Caught up in a car accident

in South Africa, may force a party to claim damages from the wrongdoer,

or may lead to the need to defend against inflated or unrealistic claims.

RAMLA - Road Accident Management & Legal Action

Car accident lawyers and professional claim managers, enforcing traffic collision damages, effective, decisive but affordable.

Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

An impact causes damages and compensation for repairs is automatically at stake.





RAMLA do concentrate on material or financial damage compensation claims, to get you be paid from the wrongdoer and/or liable party, in an accident scenario.

Such compensation claim can be one directly targeted against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders as a 3rd party claim.

Any claim needs to be funded on evidence and factual arguments supported by proof.

Proofing a claim is often easier said as done, as proof comes - in almost all cases - from the circumstances of the accident and evidence need attention right at the scene of impact.

Given if it is missed to secure evidence at the scene and its been not thoroughly attended to, it is time to do it now and act to secure all facts possible.

It is certainly not impossible to get such evidence, even in time after the accident, but it can be more difficult.

It may happen that potential witnesses left without identification, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene, document vehicle positions - damages etc., can only be taken, if and when cars still be in its places, which - once available - will have significant value in proofing facts and help reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

Experience is needed to be knowledgably and competently in order to address a claim and achieve a fair compensation pay.





Once a claim formulated, documented and served, still the reaction of other parties needs to be waited for and the content thereof to be analysed.

Results will define actions as what steps will or need to be taken next.





As a claim is formulated and supplied, it is to no certainty that reporting a fair claim, even if it is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Another weak point can be a lack in knowledge how to handle a compensation claim.

People only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - often late, and in the meantime doing all they can to address a compensation action to his/her own knowledge.



Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if all what one faces in terms of reaction or settlement offers, will be fair and correct.

We do believe it is worth taking time and effort to check out on any doubt, before accepting any proposal.





Sometimes bodily injuries occur in a vehicle collision inflicting harm and pain to humans.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However - we the author of this Web Platform - RAMLA - do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters pertaining a RAF (Road Accident Fund,) - bodily injury compensation claim, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised expert's in all respects to motor car accident damage compensation

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in all those subjects over a long period of almost 15 years.

We attended thousands of requests, analysing, supporting and pursue material car accident claims, expertly, effective, economical and affordable.

Such excellent service can be to your service Nationwide, in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot more of useful information on the RAMLA web pages.

Check out for keyword links in the left column to select your topic.

Initially important is, to know the definition of what we have to understand, is full and fair motor accident damage compensation.

But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split into the sector of bodily injuries, which deals with compensation actions regarding injuries to the human body and material damages, such as compensation for car destruction or consequential damages.

The RAMLA web pages, you are browsing currently, only focus on material damage compensation and civil claim actions to be financial/material losses paid for full and fair, resulting from traffic accidents.







In terms of compensation, the South African law say:

You should materially be compensated to the state before accident, so that you will be able to repair your car to pre-collision status, or if repair cost will exceed such pre-collision or market value; and the car be called a write off, be compensated to the amount of money the car been worth to time of impact, minus any sellable value or Salvage of the vehicle.





That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle new, not older than a year since being on the road the first time, or depreciation kick in, if your car is fairly used and the marks of wear and tear, impacting your auto value to a specific time.

But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status, as long as it will not be a write off.

Motor car accident damage claims may get into difficulties, once another party do not agree with what is claimed for.

Differences may be to condition of Quantum/Repair costs or of Liability.

Disputes must be addressed and corroborated by factual evidence, such as witness statements or pictures, CCTV footage or any other suitable evidence.

A successful claim should be supported by merits, so the other party do not have much to argue, but compelled to accept the claim demand and pay.

A claim launched with your own motor insurance company (comprehensive claim), will have to look on what you have covered under your policy, before any acceptance can be decided upon.

Depending on the cover taken, it can be the insured did accept some contribution, such as excess and the claim process need to be according to terms & conditions of the insurance contract.

A 3rd party claim, directed to the perpetrator however, must give you full compensation and no clauses, as insurance excess or any limitations in a insurance policy apply. Only the law of delict will be applicable to decide liability.

Any claim for car accident damage compensation can go wrong, be disputed or even declined.



As soon as in the process of a claim pursuit any disturbance or unusual investigation requests are noticed, it will be highly advisable to check critically, if your own knowledge and skill is sufficient to perform a vehicle crash compensation action your own, or if you should consider practical support by professionals.

A claim for compensation against another car driver or vehicle owner is a process and cannot be explained in a sentence.

There is a lot about the way to claim and about dispute issues or problems, that can occur in a particular and always individual case, on our comprehensive WEB info platform.

However, as it is often the case, individual problems need individual answers and/or actions.

You are invited to contact RAMLA for a free initial case analyse and advice, by contact us by email ramla@ramla.co.za tell us what happened and the problems you face or expect, for a free reply and advice.

