Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA

Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines

Caught up in a car accident

in South Africa, may force a party to claim damages from the wrongdoer,

or may lead to the need to defend against inflated or unrealistic claims.

RAMLA - Road Accident Management & Legal Action

Car accident lawyers and professional claim managers, enforcing traffic collision damages, effective, decisive but affordable.

Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

An impact causes damages and compensation for repairs is automatically at stake.





RAMLA do concentrate on material or financial damage compensation claims, to get you be paid from the wrongdoer and/or liable party, in an accident scenario.

Such compensation claim can be one directly targeted against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders as a 3rd party claim.

Any claim needs to be funded on evidence and factual arguments supported by proof.

Proofing a claim is often easier said as done, as proof comes - in almost all cases - from the circumstances of the accident and evidence need attention right at the scene of impact.

Given if it is missed to secure evidence at the scene and its been not thoroughly attended to, it is time to do it now and act to secure all facts possible.

It is certainly not impossible to get such evidence, even in time after the accident, but it can be more difficult.

It may happen that potential witnesses left without identification, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene, document vehicle positions - damages etc., can only be taken, if and when cars still be in its places, which - once available - will have significant value in proofing facts and help reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

Experience is needed to be knowledgably and competently in order to address a claim and achieve a fair compensation pay.





Once a claim formulated, documented and served, still the reaction of other parties needs to be waited for and the content thereof to be analysed.

Results will define actions as what steps will or need to be taken next.





As a claim is formulated and supplied, it is to no certainty that reporting a fair claim, even if it is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Another weak point can be a lack in knowledge how to handle a compensation claim.

People only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - often late, and in the meantime doing all they can to address a compensation action to his/her own knowledge.



Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if all what one faces in terms of reaction or settlement offers, will be fair and correct.

We do believe it is worth taking time and effort to check out on any doubt, before accepting any proposal.





Sometimes bodily injuries occur in a vehicle collision inflicting harm and pain to humans.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However - we the author of this Web Platform - RAMLA - do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters pertaining a RAF (Road Accident Fund,) - bodily injury compensation claim, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised expert's in all respects to motor car accident damage compensation

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in all those subjects over a long period of almost 15 years.

We attended thousands of requests, analysing, supporting and pursue material car accident claims, expertly, effective, economical and affordable.

Such excellent service can be to your service Nationwide, in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot more of useful information on the RAMLA web pages.

Check out for keyword links in the left column to select your topic.

Initially important is, to know the definition of what we have to understand, is full and fair motor accident damage compensation.

But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split into the sector of bodily injuries, which deals with compensation actions regarding injuries to the human body and material damages, such as compensation for car destruction or consequential damages.

The RAMLA web pages, you are browsing currently, only focus on material damage compensation and civil claim actions to be financial/material losses paid for full and fair, resulting from traffic accidents.







In terms of compensation, the South African law say:

You should materially be compensated to the state before accident, so that you will be able to repair your car to pre-collision status, or if repair cost will exceed such pre-collision or market value; and the car be called a write off, be compensated to the amount of money the car been worth to time of impact, minus any sellable value or Salvage of the vehicle.





That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle new, not older than a year since being on the road the first time, or depreciation kick in, if your car is fairly used and the marks of wear and tear, impacting your auto value to a specific time.

But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status, as long as it will not be a write off.

Motor car accident damage claims may get into difficulties, once another party do not agree with what is claimed for.

Differences may be to condition of Quantum/Repair costs or of Liability.

Disputes must be addressed and corroborated by factual evidence, such as witness statements or pictures, CCTV footage or any other suitable evidence.

A successful claim should be supported by merits, so the other party do not have much to argue, but compelled to accept the claim demand and pay.

A claim launched with your own motor insurance company (comprehensive claim), will have to look on what you have covered under your policy, before any acceptance can be decided upon.

Depending on the cover taken, it can be the insured did accept some contribution, such as excess and the claim process need to be according to terms & conditions of the insurance contract.

A 3rd party claim, directed to the perpetrator however, must give you full compensation and no clauses, as insurance excess or any limitations in a insurance policy apply. Only the law of delict will be applicable to decide liability.

Any claim for car accident damage compensation can go wrong, be disputed or even declined.



