Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



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Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




                                                             RAMLA - car accident damage claim service South Africa

You do have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select issues of interest by keyword search



      car accident in South Africa





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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.

  




Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





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   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





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   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.








car accident in South Africa

car accident in South Africa






















The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Welcome to RAMLA - Insurance Matters - South Africa (RSA)

If you do have any problem with a South African Motor Insurance, Broker or Claim Adjuster in attending your claim, just let us support you.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information about all sort of MVA - motor vehicle accident - damage compensation issues on the RAMLA (Road Accident Management & Legal Action) web platform.

Alternatively contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za


Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info





The motor car insurance company - offers you an unacceptable settlement as compensation for your vehicle accident damage - South Africa (RSA).

It may well be you struggle to motivate a motor insurance company in South Africa, to pay your claim for Car Accident damage compensation, which may be on disagreement, rejected, dismissed or repudiated.

Merely the hope or trust to receive a fair and full compensation will generally not get your there. Inevitably you need adamantly being behind the claim to have success at the end.




car accident in South Africa



car accident in South Africa



Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


 
                        

RAMLA offers:

Free initial claim - dispute evaluation and advise in regard to a motor insurance issue


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

      
 








If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.
Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

Want to know more what will be helpful to know before you contact RAMLA (SA)






car accident in South Africa



car accident in South Africa

Keep this in mind when dealing    . . . with insurance companies!

Insurance companies' procedures to minimise car accident compensation

The insurance company paid the damage to its insured, but claims back money from you?



RAMLA will be your   one-stop car accident claim service   in South Africa


  Material Damage suffered in a car accident





If you receive an unacceptable settlement offer from an insurance company in South Africa to compensate you for car accident damages, you most probably need help to get them going further and to accept the 3rd party motor damage claim, or your own claim, based on the comprehensive motor insurance cover you concluded with the car insurance company.

We all know that lots of traffic accident victims, involved in a car accident on South African roads, try hard to solve the vehicle accident compensation matter.

Some motorists work hard to get fair compensation in dealing with the other parties on their own, before they look for support, if no amicable or even any solution can be achieved.

Fair compensation is achieved, if you will be able to repair your damaged motor car in a traffic accident, comfortable to the state it was in before the accident occurs and that should be done in a reasonable time frame.

Those are the basic needs any car accident victims want to see achieved.


South African law reflect just this as it states generally that the perpetrator will be liable to pay for the motor car damage to be repaired to the state the vehicle had been, before the accident impact.

Unfortunately the common experiences with motor car accident claims is, that much too much time is consumed before any kind of settlement will be reached. Due to a lack in South African law, that not all of the motor accident victims are entitled to claim for car hire expenses, as this is presently restricted to just business/earning needs, meaning only if one uses the vehicle to directly perform the job or business, will be entitled to car hire compensation.






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RAMLA - Road Accident Management & Legal Action - offers professional, decisive but out most affordable claim service to recover financial losses emanating from material motor car accident damages, in South Africa.

What do we mean saying professional?

Well that's easy and simply means we do that as our core business on daily professional bases and do have adequate and knowledgeable personal to effectively do the job.

What do we mean saying decisive?

It simply means, we are behind the case and prepare, demand and resolute execute any matter, we will be entrusted and mandated to do.

What do we mean saying - out most affordable?

By following a unique business and service concept, we are able to deliver quality convenient and competent car accident claim pursuit, but to lower fees other will be able to offer its similar services. We do offer a variety of service options and will gladly supply you with our service and cost scheme.

As RAMLA don't want to rush someone into a mandate, we make it a prerequisite before we hand out our service scheme, to give you a free first case analyse - free of charge - in order to determine if we can effectively help you to get what you expect.

We don't want rush someone into just a fee trap by taking on cases of which the success will be limited from beginning, which can be due to several and always individual facts as we strive to deliver what we promise.





