Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA



RAMLA - car accident damage claim service South Africa
Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines


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Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action



We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.

RAMLA is a specialised Expert in South Africa's Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select from the issues on this page

      The challenges and requirements of defensive measures against legal action for recovery of damages (Summons) in South Africa

Legal Issues in relation to motor car accidents and defensive actions in Court





RAMLA - car accident damage claim service South Africa
Having a compensation claim against another party, probably insured against claims emanating from car accidents, or against own, comprehensive motor insurance cover, can come with complications. A number of issues can lead to disputes, declines or insufficient settlement offers. RAMLA as an specialised Expert in all MVA matters, can be the solution for any such problems.
      car accident in South Africa






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  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    


The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





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   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





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   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.




 




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Issues of legal interest



  More Issues of high interest

 

Free accident fact check

Elementary Traffic Duties / Rules


  Defending against a legal claim

   Negligence, Causation, Culpa



Risks and Chances
in a compensation claim


Documentation needed
preparing a claim


       Evidence - Facts - Merits

Calculating the Value
of damages

Acknowledgement of Liability
Settlement Agreements

   Quantum of Liability -          Apportionment
Dispute Reselution



Liability of Car Owner
and Vicarious Liability


Employed Car Driver
and Vicarious Liability
Employer and Employee




Expert Witness
in a dispute of facts

Accident Witness and Testimony

Affidavit - Commissioner of Oath

   RAMLA legal in-house service




The right attorney
Specialized Attorneys
How Attorney claims
Attorney Costs
Attorney Tariffs



Find a local Lawyer
Become a network lawyer


Other Issues in the Sector of:

Towing
Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service





Free accident fact check



If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim













The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


The South African law in a motor car accident damage claim . . .

stipulates, a motorist that negligently and wrongfully hit another motor car, causing the traffic accident, must compensate the other victims for damages to the vehicle or property, to the extent and state as the vehicles condition has been, before the vehicle accident.


If you are involved in a car accident in South Africa and like to know what to do, please read more.
The procedures to be followed, demanding and enforcing car accident compensation, are commonly known as 3rd party claim, in South Africa.

Once accident matters or circumstances are analysed the case will be prepared, demanded and pursuit.

One of the main obstacles in a vehicle accident damage compensation claim obviously will be the matter of possible disputes.

Talking about the law, regarding solving differences that accrues from material car accident damages, the source is the common law of South Africa, the applicable traffic legislation and the developed schemes applied in a court of law over time, solving civil differences.

Additionally there is the National Traffic Act, 1996 stipulating some essentials applicable to motor car accidents occured in public traffic.


Solutions to car accidents in South Africa


The initial obligations burden on any motorists if involved in a traffic accident on public roads are outlined in the National Traffic Act, 1996 at section 61. (1) - Source Government of South Africa.

This section tells you what the participants at least have to do when ever tangled by a car accident, as to report the accident, exchange personal data etc.

Enforcing of your material compensation will be a matter according to common/civil law.

It will be of high advantage to have someone on side, knowing the law and the wide ranging implications applying in motor accident disputes, being able to follow the procedures and solve the compensation claim positively.

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When does it make sense claiming for motor car damage compensation?

1. To all times, if it's regarded as a principle, not let getting the perpetrator away who harms another, without consequences. This implies the question of economic matters is secondary to the principle.

2. If a claim exceed a certain amount in relation to cost for demand and pursuit of the matter and the claimant will not be able doing it in own capacity, but prepared spending a smaller portion of compensation, which may be lost entirely, if no action will be taken.

In figures it may imply that no claim for car accident damages, less than for the compensation of R 10 000.00 will vindicate any external claim support, coming with costs. A claim below R 18 000.00 can be directed to the small claims courts, which proceeds matters relatively quick and very affordable, but need the participation of the claimant.

A claim higher than the threshold for the small claims court, above R 20 000.00 very well deserves an enforcement, at least before matters eventually needs to be taken to a court of law.

Any damages higher than R 60 000.00 or any shortfall in motor insurance offers in this range, should be taken on, to all times.
car accident in South Africa
RAMLA - Road accident management & Legal Action, does offer a very competitive if not unbeaten claim service, acting for the recovery of car accident damages, in South Africa.

We do offer a low flat rate as once off fee, which covers all we do in pre-litigation, starting with case evaluation, preparation, demand and pursuit.

If a matter cannot be solved before legal actions in a court of law in the country, RAMLA takes the matter further, to the lowest costs available in the court schemes, which effectively means, if a case is won, all or most of those costs will be recoverable and recuperated from the liable party.

That in fact means, a RAMLA client just deposits the estimate expenses and once costs are taxed and enforced, such will be paid back to the client.

Its definitely one of the best claim options we do know on offer in South Africa and if all will be as predicted, the matter has been pursuit nearly free of costs.





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A victim of a car accident suffers damages, better take support before mistakes comes in!




RAMLA - car accident damage claim service South Africa



RAMLA is an experienced specialised expert in all MVA (motor vehicle accident) issues.

We claim damages from 3rd parties or insurance companies, solve disputes in existing actions to the benefit of the RAMLA client, or defend against unreasonable of inflated actions against a RAMLA client.

RAMLA offers service options to solve matters in process or dispute, which are capped on fees, but not capped on actions we do perform to find a satisfactory settlement, regardless if matters are complicated or work out relatively smoothly.

In order to enhance trust and confidence in our work, we do offer a first free advice on a potential client's particular matter.





Kindly take note of the info below, before you contact RAMLA.

