Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa

Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




                                                             RAMLA - car accident damage claim service South Africa

You do have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select issues of interest by keyword search



      car accident in South Africa





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


        
  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    


The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa




   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa










   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa







Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.








car accident in South Africa

car accident in South Africa






















The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Welcome to RAMLA - Insurance Matters - South Africa (RSA)

If you do have any problem with a South African Motor Insurance, Broker or Claim Adjuster in attending your claim, just let us support you.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information about all sort of MVA - motor vehicle accident - damage compensation issues on the RAMLA (Road Accident Management & Legal Action) web platform.

Alternatively contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za


Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info


Dealing with a declined car insurance claim - or a rejected motor insurance claim.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


 
                        

RAMLA offers:

Free initial claim - dispute evaluation and advise in regard to a motor insurance issue


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

      
 








When it comes to claim for car accident damages against the liable party causing the motor car crash, lot of surprises can come along your way.

Luckily you don't need to accept all such surprises when you are dealing with motor insurance companies and its claim adjusters or motor car damage assessors.

car accident in South Africa
Differences can occur quickly and can start with the insurance play foul and just do nothing. The next dispute may be the assessment of the vehicle damages and the finding of the motor car assessor.

RAMLA has experienced some very funny points of view, all around the board of people involved in a motor car accident damage claim.

Very often the question of storage cost and times will lead to differences, as the insurance companies are very restrictive in taking in such compensation for a longer period.

Be aware that the towing company is out there for your money. It is common that they charge parking/storage fees comparable with the parking costs at an airport, which is never cheap.

The analyses of the auto damage will be a frequent matter of disagreement and disappointment.

In cases the car accident damages are so severe that the repair cost exceeds the market value, and the insurance company call the damage a "write off" or total loss - totalled etc. the dispute potential is on its peak.



Example:

The market value is determined wrongly

The repair costs are not correctly listed

The salvage or crash value is badly calculated

You are blamed to dispose the scrap of your car on your own

Factors as low or high mileage are false determined

A percentage of a claim is deducted without backing by your motor insurance policy

You are not given car hire expenses, despite the law stipulate you are entitled to.



If you claim from your own comprehensive insurance cover and your claim is declined rejected or dismissed, all of those factors regarding the motor insurance company agrue to reject your claim, must have been expressively stipulated in your motor insurance policy and/or your terms and conditions of your motor insurance policy.





You found the RAMLA web page because you were looking for some general information on how to proceed in a case of a car accident in South Africa. You will find lots of information about it here to support your own claim pursues or even to answer questions you might have in your car accident claim. If you want support to be compensated for your car accident damage RAMLA can be your one stop solution and take the matter forward to pursuit the claim on your behalf.

car accident in South Africa



car accident in South Africa


Keep this in mind when dealing    . . . with insurance companies!

Insurance companies' procedures to minimise car accident compensation

The insurance company paid the damage to its insured, but claims back money from you?









car accident in South Africa



car accident in South Africa





Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.





car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident damages in South Africa




Do not accept insufficient compensation for your car accident damage as settlement!


If your motor car accident claim is rejected at all, a thoroughly investigation is needed. Given a motor insurance company declines your claim entirely, analyse the reasons given thouroughly.

Should your claim have found some acceptation, but is short of fair and reasonable compensation, it is even to find out reason and provide facts and merits to get things right.

RAMLA will be your   one-stop car accident claim service   in South Africa


  Material Damage suffered in a car accident   Be careful when handling your car accident claim   RAMLA car accident claim management enforcing damage compensation   Lucky you when the car accident damage is repaired

If you want support to be compensated for your car accident damage
RAMLA can support and pursuit your claim.

Insufficient compensation will cause losses for you and should not be accepted. A sufficient offer for motor vehicle damage compensation will be, that you can repair or replace your damaged vehicle without losses and therefore to be in the material state as before the traffic accident. Any other compensation that will not allow you being back in the same position as before, will be insufficient, and should not be accepted.