Motor Vehicle Accident


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa





Fair auto damage compensation is your goal to come out of an motor insurance claim properly and satisfactory in South Africa

Engaging in a compensation claim, to be paid for car accident damages, in good mood and trustful to be treated fair, is the expectation one rightfully can assume to receive from the other party and certainly from any South African motor insurance company and arrive at a fair pay out, as quick as possible.

In practice only a number of the motor insurance compensation claims, launched with an insurance company in South Africa, will go well in the first phase.

The typical process in an 3rd party motor insurance claim, (given you are not insured yourselves and probably not liable - so you try to claim from the other party's motor insurance cover) will be, that the other insured party, reports the case to hi/her insurer. Without the claim reported by the insured with the insurer, there is no chance to launch a claim with them.

It will be of ease, if the insured and deemed liable motorist, has already reported the claim to his/her insurance company. An insured is obliged to report a matter to the insurance company immediately, once it becomes probably possible that a claim of whatever nature can emanate against the policy, even if a 3rd party compensation claim only put forward in a later stage.

The insured can never eradicate the possibility that another will launch a claim, even if they settled against each other at the scene of the accident, agreeing to pay one's own damages.

Insurance Site Map - A comprehensive overview of relevant Insurance Issues


RAMLA - car accident damage claim service South Africa


Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.

A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.

This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.

RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.



how to contact RAMLA, in what way best to do and what we need knowing to reply
car accident in South Africa   Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable








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Claim denial based on   . . . collision of facts

Inconsistence party statements what happened

Decline based on alleged breach of the rules of the road

Decline based on the examination of circumstances and
     vehicle damage assessments








Claim denial or apportionment non acceptance of liability

Facing a recovery claim to pay back the insurance

Defend an unrealistic or inflated recovery claim



Headlines and Issues on this page


Just a tip for all those, who are insured and face a motor accident damage claim:

It is important to comply and report any matter to the motor insurance company, that can affect any kind of liability, even if it will only come to the fore you believe its forgotten about already. This is what most of the terms and conditions or South Africa's motor insurance companies stipulate and force the insured to comply, otherwise the insured is going a risk losing the cover.

Starting a claim and getting in contact with the insurance claim negotiator/administrator/broker, you will be asked to supply a case or reference number and to serve a number of standard documents to proof that you are entitled to claim, in the first place.

Most often these documents copies are: Car registration paper, driving license, calculation of damages, an accident report and sketch, but there may be other documents wanted individually.

The next step will be (depending on the damage value and nature of the accident) the insurance will send a motor vehicle assessor to calculate the damages on behalf of the insurance company. According to the following assessment report the claim negotiator will hopefully attend your claim and will ask you for more evidence and/or witness etc. if they feel it's needed.

The insurance admin will compare the accident report of its client with the information compiled in your own report. If both versions are compatible the pursuit of a claim may proceed amicable.

Problems will occur once both versions of the circumstances will not match each other. This can be the time the claim become a dispute and you as the claimant and the one suffered the damages must make efforts to proof your version of the matter.

One should not be surprised, that the insurance per se will support the version of the insured client and don't give it much doubt, even if you put forward logical and precise evidence.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
If you will be contacted by the insurance assessor or the claim admin for an interview, be prepared. The results of such inquiry have sometimes seen to be strange and don't corresponding with what you wanted to strengthen. Don't go without a witness.

Other problems can have its origin in sphere of the insured party, as to non-compliance with the policy, which can be to various occasions.

As we lay out before, only a small number of claims launched with an insurance company in South Africa, will go right in the first place. You may face to be offered insufficient motor vehicle damage compensation or you need to look for explanations to what reason and why the insurance offer will be as bad.

There are a variety of factors, ranging from a complete denial over being accused of partial liability, or even just in facing differences about the value or range of effective damage to your property etc.







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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Be welcome utilising such valuable absolutely free inital advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.




Important Notice:

We further like to emphasise that the free advice is limited to give a first opinion and options how to go ahead,
but not contain the offer of free practically pursuit of an individual matter.

If active support is needed, some affordable fees must apply, as it is common for most or even all external services.

