Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa

Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




                                                             RAMLA - car accident damage claim service South Africa

You do have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select issues of interest by keyword search



      car accident in South Africa





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


        
  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    


The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa




   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa










   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa







Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.








car accident in South Africa

car accident in South Africa






















The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Welcome to RAMLA - Insurance Matters - South Africa (RSA)

If you do have any problem with a South African Motor Insurance, Broker or Claim Adjuster in attending your claim, just let us support you.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information about all sort of MVA - motor vehicle accident - damage compensation issues on the RAMLA (Road Accident Management & Legal Action) web platform.

Alternatively contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za


Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info


Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


 
                        

RAMLA offers:

Free initial claim - dispute evaluation and advise in regard to a motor insurance issue


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

      
 








What is needed or I must do, havening the motor insurance company compelled accepting my damage compensation claim in South Africa - RSA

What does cause or make the motor insurance company not accepting or approving my claim. What must I do, getting a motor insurance claim approved - South Africa (RSA)

If all won't help to get along, how can I force the motor insurance to pay my car accident damages?

The motor car insurance company - offers you an unacceptable settlement as compensation for your vehicle accident damage.

It may well be you struggle to motivate a motor insurance company in South Africa, to pay your claim for Car Accident damage compensation, which may be on disagreement, rejected, dismissed or repudiated.

Merely the hope or trust to receive a fair and full compensation will generally not get your there. Inevitably you need adamantly being behind the claim to have success at the end.
If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.
Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

Want to know more what will be helpful to know before you contact RAMLA (SA)








car accident in South Africa





car accident in South Africa




Keep this in mind when dealing    . . . with insurance companies!

Insurance companies' procedures to minimise car accident compensation

The insurance company paid the damage to its insured, but claims back money from you?



RAMLA will be your   one-stop car accident claim service   in South Africa


  Material Damage suffered in a car accident




Insurance companies' procedures to handle motor car accident damage claim:


South Africa's motor insurance companies have some measures to limit the pay out of car accident compensation!

Insurance companies' procedures to minimise car accident compensation





When you receive an unacceptable settlement offer from an insurance company in South Africa to compensate you for car accident damages, you most probably need help to get them going further and to accept the 3rd party motor damage claim, or your own claim, based on the comprehensive motor insurance cover you concluded with the car insurance company.

We all know that lots of traffic accident victims, involved in a car accident on South African roads, try hard to solve the vehicle accident compensation matter.

Some motorists work hard to get fair compensation in dealing with the other parties on their own, before they look for support, if no amicable or even any solution can be achieved.

Fair compensation is achieved, if you will be able to repair your damaged motor car in a traffic accident, comfortable to the state it was in before the accident occurs and that should be done in a reasonable time frame.

Those are the basic needs any car accident victims want to see achieved.


South African law reflect just this as it states generally that the perpetrator will be liable to pay for the motor car damage to be repaired to the state the vehicle had been, before the accident impact.

Unfortunately the common experiences with motor car accident claims is, that much too much time is consumed before any kind of settlement will be reached. Due to a lack in South African law, that not all of the motor accident victims are entitled to claim for car hire expenses, as this is presently restricted to just business/earning needs, meaning only if one uses the vehicle to directly perform the job or business, will be entitled to car hire compensation.




car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa











car accident in South Africa



car accident in South Africa



car accident in South Africa











car accident in South Africa car accident in South Africa



What does it mean 3rd party motor insurance cover?


Third party motor insurance cover is a useful form of car insurance that pays for damages, a liable and negligent driver must compensate other parties, for destruction to property caused in a traffic accident.

In South Africa it is currently not compelling for a motorist, driving in public traffic to be insured at all, against risks out of car accidents, that can cause harm to others.

Lot of other foreign countries however do have traffic regulations, that compelling the owner of any motor vehicle taking part in public road traffic, to be insured at least on the lower level of insurance cover, the 3rd party coverage, before a vehicle is allowed to participate in public traffic.

