Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

car accident in South Africa

Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.



Our highly skilled and experienced team of experts work decisive, swift and economically affordable, to solve car accident issues.











E-mail to RAMLA link

Contact us by E-mail

Claim Issues RAMLA - car accident damage claim service South Africa

Do you have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?





Procedure and pursuit of MVA matters

You may contact RAMLA at all times, free of charge for advice, even at late hours or on weekends as well as public holidays.

Via email you are welcome 7/24 and receive a response in reasonable short period of time. Phone calls are less effective, but can be utilised, during business times.



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Our highly skilled and experienced team of experts work decisive, swift and economically affordable, to solve car accident issues.



Any Questions?

Contact us now by email and check out, if and what, we can do for you.


Our free initial case analyse offer is available for you NOW, free of any charge or obligation.

This free offer is worth almost as much as the costs for briefing your local Attorney where he/she takes your case instructions and will bill most commonly R 1500.00 or more.



So don't hesitate as it's easy, comfortable and will be answered knowledgeable in short time.

No appointment, no office visit and no costs.

      car accident in South Africa





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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.



car accident in South Africa


Free case analyse and initial advise!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA via email now          Check this before you contact RAMLA for more information about          a free check of your particular case issue and advice.






Procedure and pursuit of MVA matters



In a matter of - Car Accident compensation, - don't be fooled - badly treated - and - do not accept unfair Settlement - offers

             If anything doesn't go to plan, - get professional support.             RAMLA may just be the right service













Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:





Keywords Section - A

Accident Compensation

Acceptance and Liability - offering paying Excess

Accident documentation

Accident Reconstruction

Accident Report Forms - SAPS / RAMLA

Accident Scenarios -
What to do


Accident Scenarios -
Situations


Accident Sketch

Admission of Liability

Affidavits - general

Affidavits - used in car accident mattters

Affidavit confirming repairs - Cost - Quantum

Affordable claim service -

Alcohol and Intoxication -

Analyse of a car accident

Appeal a claim decision

Appointing an independent vehicle damage assessor

Apportioning of Damages Act

Apportionment of Damages -
Liability


Assessing - Appraising -
vehicles accident damages


Attachment of debtor's possessions

Attorney's services & fees -
in compensation actions


Audatex -
Car value listing systems


Auto accident -
compensation action


Auto Body Repair in South Africa - Approved Workshop

Auto Dealers Value Scheme

Attorney's services and fees in compensation actions

Full Keyword List





Keywords Section - B



Bad tricks of those who want avoid to be held liable, hiding not engaging

Balance of probabilities - measure to proof a claim

Beyond repair - total loss or write off

Blood test to prove intoxication

Bodily harm to persons throughout traffic accidents

Bodily Injuries and RAF claims

Breach of traffic legislation and consequences

Breathalyser tests proving intoxication

Broken promises to settle damages

Bumper bashing - minor damages

Full Keyword List



Keywords Section - C



Causation in a car accident

Calculating, assessing or appraising damages

Car accidents and its consequences

Car Hire after an accident

Car owner's possible liability for conduct of a driver

Case analyse offer - RAMLA advice

Case Law - Precedent

Causation of an accident - liability for the impact

CCTV footage of the accident

Certification of the repair value / Quantum

Change of argumentation from accepting to accusing liability

Circumstances of an accident

Civil compensation action for damage to law of delict

Claim against insured 3rd party

Claim Decline/ denial / repudiation / refutation

Claim Decline based on alleged breach of the rules of the road

Claim Decline based on violation of terms and conditions

Claim Defence Actions

Claim Disputes - Inflated or unreasonable claims

Claim Disputes about recovery actions an Insurer launches against 3rd party

Claim Investigator

Claiming compensation from 3rd parties

Claiming damage compensation from uninsured motorist

Claiming from an employed driver with a company vehicle

Collision of facts in claim actions

Commissioner of Oath

Compensation for car accident damage

Conflicting Statements leading to claim decline

Courts of Law in South Africa

Consequential Damage

Contact or identify the other party/parties

Contingency fee contract - no win no fee

Cooperation of other parties involved in car accidents

Contributable causation - Apportionment

Courts of Law in South Africa - small claims Court - magistrates - High Courts

Culpa / Culpability

Full Keyword List



Keywords Section - D



Damage assessment driven by Insurance order

Damage Assessment - Independent

Damage to Property - what can be claimed

Damage value/Quantum - serious damages

Dealing with 3rd party claims

Dealing with Motor Insurance Companies

Declined Insurance claim

Default Judgement and Excecution

Defence against a recovery claim

Defence Plea against Summons

Deformation to vehicles as to high external power impact

Delictual accountability - Delictual Law - Law of Delict

Demand a party to pay for damages - LOD Letter of Demand

Depreciation of car value

Determination of liability for impact and relevant factors

Dismissed or denied 3rd party claims

Disposal of salvage or the car wreck

Dispute of facts

Dispute Resolution with the Insurance Company

Dispute with Insurance - internal resolution or review with the Ombudsman

Disputes in Insurance claims - Resolutions and Challenges

Dispute with 3rd party

Disputes on claim matters

Disputes resolution by taking legal support

Documentary Evidence

Documents to submit in a (insurance) 3rd party claim

Driver's details and contacts

Drivers licence, non-existing, expired, Learner of foreign licence - expiered licence

