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Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.
You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.
First of all we have to definite what we have to understand will be full and fair motor accident damage compensation. But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split off into the sector of bodily injuries, which is dealt with very different to that of material damage compensation. The web pages you are browsing currently only focus on the material and civil claim for you to receive the full and fair traffic accident damage compensation occurred to your vehicle.
The South African law say: You should be materially compensated so that you will be able to have your damaged auto repaired to the state it was in, before the traffic collision impact. That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle is very much new, so saying not older than a year since being on the road the first time) if your one is fairly used and the marks of wear and tear are visibly impacting you auto value.
But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status of the then repaired vehicle.
So to say it in short, get it back on track, but do not try to make a fortune out of it, as that can easily backfire on you. But this does not mean you have to agree to too many compromises in terms of your motor car repairs. To have your damaged car back into the state it had been before, you need to prepare a solid base of value analysis for your compensation, either by a qualified repair quotation or by a professional damage assessment.
But nothing is always stringent and you cannot take one argument alone to find the correct compensation basis. There may even be differences in what you might have to accept as motor car accident repair compensation, in either a third party claim or a claim you direct to your own comprehensive motor insurance policy.
A claim launched with you motor insurance company will have to look on what you have covered under your policy and probably have some contributions to accept, due to the content of your policy.
A 3rd party claim, directed to the perpetrator however must give you full compensation and no clauses, as insurance excess or other limitations in your insurance policy apply.
In most cases, you should have some professional support. If you want to get the matter sorted out quickly, possibly with less costs as possible, and being compensated for your car accident damage fairly, you should consider and let a car accident damage claims specialist such as RAMLA, or your local attorney working for you.
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RAMLA will be your one-stop car accident claim service in South Africa
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High alert is advised, when you suffer such serious damage to your car in an accident, that the result is a total loss, meaning, that the repair cost exceeds the current market value of the entire damaged car (value before the accident).
Arriving at a mutual accepted definition what will be compensation for "market value", is the first serious obstacle in such an unwanted compensation claim.
Especially insurance companies, acting on behalf of the insured, have funny arguments in place when they need to determine what will be a written off situation, when a motor car involved and damaged in a traffic accident will be classified and called a "write off".
After the question of market value and the evaluation if a status of total loss is appropriate, mitigation strategies may be applied. Sometimes such classification of write off or totalled, are in divergence to the concluded insurance cover, i.e. if a motor car accident claim is based on own comprehensive insurance cover.
This scenario could be to your disadvantage, and should be handled with care. If you face such a finding you are well advised to find out all you can. For more information, please follow the link in the heading.
If you have experienced such a scenario, let us know about it.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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"Claim back" is meant, when i.e. an insurance company want to recover payments made to a comprehensively insured, for a car accident damage claim, where the insured was not liable for.
It would be a mistake, to think that you can avoid payment for the car accident damage, you are liable for when the other party claims through its comprehensive insurance cover.
When you are approached by the insurance company, who paid their client for the damages in a car accident (if the client is comprehensively covered), you have to pay all the expenses the insurance company lists, when they sue you for repayment.
This recovery claim usually occurs some times after the traffic accident, when you might not expect it anymore. You need to have all the relevant documentation, if you do not agree with the damage claim against you. If you do not accept the insurance company's claim as fair, you have to have proof to show otherwise. Make sure that you keep all your motor car accident documentation in a safe place, so that you can disprove such a claim if it occurs.
It would be valuable for all to know what you experienced with insurance claims. Please tell us your story
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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The process of claiming for car accident damage compensation, involves that you do good documenting, preparing evidence and proof, enabling you or any one of your advisers or supporters, to maintain and pursue the entire process of claiming for motor vehicle accident compensation.
This may sound easy, and it can be, if the other party is cooperative and accepts liability and pay for the damage, or if they motivate their insurance company to pay for the auto damages without hassle.
This is a rarity, though: there usually are problems in getting fair, full and timeous compensation.
Difficult claims should be handled professionally to avoid losses and overspending on legal cost, towing and storage, assessment or repair. You will find a lot of information how to do something and what better not to do.
Follow the heading and learn how to file a claim for car accident damage compensation in South Africa (RSA)
Let us know about your experience in dealing with car accident claims!
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa (SA).