Talking about public traffic with motor cars, the possibility of accident damages are always on the agenda and motorists can be involved suddenly and unexpectedly to any time.

Most often road accidents end up with damages, to property (the motor cars involved, damages to facilities, buildings or to nature) or it can harm persons with injures, on a scale from harmless to severe.

Klick for Insurance Site Map - A comprehensive overview of relevant Insurance Issues


Once a motorist in South Africa does not have to have any kind of insurance cover currently, any such risks of damages or injuries remains with those liable drivers, causing or contributing to the car accident. As damages or injuries will be quantified in money, if it comes to the need of compensating for such disadvantages, a person deemed liable for the cause of the traffic accident, must pay, if insured or not, against motor vehicle damages or the insurance company don't settle.





RAMLA - car accident damage claim service South Africa


Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.

A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.

This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.

RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.

How to contact RAMLA, in what way best to do and what we need knowing to reply
car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






What does 3rd party motor insurance cover mean?



Denied or partly accepted 3rd party claims

Different ways claiming damages to property or bodily harm

What will a 3rd party insurance do, before paying out

    Should 3rd party motor insurance cover compelling!



Any matter that can trigger a claim must be reported

Don't expect much support from the liable party

What means comprehensive motor insurance cover

Basic 3rd party motor insurance cover should be compelling!



Headlines and Issues on this page



Material Damage suffered in a car accident           Material Damage suffered in a car accident


Denied or partly accepted 3rd party claims

After a motor vehicle accident (MVA) on South African road could not be avoided, and the parties get together to exchange important data, contacts etc. and a motorist find out the other party seen the liable one, causing the car accident do have motor insurance, will prompt some hope being compensated for such damages.

But there will always be a risk, that even a legitimate claim will be denied or only partly accepted.

Anyone has the right to deny any private claim, and cannot been forced to give any reasons for the decline, as long as the matter will be dealt with privately, before legal actions in a court of law are unavoidable.

If all demand, presentation of evidence etc., will not be successful, or only lead to a partly accepted claim, action needs to be taken, if the evidence back up such further actions.

A denied claim must not immediately need legal action in a court of law, as sometimes only the evidence needs to be strengthened and presented in a proper and knowledgeable manner, which can change the other parties point of view, or be as strong, that the other party in a claim doesn't see any good chances to get away with it, and lead to a better offer or even accepting the claim.

South African motor insurance companies, frequently deny a compensation claim unfairly, by just listening to the story the insured put forward. If the insured party gives a controversial statement as to what a claimant evidence set out, some insurer easily take that for a decline as appropriate.

Certainly such unfair decline or rejecting of a legitimate claim, must not be accepted and fighting for your rights and compensation can be very well worth-while and even validate some costs for support.

On the other hand, motor insurance companies can accept a claim partly, arguing the insured has been found causal for a certain portion or part of the car accident, but further saying, the claimant has equally contributed to the vehicle accident, on various reasons.

Some South African motor insurance companies are very much in favour, of blaming another motorist being partly liable, by saying the other violated rules of the road, not having taken all evasive measures, not having had control over the own vehicle, not have observed the traffic properly by not having had a "proper look out" etc., that could be expected reasonably should have done by the claimant, avoiding an impact.

Thereby commonly case law will be cited, out of various sources to its deposal, which a motorist not that much experienced in pursuing car accident claims, cannot easily rebut. But in fact to most previous judgements cited, another saying just the opposite may exist. Furthermore, no motor car accident will be exactly the same as those circumstances in the precedent.

The insurer than suggest an apportionment of damages as they feel fit, i.e. 60 or more % in favour of the claimant. The problem here is not the percentage alone, as for calculating a settlement offer, they take both or all damages of the motor cars in consideration, add them together and divide to the percentage they found appropriate.

