even smaller damages can trigger remarkable repair costs.
Even a deemed cooperative driver, confronted with the damage repair costs, may think twice, if such cost are reasonable and fair.
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We do know what we do, let us take care of your struggle to be compensated fair and in full.
RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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There are three kinds of participants with different behaviour:
1. Those who are honest and willing to pay, and do so, even if a strong demand will be needed to get them pay.
2. Motorists without the ability to pay all, or at once, may dispute the damages and probably even liability despite knowing better, in order creating a hard time for the victim to claim.
3. Negligent car drivers, caused the impact, but don't like to face responsibility at all, may decide just not engaging in the matter, despite much effort to motivate them and don't make any efforts to entertain the matter. They don't take phone calls or react to any other form of demand, hoping that matters will pass them.
Once a demanded party/driver found them confronted, with what they don't like accepting, they look for advice and behave as above, either or other way.
The dispute of liability or not recognizing the damage calculation, will force the claimant to adduce more evidence to the claim. A defendant, knowing what is at stake, may be aware that those who alleges must proof and let the victim struggle.
Your specialised expert to sort out MVA matters
Professional - competent - swift - decisive and affordable
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Being in the need to claim motor car damages from a non-insured motorist, should not give you any more hassles as claiming from a proper insured car driver. It's mostly worth doing it and not just cut losses and accept your damages.
As a general rule, the one caused the accident by driving a vehicle negligent, without due care, not observing the traffic before and around him, don't take evasive measures and do all he could not to cause the accident, is the one who must pay.
That certainly sounds complicated, but some sort of accident scenarios are complicated to decide on full, partly or no liability.
But once the party causing the accident and seen liable on the basis of reasonable probabilities, must be demanded and must pay for damages, regardless if insured or not.
The liable party must pay your damages, insured or not!
Not to be insured against motor car accident claims, does in no way mean the liable party must not pay your damages!
Everyone driving in public traffic and caused a motor accident must certainly pay what had been destructed. The absence of insurance cover does not make a difference in responsibility or liability.
If you know how to handle a claim well, you can impress the uninsured motorist quickly and demonstrate his/her situation and the consequences that may come, if they create problems.
The only problem that may equal other struggles, you might have with a reluctant insurance company, will be the question of liquidity or ability to pay for the damages, caused by the uninsured party.
But there are always methods to go forward and find solutions, such as a proper settlement agreement with instalments, or a once off pay and instalments, etc. Don't just give up as you find out the perpetrator isn't insured against motor accident damage claims, it should rather be looked on the financial stand of the culprit.
The vast majority of South African motorists are not insured against 3rd party traffic accident destruction and one must not be too worried about it, as it will certainly not mean - no insurance no pay!
Given the liable driver has problems to settle, some sort of arrangement should be found, but if the culprit is just denying, there is always the possibility suing him/her in court of law.
Such person driving without car insurance, will probably even not having much money spending on defence lawyers and therefore commonly may not object to the legal action, so a default judgement can be achieved and thereafter a warrant of execution, which will enable the claimant to execute and get items sized, such as the car or other valuable's, to be sold on auction and so getting the money to be paid for the car accident damages.
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RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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There is little difference in a claim against a not insured motorist as to the process against an insured car driver.
South African law does not require a motor car, or a motorist driving on public roads beeing insured against risks harming others, by at least a 3rd party insurance cover.
A general obligation to maintain third party motor insurance cover, before taking part on public traffic, would grant a victim of a car accident financial compensation, for motor car accident damages suffered.
It would end uncertainty in terms of the wrongdoer's financial ability for liabilities. But in the absence of such legislation, we have to take it as before mentioned.
In a compensation claim following a car crash, regardless if against an insured or uninsured car driver, the the procedure of a compensation claim, must be followed.
The process itself, demanding from a non-insured car driver, will be more or less the same than a claim against an insured motorist. The difference will just be that the claimant or victim of a car crash doesn't deal with any sort of insurance admins or broker.
That can be even good news sometimes. It can be easier to deal with a liable party, than with an insurance agent, who must follow instructions, guidelines, need approvals from management and so forth and we all know that the insurance industry like getting premiums paid much more as paying out for risks.
After the question of liability and the damages has been analysed, a solution to compensate should be found with the non-insured car driver. Certainly any motorist alleged to cause a car accident, have the right and ability to deny charges.
It is now the time determining what measurers should be taken to sort out the differences and to decide entering into a claim procedure. As any dispute, whether out of a car accident or any other matter, where external experts are needed to pursue a case, will come with some costs and before mandating someone to act for the recovery, the ratio of damage value and cost of suit should be looked on.
A decision on the way forward will always depend on the individual circumstances, if an action cannot be solved without external support.