Drunk drivers causing accidents and the repercussions

Duration of a claim action

Duties or obligations in public traffic

Duty to mitigate in a claim to limit expenditure

Full Keyword List



Keywords Section - E



Economic aspects in a car accident claim

Elementary duties of a motorist

Elements of Liability

Emergency in traffic situations

Emotions in pursuit of a claim

Employed car driver

Employer - Employee relationship and liability

Entertaining a claim by Insurer

Evidence, Facts, Merits

Examination of motor vehicle damage (properly)

Expert Examination / Assessment Expert Report

Expert Witness testimony

Eye Witness testimony

Excess of motor insurance policies - Acceptance Liability - offering pay Excess

Execution of warrants after a successful legal claim

Full Keyword List



Keywords Section - F



Factual Evidence in a compensation action

Filling or facilitating a claim for compensation

Forensic investigations

Foreseeability of danger

Front and Rear Impact

Full Keyword List





Keywords Section - G



General issues in a traffic accident

Getting paid for car accident damages

Gross Negligence

Full Keyword List



Keywords Section - H



Hearsay - no valid testimony

Hidden damages not detected and not included in Assessments

Hit and run accident scenario

How long will it take to be compensated

How to handle a compensation action

How to get a Police Accident Report and AR Number

Full Keyword List



Keywords Section - I



Identification of participants in a traffic accident

Income loss created utilising the vehicle and loss after destruction

Inconsistent divergent party statements to what happened

Indemnification for the financial compensation

Independent Witness

Insurance excess deal

Inflated claims - damages fraudulently inflated

Insurance claims

Insurance claim declined/rejected

Insurance damage assessment

Insurance Investigations in car accident circumstances

Insurance measures to minimise pay out

Intoxication - requirements for a Claim decline

Intoxication - Telephoning / Texting etc.

Intoxication while driving a vehicle on the road

Investigation for the purpose to serve Summons to a perpetrator

Investigations by motor insurance companies to find out what happened

Investigations into the accident circumstances

Issuing a summons with the clerk of the court

Full Keyword List



Keywords Section - J



Judgement after trial of the matter

Jurisdiction of South African courts

Jurisdiction of the Ombudsman (OSTI)

Jurisdiction of the Ombudsman (SAIA)

Full Keyword List



Keywords Section - K



Knock for Knock agreement between Insurers

Full Keyword List



Keywords Section - L



Late evening or night accidents

Law of Delict - Delictual Liability

Legal Practise Council - Law Society

Lawyer's services and costs

Legal Action in a court of law

Legal aspects and merits of a case

Letter of Demand (LOD)

Liability and Acceptance - offering paying Excess

Liability for the car accident and compensate damages

Liable Party

Litigation phase in a court action

Loss of income created utilising the vehicle

Full Keyword List



Keywords Section - M



Magistrates Courts

Market Value of a motor vehicle

Master and Servant rules - vicarious liability

Material loss or damage

Maximum compensation for total loss

Merits and legal aspects of a compensation case

Motor vehicle damage Assessment

Motor vehicle damage Assessor

Motor vehicle owner's liabilities

Full Keyword List



Keywords Section - N



National Traffic Act No 61 1996 at section 61

NATIS - National Traffic Information System

Negligence driving a motor car

Neuhaus v Bastion Insurance Company 1968 (1) SA 398 D AD - a case precedent

Not abiding to, or in breach with South African traffic regulation

Not insured against traffic accident damages

Not insured but need to claim from another

Not roadworthy vehicle in public traffic

No win no fee - Attorneys Contingency fee contract

Full Keyword List



Keywords Section - O



Obligations in a claim for compensation

Offer to settle a compensation claim

Ombudsman's principles

Ombudsman's reviews

Ombudsman's contacts (OSTI)

Onus of proof a claim is on the Claimant

Opinion evidence in a case

Overcharge for towing

Owner's liability for another permitted driving a car

Full Keyword List



Keywords Section - P



Particulars of a claim (POC)

Partly liability for causation - Apportionment

Parties don't engage for settlements/solutions

Passengers in a car as witness

Patrimonial losses - Damage

Pleading Stage in Court

Police Accident Report

Police duty at the scene of accident

Policy cancelled alleged violated the terms/conditions

Power of Attorney

Precedents in a compensation claim

Pre-Litigation phase

Preparation before taking to the road dealing with accidents

Prescription of a material claim

Process of Ombudsman case review

Pro Bono case pursuit by Attorneys

Proof of claim merits

Proof the Quantum/Value of a damage calculation

Pursuit of a claim / Procedure of a compensation claim

Full Keyword List



Keywords Section - Q



Qualifications of Assessors to evaluate damage

Quantum of the claim

Quotations calculating the repair damage

Full Keyword List



Keywords Section - R



RAF - Road Accident Fund - Bodily Injury claims

Reasonable and necessary repair costs

Reasonable driver or person reasonable man test

Reasonable precaution while driving

Rebuttal of unreasonable or inflated claims

Recklessness driving

Recovery Claim - Insurance paid client - Recuperation Action

Recovery Agent acting for Insurance

Reconstruction of Accident facts

Rear and Front Impact

Regular driver nominated in an Insurance Policy

Relinquish Salvage to a party

Reluctant party don't engage in a claim

Repair Quotations - damage calculation

Reporting an accident to Police

Retail value in calculations of market value

Retention of a stored vehicle on a scrap yard

Rights and Obligation in Traffic

Right of retention a vehicle - workshop or towing

Risks and Chances in a claim action - Basics to know

Risk profile of an insured motorist

Road Accident Fund (RAF)