We do offer a free first advice, but unfortunately we cannot supply a free pursuit of your claim. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees, but not free of charge.

Keep this in mind before you contact RAMLA, if you expect experts to work for you - free of charge.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex and need your full attention. You will only get sufficient car accident compensation, when you have the proofs you need.            

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.

Just contact and we take it from there.

You want to discuss your case in brief with our claim manager on duty?

Call 076 770 3179 (standard rates apply) for a short first contact or even better, send an email containing the facts of your problem, and get some answers straight away.

It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.






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Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

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car accident in South Africa













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Kindly take note of the info below, before you contact RAMLA.

We do offer a free first advice, but unfortunately we cannot supply a free pursuit of your claim. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees, but not free of charge.

Keep this in mind before you contact RAMLA, if you expect experts to work for you - free of charge.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex and need your full attention. You will only get sufficient car accident compensation, when you have the proofs you need.            

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.

Just contact and we take it from there.

You want to discuss your case in brief with our claim manager on duty?

Call 076 770 3179 (standard rates apply) for a short first contact or even better, send an email containing the facts of your problem, and get some answers straight away.

It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.




What does a claimant, in a motor vehicle accident matter, needs to know initiating or defend legal actions, in a South African court of law.

Caught up in a traffic accident on South African roads, which leads to damages in property or to the motor vehicle, the question of causation and negligence or even recklessness driving and liability, will be in the centre of the issue.

Attempting getting paid a fair compensation for car accident damages is a process and starts with the pre litigation phase, all before legal actions in a court of law cannot be avoided, it must be launched with the court, suing a negligent motorist for compensation by legal action in a court of law, in South Africa RSA.

The vehicle owner and/or car driver, suffered damages in the road accident, will regularly be the claimant in a compensation case, whilst the one accused being the liable party, by not obeying the rules of the road and/or driven negligently, will be called the defendant.




RAMLA - car accident damage claim service South Africa


Someone alleging another, to have caused damages, does have the onus of (must) proof the allegations, which needs to be done successful on a balance of probabilities. A claim can theoretically be won or lost, if the balance of the judicial scale, just tips slightly to the side of arguments of one party.



Claiming damages caused by a motor collision, the plaintiff must proof:

        The Defendants conduct was wrongful

        The Defendant was at fault

        The material loss suffered by the Plaintiff

        The Defendant's conduct was causal for the losses



Motor car accident in South Africa Motor car accident in South Africa Motor car accident in South Africa



Defending a claim the Defendant must rebut the allegations or proof provided, that may not be correct:

        The Claimants argumentation is incorrect

        The Claimants proof is weak or wrong

        The material loss plantiff suffered is not reasonable or fair

        Defendant must show he wasn't the cause of the impact.



The action for recovery of material losses will be the claim for damages.

Damage claims will be suitable enforcing the compensation for financial losses suffered as a result of destuctioon to a motor car, in a traffic accident.

The financial damage (the quantum of the claim) is the difference between the pre collision value and the post collision value of the motor vehicle, being the repair costs plus other consequential damages or costs, such as towing, storage of vehicles, car hire (if conditons to claim apply) etc., provided the repair cost aren't higher as the pre collision value.

Legal Issues related Site Map - A comprehensive overview of relevant Issues

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
Once an auto will be damaged as severely, that the repair costs will exceed the market value (pre collision value) of the motor car, it will be called a "write off" or totalled, a total loss.

The basis for compensation will then be determined by market value (no repairs economical viable), the amount of money the motor car had been worth in the state it has been pre collision, minus salvage - the value of the scrap, or alternative the salvage becomes the property of the party, as this will be the compensation pay for the damages in full.

Continue: What should be done before serving summons


car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






Below please find, as to your question in your web search for a solution in terms of MVA matters, we provide you with some answers, just click to the linked questions below.

Click Legal issue Site Map - A comprehensive overview of relevant Legal Issues
What should be done before serving a summons to solve the matter

Getting legal actions started in a South African court of law

What is a summons and what to do serve it to the liable party?

Service of a summons - to be compensated for the damages claimed

What is the South African Law - regarding third party claims?

What else needs to be done to make the liable party pay?


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Involved in a car accident suffered damages but innocent?

Why good legal service is essential to get paid the damages

Risk losing a legal claim if the matter isn't well prepared!


Headlines and Issues on this page





What should be done before serving a summons, which is the first step in a legal action with a court of law, to solve the matter

The process and legal actions in a case for material car accident damage compensation, a claim for recovery of destruction to property, must start with the proper service of a letter of demand.

What will be next after the demand, will dependent on the reaction of the demanded party.

RAMLA is a professional and specialised expert in all Motor Vehicle Accident matters and can help solve problems professionally. We represent clients in claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa
It will however be the outmost best, try and solve a dispute - if any - about whatever kind, in a car accident damage compensation action, to find a solution and settlement, before matters need to be escalated to a court of law, for a final and impartial decision.

A solution out of court, in the so called pre-litigation phase, is preferable in many regards, such as costs, time consumption and attendance of matters in court. Only if all possible steps pursued in pre-litigation failed to bring about a suitable solution, the issue should be escalated to the court of law in jurisdiction, given the facts and evidence back up a claim sufficiently with the reasonable prospect of success.

Cases dealt with in South African courts are commonly long term and costly and it will only be advisable to go to court, if sufficient credible evidence is at hand, and all been done in pre-litigation to solve the matter, but been fruitless, and the other party does have the financial background to pay, if a judgement has been achieved in favour of the claimant.