Should you do not like contacting us now, but need more information, check the keyword list to select your issue and find more on the linked page.

Defending against inflated claims isn't as challenging as perhaps thought.

Defence against unrealistic, unjustified or inflated claims is a need to do, if alleged to be held liable for car accident damages, which do not fall in your responsibilities.

It is always an inconvenient situation when defensive actions are needed, as to alleged of wrongdoing, which isn't true or fair.

However any person unfairly accused of wrongdoing and causing damages to another in a motor car collision, must enter into defence, not to risk to be sued and end up innocently be judged against one and subsequently face execution, against all of your property.

It should be noted that a claim against a person, is only dangerous, if not defended properly.

Defensive actions mean, deny a claim and its accusation, simple and clear and request proof of facts and merits.

Only if such evidential facts indeed be supplied and its content suest not to allow challenging the accusation, it will be advisable to look for a compromise or settlement agreement.

It must be known, that a person sue another in a Court of Law, must proof that the allegations are true and fair on a balance of probabilities.

Should such a proof cannot be shown, a case is lost and dismissed with costs and the Defendant is released from any liability or compensation payment.

In order to avoid unnecessary risk and hassle, it is highly recommended to utilise professional support to rebut unfair allegations, not to lose out on reasons of lack of knowledge, how to act against such allegations.

	RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Motor Vehicle Accident We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine. Facing challenges with motor car accident issues in South Africa? RAMLA will be the solution, demanding compensation, resolving disputes, defending against inflated or unreasonable claims, in all sectors of vehicle accident damage compensation problems.

Motor vehicle accidents happens every day on public roads, often causing damages to property Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions. Factual Evidence in Vehicle accident         We do have the expertise and know how to act for you. Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.

Your specialised legal expert to sort out MVA matters                   Professional - competent - swift - decisive and affordable		RAMLA   -  Road Accident Management & Legal Action Solution's solving MVA problems

Any claim for compensation of car or vehicle accident damage must be proven, unless the other party accept full liability and acknowledge the damage calculation

In order to have the liable party paying the car accident damages, all you claim for, must be based on proof that is verifiable.

Proof in car accident matters meaning evidence to show the other party who is the one liable or causal for the traffic accident.

Such are - photographs - witness statements - video footage - notes and reports.

If there will be insufficient documentation of the circumstances and destruction caused in a motor vehicle accident, it can be difficult to prove the basics or merits in your claim or the claim value (damages) suffered in the car crash.

A very crucial part, in the process of a motor accident damage claim, is taking time and effort ensuring you will have proper proof. All begins already at the scene of the car accident crash, where you should have to follow some important steps, to get what you need.

Claim related Site Map - A comprehensive overview of Claim Issues


Unfortunately, the motor car accident victim, have to prove the facts and damage claimed, holding the party deemed liable for the car crash responsible, if it comes to a dispute, or just convincing the other party accepting your legitimate claim.

	Facts - Evidence does help any compensation case What does means proof in car accident matters? Quality of proof, in a suit in court make the difference. CCTV footage as part of proof can make all the difference Headlines and Issues on this page Contact RAMLA for a free fact check and advice

What does proof mean, in terms of your car accident?

Proof in car accident matters meaning evidence to show the other party who is the one liable or causal for the traffic accident.

Such are - photographs - witness statements - video footage - notes and reports.

Having such details means that you will be able to support your arguments with facts in a dispute, or in order to convince the other party that your claim is legitimate, correct and founded on sufficient evidence.

Proofs are hard facts, such as photographs, eye witness testimony, or - proper - calculation of vehicle damages in contrast to circumstantial evidence or hearsay.

As often the case the deemed liable party for the car accident, which should pay for your motor car damage, is trying to shift liability or dispute the material claim.

There are a variety of possible strategies available; to give a claimant suffered damages from another, who hit the vehicle negligently by causing a traffic collision, a hard time in the attempt and actions in order to claim for compensation.

Bare denial or a rejection on arguments is one, apportioning of damages another way, that may be faced and met with proof.

Your facts should proof, that all has been as you allege, and stand to rebut sometimes fabricated arguments.

The bitter truth in South Africa is, that once motor insurance companies have found reasons to dispute a claim, they will do so easily. Most commonly it will just be enough to decline a claim, if the insured motorist alleged to be the negligent driver, causing the crash, just provide the insurance admin with a different story, true or not. The insurance admin will not investigate in the argumentation, different as they do intensively in a comprehensive claim, if any reasons show up for them doing so.

In a 3rd party claim, a claim a motorist believe not being the liable party make a claim against another party, and they, if insured against risks of traffic accidents report the matter to the insurer, but give a different story of what had happen, proof and evidence will be the way forward getting a compensation pay eventually.

If the offered proof is of bad quality and will not match the other party's expectation, they may be able to finally deny your claim on arguments, what they believe indeed had happen, if no rebuttal will be possible, as to the lack of proven evidence.