Roundabout - Traffic Circle

Rules of the Road South Africa

Full Keyword List



Keywords Section - S



Safe following distance

SASRIA - South African Insurance Association - Riot and Strike

SAIA - South African Insurance Association

Saflii

Salvage - the value of the scraped car

SAMBRA - SA Motor Body Repair Association

SAPS - the duty of police on the scene

Satisfactory Settlement

Scene of a car accident - what is relevant to capture

Scrap value or Salvage - an important factor in write off calculations

Securing of evidence

Service of a demand to the other party

Serving a summons to the demanded party

Settlement agreement ending a compensation claim

Shortfall or insufficient compensation

Shortfall of compensation based on damage assessing

Shortfall emanating from Apportioning

Shortfall in regard of market value, pre collision value, salvage or policy terms

Shortfall in settlement offer - Apportionment / Causation

Sketch of an accident scene

Skid marks - in reconstructive expert reports

Small claims court

SMD - or scrap buying companies

Speculative testimonies

Speeding - issues in a claim decline

Starting a compensation claim against an Insured

State of the vehicle before accident

Storage of a damaged vehicle on Tow yard

Strong case merits needs strong evidence

Subrogation in claim enforcements

Subsequent/consequential damages

Sudden emergency defence

Sued by another to pay

Suing a negligent motorist in court

Speed control unit

Surety to secure a settlement

Surveillance cameras - video footage

Full Keyword List



Keywords Section - T



Telephoning - Texting while driving

Terms and conditions regarding an Insurance Policy

Test of a reasonable man or motorist would have acted

Third party Claim - Claim rejected

Third party claim action

Third party insurance cover

Third party insurance claim

Time frames a claim may take until a settlement offer

Total loss - car written off

Towing and Storage issues after accident

Tracking Device and Reports

Track and Trace a wrongdoer who gave false identification

Traffic Accident Reconstruction Expert

Trade value

Traffic Act 1996 sec 61

Traffic Circle - Roundabout

Tyre burst - immediate emergency

Types of disputes, declines or shortfalls in claims

Tyre conditions in an accident issue

Full Keyword List



Keywords Section - U



Unbiased and fair Investigation in circumstances of accidents

Uneconomically to repair car accident damage

Unfair claim decline

Unforeseeable danger in traffic

Uninsured motor car driver cause accident

Unlawful driving - negligence or recklessness

Unlawful leaving the scene of the accident

Un-roadworthy motor vehicle driven in public traffic

Unrealistic or inflated claims against you

Unsatisfactory settlement offer

Unsettled Motor Insurance claim

Full Keyword List



Keywords Section - V



Values in a compensation claim

Value of Salvage in terms of write off

Vehicle Damage Assessment

Vehicle not roadworthy vehicle in public traffic

Vehicle not economically to repair

Venter v Dicson 1965 (4) SA 22 (E)

Vicarious liability

Vicarious liability an employer has for the employed

Video camera footage CCTV

VIN - Vehicle Identification Number

Violation of Insurance terms and conditions

Violation of traffic regulations or duties

Full Keyword List



Keywords Section - W



Warning signs during claim evaluation

Weather conditions influence duty to drive

What to do just after the accident happened

When best claiming from own comprehensive cover or 3rd party

Witnesses Testimony in car accident issues

Writ/Warrant of execution

Written of - car status after destruction

Wrongdoer is liable for compensation

Wrongful conduct of a driver

Full Keyword List



Keywords Section - X Y Z



no entry

Full Keyword List











Caught up in a car accident in South Africa, may force a party to claim damages from the wrongdoer.

or may lead to the need to defend against inflated or unrealistic claims.



Car accident lawyers and professional claim managers, enforcing traffic collision damages.

Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

RAMLA do concentrate on material or financial damage compensation claims, to get another paid from the wrongdoer and liable party, in an accident scenario.

Such claim can be one directly against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders.

Any claim needs to be funded on evidence and factual arguments supported by proof.

It is often easier said as done, as proof comes in almost all cases from the circumstances of the accident and evidence need attention right at the scene of impact.

The bad thing however is, if it is missed and not thoroughly attended to, gathering and secure all facts possible, it is almost impossible to get such evidence time after the accident anymore.

It may happen that potential witnesses drive or go away, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene of the accident, document vehicle positions - damages etc., can only be taken, if and when cars are still be in place, which - once available - will have significant value in proofing and reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

This is what is needed to be knowledgably and competently addressed and achieved.

Once a claim is addressed, formulated and documented, still the reaction of other parties needs to be waited for and to be seen.

It is to no certainty that reporting a fair claim which is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Unfortunately it can be another weak point, as many people only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - too late, and in the meantime doing all they can to address a compensation action.

Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if what one faces will be fair and correct.

We do believe it is worth taking time and effort to check on any doubt, before accepting.



Sometimes even bodily injuries - inflicting to human beings harm and pain - occur.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However we the author of this Web Platform - RAMLA - we do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised expert's in all respects to motor car accident damage compensation

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in those subjects over a long period of years, attending thousands of requests analysing, supporting and pursue material car accident claims, effective and economical.

Such excellent service can be to your service Nationwide, in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages



However, not each and every car accident compensation claim will be fair, correct and reasonable or may perhaps be inflated.