That means effectively, that a motorist claiming damages and acknowledged being i.e. 75% in the right, will still pay for the others damages. Such can be very detrimental to a claimant, once the damages of the other are calculated high and exceed the own damages, which can lead to a very limited amount of compensation, or even to zero or minus, entailing the chance they demand a pay from a motorist not found liable to a high percentage and no compensation pay-out at all take place.

Any such settlement offers or declines should be investigated, before being accepted. It will most often be relatively easy getting a better offer, before legal actions must be considered.

Facing such kind of dispute or unfair analyse of facts about the cause of the car accident or negligence, take some advice. RAMLA deal with such matters continuously on a day to day basis and may be the right and affordable source of support.

Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

                Contact RAMLA . . .   for your free initial case analyse   Now
                Know more about the free first case analyses before contacting RAMLA?


Material Damage suffered in a car accident           Material Damage suffered in a car accident


Different ways to claim for damages to property and those caused bodily harm in a road accident, South Africa

It is a different matter and process to claim damage to property as to claim for bodily injuries. South Africa has established the RAF (Road Accident Fund) mandated to deal and compensate injured persons (only injured - bodily injuries).

RAF, as a State owned enterprise, handles the cases for compensation of any bodily harmed person, innocently suffered injuries in traffic accidents. The fund is financed by a portion of the patrol price and is the only way to go, in order to claim compensation in the range of personal injuries, recovering costs for medical treatment or provide finance for long term implications affecting a person's health or even to claim for the loss of the income of a breadwinner, and other specified losses.

As we are talking about material damages (destruction of property) here, more information about the South African - Road Accident Fund (RAF) can be found in other publications. RAMLA currently don't process claims for bodily injuries.

The best way to avoid financial risks, standing in front of a liable motorist, which can cause huge problems being the negligent car driver and sued to pay vehicle accident damages and facing subsequent claims, being insured and to have a valid motor insurance cover.

Third party motor insurance cover is the simplest and most needed cover, avoiding bitter struggle in a compensation claim, another demanding recovery of financial damages. A 3rd party motor insurance cover should pay for car accident compensation claims, other motorists put forward against you.

Third party insurance cover doesn't pay for any damages the negligent, insured car driver suffered to his/her own property or motor car.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

               Contact RAMLA . . .   for your free initial case analyse   Now
               Know more about the free first case analyses before contacting RAMLA?



Material Damage suffered in a car accident         Material Damage suffered in a car accident




What else must be known about what the 3rd party insurance will do, before paying out a damage claim

A third party motor insurance should pay damages out of a car accident. But unfortunately it's not granted that the auto insurance pay easily and satisfactory.

South African motor insurance companies step into nearly all the claims reported to them, in order to find measures to accept or deny car accident compensation claims, on behalf of the insured. That applies on the level of 3rd party claims as well as in comprehensive insured matters.

All along, too often, claims are denied or made complicated to enforce to minimise the insurance pay-out. A claimant - the one who demand compensation - will most commonly be a layman in terms of motor accident claim. On the other hand they deal with specially trained insurance admins, working on motor car accident claims every day. Just the difference in experience can lead to difficulties on the way claiming for financial compensation recovering destructed property.

Anyhow, as disputes with South African motor insurance companies are daily occurrences, even a proper insured car driver/owner, can still be forced and personally involved in a disputed case.

The other party/parties may sue the insured directly for the payment of the damages and serve a summons, as the motor insurance company is not directly part in the claim. No one claiming for vehicle damages will be forced to deal with the insurance company, if no amicable solution can be found. The good news will be that the insurance company is forced to pay the bill at the end, if the claimant succeeds in a dispute.





Should a basic 3rd party motor insurance cover be compelling in South Africa?

Despite the South African Insurance Industry does perform very much how they feel fit, instead providing a reliable and calculable motor insurance cover, they intertwine a lot of small obstacles into the insurance contract, someone not aware and critical enough to know and adhere, may face unexpected problems, when it comes to a claim, a general third party motor insurance, that covers a driver/owner against risks to harm or damage others property, should be obligatory, but to reliable conditions for the victim of a car accident damage.