If you are involved in a car accident and not liable for the damage to pay for, you want to be awarded for material motor car damages suffered. You don't want to struggle and wait for compensation to repair or replace your damaged motor car for an unreasonable time.

Dealing with an insured motorist in a claim for compensation and a car damage assessment has been ordered or done by the assessor send by the insurance company; you probably receive an offer to settle the traffic accident damage claim quiet quick. This offer will regularly be based on the findings of the vehicle damage assessment.

Klick for Insurance Site Map - A comprehensive overview of relevant Insurance Issues



RAMLA - car accident damage claim service South Africa


Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.

A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.

This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.

RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.



How to contact RAMLA, in what way best to do and what we need knowing to reply


car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable




What can be the cause of a shortfall in a claim for motor accident damage compensation?



car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa

Shortage of repairs can come from a variety of reasons:



Calculation of damages is incorrect

Partly liability will reduce the pay-out

Liability accused at high percentage can make you pay

The other party or the Insurance don't accept the claim



Headlines and Issues on this page




Material Damage suffered in a car accident                  Material Damage suffered in a car accident



Calculation motor vehicle accident damages is incorrect

Calculation of damages can be done by a repair expert, such as a panel beater or auto body repair specialist in form of a repair quotation. This will be the way, you as the party, made your own damage calculations in order presenting those to the other party as basis to pay compensation.

The other party may see this repair cost assessment as unfair, inflated or not appropriate at all. But they will need to present facts to rebut your request for damages being paid, and not just say, sorry I don't accept. A pure denial will never be suitable to get away from the evidence you presented.

Dealing with auto insurance companies, most commonly they will either accept the quotation or send and insurance accredited assessor to do a damage and value assessment calculated by the assessor in charge for the insurance company.

If both, your damage quotation and the results of the second assessment will differ effectively, a dispute may be the consequence, as the Insurer will insist to compensate as to the own assessment.

Insurance company claim admins even attempt to "write off" motor cars early and easy, as they feel fit. They may do so with a comprehensive insured motorist, as to the terms & conditions accepted or applicable, but not in a 3rd party claim.

In order to "write off" a vehicle in a 3rd party claim, the effective repair value must exceed the pre-collision value of the damaged motor vehicle, otherwise it will not be a write off at all.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

                Contact RAMLA . . .   for your free initial case analyse   Now
                Know more about the free first case analyses before contacting RAMLA?



Material Damage suffered in a car accident                  Material Damage suffered in a car accident



Accused bearing Partly Liability will reduce the pay-out

Partly liability does mean, to have contributed causal and negligent to the vehicle or traffic accident.

In terms of the delictual motor law a driver must have driven or acted negligent, in order to be correctly accused of liability or even partly liability. The law and rules of the road set out a number of regulations and duties to all participants in South African public traffic.

This is for example, to have a proper view of the wider scene of the road, check the rear traffic and have notice of intersections and/or limitation of views, obstacles and more. Additionally the matter of foreseeability is high at stake, meaning that a dangerous intersection must give awareness of greater risks as driving along the country road.

It will be too much as to list all such here, but negligence will need stand the test of a reasonable man, in other words, what would have a reasonable, responsible ordinary citizen been done in the same situation, as to determine negligence. If such reasonable man, wouldn't have acted different and not taken more care or foreseeability into consideration, there won't be negligence to the one claiming damages.

Where no negligence or even recklessness can be accused, no partial liability apply and no apportioning of damage between parties can be applied.

Another party, Insurance or claim decider can accuse someone, rightly or wrongly, to be part of the course of the accident and by driving negligent have contributed to the traffic accident.

Many of them just make accusations of another being contributory negligent, failing to put together sufficient proof. Such allegations shouldn't be accepted, if the matter in question doesn't find the approval of those being alleged.

Some decision makers come to a conclusion, who is in the wrong and who isn't wrong. Unfortunately many of those decisions are made by trained, but not learned people, taking guidelines and other decision making tools to evaluate a matter, which is self-explaining not always the correct decision.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

                Contact RAMLA . . .   for your free initial case analyse   Now
                Know more about the free first case analyses before contacting RAMLA?