Given the above avenues are all taken and fruitless, the other party doesn't come to the table, finding a solution for the compensation of damages, caused in a traffic accident, or even deny the allegation being at fault and/or being causal, driven the motor car negligent, not obeying the rules of the road, speeding or not having observed the traffic flow and not been able having control over a motor vehicle, matters may escalate to the level of a court of law.

So if the other party just deny liability or the damage quantum or disputes other issues, but there will be enough evidence, to proof the other parties causation and negligence, in procedures in a trial in a court of law, all starts with serving summons.


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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

You are welcome to utilise such valuable absolutely free inital advice.*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.






* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


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email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.





Welcome to RAMLA - Legal Information

If you are involved in a car accident in South Africa and like to know what to do, please read more.


Getting a claim started and escalated to a court of law

The law applied and interpreted by a magistrate or judge in a court of law procedure, is needed sorting out differences, when parties in a motor accident claim, are in a dispute with each other, meaning two or more parties cannot agree mutually on the cause and the culpa, about the traffic accident.

Another reason, legal actions will be needed, forcing a reluctant party to engage eventually into legal action, once they don't make any effort, engaging in correspondence or exchange of evidence, at all, just trying and waiting it out, hoping the other party rather give up, instead of going the legal route.

Motor Vehicle Accident matters aren't always easy to handle and many factors can play a role. RAMLA can help solve problems professionally.

We represent clients in claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
car accident in South Africa
In South Africa the process claiming for compensation of damages, is split into the bodily injuries section, which is dealt with by the Road Accident Fund, a public fund to pay for bodily injuries/damages only. The fund had been created to ensure persons or relatives of deceased persons or breadwinner, will receive compensation for bodily injuries or loss of income, emanated from the bodily harm.

In the absence of a general obligation to maintain a third party motor insurance and furthermore, that a 3rd party Insurance cover does not even include indemnity for claims to bodily harm, the Road Accident Fund is the only way to safeguard a victim of a traffic accident, suffering bodily injuries, to have a chance of compensation at all.

The way dealing with the Road Accident Fund and claiming for bodily injuries is not subject to the RAMLA web pages, you are currently browsing. The RAMLA web information and practial service offered, supporting a victim of a car accident, focus on material damage compensation.

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1. Legal Actions for material accident compensation

Legally enforcing material damage or damage to property means, getting paid for the destruction of a valuable asset, i.e. a motor vehicle, buildings, a wall or pole, or any other destruction, compensation money is needed to get assets back into pre collision state.

The South African law, regarding third party's claims, in simple and short words says - those caused damages must compensate the other parties, for such destruction to property. But there are some hurdles to overcome, proving the credentials another will indeed be the sole cause, wrongdoer or perpetrator producing this traffic accident.

Before any compensation payment, the other expects receiving a demand to settle damages, from the Claimant or third party. They must either agree to be liable for causation, or in an unsettled dispute a legal process in a court of law, must be launched and won.

The onus or burden to proof that the other is at fault, rests on the one who claims (allege) in order to win a claim on the basis of reasonable probabilities.

Once a legal battle is won, or a settlement can be concluded, either in the state of the pre-litigation phase or within the legal process, the money will eventually be due.

A final solution of a dispute can be documented, either by judgement or private settlement agreement, even possible made as an order of court, at any time during the pursuit of the legal case.

South African law and the rules of the courts, regulates the process of actions what to do, and how following those rules. But just following the court rules, will not guarantee a judgment in your favour, if a case is week.

Before a court decision is made, ie. saying the other party or third party must pay, the plaintiff must proof the case to the court on a balance of probabilities, that the other party (Defendant) is liable.

Liability will be established, if negligence and causation is proven throughout evidence provided, such as facts, witness testimony or expert assessing.

You found the RAMLA web page because you are looking for some general information on how to proceed in a case of a car accident in South Africa. You will find lots of information about it here, answering questions you might have in your car accident claim.

If you want practical support to be compensated for your car accident damage, RAMLA can be your one stop solution.






RAMLA - Road Accident Management & Legal Action



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Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

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RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.


1.   What is a summons and what must be done to serve it to the liable party?

A summons is a legal document, that initiates the process of litigation in a court of law, and lists initially who is demanded to pay (Defendant), what and why something is claimed by another party (Claimant) and what is the value or remedy, judgment is sought for.

The Summons must be made out on in official form and must comply with several requirements, inform and enable the Defendant to act accordingly, either accept the charges or enter into defence.

If the Defendand is missing out and not follow the regulations according to the above, it will allow the Claimant filing for default judgement.

An actual document form is available on South African government web page.

1.1.   Can i file, issue and serve a summons in my private
         capacity?


1.2    What happens when the other party files and serves
         the intention to defend?


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Issuing and serving a summons, to the other party, constitures the first legal step, to initialise a legal action in a court of law.

Before the summons can be filed, the court of jurisdiction must be identified. Once the summons is carefully filed, it must be issued with the clerk of the court of jurisdiction. Issuing means, having the summons registered with the court of law and identified by a case number, given (issued) by the clerk of the court. The issued summons will then need to be served to the Defendant.

Only the sheriff of the court and the one for the district where the defendant is resident can serve a summons correctly, and do the service effectively and lawfully.

Once a return of service will be positive, meaning the summons has been served in the prescribed manner to the Defendant, the process of a court of law is in force.



As mentioned, before the summons can be issued and served, the court of jurisdiction must be identified, which can be the place of residence of the defendant or the court of jurisdiction for the area where the accident took place.