Proper defence against such unreasonable vehicle accident compensation claims or actions, will be crucial

Defending against inflated claims isn't as challenging as perhaps thought.

Utilising the right knowledge and decisive defence action, most unreasonable demands can be solved or stopped entirely.



 
                        

RAMLA offers You:

Free initial claim evaluation


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

       
 



Unsatisfying or even unfair Settlement offers, should be challenged and not just accepted.

Unfortunately most unfair settlement offers will come from South African motor insurance companies, which by no means, not always will have the merits to stand a challenge.

It is well worth to look into any unsatisfactory offer and chances for betterment should not be ignored.


car accident in South Africa



Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


You need to claim for motor vehicle damages in South Africa (RSA), after a car crash and damages occur to your or other automobiles or even worth, people had suffered bodily injuries.



How to pursue a car accident damage claim to receive adequate compensation?


South Africa has two different procedures to claim for motor car accident damages.

The one is if you need to be compensated for bodily injuries. Those claims are not covered under motor insurance contracts and served by a state organisation, the South African Road Accident Fund, mostly called RAF.

This institution is funded by a portion of money raised from patrol taxes and the Road Accident Fund pays out to the bodily harmed person in a motor accident on public roads in South Africa.

Claims for bodily injuries compensation follows its own rules in South Africa (SA). They must be addressed to the Road Accident Fund which is established to compensate all those who indeed suffer bodily injuries.

RAMLA - Road Accident Management & Legal Action - does not deal with such bodily injury claims and refer anyone who is forced to set out a claim to a specialised lawyer dealing with Road Accident Fund claims on a daily bases.






car accident in South Africa



car accident in South Africa



car accident in South Africa



Once some advice in terms of motor car accident damage compensation recovery is needed, you are on the right web pages, and if you need support to claim for any material motor car crash damages to be reimbursed for damages to your vehicle or property, getting your motor car repaired and back on the road.

To claim for material motor vehicle damages you need to follow the rules of the civil law of South Africa.





car accident in South Africa



car accident in South Africa



car accident in South Africa





Before one starts a legal claim or spending any money on fees, it will however be a good idea to get in touch with the wrongdoer or deemed liable party of such road traffic accident, to find out if there is a way to solve the matter and get your fair car accident damages paid, before one consider to apply the law and take legal action.

Claiming for vehicle damage compensation always starts with gathering of facts and details what had happen and go further with an analysis of the damage to your motor car. The results then can be assembled to prepare the actual and factual compensation claim, whether that must be heard in court at the end or being referred to the insurance of the liable party, which in turn hand such over to the motor insurance company they are insured with.

The process of a claim for your fair and full motor car accident damages is never one of joy and most often more than not unpleasant and time and money consuming.

The RAMLA web pages are created to give you some input, what you may expect when you start to claim for your material compensation. It may always be a good idea to find some claim support, either from conventional lawyers or from independent specialists for the pursuit of motor vehicle accident damage claims, such as RAMLA (Road Accident Management and Legal Action) in South Africa.



Submit your story to the RAMLA claim manager on duty and get a free evaluation of what RAMLA think is your position in the case and what are your chances and risks.





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Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa


car accident in South Africa





Motor vehicle accidents happens every day on public roads, often causing damages to property



Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions.

Procedure and pursuit of MVA matters

 car accident in South Africa      car accident in South Africa


We do have the expertise and know how to act for you.

Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.




car accident in South Africa  

Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable


RAMLA   -  Road Accident Management & Legal Action


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Solution's solving MVA problems


How to pursue a car accident damage claim to receive adequate compensation, demanding or sue, if the liable party don't pay for road accident destruction, in South Africa? RSA



After a motor car accident on South African roads, the matter of damage compensation will come onto the agenda. The first important tasks must already be attended at the scene of the collision, by taking the relevant evidence.

Relevant evidence will be all sorts of facts, which will be needed to proof a case for damage compensation. A claimant, (the one suffered damages and is looking for fair compensation to repair damages) is the one who must proof the case, despite he may be the victim.

The other party, i e the alleged perpetrator, in legal terms known as the Defendant or Respondent, have all the chances denying a claim, just as they deem fit. There is no compelling obligation for the one, accused to have caused the motor vehicle accident throughout negligent driving, accepting or even engaging in a claim demand, immediately.

A possible dispute about the impact, causation and liability and many other aspects may arise and points of views can be very different. Depending on the knowledge, attitude, or simply based on a non-funded decline of a claim, the dispute can become problematic and challenging.

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Good and founded arguments should be expected, at least from a Motor Insurance claim agent or other knowledgable persons, involved in an attempted solution of a claim, if analyses or investigations come to the conclusion, the claim should be declined or at least "Apportioned".

Apportioning does mean, that the demanded party alledge, the other (Claimant) party, will have contributed to the traffic accident, out of several possible reasons (not have complied with the obligations in traffic - not have had a proper outlook, not been evasive to avoid an impact, have not had enough safty distance or speeding, and many other arguments, commonly offered as case precedents, to underline the "importance".

It must be emphasised that by far not all such citation of precedents can stand a review, as i e not being fairly applicable to the particular case or not even in the range of the real situation. However, the instrument of apportioning is popular and easy to apply, if successful, cut a deep gap into the pay-out for damages, as to what may be expected.