Please be conscious of such and we trust it is very understandable and acceptable, not to expect specialised experts to provide daily work free of charge, as even a humble supporter such as RAMLA, do need cover cost and labour.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.





Don't give up easily in your efforts to claim, even if you face obstacles.

Getting on with the claim, just for fair compensation, you can easily find yourself in trouble and be brought near frustration in the process of the action.

It will be a rare fact, that you will agree with what you hear form the motor insurance claim admin/negotiator at once. The insurance admin often and repeatedly applies baseless arguments in an attempt of denying a claim.

Fair compensation means, that at least you can repair your motor car to the state it had been in, before the traffic accident happened. This is exactly what the law says a not liable party is indeed entitled to.

But to get there can be a long way that needs engagement to arrive at a fair solution. All needed actions to achieve this objective, are certainly depending on your individual matter and no general advice can be given.

It's a pity that South African motor insurance companies too often, gets away from a fair pay of compensation. The first reason therefore is just the behaviour and the way they handle the claim process.

Lot's of motorists processing a claim, are quickly exhausted about what they actually be confronted with. An answer to your e mail can easily take a week or more, just to get it. A reply doesn't' mean you get forward in your process, if you just receive an answer stipulating just the same baseless point of view, instead of careful evaluation of your arguments.

Most of the settlements with South African motor insurance companies are concluded far below fair compensation. Victims of road accident damages give in too quick and sign a too low settlement offer, just to end the process and pay a substantial portion of compensation they are entitled to, out of their own pocket.

You should not do that. Get someone knowledgeable and professional to your side and get on with the claim, unless a fair settlement can be concluded. RAMLA, the author of these web pages, is one of such knowledgeable supporters.



Salvage in a car accident           Salvage in a car accident


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               Contact RAMLA . . .   for your free initial case analyse   Now
               Know more about the free first case analyses before contacting RAMLA?

Let's give you some examples that can lead to a shortfall of compensation in a 3rd party insurance claim, (but not only in a 3rd party claim, it can easily come to problems and differences with your own comprehensive motor insurance cover, especially if you had claimed before and internally - at the side of the insurance - not been classified as good risk anymore):


Claim denial based on collision of facts, the other party does not back up the facts presented

1. The insurance company get a different statement from its insured as what you argue in your claim. They easily buy in the story of the insured without any check or doubt, whatever it says, not liable or partly liable.

It's on you to get the matter presented fair and competent, but it will by far not be granted, getting your arguments accepted. The time factor is on the side of the insurance company and can make you week and give up.



Contradiction in argumentation on how a motor accident unfolded and who will be liable

Lots of disputes are based on differences in the reports, of what had happen and how all have been occurred or unfolded.

If the accident report, given by the insured party, differs from those factors or scenario the other party presents, most often this is the start of a struggle, refered to as collision or differences of facts.

Given there are two contradicting versions of the matter, all will be the challenge of proof. Unfortunately some motor insurances trust the version of its client, without being interested finding out if that will indeed be the case. The result may be, the 3rd party claim may be rejected, on such a reason only.

It is further a common behaviour of motor insurance companies or attorneys, not be interested in verify proof, presented by a claimant. They probably just uphold the taken decision of decline and give the claiming party a hard time.

In a better case, the other party asks for witness statements, whereby it's possible that a witness being a passenger is not trusted, as suspected being biased in favour of the claimant and therefore ask for an independent witness , someone as an eye witness, watched the matter and being prepared to testify.

The term "Independent" is meant to be a credible witness, in view of the insurance company. This Independent should be an outsider and not been a passenger or family member, and best being an eye witness.

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa
Lot of times witness statements of passengers are deemed as biased and not credible. More badly it will become, if you cite a family member as witness. The insurance will rarely accept such testimony and approve the case easily if at all.

We all know, bystanders are not very keen to become a witness, if those are available at all. There are a lot of occasions where it will be impossible to find a witness, as there simply not has been one.