As soon as in the process of a claim pursuit any disturbance or unusual investigation requests are noticed, it will be highly advisable to check critically, if your own knowledge and skill is sufficient to perform a vehicle crash compensation action your own, or if you should consider practical support by professionals.

A claim for compensation against another car driver or vehicle owner is a process and cannot be explained in a sentence.

There is a lot about the way to claim and about dispute issues or problems, that can occur in a particular and always individual case, on our comprehensive WEB info platform.

However, as it is often the case, individual problems need individual answers and/or actions.

You are invited to contact RAMLA for a free initial case analyse and advice, by contact us by email ramla@ramla.co.za tell us what happened and the problems you face or expect, for a free reply and advice.

Should you do not like contacting us now, but need more information, check the keyword list to select your issue and find more on the linked page.

Defending against inflated claims isn't as challenging as perhaps thought.

Defence against unrealistic, unjustified or inflated claims is a need to do, if alleged to be held liable for car accident damages, which do not fall in your responsibilities.

It is always an inconvenient situation when defensive actions are needed, as to alleged of wrongdoing, which isn't true or fair.

However any person unfairly accused of wrongdoing and causing damages to another in a motor car collision, must enter into defence, not to risk to be sued and end up innocently be judged against one and subsequently face execution, against all of your property.

It should be noted that a claim against a person, is only dangerous, if not defended properly.

Defensive actions mean, deny a claim and its accusation, simple and clear and request proof of facts and merits.

Only if such evidential facts indeed be supplied and its content suest not to allow challenging the accusation, it will be advisable to look for a compromise or settlement agreement.

It must be known, that a person sue another in a Court of Law, must proof that the allegations are true and fair on a balance of probabilities.

Should such a proof cannot be shown, a case is lost and dismissed with costs and the Defendant is released from any liability or compensation payment.

In order to avoid unnecessary risk and hassle, it is highly recommended to utilise professional support to rebut unfair allegations, not to lose out on reasons of lack of knowledge, how to act against such allegations.

	RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Motor Vehicle Accident We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine. Facing challenges with motor car accident issues in South Africa? RAMLA will be the solution, demanding compensation, resolving disputes, defending against inflated or unreasonable claims, in all sectors of vehicle accident damage compensation problems.

Motor vehicle accidents happens every day on public roads, often causing damages to property Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions. Case Law applicable to car accident matters         We do have the expertise and know how to act for you. Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.

Your specialised legal expert to sort out MVA matters                   Professional - competent - swift - decisive and affordable		RAMLA   -  Road Accident Management & Legal Action Solution's solving MVA problems

Selecting or Identifying the correct Courts or jurisdictions in South Africa dealing with Motor Vehicle Accident compensation matters, are one first step to go before legal action can take place

Sorry we are working here to update

RAMLA has developed a special service option for you to get support and get through the process, for a very affordable service fee.

Any damages amounting to more than R18 000 to claim for, has to be directed to the magistrate court of jurisdiction, if no private (out of court) settlement can be achieved. Court action in South Africa always comes with costs. Unfortunately some of those costs cannot be recuperated, even if one wins the claim in a court of law, completely.

The cheapest way to go forward with your claim can be, you yourself take action against the liable party. That can be a challenge, yes - but you can utilise the RAMLA service offer to support your own claim, for very reasonable low costs.

So you can go forward and don't just need to accept losses.

If your damage is not exceeding the R 18 000 threshold, you should go the way to the small claims court. This is very effective and much quicker than any other way to claim.

Given your claim value will be higher than R 18 000, the magistrate court level apply, except of very high claim values to be addressed in High Courts.

Claims for more than R 400 000 must be directed to the high courts, and this means you need High Court legal representation to pursuit your claim.

Those legal costs arise, if you need to mandate an attorney and/or advocate, as those fees are most often not cheap. Furthermore the time to get a claim heard and decided about in the high court, are not of short term nature.

When should a Dispute Resolution and Mitigation a claim for motor car accident compensation, in South Africa, should be considered?

Disputes in motor car accident compensation claims are not unusual and must be solved, either privately between the parties or in a South African court of law.