A number of South African car drivers are not capable and/or willing to pay for vehicle accident damage they are liable for, especially if they are not insured against this risk.

This poses a risk for motorist suffering damage to property, in terms of the fulfilment of the obligations in law, to compensate another to pre-collision state, if no such money is privately available.

Those - not insured against the basic risks in daily road traffic - bur being aware the financial consequences that anything can happen, may be prepared to get away from compensation demands by cheating on the other party, either in terms of personal data or place of residence or just lying about the real financial status, that may well be good enough to pay off damages caused.



RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

Contact us NOW

RAMLA is a specialised legal expert in motor accident damage recovery claims. Our team can help you through the process and minimise trouble bothering you in a compensation claim.
Not having motor insurance cover against liabilities caused by car accidents and not being capable to pay for those obligations is obviously very much unsatisfactory for the victim.

Avoiding 3rd party insurance cover to save premiums, will demand that the one don't want to pay the premiums, for what reason ever, should save the premiums not paid, separately in a savings depot, unless a reasonable amount is accumulated to pay out of the own financial reserves, if it hit one day.

As it will be an illusion believing a motorist in need of all funds available will do such savings, building reserves that are suitable to pay, shouldn't there be a compelling 3rd party cover.

Yes, South African law should be amended to make 3rd party car insurance obligatory, before a car registration can take place and financially maintained (paid up) before the motor vehicle will be allowed to participate in public road traffic.

Motor insurance companies, providing the basic insurance cover, should be compelled to pay damages and not get around the obligations, based on matters as alleged contractual misbehaviour of the insured, even if recklessness, as the other party cannot be forced to be stranded with the damages to the fault or recklessness or even criminal behaviour of another.

      But, the 3rd party insurance cover must pay, without reservation!

If all motorist must be basically insured against the risks in daily traffic harming others, there will be no more the reason downscaling damages or deny insurance cover and a lot of recovery claims, which all comes with costs, can be avoided for the good of lower premiums for all.

The existing praxis that a motorist needs a comprehensive motor insurance cover to be paid by him, just having some security, once been hit by another causing damages to him, only to get paid with not too much of a hassle, and still face shortfalls in various ways, is absolutely the wrong way.

A comprehensive cover should be taken for the purpose to cover own fault, when damages to property in traffic occurs, only.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

               Contact RAMLA . . .   for your free initial case analyse   Now
               Know more about the free first case analyses before contacting RAMLA?



Material Damage suffered in a car accident           Material Damage suffered in a car accident




Report any matter that can trigger a claim to your motor insurance company

At the very beginning of a compensation claim directed to the motor insurance company, the report of the matter to them must be addressed.

It will be crucial for the insured client to report any matter that can have an impact on the cover of the risk insured. This may entail any claims that can have effect or any impact to the cover, now or in future. The duty to inform the insurance company in time will mostly been stipulated in the terms & conditions agreed, when concluding the contract.

Right after the claim is reported, the insured party will convey its side of the matter to the insurance claim admin.

As a case is reported properly to the motor insurance company, they will make use of the rights ceded to them and will deal with you the 3rd party claimant or your representative and argue what they deem fit and not necessarily what the insured client may think, when dealing with the matter.


car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

You are welcome to utilise such valuable absolutely free inital advice. *

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa
 


As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.





Don't expect much support from the liable motorist, as they tend to leave it to the 3rd party insurance to sort out the case

A plaintiff looking for compensation and getting his damages paid, should not expect too much cooperation from the insured and liable party caused the traffic accident, as they prefer to let the insurance act and stay just outside a claim.

Once a claim is reported to the motor insurance company, they open a case and give it a reference No, helping them finding the right case when you contact.

Now, the insurance company want you, the victim of the accident, deliver certain documents to them, before they even decide to entertain the claim or not. Such documents should identify the claimant and the car owner, your general claim report how things happened and some other documents. They probably inform you in detail of what they do require in your specific case.