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Having been successful with a traffic accident damage claim and a warrant for execution had been issued, the sheriff had been send to collect the money or attach other valuables of the person or business etc. , but no valuables could been found and secured, other ways to collect the outstanding compensation must be found.
A professional claim collector may take on this task and investigate the environment of the debtor.
To learn more about professional claim collection to make the debtor willing to pay, please follow the heading.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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When it comes to traffic accident collisions, where damages to the motor car occurred, and the wrongdoer is properly insured against such 3rd party car accident damages, one may think that it will be an easy process to be compensated for losses. Unfortunately this is very rarely the case.
The insurance companies, most often observed, do not just buy your vehicle damage claim. The opposite is commonly the case when brokers or other representatives of insurance companies, in charge for handling compensation claims against its insured, will take obscure positions and utilise arguments that misses out any substance.
Another way of creating obstacles are, that they just hide back being silent by not answering questions or forward needed documentations, either from the begin on or as soon as you reject any settlement offer to their conditions, initially made by them to you.
If you believe what the insurance companies promise on their TV adverts, you might be disappointed. To believe that you will be compensated before you even claim, is as unlikely as becoming a millionaire in the weekly Lotto draw.
One must further take note, that the insurance company only indemnifies its insured against covered risks in terms of money to be paid and they are not your direct party to deal with in a claim. If they refuse or just do nothing in dealing with you, is the legitimate choice of the insurance company.
Any claim that must take the legal route is to be addressed to the liable party directly.
Have you had any experiences with amicable settlements or disputes with local insurance companies?
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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If you are the liable party for damages caused in a motor car accident, you may need to prepare a defence against unreasonable claims.
A claim defence is only useful, however, if there are serious doubts, about the validity or the liability at all or partly, or the amount claimed by the other party, for those damages suffered in the traffic accident.
When the other party sue you for compensation, you will have to have proof and dispute arguments you don't share in terms of liability for the motor accident or for unreasonable claims and damages listed for the other party's compensation.
In South Africa, you will have to look at the economic aspects of a car accident damage claim very carefully. A legal battle in the country will either not be a quick and amicable matter, nor it will be for little money. Costs for attorneys or legal supporters are high and can make out a substantial part of cost/compensation in any claim at all.
We value your comments. Have you had an experience where you have had to pay more by fighting the claim, rather than accepting it in the beginning?
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Apart from what insurance companies or vehicle fleet managements calls car accident management, you have probably never heard of a motor vehicle accident damage claim management, as a specialist who enforce material traffic accident damage compensation, as a result of a car crash on behalf of its member, in South Africa (SA).
Car accident damage claim management, is defined by RAMLA (Road accident management and legal action), as a holistic support to claim for material vehicle damage compensation, meaning having support all over the relevant matters and facet's, needed to pursue a traffic accident claim successfully, for the not liable party.
Managing claims for car accident damage compensation needs a special kind of knowledge, and should provide decent support to someone who must fight for full material vehicle damage compensation.
If you are faced with the need to fight for compensation for your traffic collision damages you should learn more about RAMLA as a specialist. It provides a unique support system to make your vehicle accident claim successful. You can use this website to learn more about RAMLA's unique claim service, whether you would like to pursue you claim on your own, or make use of the RAMLA service.
If you would like to know more, browse through the website or just type your request and submit it to RAMLA. Any queries or initial advice from RAMLA will always be free of any charge or other obligations.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Claim mediation in order of solving differences in terms of car accidents in South Africa (SA), is understood by RAMLA (Road Accident Management and Legal Action) to support the defence against an unreasonable motor vehicle damage claim against you.
Unfortunately, this does not mean that you will necessarily avoid liability and payment for the auto damage caused, at all. The aim is to find a solution that will satisfy both parties as much as possible.
Defending a claim for motor accident damages, can lead to more financial losses than accepting a slightly unreasonable claim. When facing judgement against you, whether you are partly or completely liable, you have to pay legal cost and the compensation to repair the others party vehicle, for you and for the other party, if they win the case.
RAMLA will analyse the vehicle damage claim against a member, to find out if it is reasonable, and if there is any doubt and rational proof that the arguments of the claiming party are not true or fair, RAMLA will interfere with the aim to mediate (free of charge).
If RAMLA agrees that the facts prove the suspected overcharge, a member will receive active and in serious cases even legal claim defence support, without any further costs then the membership fees paid.