Apportioning not only means, the offer will only be a percentage of Claimants own damage, but the remaining percentage to 100% will be accounted for the pay of the other parties damages and further deducted from the compensation.





If you are involved in a car accident in South Africa If you are involved in a car accident in South Africa If you are involved in a car accident in South Africa



An action to claim for car accident compensation starts with facts and evidence, damage analysing and demand, to be served to the deemed liable party

The matter of facts and evidence are crucial in all legal actions and claims in pre-litigation, such as a compensation claim for recovery of damages, emanating from a traffic accident.

The problems in a number of cases are, that important evidence should be taken, will not be met or sometimes not be as good and complete as possible, right on the scene of the car accident, before moving vehicles out of the positions, they came to still stand, after the impact.

Containing the direct and real evidence, should be best done in form of photographs and sketch of the scene, showing all the participating vehicles in its positions, before - during and at still stand, after the impact and being identified by a legend.

Attention should be given to break marks, traffic signs, other relevant impacts, as whether conditions, blockaded views to observe traffic, and other evidence, lay down of what the parties did in driving the vehicle, before the impact, if they tried avoiding the accident, etc. and if there will be
witnesses, which always is of advantage.

Making use of an eye witness, required the contact details, often not be attended good enough.

There may be a number of challenges to be overcome, if not all goes according plan, just from the beginning. A claim for car accident damage compensation is an individual process in regard to facts and damages to be dealt with, but has to follow some rules.

As to the nature that all claims are different and individual, no standard context can be given and even the process itself only scratched, as lot of the issues and the reactions are depending on individual behaviour of parties involved.

However all starts with the gathering of evidence and the assessment/repair quotation of damages, so to know what can and must be claimed in value.

Once all that is at hand, a demand needs to be formulated and served to the party and demand to pay, informing them about the claim and setting out a timeline to respond or to pay.

It is not rare, that
problems can start right in this early stage of a claim, if the demanded party choose just not to react and pay "hide and seek" with the claimant.



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Claiming or enforcing damages, involved in a traffic accident

Details and information needed to draft and serve a demand?

How documenting the motor car accident properly?

Further preparations filing a claim recovering damage?

How to get on with a practical claim recovering damages?

What kind of damages can be claimed for?

Car Hire after the accident, who is entitled and for how long?



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How claiming or enforcing car accident damages, once involved in a traffic accident in South Africa



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In order sorting out car accident destruction, the parties expect not to fall short of compensation, if there is proof the claimant wasn't at fault.

The South African law, awards a motorist, who can successfully claim not having contributed to the cause of the accident at all, and the other party being the sole cause of the negligent driving manoeuvre, all the fair and reasonable repair costs to compensate for the damages, but not more than the "market value" or in legal terms, the pre-collision value of the vehicle in question (condition of the vehicle before impact), to put the victim of a traffic collision into the state they have been financially (equalising the loss) before the impact.

This will leave room for a number of differences, if claim adjusters or assessment experts , will decide or determine those figures, for the parties, as commonly representatives or insurance admins apply auto value schemes, designed for the car trade industry, to arrive at a "market value".

But in reality the market decide about the "market value" that's what the name implies, on the principle of a willing buyer and seller. That market value can differ to those in the schemes, most commonly having a negative impact for a claimant, as a reduced market value will equally reduce the compensation.

Finding someone in a position, having a successful car accident claim in South Africa, will take time and efforts to research carefully, and more often than not, special knowledge will be needed.

Getting compensation for the motor car damages, suffered in a traffic accident on South African roads, hopefully the police to attend the car accident scene properly filed a report and being in possession of the police accident report (PAR)will help with some details.

However one should also have a own accident report file where all the important details are noted, such as contact details, email etc to underpin the proof of the car accident claim, to the best of ability. It must be known, that the police report isn't designed for civil compensation procedures and don't give reliable answers to the question of liability, as the police only note facts they see or been told, mainly in regard of violation of traffic legislation and not primarily for enforcement of damages.

It is sometimes observed by RAMLA (Road Accident Management & Legal Action) that many South Africans involved in a car accident are reluctant in serious preparation of the accident documentation. Being better prepared and have better documentation of the facts as the opposing party, deemed liable for the car accident damage, can (will) make the difference.

The next step is to assess the material car accident damage. One should be very careful in doing so, as this is another crucial part of the proof for a later dispute (please compare damage assessments). It will be especially important, if a case cannot be solved or paid in the due course of the claim pursual, if differences are not solvable and matters need to go to a court of law for an impartial decision. The judge/magistrate will require a suitable proof of the reasonable repair costs, after having determined the case liability and making an order for compensation.

Once the car accident damage assessment is done, a demand must be filed and a claim lodge for compensation lodged to be paid for the repair of the damaged car, with the driver/owner who caused the accident, and to obtain payment.

If the other party is properly insured against MVA damages, a claim can be addressed to the Insurer, once the other has reported the incident to the Insurance and provide the case reference and contacts. But one should be aware, that the Insurance Company does not form part of the matter itself.

In legal terms, the insurance works only in relation with its client and will pay, once the matter of liability and damages are agreed upon, despite most Insurer take the role to administer the claim on behalf of the client. The reason therefore however is only to give the Insurer the chance to negotiate the best acceptable solution.

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Filing a claim for car accident compensation entails a lot of time consuming, administrative work and requires experience.