But the good news are, that such decline must in no way be the end of the matter and can be taken to a court of law, where an independent judge/magistrate, can or must decide, if the evidence or witness presented, will be credible or not.

Before a party must engage in a full scale legal action in a court of law , there may be a good chance that the service of a summons, including proof and evidence, can change the behaviour of the party or insurance company. Once it's obviously clear, taking legal action in a court of law, any party should look again onto the matter, considering carefully, if the arguments on their side will be strong enough to stand a trial in court.

Dragged into such situation may suggest, getting some support. RAMLA can support a claim and deal with the matter on behalf of a client, taking all the avenues available to come to a solution, before a court case can't be avoided.

RAMLA attorneys standing by for support acting for clients to favourable conditions, pursuing the legal actions in a local court of law.



Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.



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Salvage in a car accident           Salvage in a car accident


RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa



Decline based on the examination of circumstances and assessing - Differences deriving from biased vehicle damage assessment

2. After a claim is reported to the insurance in charge, most often they will send an insurance assessor to calculate the damages. The findings will serve as a basis for any further insurance action. You certainly must not accept the calculation as representing the effective damage and you may disagree.

Discrepancy can arise in the calculation of damages or in interpretation of the findings and conclusions, how the accident must or should have unfolded.

Based on the conclusion of the assessor, if damages matches or not, the insurance company may reject a claim, simply saying these vehicles cannot be part of the same accident.


In a case, the insurance say it's a "write off" and calculated compensation based on its own terms, such compensation calculation will only apply to you, if you claim from your comprehensive cover. If you claim as a 3rd party, you are in no way bound to any insurance terms other than those of the law.

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RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

Contact us NOW

RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.


Problems rose from questions of liability or partly liability

3. It may be, you will be blamed to be partly liable or even completely liable for the cause of the accident as they say, you did something you better haven't done, and they want you to be liable - paying for your own and the other vehicles damage, instead of compensating you.

Any such argument should be investigated sorely, if you don't agree. To demonstrate you are in the wrong, most often you will be presented with an extract out of a similar case, a court of law has dealt with and that cited judgment and the circumstances given, may be taken as proof to blame you.

Very often such arguments can be rebutted with another case scenario, just coming to the opposite decision. Don't buy in all at once, if you won't agree.

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Salvage in a car accident           Salvage in a car accident




Facing a recovery claim to pay back the insurance

4. A recovery claim is meant, if a motor insurance pay a comprehensive insured what he is covered under his policy, but this insured person is not seen to be liable not been negligent or the course of the accident, subsequently the other party needs to pay the damages.

The insurance company just want you to pay what you may be liable for, to them, as they now act for the party that accuses you to be liable for the accident.

In doing so, they sometimes mandate an attorney to pursuit the claim, or they may operate an own recovery department and those people will demand your pay, or even make use of any other source working in traffic accident cases, to recover for themselves and for shortfalls that an insured may need to accept, due to the policy covered under.

You just need to see a recovery as an equal to regular claim enforcement.

Facing such claim don't mean you are automatically liable and one has all the rights to defend or even demand yourself in a counter claim, if you believe and can proof not to be at fault at all.

If you will be accused to be the liable party and seen to be the course of the motor accident, you face a recovery claim and be sued for all the expenses the insurance paid its insured and further more for any shortfall not covered by the insurance policy, but due to the victim suffered the losses.



Salvage in a car accident           Salvage in a car accident




Defend an unrealistic/inflated recovery claim

Any claim action can always be denied.

An action for regaining spent finance or expenditure will be called a recovery claim.

Generally it is the insurance company paid the damage to its insured, contacting another party in a car accident, and address a claim to demand paying back money, spent in repairs or compensation for a party, deemed not to be the liable one for the damages, in a recovery claim.

In cases where the party is represented by the Insurer, pursuing the action on behalf of an comprehensively insured client, the insurance will pay the client in the first place, another is or may be liable for.