Choosing the right court is even dependent on the amount/value of a claim. In such terms South Africa provides three major court levels suitable, initially dealing with car accident damage claims:

a.) small claims courts, for smaller values up to R 18,000

b.) magistrate courts for values up to R 400.000

c.) high courts for the upper values.

It must however be noted, that the lawmakers change those values from time to time.

Once a combined summons is chosen to sue another party, even evidence must be provided within the particulars of the claim (POC). The Defendant or his/her representative, who enter defence, will need to serve a notice of defence, within 10 days after the service of the summons.



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1.1.   Can i file, issue and get a summons served in my private capacity?

Depending on the level of court, a private person is allowed to represent him/her and act in a court of law, provided the person do know what is required and capable to meet such requirements.

It is however not always advisable, as it is not only to know how the process works and having a knowledge about the rules of the court, a successful action will further require an intimate knowledge of the so called law of delict in order establishing delictual liability, as such is part and applicable to the motor law in South Africa.



Details of the circumstances will have a pivotal role and all needs to be addressed knowledgeable and supplied with underlying facts and arguments.

If someone will be capable doing so, he or she will hardly search for support information via the Internet and come to read this pages.

In other words, if one isn't really sure to have the capacity and capabilities analyse matters, if worth to follow and enforce, better getting professional support, as lose out in a case, on lacks avoidable.

RAMLA is a specialised expert in all MVA matters in South Africa. Contact us to find out if we can help you as we did for many others before

We represent clients in claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
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1.2    What happens when the other party files and serves the intention to defend?

Within the summons there must be a section providing for the demanded to file and declare the intention to defend the matter or accept the claim.

Once such notice is filed and served as prescribed, the dispute is pending and the Defendant needs to address the summons in a defence plea, not later than 20 days from filing and serving the defence notice.

Parties do have the right asking for more detailed information, if the particulars of the claims don't provide all necessary to answer the claim in a defence plea, which must be delivered within 20 days from the service of the declaration or notice of defence.

Thereafter the process of trial gets underway and once pleadings are closed, litigation will follow.



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Service of the summons to the other party

Once a summons is issued (registered and completed with a case no) with the courts clerk, the sheriff in charge serving the court of jurisdiction, for the area of the residence, the other party lives, must be provided with the original summons and at least one better two copy's. All must be duly signed, stamped and marked with the case no of the court, which issued the summons.

The sheriff will then go out and try finding the person/s or company, named as defendant and hand deliver a copy of the summons.

If the sheriff is unable to meet the person/s, he will try again, unless he will meet someone legitimate in terms of the law, which have to accept the service of the summons.

In praxis, it is relatively common, that the service will be delayed or impossible, if the residential address of the person to be served, will be not existing or not accurate enough, or the person just don't live there at all or anymore.

It is therefore of outmost importance that those residential or business addresses are double checked in order avoiding such delays or even incapacitation of service at all, which get a claimant nowhere but to bear costs for the drawing, filing, issuing and service of the document.

After the sheriff has either deliverd (served) the summons succesfully or exhausted all his/her means to deliver the summons, he/she will file either a positive or a negative return to the party issued the matter.



A positive return means the summons is properly served and time barriers and obligations participating in the court actions starts running.

In case of a negative return, which is a most unwelcome development, no process is stared and only triggers costs with the sheriff and attorneys.

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Therefore a party should take reasonable care, investigate and cross check the residential details of the other party, before handing in such to the representatives. The attorneys or other legal services cannot check on such address details, and will just take the information provided for service, in trust of being the correct information.

Once the service had been successful, the plaintiff or his/her legal representative, will receive a notice and get the original summons, including certification of the service, back for further procedure.



If you want or need practial support to be supported and compensated for your car accident damage RAMLA can be your one stop solution.

Know more what will be helpful to know before you contact RAMLA (SA)




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RAMLA may be the best choice

RAMLA (Road Accident Management and Legal Action), is a specialised expert in material car accident damage recovery solutions, dispute resolutions and/or defence against unreasonable or inflated claim actions, in South Africa.

Contact us for support or to solve your particular MVA (motor vehicle accident) problem.



What is the South African law, regarding third party claims in car accidents, and what must be kept in mind to sue someone, deemed liable to pay, for your traffic accident damages?

Matters regarding the cause of the car accident

Simply spoken the law wants, that one or all victims of a motor collision, must be compensated for material damages by another, who infringed the rights of others or caused harm to them, if found causal and liable for the traffic impact.

The law wants people to be placed back into the (financial) state as before the accident, and the party harmed be compensated as to such extend.

The limitaion however is not to be paid more as the value to pre-collision and any compensation should not be higher as the marked or pre-collision value of the motor car, before impact.

The South African law of traffic even entails the apportionment of damages act, which provides for parties to allege others, having contributed to the cause of the motor accident, by not obeying to certain duties or to a variety of obligations, imposed on all motorists or road users.

Some motor insurance companies or legal representatives of parties or even experienced parties themselves, misuses the provisions of the apportionment of damages act, lightly and telling the other party, - no one does have an absolute right of way - and simply imply contributable actions, leading to apportion the compensation offer to a certain per cent i.e. 70 / 30 in favour to a claimant, who is entitled to believe the other is entirely liable.

Motor Vehicle Accident matters aren't always easy to handle and many factors can play a role. RAMLA can help solve problems professionally.