If you are facing being overcharged with an accident damage claim against you, let us know, and we will analyse the matter and give you some advice or even support for your claim defence.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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When you want to claim for your vehicle accident damaged, after being involved in a traffic accident on public roads, you have to follow specific procedures:
1. At the scene of the accident:
Call the police and organise that all the parties involved in the traffic collision and a description of circumstances, will reflect in the Police Accident Report. Particulars of the accident must be gathered: how the accident happened, which cars were involved and the details of the people involved as well as those of potential witnesses.
2. The next step is to determine who is liable for the motor vehicle accident, and the damage must be assessed and listed.
3. Thereafter the liable party must be called upon to pay for the auto crash damage. If the other party deemed liable for the cause of the motor car collision disagree and acceptance of liability is on dispute or just have a different opinion about the matter at all, you must establish and proof your own position.
4. When all attempts to reach a settlement to pay for the car accident repair or replacement fail, and the other party still do not want to settle or pay, the claim must probably be heard in court. A formal charge and a court claim have to be established.
This will entail the complete legal process, and expert knowledge is needed to be successful at trial.
For more information, please follow the link in the heading. We welcome your comments and experiences in formulating a claim.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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There are some ways to be supported to solve any material motor car accident damages in South Africa. The very common way will be to mandate a local lawyer to pursue the claim on your behalf, and accept the relative high cost coming with mandating them.
As laid out in some other sections of this web pages, you should consider to learn more about what RAMLA unique support to fight for your motor car accident damage compensation is about, just follow the link in the heading, to have more detailed information.
You are welcome to comment about your experience with RAMLA
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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A commissioner of oaths is an official person, who has authority to sign and authenticate affidavits (to make them sworn declarations). You will probably need such statements to underpin your proof when claiming for material damage/ compensation caused by car accidents.
Statements can be authenticated at any police station or by any other commissioner of oaths. South African police stations will do it free of charge and usually quickly.
For more information, please follow the link in the headline.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
Car accident damage compensation means, money to pay for material vehicle accident damage. Looking to be compensated to your satisfaction, is not always easy to realise, that there are commonly different opinions of the true circumstances or the damage to be compensated.
RAMLA claim management can support your motor car damage claim nationwide, as a one-stop service to best state of affairs with unique support schemes to outmost economic conditions, in South Africa.
For more information, please follow the link in the headline. We welcome your comment.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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To be involved in a traffic accident is not a pleasant experience - whether you had only material damage, or worse, suffered bodily injuries. This two elements - the material damages, losses which can be made up with money, - and bodily injuries which needs medical care and possibly causes long term disabilities, are the subjects of damage after a motor vehicle accident to deal with.
The content of the RAMLA web pages solemnly focus on the material damages and offers a victim of a car crash support, to enforce any motor car damage compensation from the liable party, in South Africa.
Material damages for any losses in a vehicle accident must be enforced or claimed for privately in terms of civil law, as for the compensation of bodily injuries resulting from a auto crash in public traffic, in South Africa, the government maintains the Road Accident Fund (RAF), to offer compensation solutions for people bodily injured in car accidents on South Africa's roads. The RAF is funded by a portion of the petrol price.
In South Africa, it is quite common to have a prolonged struggle for correct, fair and full car accident damage compensation and to receiving it in time. To find a solution and to force the liable to pay, you often have to hire lawyers or other experts or legal specialists in the field of material motor vehicle crash compensation.
RAMLA (Road Accident Management and Legal Action) offers unique solutions to support a motorist being a car accident victim, starting in the process of putting together sufficient proof and later provide legal service for a claim. RAMLA will pursue the traffic accident damage claim on behalf of the victim and, where necessary, mandate experienced lawyers to take the case to court.
For more information click on the heading, or browse the RAMLA web pages, to find your way solute the results of car accident damages suffered.
Want to know more? RAMLA can help to solve your problem when you become a new RAMLA member.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Comprehensive insurance cover can give peace of mind. It means that the damage suffered in an motor vehicle accident will be compensated by your insurance company, to the terms agreed on mutually, regardless if you are liable or not liable for the damage to your own property (provided you meet all the terms and conditions you accepted).
When you are not the liable party, but claiming from your own insurance company, it is usually easy to sort out the matter, but you have to contribute financially (mostly your excess, etc.).