Material Damage suffered in a car accident                  Material Damage suffered in a car accident



Apportined liability accused at a high percentage against you, can lead contibuting a lot of money to the other partys damages.

In a matter a party is seeking compensation pay, but being accused to be the more negligent and therefore liable party in the case, some analysed and investigations of the accident and influences exanimated be done, in order to eventually to come to a conclusion, if or if it is not the case, one being rightfully deemed the more liable party.

Once stipulated as being the more liable party, such will ultimately lead to pay even for the other parties' damages, as well as one have to look for a repair of your own destruction, of which a part to pay may come out of once own pocket.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
The liability or the portion of liability/negligence will be expressed in percentage of both or more parties relative to each other, i.e. 60 / 40 - will mean 60% liability and compensation contribution to the applicable party and 40% accordingly to the other party.

As a rule, both damages taken together and then applied the percentage. If the motor vehicle damages of the lesser liable (60%) aren't as high as those of the more liable (40%) it may be the settlement offer ends up with a payment request for the lesser liable, as to those calculations.

Those calculations are commonly be made by motor insurance companies, where there is a comprehensive cover for one party, in all regularity the more liable (40%) where the damages are high and despite the higher liability covered under the comprehensive cover, meaning the Insurance must pay the more liable in any case and try to avoid payment to the lesser liable as to the above.

Such settlement offer should not be accepted, without making sure it would have the merits to stand in a court of law for a review, regardless if one consider doing so or not.

Only if it can be ascertained that the merits are covering such Apportionment, an acceptance in general can be considered.





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

You are welcome to utilise such valuable absolutely free inital advice. *

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa
 


As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.





The other party or the insurance company don't accept/entertain the claim at all

If a motor insurance company reject, deny or not entertain a claim at all, can be caused by several reasons, laid out in more detail on other pages of the RAMLA web sites.

It is one thing if the motor insurance company don't entertain a claim at all, as they just say there are no merits to do so, in which regard ever as to a 3rd party claim or a comprehensive one, the liable party itself needs to be sued.

It will thereafter be the challenge for the one been successfully sued, to compel the insurance, given a valid cover and be proven, to pay or refund the money paid the successful party.

Not accepting a claim can be based on a variety of different issues, of which two sections are the most important:

1. Violation of terms and conditions by the insured

2. No merits on the side of the claimant



In a case of violation of terms & conditions of the contract, the Insurer is most expectedly entitled to revoke the cover, irrespectively if the insured is liable or not.

As there are many different policies and terms out, which all need attention to be true, correct and actual, there are many loopholes that can be utilised declining a policy/claim, if an Insurer don't want engaging to whatever reason.

Non-payment of premiums can even be an issue, but even a bad insurance risk track record may trigger the insurer to look into such options to proceed.

A revoke of cover for a liable motorist, is even a risk and setback for the not liable party, and very regrettable. Other countries don't grant similar rights to revoke a third party claim, even if the insured is in the wrong, as long as a cover isn't revoked and the insured notified before a risk occur.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

                Contact RAMLA . . .   for your free initial case analyse   Now
                Know more about the free first case analyses before contacting RAMLA?







Material Damage suffered in a car accident                  Material Damage suffered in a car accident





read more about: : Unrealistic high claim for motor car accident damage compensation against you

Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                






Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za





Aspects and options

RAMLA membership

RAMLA membership covers for,
     the benefits and services


Tasks and actions in pre-
      litigation periods


Specials membership for NEW
      members with existing case


RAMLA tariffs    Individual
     - Family - Business


RAMLA membership   Terms &
      Conditions


RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership



 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or incorrect apportionment of damages, take matter on review to the Ombudsman, or even get matters to be heard in a court of law, should all fail to find a solution and the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team





  





    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads      Contact        Job oportunities        Press        Company            car accident in South Africa