Next to costs, the matter of proof and evidence is important and only a strong case deserves to be taken forward to all levels available. But the recovery phase before court, which includes demand and negotiation etc. is always very advisable to go through, unless the case doesn't have merits to be successful.
RAMLA is a specialised legal expert, just for those tasks and offers affordable capped fees, but provide unrestricted actions.
To say it once again in plain language, the only difference deciding to enter in a compensation claim is the financial background of the one to be sued. It will always be advisable to enter into a pre-litigation claim (before legal court actions are compelling) and not just forget about a demand at all.
A number of persons facing payment demand, and threaten to be blacklisted or facing the employment targeted, may change attitude and attempt to settle, in which ever way.
Motor Car Accident, in South Africa?
Want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?
You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.
Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.
We will check and analyse your individual case and revert to you - most of the time in a short circle of time.
For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.
In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.
Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.
Your are very welcome to utilise such valuable absolutely free initial advice*
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| RAMLA can be the solution in MVA matters
Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.
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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.
We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.
As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.
We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.
As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.
It's so easy contacting us by email.
The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,
- free of charge.
If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).
For best results: dont't just call, once you took notice of the opportunity!
First think what you like to get accross, best file it as email and call once you got our feedback.
For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.
It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.
* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.
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Car accident compensation claims for damages, may cause some headache,
in South Africa.
RAMLA can be the solution to sort out MVA problems.
Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.
RAMLA a specialised legal expert in material car accident damage claims,
filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases,
or defend a motorist against unreasonable or inflated compensation claims.
Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.
It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.
Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.
Contact us now and let us know how we can help you?
email us your story and details to ramla@ramla.co.za for a free first analyse and advice.
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RAMLA offers full legal support to solve a car accident compensation claim, starting with a comprehensive claim preparation and subsequent legal action to enforce fair compensation or defend against inflated or unrealistic recovery actions, all the way up to a court case, if no solution can be found in pre-litigation.
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What to do, if the non-insured party don't engage and try hiding, first promise to pay or fix the car, but change course and don't do so.
It is a sad reality, that some people try to cheat, getting away from the due pay for damages, they admitted been caused by his/her negligent driving at the scene of the accident and exploit other peoples good faith, ridiculously and with little regret, turning their back on them, once back home and feel save.
While promising all at the scene, but as soon as been home save, or at least when the damage calculation is presented, backtracking in full and do nothing, perhaps even deny now all liability, not taking calls etc., making it difficult for the victim to achieve anything.
The pressure applied at the scene of the accident, admitting either in panic of looming problems, or facing police and may found been drunk and arrested or fearing any other problems had been faded, may trigger the turn arround.
It may even be worse, if the culprit behave so, because it had proved to be successful before, just acknowledge at the scene and take advantage of the good faith of another and thereafter turn around, making it as difficult as possible, in order getting away with it, or at least making it highly problematic for the other, sitting with damages and waiting for a pay or at least acceptance.
Not engaging in the matter is a partly proven and somehow successful behaviour, in order to sit out the matter and let the claimant struggle.
On top of that, the fact the culprit is as cooperative at the scene and promise whatever is in question to do, possibly already tell the other to just submit some quotes, and there we go paying, makes the victim looking for a quick solution, rather too easy to forget taking the necessary care, to gather and verify all the details, needed if the promise won't be honoured.
Well such cases of reluctant behaviour must be met with decisive and strong action, making the wrongdoer aware of possible consequences.
Despite such bad behaviour, there are some methods to put the relevant pressure on the culprit. RAMLA - Road Accident Management & Legal Action - had applied such pressure on to such reluctant persons with in the past, and well not always, but in a good number of cases, got the culprit confronted and engaged.
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RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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Facing some different telephone numbers, not blocked in the culprits phone, and professional demand, lead perpetrator's think twice and rather engage, before taking the risk that matters will be escalated to a court of law, with all the additional costs and hassles, to bear for them.
Taking matters to court, even to a small claims court, inform the credit bureau for blacklisting, or threaten to approach the employer for assistance, are some measures that can help to change minds and clarify the severity of the matter and consequences.
Should all not help, those treats should become reality by doing so.
Those liable drivers, hiding or try not revealing the residential or personal details in full or in truth, can be chased by Police, as the national traffic act provides for the duty to identify.
Non engagement is difficult to handle, if the tools to apply and the expirience aren't available for a motorist or layman in such unappetitly cases, and if the reclutant culprit eventually choose to do and behave as bad and if there isn't any chance to get the other involved and engage or fulfil promised duties, the only way is to sue in a court of law.
Contact RAMLA for support to get the reluctant motorist pay the damages.
If and when should a case against a liable car driver be taken to a court of law?
Before legal actions in a court of law should be initiated, all avenues to settle the disputed issue in pre-litigation (before a court of law is the last opportunity) should have been evaluated and pursuit to the possible best. Only if all failed the way to a court of law is the option.
