Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



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Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




                                                             RAMLA - car accident damage claim service South Africa

You do have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select issues of interest by keyword search



      car accident in South Africa





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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





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   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





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   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.








car accident in South Africa

car accident in South Africa






















The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Welcome to RAMLA - Insurance Matters - South Africa (RSA)

If you do have any problem with a South African Motor Insurance, Broker or Claim Adjuster in attending your claim, just let us support you.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information about all sort of MVA - motor vehicle accident - damage compensation issues on the RAMLA (Road Accident Management & Legal Action) web platform.

Alternatively contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za


Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info


What is a motor car accident damage assessment - and what is important to know - South Africa (RSA).

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


 
                        

RAMLA offers:

Free initial claim - dispute evaluation and advise in regard to a motor insurance issue


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

      
 








When it comes to start a motor car accident damage claim, the value or the amount of destruction needs to be found and documented.

Generally spoken, all listings of damage caused to a motor car in a traffic accident are in some way vehicle damage assessments.

The lowest quality level is in all regularity a conventional damage repair quotation. Most often those are given by panel beaters and motor car repair workshops to quantify the destruction and give you a value in money. Typically such panel beater or repair workshop will accept your repair order for the conditions quoted.



car accident in South Africa



car accident in South Africa


A better and more accurate form of a professional vehicle damage assessment is one made by a qualified and experienced motor car damage assessor. Being a qualified motor car damage assessor needs long term training and experience.

The professional damage assessment lists all damages of a motor vehicle. It will further give values for the market value and salvage next to a proper listing of the repair needs and costs.

Such professional damage assessment report, which is drawn by the assessor after inspection of the motor car, should come with detailed and qualified photographs to document all the damage, in order to proof the findings. It should enable another knowledgeable person to cross check the damages listed in order to find out if it is correct.

The damage assessment report will even be a suitable proof in any legal matter following a dispute in a motor car accident damage claim.

Insurance companies do in all regularity take the findings of the assessment report as basis for a settlement offer.

But let's be clear, not all "professional" motor car damage assessments and the subsequent report are not automatically correct.

It must be known that insurance companies instruct its motor car damage assessors to downscale a damage to the just possible low level, which can mean you will not been compensated full and correct by following a bad or a favourable assessment for the party initiating such.





You found the RAMLA web page because you were looking for some general information on how to proceed in a case of a car accident in South Africa. You will find lots of information about it here to support your own claim pursues or even to answer questions you might have in your car accident claim. If you want support to be compensated for your car accident damage RAMLA can be your one stop solution and take the matter forward to pursuit the claim on your behalf.









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Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa




What to do if the insurance car accident damage assessment is unsatisfying?

Vehicle damage assessment is a form of calculation of damages. It is expected this form of establishing the destruction and repair costs, a vehicle have taken in a car accident, is a more comprehensive and accurate method of examine the damages, as a mere repair quotation.

However, the vehicle damage assessors send or contracted by motor insurance companies, is not required to meet an official standard or a specific qualification rate of expertise. There is no official standard that an expert need to meet, to be accepted as an Expert in the particular field of issues, in the case here, practising as a vehicle damage assessor.

Many of those "Experts" are trained on the job, coming from other professions and depending on background, training and motor engineering skills; the individual assessor's expertise can be measured.

This unfortunately means in other words, not all Assessors send to do the job are true Experts and accordingly there are risks about the quality, objectivity and completeness of damage reports and subsequent recommendations.

The range of tasks for an assessor analysing damages, are not only to establish damage and repair costs, but even to determine the market value or pre-collision value of the vehicle examined and to compare repair costs to the market value before accident, to decide if the car is a wreck and subsequent a "write off".

Further tasks are to establish, if the vehicle been roadworthy to time of the impact, if perhaps previous damages existed, not caused in the particular accident and finally if the damages found to be possible caused by the current impact as alleged, matching other destructed items or vehicles damages etc., or note any strange circumstances that may have an impact on the insurance cover or compensation offer.

Once it is realised that the results of a vehicle damage assessment - initiated by the auto insurance company - will not be suitable, either to declare a damaged motor car a write off or insufficient calculated to repair the vehicle, it must be looked on in detail and rebutted by facts.

The issues to first look on are: the repair cost calculation, the market value and the salvage value of the wrack.



RAMLA - car accident damage claim service South Africa


Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.

A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.

This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.

RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.

How to contact RAMLA, in what way best to do and what we need knowing to reply
car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






Insurance Site Map - A comprehensive overview of relevant Insurance Issues

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Insurance vehicle damage assessment is expected

Insurance will argue/offer based on the assessment

Assessment report results, can be a matter of dispute



Headlines and Issues on this page



RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

Contact us NOW

RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.




When will a vehicle damage assessment is expected to be performed, examine damages and circumstances

A motor car damage assessment will most often be initialised by the motor insurance company, in the course of analysing a reported damage claim, as soon as a critical damage value is estimated.

Generally such auto accident damage assessment is a good tool to examine the true damage, as the vehicle damage assessor "should" have higher qualifications to calculate damages, as an ordinary panel beater or motor car repair workshop manager, is required to have.

One must know that the traffic accident damage assessment, done under the instruction of the auto insurance company, the liable driver is covered by, will most often the basis for a settlement offer.

That certainly means, that the accuracy and correct outcome is very essential for the later derived compensation offer, and confronted with a bad assessment, the Claimant may be forced into defence mode or possibly suffer losses, if just need accepting what may be offered.

The motor insurer will take the damage assessment report, to arrive at an settlement offer, in an attempt to sort out the claim. But the assessment can be biased, incorrect or short of what one need to repair or replace a damaged motor car, after a car crash.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
Some insurance companies in South Africa acting transparent and at least provide you with the details of the analyses, what the motor vehicle damage assessment is all about. If a claimant don't get such critical information, it should be strongly demanded being supplied, but to knowledge even a strong demand will not always trigger the report to be released.

Without the details reflecting in the assessment report, there will be no basis to check facts and rebut such, if detected faulty.

Depending on the condition of the damaged car, it is always highly recommended to have an idea of what the damage may be and what the applicable costs will be, getting the car back to the pre-collision condition, in order to roughly verify the figures coming from an insurance assessment.

This relatively easy method to check will enable the party claiming finding out, if all goes in the right direction, or if obstacles may come the way.

If a claimant is not just happy with a settlement offer, which is derived from the assessment, a dispute is the only way forward. In order to acertain the dispute argumentation, the assessment report must be understood and be verified, where the problems may be.

Once the problems are on the table, another expert must certify why the assessment relied on, is incorrect.

There is definitely no reason accepting an insurance assessment outcome, without critical analysing.

It will however not always be the damage repair calculation itself, which is the problem. There are factors such as terms & conditions of insurance contracts, which may influential, for example - used part or after-market parts are calculated for repairs, or the damage may be seen as a "write off", which may be questionable.

The problem may be in matters of market value, salvage and disposal, as well as the method determining a possible write off.



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               Contact RAMLA . . .   for your free initial case analyse   Now
               Know more about the free first case analyses before contacting RAMLA?



Salvage in a car accident           Salvage in a car accident




The Auto Insurance Company settle on the basis of damage assessment, which can be fair or not!

Before one can look on the content of a damage assessment, utilised to qualify the damages, there must have been a chance to read it.

All should be done getting a copy of the report.

Getting a copy will not always be a simple task and despite it is assumed the one whose damages are analysed, should be entitled and getting a copy, it will be depend on the good will of the assessor or the insurance claim adjuster, working on your case. In more recent times it is however observed that getting a copy become easier and sometimes even comes voluntary, with an offer to settle.

If you are not satisfied about the findings in the assessment report and you see the actual damages are not sufficient recognized and properly listed, it can have several reasons.

It can always be the case, you are in the wrong and the report is correct and fair. An easy test will be, comparing the vehicle damage assessment report with your repair quotation. If there are significant differences, find out why.

You can ask the person that did your own damage listing/repair quotation about what they think, may be the reason for the differences.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa


What can be said however, is that a motor vehicle assessor, regularly working in charge of motor insurance companies, has some duties to keep the job or secure additional work. One of them is to drop down pro rata costs (minimise compensation per case).

Another factor may be that the assessor in charge has not sufficient qualifications, as there are no standards set out in South Africa, what the credentials of a motor car damage assessment specialist must be, to eventually be entitled to carry the title vehicle damage assessor.

There are a number of trained assessors in charge, that don't have any engineering qualifications, coming from the repair sector or parts distribution. Those assessors may not always do have what it takes, to act independent and fully professional as a motor vehicle accident damage assessor should perform.