The chooses are, doing the work yourself, appoint an attorney or select a car accident manager such as RAMLA, to do the work for you. Filing a claim on your own, always keep the focus on proof and evidence, in order putting forward a successful car accident damage claim.

Filing a claim, always starts with the evidence at hand, such as pictures of the accident itself, a sketch of the scene, a copy of the Police Accident Report (PAR), if the case been reported to SAPS, own notes of contacts, witness and any other imported information. Thereafter the damages must be calculated and listed to be supplied to the other party together with a letter of demand.

All what will be next depends on the reaction of the demanded party.

When a car accident claim or demand is disputed, by the other party, either on grounds of liability or damage claimed for, and cannot be settled in pre-litigation (all before a court of law must be approached, one is facing a court action or case to claim and fight for correct and fair and reasonable motor car accident compensation.

In order to be capable claiming for traffic accident damage compensation, one must have some good knowledge of the entire claim process including legal actions. If you are doubtful to have such knowledge you should look for support. One solution is to appoint your attorney.

But mandating an Attorney in this early stage of a claim action isn't the best solution. Appointing an attorney and mandate them to pursue the claim for MVA compensation, can be costly and if successful at the end, one may only be recuperated for 1/3 of the legal costs, even if the claim is 100% successful.

Mandating an Attorney will be best, only after the so called pre-litigation phase, after demanding the party, but unable to agree to a satisfactory solution or settlement, for its core business, the Litigation in court.

If you want to enforce the motor vehicle accident damage compensation yourself, you have to send a letter of demand to the liable party, provided that you are sure that they are in fact the liable party. A deadline with a specific date should be set for them to respond to the compensation claim. If the party fails to cooperate, a complete court case must be pursuit.

A claimant is allowed to represent himself in the lower courts of South Africa, but that is only advisable, if one really knows what and how to act and provided the time to draft all court papers needed. It must not be forgotten to meet timelines, not to go the risk, just to lose out through a technical mistake.

RAMLA is a specialised expert in all sort of car accident claim management and dispute solutions, in South Africa may be the right alternative to facilitate your claim.

We don't only do have the full expertise in MVA matters, do know the behaviour of some parties or insurance companies, to scale down a claim or even deny a legitimate claim, RAMLA further offers service options that covers the entire process of a claim action, for a capped fee, but not limited on our actions to perform and facilitate the matter.

That is very different to the regular mandate given to an local attorney, who commonly bills for time spent/hours, which can work out very costly and isn't to quantify upfront.

Analysing the benefit of the economical side, the different billing RAMLA offers to support any such car accident claim, we say, you will be surprised of what RAMLA is capable to offer.

A RAMLA member however, will be served free of charge for entire the compensation action, covered under a valid membership.

You can always apply for new RAMLA membership and immediate claim service, even if you are involved in a accident matter already. If your application is approved by RAMLA, you will enjoy the benefit of being indemnified for all arising costs in pre-litigation for the pursuit of the car accident damage claim.

read more about: Steps to be taken when filing a claim

car accident in South Africa Free case analyse!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA directly for a free check of your particular case issue and advice, by following the link.


If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.

Please contact RAMLA by e-mail contact.ramla for a free initial case analyse

Want to know more what will be helpful to know before you contact RAMLA (SA)




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Motor Car Accident, in South Africa?
Want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.


For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa
 


As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call once you got our feedback.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.






* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA a specialised legal expert in material car accident damage claims,

filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases,

or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.



RAMLA offers full legal support to solve a car accident compensation claim, starting with a comprehensive claim preparation and subsequent legal action to enforce fair compensation or defend against inflated or unrealistic recovery actions, all the way up to a court case, if no solution can be found in pre-litigation.





Details and information needed to draft and serve a demand?

A letter of demand is the first official step in addressing the other party/parties in a vehicle accident compensation action.

Such letter of demand can be very short, just telling the other party that they are held liable to cause an accident and subsequent damages.

However this will not be the best of standards as a proper demand should state:

1. The accident itself must be addressed as to the situation and the reason why the demanded party will be held liable for compensation of the damages.

2. The legal background for such allegation, setting out the obligations violated and reasons and proof, for the fact of liability.

3. State the destruction to the vehicle and the repair costs, if the damages aren't as severe as the expected reasonable repair costs will exceed the pre-collision value. If so, the market value and salvage must be addressed.

4. Other consequential damages must be demanded and its value shown. That may be broken eye glasses or spectacles, the towing and storage cost etc.

5. Presentation of witness (eye witness), expert examinations or other relevant evidence cited.

6. Conclusions and a total sum of damages.

7. A date to respond or pay

8. Pictures of the damages

9. A complete sketch of the accident scene itself, including all positions of participants

10. Any other relevant matter, essential to convey to the demanded party.

In the other party is properly insured against traffic accident damage claims and has reported the incident to the Insurer, sometimes the Insurer supply what they require to entertain the claim.

However a full letter of demand, addressed and sent to the liable party directly should take place, even if the insurance enter into a case evaluation. A copy supplied to them can help clarify the point of view.

The matter an Insurer is analysing a claim reported, does not mean it will be a done thing and the claim be paid as expected. Many surprises have been observed, which can lead to some disappointment or even desperation. The spectrum of problems can range from a pure decline, over apportioning causation, differences in values and repair costs and many more.

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If you are involved in a car accident in South Africa If you are involved in a car accident in South Africa If you are involved in a car accident in South Africa



How documenting the motor car accident properly?