But RAMLA observed several real negligent behaviour on the side of some insurance companies in specific configurations of claims and damages, especially when it comes to a total loss of the vehicle, and may cause huge disappointments.
We suggest finding out more details and following the link in the heading.
If there will be a general obligation to have a valid 3rd party motor insurance before you are allowed to participate in public traffic in South Africa, you need not to claim from your own insurance to avoid hassles and risks, and save premiums and other contributions
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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In South Africa appointing a lawyer can be expensive. When you need an attorney to pursue your legal car accident damage claim, the cost you have to disburse, can be much higher than that what you probably will be awarded for damages you suffered on to your property. This may lead not enabling you to repair your damaged motor vehicle, for the net cash you receive, provided you are successful in your court claim.
You should discuss the matter of legal cost with your lawyer before you mandate him at all. There are several options a lawyer may be prepared to work for. You can offer hourly wages on a scale "client to party", which is the norm, try to conclude the mandate on a "party to party" scale or, there is sometimes even the possibility to motivate a lawyer to accept the mandate on a contingency mandate, meaning "no win no fee".
You should know what is behind the tariffs and what you may expect to be awarded when you win the case.
If you can contribute such an experience, please let us know.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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It is advisable to undergo a vehicle accident damage assessment to have good and qualified proof of any material damage caused by a car accident.
Unfortunately, there will be costs involved, and you need to find out about it before you order the assessor to do so. These costs may be necessary and good spend, if you are not satisfied with the damage quotation or the damage assessment of the other party, liable to pay your car accident damages.
A vehicle damage assessment will help claiming for the correct amount of compensation in court. Neither a lawyer nor a claim manager will be able to assess any costs for motor car damage repair.
If you claim for motor car accident damage compensation, which does not fairly represent your damage and the other party can prove that to the satisfaction of the court, you will probably win the court case in general, but you will be liable for a percentage of the cost and receive reduced compensation according to judgement.
Please read more about vehicle damage assessment to make up your mind and to know what is the difference between a professional - dependent - independent vehicle damage assessment, and what will be the difference to any regular motor car damage repair quotations.
We welcome you feedback.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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When you have successfully won a claim, to be compensated for motor car accident damage, against somebody, who is not insured against 3rd party motor damage and they do not pay, you can send the sheriff out to collect the money. If the sheriff cannot attach sufficient value, you may order a claim collector to an investigation.
It is always recommended to try to find out more about the financial background of the party that cause the traffic accident, before claiming and taking legal action. If you achieve a judgement in your favour, after investigation into the financial background and found it credible, you can probably claim back such expenses, provided that the liable person has enough money to pay.
Always make sure about the individual costs and terms for such service, before you mandate a claim collector. Check about he/she is licenced for this job. Ask them about your chances to claim back for the money spent.
We always welcome you feedback.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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If damage occurs in car accidents, you have to get a repair quotation properly and fully listing the damage to the motor car. Panel beaters or other auto body repair workshops mostly do that for free.
A professional car accident damage repair quotation takes some effort, though, so make sure if there are costs involved before you give the authorisation to examine the car and draft a quotation.
Learn more about sufficient or insufficient car accident repair quotations by following the link in the headline.
We welcome you feedback.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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A courtesy car can help while your car damaged in a traffic accident is being repaired, keeping you mobile. South African law presently do only allow for recovering cost for a car hire, as long you do not use your vehicle to use the car mainly for your business and income earning job, i.e. as sales person moving to your customers or as delivery vehicle, etc. A courtesy car can therefore be of good value.
RAMLA members, who qualify (by being a member for some years), will get a courtesy car for the duration of the repair, free of charge but for cost of insurance and wear and tear on self-cost basis.
To initiate a public discussion on whether such law to be compensated for the time of car hire, should be amended to be more consumer friendly, your comment is very welcome.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Before you claim against somebody who is not insured against 3rd party motor car accident damage, you should make sure that the liable one will be liquid enough to pay for the damage and the legal cost, before you take costly actions.
Unfortunately, it can sometimes be better to forget about a claim if credit checks done upfront, results in the fact that it will be hopeless to collect any money, even if you are successful with your motor vehicle accident damage claim.
To mitigate such risks, RAMLA (Road Accident Management and Legal Action) pleads for a general obligation imposed by law, to have a valid 3rd party motor insurance, before joining public traffic.
Give us your comment and support, so that we can go public with this matter if you share our view.
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