Should there be any reason to be sceptical or even suspicious, don't just accept the outcome of the assessment, without challenging it.

It will be of advantage to be present once the assessment expert is coming to the car for examination. One should make sure having the contact details of the assessor and his company and to receive a complete copy of the assessment report, best to the same time the insurer will get it.

Be advised that RAMLA - Road Accident Management & Legal Action, does have ample experience and can help clients mandating us getting the support they need claiming successful.



Salvage in a car accident           Salvage in a car accident




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               Contact RAMLA . . .   for your free initial case analyse   Now
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Motor Car Accident, in South Africa?



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You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Be welcome to utilise such valuable absolutely free inital advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.





Results of a vehicle damage assessment will have huge consequences to determine the compensation and can lead to disputes, especially in write off or total loss matters

Motor car damage assessments, that end with the diagnosis being a write of, meaning the repair cost of the damaged motor car are higher than the market value of the car, before the accident (pre-collision value), may be based on confusing arguments and values.

Studying the report, gives you a better understanding of what the vehicle damage assessment is about, and as mentioned the critical issues are - market value - repair cost calculation and salvage value.

It will be of advantage, making it compelling prior the practical assessment and best in writing to the Insurer and the Assessor, to get a copy of the final report right when the filing has been done, before allowing and practically doing the vehicle damage assessment. It may save a lot of hassle.

Unfortunately this is rarely common practice and not liked by many assessor's in charge for a motor insurance company, as some of them regard themselves and the report as privileged and above all doubt, not keen having the results verified and cross examined.

The practice however will be, a claimant or comprehensive insured client, is keen getting things done, trustful to the fairness of parties and insurance companies. The bitter pill to swallow, may just come later and a lot of hassle to overcome thereafter.

Another measuare can be having an own individual and independent assessment, which will serve as your evidence and in cases of dispute, stand in for the Claimants position.

The cost for an independent motor vehicle accident damage assessment should then be included into the claim, as consequential damages, and the expenses to be repaid.



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                                                     Back insurance Site Map



               Contact RAMLA . . .   for your free initial case analyse   Now
               Know more about the free first case analyses before contacting RAMLA?





Salvage in a car accident           Salvage in a car accident




Refuse to deal with the results of a damage assessment, if they are not qualified or complete

Let's be clear here, a claimant must not automatically have to accept the results/findings of the insurance car accident damage assessment, if one feel that such assessment is not correct.

But claiming from own comprehensive insurance cover, the insured may need to accept such examination, depending on the content and the small print in your accepted policy and to terms & conditions.

If you think that the assessment is not suitable as a basis for determination of repair costs or compensation pay, you can always oppose that assessment, in order to prove that it is unqualified or wrong, even bound to the terms as an insured.

A comprehensive insured client, does always have the opportunity to challenge any dispute with the own Insurer, with a review by the Ombudsman for Short Term Insurance.

Rebutting an unacceptable assessment successfully, will most probably need to undertake a second, independent motor vehicle accident damage assessment.

But it may well be, that the Ombudsman cannot decide the case, i.e. if there will evolve a collision of facts, or in a 3rd party claim, the other party or its representatives don't even accept this second opinion, as basis for a pay, compromise or solution.

In a case like that, the only solution may be in a legal dispute in a court of law, where the experts will have to testify and the judge/magistrate will rule, after having evaluated all and been satisfied with the evidence, in favour of the party with the stronger arguments.

Once again an assessor who works for an insurance company permanently, will have an obligation to minimise the damage and lower the pro-rata costs in general, to the benefit of the insurance company.



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RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

A claim dispute reviewed with the South African Ombudsman for short term insurance - OSTI, isn't just an easy way to take, as just repeating the argumentation made in the correspondence with the Insurer, will commonly not solve the matter.

Contact us NOW

RAMLA is a specialised legal expert in all sort of motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.





read more about: Steps to be taken when filing a claim

Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                






Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za





Aspects and options

RAMLA membership

RAMLA membership covers for,
     the benefits and services


Tasks and actions in pre-
      litigation periods


Specials membership for NEW
      members with existing case


RAMLA tariffs    Individual
     - Family - Business


RAMLA membership   Terms &
      Conditions


RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership



 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or incorrect apportionment of damages, take matter on review to the Ombudsman, or even get matters to be heard in a court of law, should all fail to find a solution and the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team










    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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