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When you need claim support for car accident damage compensation, in South Africa you are on the right web page.
Car accident compensation claims for damages in South Africa, may cause some headache.
RAMLA is a specialist in material car accident damage claims (no bodily injuries).
(use this mail link) Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.
It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.
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Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.
You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.
First of all we have to definite what we have to understand will be full and fair motor accident damage compensation. But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split off into the sector of bodily injuries, which is dealt with very different to that of material damage compensation. The web pages you are browsing currently only focus on the material and civil claim for you to receive the full and fair traffic accident damage compensation occurred to your vehicle.
The South African law say: You should be materially compensated so that you will be able to have your damaged auto repaired to the state it was in, before the traffic collision impact. That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle is very much new, so saying not older than a year since being on the road the first time) if your one is fairly used and the marks of wear and tear are visibly impacting you auto value.
But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status of the then repaired vehicle.
So to say it in short, get it back on track, but do not try to make a fortune out of it, as that can easily backfire on you. But this does not mean you have to agree to too many compromises in terms of your motor car repairs. To have your damaged car back into the state it had been before, you need to prepare a solid base of value analysis for your compensation, either by a qualified repair quotation or by a professional damage assessment.
But nothing is always stringent and you cannot take one argument alone to find the correct compensation basis. There may even be differences in what you might have to accept as motor car accident repair compensation, in either a third party claim or a claim you direct to your own comprehensive motor insurance policy.
A claim launched with you motor insurance company will have to look on what you have covered under your policy and probably have some contributions to accept, due to the content of your policy.
A 3rd party claim, directed to the perpetrator however must give you full compensation and no clauses, as insurance excess or other limitations in your insurance policy apply.
In most cases, you should have some professional support. If you want to get the matter sorted out quickly, possibly with less costs as possible, and being compensated for your car accident damage fairly, you should consider and let a car accident damage claims specialist such as RAMLA, or your local attorney working for you.
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RAMLA will be your one-stop car accident claim service in South Africa
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When you undertook a professional material vehicle damage assessment, or your panel beater did make an assessment of your motor accident damage and list all properly in a damage report, and the other party denies accepting such findings, you do not have any other chance as to proof what you claim for.
You will need the technical expert assisting you and/or your attorney or any other car accident claim manager, to prove the details and circumstances of the vehicle damages, listed in the car damage assessment report, and you need to convince them to do so, even if it is very unpopular to them.
The technical expert in cases of car accident damage can be a qualified panel beater, workshop mechanic or an expert in vehicle damage assessment.
You may see one strong argument of having a vehicle damage assessment rather than a panel beater repair quotation, in the matter of testifying. Opposite to the job duties of a panel beater, running his workshop and not spend time somewhere and not really liked to be in a court, the professional vehicle damage assessor see this as part of his job, even if a payment will be needed to accept for such job.
The expert must prepare a report and be familiar with it when testifying. They must be able to handle cross-examination during the course of a trial.
RAMLA will help a member to brief the witness before a testimony in court
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
Having a reliable witness, when you need to go to court in order to fight for your motor car accident damages, you suffered in a road accident, will be an essential key to not lose a legal claim.
Unfortunately, being witness in court and testify is not popular in South Africa. Court cases often take up a lot of time and get postponed. Many people do not like the atmosphere in court, even if they are only involved as a witness.
To be a witness is mostly a thankless job, as the time and effort it will take to get through the car accident claim, is unpredictable, and the remuneration will be quite small.
But nevertheless to proof a motor car accident case in court you may need such witness testimony to convince the judge/magistrate of your evidence.
To make your witness testimony helpful, he/she must be trustworthy and considered as honest and the details witnessed in the motor car crash must be addressed clear and correct. Any other kind of witness testimony will be of little or even detrimental value.
The witness should spend some time to get familiar with the content of your vehicle accident damage case, and should be prepared for what they can expect in court. They should be advised to give comprehensive and sufficient testimony and answer the questions in the cross-examination truthfully and without being trapped.
How do you prepare your witness? Follow the link in the heading to find out more.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
A third party motor insurance cover should be the minimum motor car insurance one should have when driving on public roads, in South Africa. This motor insurance cover is designed to have the motor insurance company pay the damages, when someone becomes liable for the compensation of material car accident damages caused in a crash with another car.
Not having such motor insurance policy may lead to bankruptcy when you have to pay the warrant against you and the sheriff will come to search your money or valuables. It is further mostly very unpleasant and very difficult for the person who suffered the motor accident damage to get compensation from an uninsured liable party.
A car accident can happen to all times from one second to the other, even if you take great care when driving your car on South African roads. The cost of car accident repairs are usually quite high, and it can escalate to unpredictable amounts making you at least quite uncomfortable.
It is a mistake to assume that, if you see an expensive car in traffic, they will have comprehensive insurance cover, and that they can just claim for the damage and forget about it. The insurance company may pay for their client's damages, but they will claim it back from you, the liable party. To deal with an insurance company in court is not always a pleasant matter
RAMLA pleads for a general obligation to have such 32rd party motor insurance cover when taking part in South African traffic.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
Unfortunately, there is no specific way to calculate or predict the time it will take to settle or receive a judgment to end a car accident claim. It may be a quick job, if the liable party accepts the charge, being cooperative and pay what is owed, to repair the vehicle accident damages of the victim.
To find such a reasonable solution is rarely the case, though. The opposite will take place more often and it takes time to gather all the documentation to prepare and proof the damage claim for the motor crash costs, file the claim and negotiate with the liable party.
It will also make a difference whether you claim against an insured or uninsured person to pay for your auto accident damages. Uninsured car drivers, who are liable for the traffic accident, might not want to be found, and you will have a much harder time to force them to pay, even if you finalised a claim successfully.
If you instigate a motor car damage claim against an insured party, it might either not always be an easy process as the South African insurance companies represented by their brokers or claim managers, sometimes apply quite funny and inconsistent ways to either delay the process of the claim or aiming of reducing the compensation to be paid for the car accident damages.
A motor insurer has the legal right to minimise its contributions to pay for car accident damage claims. In doing so, any such attempts will take action and time to respond. These companies sometimes go out of their way to not pay for damages - with methods and reasons ranging from reasonable to utterly ridiculous.
If a court case to enforce the motor accident damage must be initiated, the matter may take 6 months or even up to more than a year, depending on the court's time and approach and the way the parties delay or support a process. A matter before the high court will take significantly longer than in a magistrate court.
The essence of the matter is that a court case for compensation will not often be a quick matter - rather time consuming and costly.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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