We represent clients in claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
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Such apportioning of liability (decided by a claim administrator and not by a court of law) and subsequent reduced compensation, can end up very detrimental and should not just be accepted, without in depth scrutinising the facts.

Apportioning of damages needs a complex evaluation of matters influencing a decision. That certainly is a very light definition, and the truth is, that it can be a challenge to find the right definition of causation, which in turn influences the apportionment.

In determination of liability, the question of culpa (causal elements) and negligent driving (not careful enough), or even recklessness behaviour (highly irresponsible), the question or degree of liability must be answered, based on what effectively had happen.

Therefore a number of factors must be looked on, finding out who have caused the traffic accident or driven negligent, by analysing the circumstances of the motor car accident.

Should matters apply that indicates, there may have been contributal factors or driving been not evasive enough to avoid the accident, if it may have been possible to avoid an impact, can lead to apportioning.

All motorists do have a lot of obligations, abide to the rules of the road, reasonable foresee dangerous possibilities or circumstances, that can lead to problematic situations and drive accordingly careful and furthermore be aware the obligation avoiding impacts of road accidents, if there will be a chance doing so.

The South African courts don't decide lightly on apportionment and apply a number of legal tests and look on to precedents, before arriving at a judgement, which cannot be assumed be done in even a similar accuracy by any decider in claim compensation matters out of court.

The fact, another crashed into a vehicle, does not automatically mean, that the fact the one crashed into another, will be the cause of the motor vehicle accident.

Causation and negligent driving can be alleged, if the car driver did not obey the rules of the road, i.e. speeding or not having properly observed the traffic situation in its entirely surrounding (proper look out), not just in front of the motor car, but arround and behind as well.

A motorist must reasonably expect danger, especially at neuralgic dangerous sections, and do all possible to avoid a collision, by having applied evasive measures available, swearing round the obstacle, brake or stop etc., in which doing so as good as possible, an accident would have been avoided.

If another may not have taken evasive measures, as it have had been reasonable possible, the fault of another, even by violating the rule of the road, must not consequentially mean, being regarded as the sole cause for the impact.

There are probabilities, both or more car drivers involved in the same accident, can be held partly or contributory liable, for the cause of the traffic accident, and if so, it can create partial liability for compensation of material, pecuniary losses, of others.



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Matters regarding the value (Quantum) of compensation that needs to be proven in court.

Auto accident damage repair costs are not cheap these days anymore. Even small damages will trigger noticeable repair expenses.

Damage value or repair costs plus consequential damages are legally known as Quantum.

In a court action, the matter will initally be litigated as to liability. Once the matter of liabilty is established, the presiding judicial officer will give his decision as to liability. Only thereafter the matter of the Quantum (damages) is to be addressed and must be proven.

All too often this is a challenge, if there isn't a proper damage assessment done about the repair costs etc, at an early stage when the accident happened and properly documented.

If parties just rely on ordinary repair quotes, they may find some difficulties in court to proof the damage as requested, as the judge/magistrate needs to be ascertain that those costs are the reasonable and fair costs for repair or compensation for damages which been caused by the particular accident.

This ascertainment should be given as a statement, best as affidavit, by a qualified repair person or damage assessor, to be accepted with little or no problems.

If the repair costs are calculated by repair quotation, some certification is needed and the workshop filed such, should be asked to certify such calculation by Affidavit. Should time passed by since the calculation, the workshop manager won't be as pleased to do so.

Another proof acceptable is the repair invoice, made out by a qualified workshop plus the certification statement, best accompanied by proof of payment.

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Given another party found 100% liable for the cause of the crash, the compensation due, will be the repair costs, getting the motor vehicle back to the state it has been, before the accident (pre collision).

The law states further, that no compensation should be higher as such value, the vehicle represented, before the motor accident known as market value.

This can easily work out to headache, especially when it comes to the evaluation, that repair cost will exceed the market value. Therefore it must be understood, no compensation for car accident damage can be claimed successfully, for more than the pre collision value (market value) of the vehicle.

If the repair cost exceeds the pre collision value, and a culprit being forced to pay such exceeded repair cost, this would result in spending more money in repairing the motor vehicle, as its current overall value, and so far not covered by the law, as the maximum compensation will be, just the market value, before impact minus salvage (the value the scrap can be sold for).

This situation is mostly known as "write off" total loss or totalled. South African motor insurance companies like this kind of compensation basis, as it can nicely be misused to the detrimental of the victim.

Several influences needs to be looked on to check if your individual case will meet the criteria of "write off" and if all values, as well as the process to determine the compensation value, and the salvage can be accepted and if the alleged "write off" status will in fact be applicable. You find more to this subject in the claim and insurance related sections.

If one is confronted with a write off situation, possibly determined by an motor insurance assessment and don't know exactly what you should do and better don't do, you should take some advice. In terms of a write off, you will benefit from experienced advice, that not only focus on the legal matter, but also being an expert in analysing and rectifying, if such determination is a total loss situation and if it will be correct and fair.

Differences leading to disputes, might be bad performed damage calculations, if those indicated repair costs are indeed reasonable and fair or it may be found that damages not caused in this particular accident, been unfairly included into repair costs claimed.

RAMLA supplies such legal and analysing service in material car accident compensation matters and support or represent client on the way to fair and full compensation, as an professional and affordable specialised MVA (motor vehicle accident) expert.



Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free, before you possibly decide mandating RAMLA to take care of the matter.



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What else needs to be done, making the other party paying the damages and/or get along with the legal claim?