Essential for the documentation will be:

1. The damages.

Damages should be estimated, either by repair quotation from a reputed panelbeater or Auto body repair workshop, or throughout a professional damage assessment of which the results will be shown in the assessment report.

Professional assessment will be of benefit, if damages are as severe that there will be a risk of having the vehicle "written off", essentially meaning the repair costs will be equal or higher as the pre-collision value, or sometimes named the market value of the vehicle in conditions before the impact.

Detailed photographic evidence should be secured.

If the damages are calculated from a repair workshop or panel beater, an affidavit that states that the experienced and qualified repairer have carefully estimated the true and reasonable costs of repair, which will be of high benefit, should matters need going to a court of law in a later stage, to qualify the damages properly and not been lost after a long period of time, court procedures may take sometimes, not getting any urgent needed statement to the verification of the quotation, that long after the calculations done, and the damaged car either repaired or sold, so damages are not available for certification.



2. The issue of the legal aspect of the traffic accident

Formulating the legal aspect in a compensation action needs the knowledge of the rules of the road and other impacts of legal aspects applicable. It will not be as easy for a layperson to do so properly and indeed suitable as argumentation and evidence.

It may well be, that the other party have a complete different point of view, which may initially lead to a claim decline. Suitable and founded knowledge of the legislation and case law will be needed to rebut such decline, if incorrect to accept.

Insurance companies claim administrators often cite case law for the reason of its decisions in terms of settlement offers or declines. One should be aware, that by far not all such attempts are correctly applied, as each and every traffic accident is different and the citation of case law is only suitable for the principle of the matter, but not to decide a case responsibility.

It must be aware the fact, that a motor insurer may take a incorrect statement made by the insured client, as to how matters developed, as the motivation to decline a claim, not looking into details of facts or any other evaluation of the matter.



3. The details of the scene of the accident

The facts what happened at the scene of the impact are even critically essential and need to reflect the full situation, including subjects as the singing and marks of the roads, debris, break marks, external damages to property (i e - damaged Traffic Light Pole - damaged walls - trees etc.)

The sketch should reveal or give an opportunity to study the way the accident came into effect, so to show positions of vehicles in all respects, positions of possible witnesses and comments to driving manoeuvres or allegation of negligence to be derived from the plan.

The evidence a plaintiff need to supply must show on the balance of probablies that the alleged and demanded party's negligent driving has been causal for the damages.

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Further preparation filing a claim recovering damages

It will be remarkable, if a claim will be approved just by supplying a demand. In a 3rd party claim, some difficulties are more expectable as not.

Once the claim is addressed in a qualified letter of demand, it will be seen what reaction will come from the demanded party or his/her insurance.

If the other party address the issues in a qualified manner, the challenge will be to apply the correct legal arguments to get matters decided in the correct way. Similarly it will be the matter if the damage value or repair costs are on dispute.

It will therefore be advisable to enter into a mediation process to find a solution. It must however be kept in mind, that i e Motor Insurance Admins are regularly no qualified or learned legal experts, but do have a vigorous bundle of arguments at hand, to impress another party not having such experience to verify correct from wrong or not applicable, next to a day to day task and experience, working on MVA demand matters.

The preparation should be, to have such intimate knowledge of the traffic legislation and effective evidence or at least to know where to look to find it. RAMLA does have the knowledge and make it available for client to process a demand action.

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How getting on with a practical claim for damages?

Once a claim is launched with the other party, a decision whether or not the claim will be accepted and in which manner.

If there will be no common ground to settle the matter, all what will be left after having applied all avenues available to resolve the dispute, only a court of law can eventually finalise a disputed claim.

Matters in South African courts are not of short term nature and take time and efforts. It will even most commonly be a costly exercise, getting through the full process and before hopefully getting a positive judgement.

It will therefore be necessary to know about chances and risk in a matter pursuit in a court of law, before deciding to go the way. It must be looked on either in economic terms or if it's a matter of principle that the action must be performed.

The attorney in charge or to be mandated, therefore does have a huge obligation to do the best advising a client of risk, chances and costs, before getting into the action.

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RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa




What kind of damages can be claimed for?

Generally all types of losses or harm form part of a compensation action. However, not all damages or inconveniences can be claimed for.

The most important damages may have been to property or bodily harm. In South Africa, both types of losses must be addressed differently.

As damage to property will be a claim based on delict and needs a civil action, which sues the wrongdoer in person or cooperates, the state and its organs or in party, but indirectly any indemnification scheme, such as insurance cover.

Bodily harm must be addressed and claimed from the South African Road Accident Fund (RAF). Material, financial damages, are those we deal with on the RAMLA web platform, are part of an action within the law of delict.

Material damages - destruction to property and consequential damage

Material damages are foremost those damages to the vehicles, or other property, directly damaged throughout the impact. Those are regularly the major damages. You may find more by following: How to claim for damages

Consequential damages are those occur as subsequent needs or damages, such as towing and storage, assessing/calculating the damages, broken load (ie. Load stored in the boot, smashed by a rear accident - glasses/spectacle broken in due course of the accident, etc.)

Other consequential damages can be Car Hire. However in terms of car hire there are some specifics and limitations as to who will be entitled and for how long.

One general aspect is always to keep in mind, that all parties in an accident do have the obligation to mitigate damages as much as reasonable possible. That means, no extended times of storing a car on a yard, charging fees for the parking. Further that means, car hire can only be expected to be awarded for the time of repairs, not unnecessary prolonged.