It is most probable to expect that the Insurers recovering department, will address the matter and demand or claim back from the other party held liable, what they paid out to its insured, plus any other deductions they may have subtracted in the payment to the comprehensive insured, such as all the excess and other shortfall the insured may have to consider, within the regulations of the motor insurance policy.

In today's time of economic constrain, the recovery action can come very soon after the claim has been reported and the basics evaluated and a conclusion drawn, who can, should or must be held accountable.

As pointed out within other sections of the RAMLA car accident info forum, the Insurers or claimants decision who should, must or can be held accountable, must not necessarily be a correct one, as regularly made by trained and experienced admins, but not in a manner expected, unbiased and taking all into account to find out the true causation.

Therefore any such recovery action should be scrutinised in detail and only accepted, if the facts put forward are acceptable and backed up by evidence. More about defending a recovery claim





RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa




We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.



More how to contact RAMLA, in what way best to do and what we need knowing to reply

read more about:   How to get fair compensation for damages

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Fight for your rights and don't give up too early, just being tired of fighting

Insurance brokers or claim negotiators/admins acting on behalf and under general instructions of motor insurance companies, don't move fast without being under constant pressure.

The experiences had shown that some or even many of those people, in charge evaluating and authorising or reject the pay out of a motor insurance compensation claim, remain in obscure positions in dealing with the claim and in an attempt to argue against a claim, until the un-doubtful evidence placed in front of them, that is in fact overwhelming and beyond reasonable doubt, that there is no chance for them to play foul and that they cannot repudiate your insurance claim.

Get them into this position, where they need to accept a well-founded car accident claim. But be aware that even a well-researched motor insurance claim can be declined out of sole discretion of the insurance company and you don't have any influence how they arrive at a decision.

Having someone as RAMLA (Road Accident Management and Legal Action) to your service can make the difference in order for you to receive your motor crash damage compensation fair and full.





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Salvage in a car accident           Salvage in a car accident


read more about: Steps to be taken when filing a claim











Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa





Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za





Aspects and options

RAMLA membership

RAMLA membership covers for,
     the benefits and services


Tasks and actions in pre-
      litigation periods


Specials membership for NEW
      members with existing case


RAMLA tariffs    Individual
     - Family - Business


RAMLA membership   Terms &
      Conditions


RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership



 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or incorrect apportionment of damages, take matter on review to the Ombudsman, or even get matters to be heard in a court of law, should all fail to find a solution and the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za







 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





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  Preparation is key:
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Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
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Towing industry . . .
     partner with RAMLA?


When towing any vehicle to safety, after a traffic accident, it will be the ideal time/opportunity to promote RAMLA highly experienced and economical outstanding claim service, to enable the party suffered damages to claim or defend for material motor car accident compensation, and take part in the RAMLA rewards program.

 

Towing and or storage of a damaged car on a yard can come with bad surprise

Can a party in need of towing trust all companies, if matters coming towing the car to be stored in a yard with costs?

There is a good portion of suspicious thinking necessary.

A serious warning is therefore adequate.

Don't trust any promises of a hassle free pursuit. Make sure you do know about costs and risks.

Many have lost the salvage value of the car stored, just set off against towing and storage costs, as they did trust and not be as sceptically as needed.

We don't think to trust towing guys anymore, as we haven't made any fair connections yet.

On the contrary we need warning parties involved in car accidents, to not trust any of those promising rescue offers to give you a hassle free support.

Do not trust any promises as the other parties insurance company will take care of costs, as that is a total different matter and will only be true, if and in time the Insurer will accept claims, which isn't the regular occurrence.

Some of those towing companies, store your damaged vehicle on an open yard, not insured or safeguarded and despite charge storage fees in the range of International Airport parking rates, being of R 300 a day and more.

They do refuse to release the car, unless all is paid, which is illegal.

Such may end up paying for overcharged towing and storage what the wreck may be worth and they may suggest just leave the wreck for the open account.

Don't fall to such illegal and unethical behaviour.




  





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Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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