If motor car accident matters, especially the determination of causation and damage value, cannot be mutual agreed upon in the attempts to settle matters in the pre-litigation negotiations, the only way solving it, will be getting matters up to the courts of law in South Africa.

It must be emphasised that no one else as a court of law, no Attorney, no Insurance Admin, nor any other party or representatives of any kind, can compel or force any other party accepting demands or liabilities for the cause and compensation of motor car accident damage. Only a court of law does have the power of force concluded and drwan from a judgement.

Any harassment of another party in an attment to press on the other, can be met just by a denial, even without giving any explanations or reasons for the denial. Any thread in a demand to pay for damages are without substance, as long there is no proof and sufficient evidence, but more importantly don't have force, without a court order.

Only a court order compel car accident compensation payment Legal actions in a court of law, come with challenges and knowledge is needed pursuing a claim. Unfortunately the question how dealing in court procedures, is one of the more complex matters and can only explained here in a very brief and in a layman's attitude.

In order to proceed or continue correctly with the rules of the courts and not taking risk to be disadvantaged, in just technical terms, the full scale of a law suit and the rules of the court must be applied.

Court rules define action and reaction of parties, allows a participants to demand further evidence or information, needed to meet requirements for reply's, filing a plea, subpoena/request/demand documents, evidence or witness statements and much more.

Timelines set out in such actions, if according to the rules, are binding and must be abided, not risking a notice of bar and further application for default judgement.

Once all prescribed in the process is followed, the hearing takes place after closing of the pleadings, having its own rules to know about. Undertaking oral examinations and cross examinations needs experience to be successful.

After completion of the hearing the judge, magistrate will be the one analyse and weight the arguments and evidence before him/her and will need to rule.

Such ruling will have force in the first place, but can be challenged in a court of law of a higher instance, if reasonable doubt will be appropriate to an appeal.

Certainly it applies to all levels of courts of law, that being successful in a court case, will not be a miracle, but based on proof and evidence. Those essentials should be prepared well, in the pre-litigation phase of a claim, and all avenues to find a solution before deciding on legal action in court at all have failed.

So to say, good proof established in the pre-litigation phase - all before court action - is a very important meeting the challenges of a well-founded claim. Contact RAMLA for support.



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If you are involved in a motor car accident . . .

you should have good legal support, being compensated for any car accident damage you suffered.

You may be lucky and find that the other party is cooperative and will agree to pay your car accident damage compensation, to your satisfaction without struggle. Unfortunately, this will not be the rule and you wouldn't have visited and studied the RAMLA web pages, if all had been gone well.

Often a dispute arises between the participants of a motor car accident, about the liability or causation, which one of the motorists will be the negligent one, and therefore compelled paying the damages, other road users suffered.

Even if motor insurance companies are involved, there is a good chance of disagreement with your arguments, once the other party table a different story, in conflict with your version of the matter. Such a different story, true or not, will commonly let the insurer decline a compensation claim and it's a challenge to get such decline reversed.

RAMLA is a specialised expert in all MVA matters in South Africa. Contact us to find out if we can help you as we did for many others before

We represent clients in claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
car accident in South Africa
It is however too easy for a party decline a claim, knowing the claimant will have to overcome some hurdles, getting forward and enforce a disputed or declined car accident damage claim, needs to engage, probably involves costs etc., which may let the one or other, if not the majority of South Africans, to not pursue a claim at all.

The law states that a victim of a motor accident, must be compensated as to be in the state before the auto crash, once the other party found negligent and liable causing the traffic collision, but gives any motorists some tasks in careful driving the motor vehicle, and even imply on road users to be vigilant und concentrated in driving, expecting wrongful driving of others making assumtions of danger and take the reasonable and necessary precaution, avoiding an impact.

The complexity of the South African legal approach to arive at a decsicion, gives experienced parties, more often involved in motor accident collisions, a wide space for arguments to downscale, decline or apportion causation and compensation in the process of demand, which to overcome, most commonly needs the impartial and detailed attention of a court of law.

We need advising motorist strongly, not to be too trustful, especially with promises at the scene of the accident, to sort out matters.

It's often observed that parties or car drivers, actually caused an vehicle accident, being under the immediate impression of the crash, admit being at fault i.e. having speeded, telephoned or even acknowledge drunk driving, and promise full and fair compensation, so all will be sorted, to calm the other car driver.

This can lead the other driver to be careless, in terms of securing evidence, take necessary photographs, insist of a written statement, or protocolling the acknowledgement of fault within the police accident report (and sign the acknowledgement), get blood or breath test done, once alcohol is suspected to secure facts and evidence.

It will be a bitter pill to swallow, if in the stage of presenting the damage calculation for pay, all which had been said and not secured as evidence at the scene, will just be denied and leaving the victim with little proof, which will not back up any demand and enforcement.

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Once a party realise, that the deemed liable party is not cooperative or even reluctant engaging at all, professional support and firm demand needs been applied, enforcing the damage compensation and finding a settlement in pre-litigation, before matters needs to be escalated to the level of a court of law.

In a legal claim, for car accident damage compensation, the judge/magistrate decide, which party will be liable for the circumstances of the car accident and to which extend and will determine the monetary amount, that must be compensated and by whom, after all evidence is given.

Convincing any judge or magistrate, your proof and evidence must be true and complete and even be better than those arguments taken, avoiding responsibility at all, or attempting getting to a lower degree of liability, applied by the other party.

Credible evidence and witness are out most important having a successful claim in court.

But remember, the best legal battle will be an avoided one. So rather get support, before you need going to a court of law. RAMLA is a specialist for motor car accident claims, in South Africa.