Given the fact that no amicable solution to determine liability and damage in a car accident matter could be found and mutual agreed upon, the matter is grown into a dispute, about what will be the basis for accepting or rejecting your vehicle crash compensation.

As experienced participants in the legal proffession alway say to clients, its not what you do know about the matter, it matters only what can be proven in a court of law.

On the other hand a bare denial of the other party's liability will not be good enough to rebut even weak argumentation. All arguments will be measured on the same scale of credibility, once a dispute get out of the state of amicable exchange, in a claim for motor accident compensation.

A well founded car accident compensation claim, based on facts and evidence have always good chances to succeed at the end.

A demand for payment of a sum of damages should have those hard facts attached, when serving the letter of demand to the other party. A more comprehensive demand filled with facts and evidence may be processed with less hassle and your compensation be accepted easier as, if one just put forward a repair quotation and a copy of the vehicle registration paper and driving licence.

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Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

		RAMLA can be the solution in MVA matters Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

As you probably have recognised on our comprehensive web information platform, we do know what we are taking about. We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed. As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises. We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.   RAMLA will be your one-stop car accident claim service in South Africa                     When you need claim support for car accident damage compensation, in South Africa you are on the right web page. It's so easy contacting us by email. The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice, - free of charge. If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply). For best results: dont't just call, once you took notice of the opportunity! First think what you like to get accross, best file it as email and call once you got our feedback. For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully. It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions. * please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.		Car accident compensation claims for damages, may cause some headache, in South Africa. RAMLA can be the solution to sort out MVA problems. Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges. RAMLA a specialised legal expert in material car accident damage claims, filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases, or defend a motorist against unreasonable or inflated compensation claims. Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon. It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon. Contact us now and let us know how we can help you? email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

Quality of proof, in a suit of law in court, will make the difference.

Once all avenues to find a settlement in a dispute about motor car accident compensation are exhausted and a decision whether to take the matter further to a court of law is on the table, the value of damages to be claimed and the evidence are the factors deciding to go the route or not.

A suit of law will only be a good option, if the damages have a substantial value as a legal process in a court of law always comes with some costs.

The good news is, smaller claim values can be dealt with in the small claims courts in South Africa. This is a comfortable, quick and easy way and comes nearly without costs.

If your proof and evidence are too weak to stand against other argumentation and the other party able to successfully dispute your claim, you can lose more than just the shortage of the expected auto accident damage compensation.

A lost case will come with a cost order and taxation, after the judge or magistrate will issue the order, based on the finding in the judgement.

It therefore can be the case; the claiant will have to pay legal costs of the other party, depending on the percentage of dismissal of the claim, and need pay own legal costs too.

Going forward and initiate a court case, should therefore be based on good evidence evaluated and cross checked by knowledgably experts, persons dealing in the field of traffic accident compensation action as profession.

    

CCTV or video surveillance as part of proof will make the difference.

In today's time, Video surveillance installed at intersections, on traffic lights or robots, on private property for control and a lot of other installations points, even if for different purposes, such CCTV perhaps had captured the car accidentlive, and recording may be available.

Even a growing number of vehicles are equipped with cameras, to help a driver document issues or even utilised for the driving control of a modern self driven motor vehicle.

Any CCTV recording will show what indeed happened and serve as factual proof, if any party may try to falsify the true cause of a traffic accident.

For those driving much and often in dangerous areas, a camera on board is highly recommended. Combined with a tracking device, a prudent motorist may never run out of proof, to address issues of difficult moments in public traffic.

CCTV footage/recording release can sometime be challenging.

Good proof must reflect and aver the true circumstances. If no facts are available to proof, it will give the other party space to dispute and rebut, your vehicle damage claim.

If the proof is based on true arguments and supported by other hard evidence - photographs etc., it may still be necessary to galvanise the details and/or present credible witness testimony, so that the other party will acept a claim, or the judge/magistrate will rule in your favour.

Having successful claims in a court of law cannot be achieved by good litigation alone. Any case must be well prepared and based thereon, the litigation can be effective.

It is very much advisable to be aware the importance of proof and evidence, before hitting the daily traffic, being good for a surprisingly happened car accident at any time.

As witness testimony is part of the evidence, and have a heavy weight in the action, it will be crucial having those involved in the process of establishing proof, despite we do know that many South Africans aren't keen to act as a witness, due to possible hassles to endure.

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read more about: Matters that need attention to create a strong case

	RAMLA will be your   one-stop car accident claim service   in South Africa             Mandate RAMLA to enforce your car accident damage compensation, decisive, goal driven professional, but still very affordable.

	RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims. Car accident issues that matters most: We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims. Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed. Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action. RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be. We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more. We work only on motor car accident matters. Check us out, so you do know if we can uphold we say, free of charge. Welcome to RAMLA Road Accicent Management & Legal Action - South Africa

RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.