Certainly the assessment/quotation of your damages is essential and you are required to specify. Be careful that the lowest damage listing will be sufficient to repair your auto damage professionally.

In cases of more serious damages, most often the insurance company will undertake a vehicle damage assessment to calculate or assess the damages to its standards. The result of the examination will be served to the insurance in the form of an assessment report, drawn by the appointed assessor.

Right here the first problems may occur, far before anything to the cause of accident itself had been exchanged.

The arguments of the cause will then be part of the claim. Determination of liability will always dependent on the individual matter. The next step on the side of the insurance will be, to crosscheck your accident report with the report the insured put forward.

If there will be inconsistencies between your statement and those of the insured client, the insurance admin will most probably buy the version the insured claim, how it's all came along.

Coming to the conclusion both statements are matching, and the insured motorist accept being at fault and acknowledge it towards the insurance company, you may find them pay-out, provided no other obstacles emanating from the obligations the insured do have against his/her own insurance.

But if the two accident reports differ and the insured claim not to be liable, the plaintiff/claimant will be in trouble to get along and the case eventually accepted. If all attempts to settle fail, but the claimant still believes and be able to proof he is in the right, all must be taken forward to sue the insured person for payment, probably escalating to legal actions.

A claim put forward to the insurance company will mostly not be a quick and amicable matter, so prepare investing quite a time to sort out thinks. If you expect that the insurance company will correspond to time lines set out for them to comply, more often than not you will be disappointed, they don't.

They are in a better position, as you want something to achieve and they actually are not keen to pay out more as the minimum they do need. It's legal, but not amicable and fair.

The force to respond in time will only apply if the matter will be in court and according to court rules and orders, all participants must apply and abide those time thresholds not to risk a default judgement.




RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

Contact us NOW

RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.




What does comprehensive motor insurance cover mean

Comprehensive motor insurance cover does mean, having an insurance policy that protect against all kind of motor accident repercussions. It will regularly cover an insured motorist against any 3rd party claim and furthermore will pay for damages to own property, in general even if the insured be the liable and causal driver.

That sounds good and should even be good.

Comprehensive motor insurance cover is designed to protect own property against financial losses, but comes with a set of stringent conditions, which must be upheld entirely, not risking a decline, once it comes to a claim.

Those conditions are very important and it can have detrimental results if an insured failed to abide. The acceptance of the condition must have at least the same attention as the premiums charged for cover.

It won't help much in case of a traffic accident damage claim, if the claim will be declined, despite premiums paid over a reasonable period of time. If there is no cover when the incident happened, all premiums paid are of no value and a loss on top of disappointment.

It is therefore advisable, that a motorist knows the Insurance terms & conditions of a contract and honestly abide by such, but there is a lot to look on and not just keep the premiums paid.

Another benefit having a comprehensive motor insurance cover can be that many if not all South African motor insurance companies, step into a claim and handle such for the client.

This isn't particularly in order to help the client, to get out of the way of the hassle coming with a compensation claim for traffic accident destruction, but rather to have a say and take decisions as the Insurer think fit, in order even protecting the own interests.





Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

               Contact RAMLA . . .   for your free initial case analyse   Now
               Know more about the free first case analyses before contacting RAMLA?



read more about: Steps to be taken when filing a claim

Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                






Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za





Aspects and options

RAMLA membership

RAMLA membership covers for,
     the benefits and services


Tasks and actions in pre-
      litigation periods


Specials membership for NEW
      members with existing case


RAMLA tariffs    Individual
     - Family - Business


RAMLA membership   Terms &
      Conditions


RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership



 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or incorrect apportionment of damages, take matter on review to the Ombudsman, or even get matters to be heard in a court of law, should all fail to find a solution and the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za







 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





  Keyword Search

  FAQ  frequently asked



As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.




  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.




  





    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads      Contact        Job oportunities        Press        Company            car accident in South Africa