 
Kindly take note of the info below, before you contact RAMLA.

We do offer a free first advice, but unfortunately we cannot supply a free pursuit of your claim. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees, but not free of charge.

Keep this in mind before you contact RAMLA, if you expect experts to work for you - free of charge.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex and need your full attention. You will only get sufficient car accident compensation, when you have the proofs you need.            

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.

Just contact and we take it from there.

You want to discuss your case in brief with our claim manager on duty?

Call 076 770 3179 (standard rates apply) for a short first contact or even better and much more effective getting a meaningful reply, send an email - containing the facts of your problem, and get some answers straight away.

Check out what RAMLA can do for you.

Just contact and brief us with your problem.

We let you know about the way forward.



RAMLA is your prof specialist in recovery of your material car accident damage (no bodily injuries).

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next.

You can contact RAMLA 7/24 and receive individual response soon.

It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.




Why good legal service is so essential and important to finalise car accident claims successful?

Motor car accidents with subsequent deformations and compensation needs are wide ranging and all are of different particular circumstances. In due course for a solution to settle damages, a variety of different factors can appear, such as unexpected declines, wrong or fabricated stories of what indeed happened, attempts to take chances etc. and all such issues do have even its own variety of potential problems in itself.

In order to know what will be the case and what is the more true or appropriate story, what the law says and what to do rebutting unjust arguments leading to detrimental effects, needs knowledge and experience to deal with those matters.

People with experience in car accident damage claims know about the financial risks and the burden of fighting for fair compensation, as a result of a car accident in South Africa.

Deciding what to do and how to go in a MVA damage compensation action, such case does have a financial component and must be weighted in economic terms as well as in evidential issues.

A good legal adviser, representative or Attorney will give the car accident victim the full picture of risks and chances. However it must be pointed out, that in legal matters and interpretation of statues unexpected obstacles can occur, which one more time stipulates the need for a qualified adviser, not to lose out unnecessary.

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RAMLA specialises in the field of material car accident compensation claims, and with its special knowledge of most if not all such varieties, can be a good partner to solute or handle a compensation action for clients.

We organised the claim procedures well and working to a unique concept, holding overhead cost low, so we can still offer affordable support, but offering effective and high professionalism and swift service, in supporting a car accident claim, deliver a convenient, transparent and effective claim service, much better than many others, even dealing with such matters, may be able to offer, to outmost favourable conditions.

RAMLA don't bill for time/hours spend, but offer service options, spanning action phases, limited or capped in fees, but not in work for us to be done, to find a positive solution for your claim, in all phases and challenges of claims in pre-litigation, as our goal is avoiding costly and long term court cases.

A RAMLA client do have cost certainty and once the option is paid, there is no additional fee applicable, within the chosen option, very different to the way a local attorney acts, as requesting a deposit before start working, which is commonly much higher as RAMLA fees for the full action, but usually there are some more fees to come in due process and we haven't seen a refund from deposits often or ever occurring.


Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.

When you need support to claim professional and very economically RAMLA may be the best choice

RAMLA (Road accident management and Legal Action), is a specialist in recovery, demand or defence in material car accident damage compensation enforcement, in South Africa.



Are there risks in legal action or claim, in a court of law, suing the other party to pay.

Unfortunately there are risks in any action in a court of law. The scale of a risk however is fairly dependent on evidence. How better the evidence the better the chances of success, how weaker the evidence the higher the risk.

A case for motor car accident damage recovery must be based on proof and being well documented and founded on facts, which can be proven on the balance of probabilities.

Before entering into legal procedures in a court of law, all tasks and avenues in the pre-litigation phase, such as gathering evidence, service of a demand and where possible enter into negotiating to settle, should be exhausted and all attempts to find a sufficient solution failed, before initiation of court procedures.

Entering in court procedures comes with costs and it must be made sure that the evidence will be good enough to build a strong case. Facts must be straight and reliable.

If witnesses are involved it must made sure, that they will testify credible in favour and support of the matter, according the testimony they gave in writing or as affidavit, when testifying in person.

One should always bear in mind, that the best attorney or legal advisor, can only support the case efficiently, if all data and facts are of value and completely submitted, enabling a person legally represents you, filing competent pleas with proper arguments.

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa
RAMLA is keen doing the best possible preparation in a claim, in the so called pre-litigation phase. Before going to a court of law, for an unbiased decision, RAMLA approaches the deemed liable party and demand payment.

The step to a court of law, only needs to be taken, if either the person deemed responsible for the impact, or the insurance company, don't accept the claim, even if based proper argumentation and proof.

Unfortunately that happens, especially if you want your fair and full compensation and don't just agree to an insufficient settlement offer and cover the shortfall with your own money, to bring a story of disappointment to an end.



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RAMLA is a specialised expert in all MVA matters in South Africa. Contact us to find out if we can help you as we did for many others before

We represent clients in claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
car accident in South Africa





read more:   about elementary duties of motorist in public traffic


Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                





Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail contact@ramla.co.za





 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or apportionment of damages, take matter on review to the Ombudsman, or even get matters to be judged in a court of law, should all fail to find a solution before the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on those motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.