Another fact in terms of car hire will be, not all participants in a motor vehicle accident are entitled to claim car hire, as to limitations in our law. Find more about car hire following this link.

Such consequential damages should be addressed within the claim for major damages, but listed separately and explained why such are consequentially damages by the impact.

car accident in South Africa Free case analyse!

Dear valued reader, checking out the RAMLA car accident compensation platform; obviously you do have some traffic accident damage issues to solve.

Contact RAMLA directly for a free check of your particular case issue and advice, by following the link.






Car Hire for the time after the accident for repair duration, who is entitled and for how long?

Car hire for bridging the time to stay mobile, from the time of the accident to the car been returned repaired, should be a mandatory liability to pay for by those causing the accident and to be part of the compensation.

But unfortunately the South African law is not exactly like that.

South African law only grants a right for car hire to those who utilize the damaged vehicle for creating direct income, in due course of such business tasks.

As some examples, a person working on marketing or as sales representative and need to visit and see clients, a person whose business may be deliveries etc.

People in need of transport to perform daily duties or go to and from work, are excluded and will not be awarded any car hire expenses.

A person claiming car hire must show the need related to requirements, as per business or letter of confirmation from a supervisor.

However, car hire will not be accepted for a long period of time, as to high expenses. The duty to mitigate damages, emanating from a car accident, is a strict obligation for all motorists, involved in a traffic accident.





Who is entitled to claim car hire at all?

A compensation for car hire only applies, if the damaged car has been used for creating income. In other words, the huge group of private drivers are excluded at all.

The assumtiuon using the car to do the home business, leisure and even to go to and from work, is excluded and no such compensation will be granted in a general case.

Car hire must only be paid, if utilised to avoid higher damages as to loss of business/income.

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Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za







 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed.

Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action.

RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa




RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.





















 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party or the Insurer, the other party repudiate, apportioning damage liability leading to a short falling compensation offer, or any other claim decline, such as to violation of Insurance terms and conditions. All need experienced attention.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team







Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za








 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





  Keyword Search

  FAQ  frequently asked



As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.




  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za








 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience, is a prerequisite to stand through against sometimes very strange arguments or decisions utilised by South African Motor Insurance Companies or its Brokers.





 

Ombudsman for short term Insurance (OSTI)



The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from Insurance policy differences or disputes.

That means only contractual issues can be given for review and no 3rd party claims issues can be addressed to the Ombudsman.

Many people believe in objectivity and sympathies the Ombudsman may have to issues, believed to have been made unfairly by any Insurance decider.

It must however not always be expected that OSTI is in favour of Insurance clients to protect their rights.

Too often the decisions taken by the Ombudsman's office are backing the Insurance decision, particularly so as the evidence provided hasn't rebutted the Insurers argument, due to lack of knowledge.

The often one-sided information provided by the Insurer, even without verification, is taken for the decision, if a client in need for help doesn't know how to repudiate false or weak allegations and the matter will most probably be lost and the Insurer rests relaxed.

The Institution of the OSTI office is financed by the Insurance Industry.




 

A reluctant party try to hide and not engage?

Don't allow a party to act in such manner. A liable driver must take responsibility, but it can be a challenge if you have been too patient or trustful of promises and the other do know how to make you struggle.

It must be noted that a claim is easier declined than proven, and factual proof is what is meant the claimant has the onus of proof.





 

Companies don't engaging into claims they are vicariously liable for its employees

Companies are in some circumstances responsible and vicariously liable for employee's action and damages, if in charge for the business.

Despite most such companies may maintain a valid insurance cover, not many are open to an amicable solution and reluctant to support a claim.

The problem may just be that those who employ personal which need take part in public traffic in order to do the job get too much involved in car accidents throughout the employee's mistakes and don't like seeing the insurance cover in danger or face higher risk premiums.

There are commonly more difficulties to get matters processed as if claiming against a private person.

Our advice, get support as soon you feel something may not go as expected.





 

Alcohol or drugs a driver has abused but driving a car under the influence and causing the accident

Alcohol or Drugs shouldn't be consumed when on the road, for good reasons, and prohibited by law.

Once alcohol or drugs are suspected or proven, any insurance cover will lapse and no compensation can be expected covered by any Insurance.

However, the misuse of drugs and or alcohol must be proven in a professional manner.

It will not be acceptable, if an Insurer or another party just allege the other being intoxicated.

No witness or any observer can detect any or the degree of intoxication, even if they are medics, without scientific analyses, there is no proof.

Breathalyser and professional medical laboratory tests must show if any intoxication and to what degree, to get a claim declined or even to make one against another.





 

Market value, trade and retail value, scrap or salvage are all part in a "write off" case

When it comes to more serious car accident damages often repair costs are high. Should repair costs exceed the market or pre-collision value of the motor car, it will be called a "write off".

Unfortunately many of those been written off is caused by a decision of an Insurer.

The manner in which the car values of a highly damaged vehicle being evaluated, is by applying value schemes, often inappropriate schemes or wrong assessment results should be challenged.

A write off can cause many hassles in some regards.

There are some value schemes offering private persons a one time free value check.

Below as an example, TransUnion Car Value

www.carvalue.co.za

Anther source will be www.book-value.co.za as well as www.autotrader.co.za





TransUnion Car Value Scheme

www.carvalue.co.za














    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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