It must be accepted that in pre-litigation, no party, insurance, attorney or any other legal representative can be forced to accept another person's demand, for which ever claim. Only the courts do have the compelling power to force engagement, analyse, judge and eventually provide title to execute.
Achieving a settlement out of court will be crucial and beneficial, especially if the claim must be directed to a motorist of which the financial background isn't as well known.
Uninsured car drivers in South Africa, may not always be financially as well off, so that costs for legal procedures in a compensation claim against a non-insured car driver, should be minimised where ever possible, unless the financial state is found positiv.
Certainly this does not mean that the liable party, not having any motor insurance cover, can escape without paying for the damages to other people's motor car.
If no mutual agreement to settle and pay compensation, for motor car damages, could be reached out of court, and it's worthwhile to continue with the matter in a court of law to achieve a positive judgement, that allow for final execution.
It the way to go, as courts in South Africa are independent and taking the matter of justice serious. Regular matters will be heard in the Magistrate Courts and issues with high values, needs to be addressed with the High Courts.
For smaller values, up to R 15 000, as is to the time of publishing, matters can be addressed and issued with the small claims courts, which acts quick and doesn't cost much as no legal representation for either party is allowed. No representation, no such costs.
Once a writ of execution (the instrument enforcing civil court verdicts) the sheriff can be send to collect the money owed or attach valuables that can be sold in public auction, to cover your damages.
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RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable. Contact RAMLA for your support to have a damage claim paid or defenced. Contact
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RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims.
Car accident issues that matters most:
We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.
Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed.
Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action.
RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.
We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.
We work only on motor car accident matters.
Check us out, so you do know if we can uphold we say, free of charge.
Welcome to RAMLA
Road Accicent Management & Legal Action - South Africa
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RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.
We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.
With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,
- free of charge - ,
and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.
RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.
If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.
Our initial reply and advice will be free of any charges or obligations,
but an active pursuit of a claim or defence will come with some smaller fees.
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How going forward once there is a claim or dispute or other challenges?
Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.
Motor Vehicle Accident (MVA) issues are manifold and can be complex.
It may either be that there is no response from the liable party or the Insurer, the other party repudiate, apportioning damage liability leading to a short falling compensation offer, or any other claim decline, such as to violation of Insurance terms and conditions. All need experienced attention.
There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.
Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.
There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.
Such should not be accepted and the challenge taken head on, even if it comes with some engagement.
RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.
In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?
Just take the time and contact, tell us about the matter and let us take care of it.
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Defence against unreasonable or inflated claims?
RAMLA can help you most effectively to get a claim dropped or eased.
The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.
If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.
The party alleges or accuses is forced to proof the claim and not the demanded party.
Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.
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However we do handle every substantial MVA claim,
against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.
Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.
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Chances of success, if there is a strong case, and any other winning guarantees?
Those are questions we hear frequently, before a new client is prepared to accept some fees.
There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.
However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.
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You want to visit a local RAMLA office in your area and have a chat with one of our experts?
We are very sorry telling you, that we have chosen a different way of performing our business.
In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.
In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.
Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.
But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.
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What about fees, must they be paid upfront or can it be deducted from recoveries?
Let me answer the question in short.
Yes, all fees need to be paid up before we take action.
Why is that so?
Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.
Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.
In general those deposits are offset against fee notes and further deposits requested in due course.
We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.
Contact us to get more detailed information.
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Any doubts about our capabilities or performance as this offer is an anonymous one on the web?
Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.
Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.
Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.
We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.
But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.
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Should you have been through all before . . .
and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.
You're welcome to be served perfectly.
Kind Regards
Your RAMLA team
Nationwide Claim Service
SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:
ramla@ramla.co.za
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RAMLA Expert Partnership
Become a local partner of our Nationwide Network of experts in adjacent industries, such as:
Legal profession
Panel beater or auto body repair workshops
Independent vehicle damage assessors
enhancing mutual business at no cost to either side.
Please follow the link to the industry above to learn more about the offer.
SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za
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Motor Insurance Disputes
An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.
Having the knowledge and experience, is a prerequisite to stand through against sometimes very strange arguments or decisions utilised by South African Motor Insurance Companies or its Brokers.
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Ombudsman for short term Insurance (OSTI)
The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from Insurance policy differences or disputes.
That means only contractual issues can be given for review and no 3rd party claims issues can be addressed to the Ombudsman.
Many people believe in objectivity and sympathies the Ombudsman may have to issues, believed to have been made unfairly by any Insurance decider.
It must however not always be expected that OSTI is in favour of Insurance clients to protect their rights.
Too often the decisions taken by the Ombudsman's office are backing the Insurance decision, particularly so as the evidence provided hasn't rebutted the Insurers argument, due to lack of knowledge.
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