Welcome to RAMLA








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

Lot of those issues may not be according to valid law, and just a reaction of someone in charge don't care, not having the necessary skills or just follow a strategy to get rid of valid claims, should not be accepted.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support. It should not be the correct way and get a claimant just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever claim, if it isn't as clear what the implications are and what evidence the other party/Insurance do have, are very good to stand through, even if a summons may be served.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should it not be so in the first place, we do all we can to improve such merits to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

But telling the truth, chances of success are entirely based on facts and evidence in every particular case and there cannot be any guarantee being better as proof and evidence.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business. In order to hold overhead costs low, and not compromise on expertise, we have decided to act from one central, but not public office in the Western Cape.

In order to hold fees low and offer very competitive rates compared with other legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney should not choose RAMLA as a favourite as we cannot honour just that.

But we can deliver the way we operate effectively wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy that will please most of those with an open mind to new technologies as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer.









 

Should you have been through all the before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za







 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





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  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za




































Towing industry . . .
     partner with RAMLA?


When towing any vehicle to safety, after a traffic accident, it will be the ideal time/opportunity to promote RAMLA highly experienced and economical outstanding claim service, to enable the party suffered damages to claim or defend for material motor car accident compensation, and take part in the RAMLA rewards program.

 

Towing and or storage of a damaged car on a yard can come with bad surprise

Can a party in need of towing trust all companies, if matters coming towing the car to be stored in a yard with costs?

There is a good portion of suspicious thinking necessary.

A serious warning is therefore adequate.

Don't trust any promises of a hassle free pursuit. Make sure you do know about costs and risks.

Many have lost the salvage value of the car stored, just set off against towing and storage costs, as they did trust and not be as sceptically as needed.

We don't think to trust towing guys anymore, as we haven't made any fair connections yet.

On the contrary we need warning parties involved in car accidents, to not trust any of those promising rescue offers to give you a hassle free support.

Do not trust any promises as the other parties insurance company will take care of costs, as that is a total different matter and will only be true, if and in time the Insurer will accept claims, which isn't the regular occurrence.

Some of those towing companies, store your damaged vehicle on an open yard, not insured or safeguarded and despite charge storage fees in the range of International Airport parking rates, being of R 300 a day and more.

They do refuse to release the car, unless all is paid, which is illegal.

Such may end up paying for overcharged towing and storage what the wreck may be worth and they may suggest just leave the wreck for the open account.

Don't fall to such illegal and unethical behaviour.




 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience is a prerequisite to get through against sometimes very strange arguments or decisions.




 

Ombudsman for short term Insurance



The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from policy differences or disputes.

However it must not always be expected that OSTI is in favour of Insurance clients to protect their rights.

Very often they just look on one-sided information, even without verification, if a client in need for help doesn't know how to repudiate false or weak allegations, the matter will most probably be lost and the Insurer rests relaxed.

The Institution of the OSTI office is financed by the Insurance Industry.




 

A reluctant party try to hide and not engage?

Don't allow a party to act in such manner. A liable driver must take responsibility, but it can be a challenge if you have been too patient or trustful of promises and the other do know how to make you struggle.




 

Companies don't engaging into claims they are vicariously liable for its employees

Companies are in some circumstances responsible and vicariously liable for employee's action and damages, if in charge for the business.

Despite most such companies may maintain a valid insurance cover, not many are open to an amicable solution and reluctant to support a claim.

The problem may just be that those who employ personal which need take part in public traffic in order to do the job get too much involved in car accidents throughout the employee's mistakes and don't like seeing the insurance cover in danger or face higher risk premiums.

There are commonly more difficulties to get matters processed as if claiming against a private person.





 

Alcohol or drugs a driver has abused but driving a car under the influence and causing the accident

Alcohol or Drugs shouldn't be consumed when on the road, for good reasons, and prohibited by law.

Once alcohol or drugs are suspected or proven, any insurance cover will lapse and no compensation can be expected covered by any Insurance.

However, the misuse of drugs and or alcohol must be proven in a professional manner. It will not be acceptable, if an Insurer or other party allege the other being intoxicated. A witness or any observer cannot detect degree of intoxication, even if they are medics, without scientific analyses.





 

market value, trade and retail value, scrap or salvage are all part in a "write off" case

When it comes to more serious car accident damages often repair costs are high. Should repair costs exceed the market or pre-collision value of the motor car, it will be called a "write off".

Unfortunately many of those been written off is caused by a decision of an Insurer.

The manner in which the car values of a highly damaged vehicle being evaluated, is applying inappropriate schemes or assessment results.

A write off can cause many hassles in some regards.

There are some value schemes offering private persons a one time free value check.

Below as an example, TransUnion Car Value

www.carvalue.co.za

Anther source will be www.book-value.co.za as well as www.autotrader.co.za





TransUnion Car Value Scheme

www.carvalue.co.za





 

Depreciation of a vehicles value after accident, even if properly repaired.

Depreciation is a factor in the day to day or month to month declining value of the regular motor car. Thereby is a rule, how more expensive a car how more loss of value. It certainly not only the time factor, but even mileage and condition, which have an impact in value loss.

Motor insurance companies revalue the vehicles value on a monthly basis, meaning every month a decrease takes place and should the car involved in an accident do have serious damages, the current (monthly adjusted) car value does play an important role, in order to make decisions as such of a write off, as it will be the case if the repair costs exceed the current value of the motor vehicle, of even only reach a percentage if the claim is against the own, comprehensive cover, as to terms and conditions.

Should a car be repairable, it may be looking fine again, but a car damaged in an accident isn't worth the same in a sale, if the buyer will be aware of it. Even the best repair is not as good as the undamaged car has been.

South African compensation practice does not take note of such loss and don't reward easily or at all for such loss, which is not fair at all.













    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.




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