The outmost best solution in traffic accident disputes will be, in the private process, within the pre-litigation phase, avoiding legal actions in a court of law, if possible.

	RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

As said many times, the merits in a claim for recovery of financial losses, regarding car accident damages, are the only facts that matters. The only interpretable, but certainly important point will be the question of negligence and causation. All other matters are obvious and based on facts.

The scene of the accident can be investigated and objectively presented as well as the damages to vehicles and/or property can be unbiased calculated.

Dealing with the question, when it will be opportune entering into a dispute resolution, will be if the financial differences are rather smaller than greater, as the risks in proceeding legal actions in a court of law, must always be looked on, in a decision.

Further is may be advisable, if the arguments differ slightly about negligence and causation, overcoming such differences by compromising.

Dispute resolution should not be preferred, if the facts, merits and determination of negligence and causation are strongly in favour for a claimant.

Having a strong case, means no immediate need for any sort of compromises, once the differences and possible shortfalls in compensation are significant.

	Courts dealing with motor accident damage compensation - in South Africa RSA Courts of Law's in South Africa      Small Claims Court in South Africa      Magistrates Courts in South Africa      High Courts in South Africa www.safilli.org - Southern Foreign Legal Information Institution Case Law applicable to car accident matters South Africa We are working hereto update Ombudsman (OSTI) for short term insurance Headlines and Issues on this page

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

		RAMLA can be the solution in MVA matters Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

As you probably have recognised on our comprehensive web information platform, we do know what we are taking about. We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed. As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises. We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.   RAMLA will be your one-stop car accident claim service in South Africa                     When you need claim support for car accident damage compensation, in South Africa you are on the right web page. It's so easy contacting us by email. The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice, - free of charge. If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply). For best results: dont't just call, once you took notice of the opportunity! First think what you like to get accross, best file it as email and call once you got our feedback. For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully. It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions. * please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.		Car accident compensation claims for damages, may cause some headache, in South Africa. RAMLA can be the solution to sort out MVA problems. Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges. RAMLA a specialised legal expert in material car accident damage claims, filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases, or defend a motorist against unreasonable or inflated compensation claims. Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon. It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon. Contact us now and let us know how we can help you? email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

Courts of Law to approach to decide car accident compensation matters

There is a variety of courts and its juridsiction as well as level of instances in South Africa

Sorry we are working here to update

We talking disputes, in an action for recovery of damages caused in a traffic accident, once the positions of the parties involved differs. This can be on the matter of liability (negligence - causation) or damage evaluation (destruction to property or motor vehicle).

The claimant, the person or organisation, company etc. that sue another party in the traffic accident recovery action for damages, present the case in a demand to the other or more parties.

Once the demand is served, the other study and hopefully reply, explaining their point of view and deny or accept or just partly accept the damages claimed for.

Given the other party presents a different story of the true cause or circumstances of the car accident, these arguments should be seriously studied and thereafter replied to. It will be not helpful, just saying the others presentation of the matter will be wrong.

Confronting the other party with the facts, documenting the allegations, will be much better.

If the defendant, the person not accepting the claim, will insist the case cannot be accepted as demanded, it should be evaluated if a compromise and to what extend such compromise can be reached.

Given the claimant have a strong case, and the merits are clearly in his favour, the option will be taking the matter forward. The only way, once negotiations finding a compromise fails, is to take the recovery case to a court of law by taking legal actions.

In a suit of law, the judge or magistrate will analyse the plea made by both parties in a hearing. Evidence presented and witnesses heard, will finally lead the court making decisions on the matter.

Depending on the outcome further actions, enforcing payment are available to the parties.



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Case Law applicable to car accident matters - South Africa

Sorry we are working here to udate!

Dealing and resolving a dispute with South African motor insurance companies are daily tasks for professionals, working in the sector of car accident compensation claims.

Disputes with motor insurers can emanate in 3rd party claims, or even most commonly, resulting from declines in comprehensive insurance cover matters. Once a claim is launched with them, reactions can be expected and those mustn't be always a pleasure for everybody.

Third party claim:

A third party claim will be instituted, if an uninsured, or a claimant don't want utilising own comprehensive cover, demand damage compensation, from a 2nd party, the deemed liable motorist, who is covered against car accident damages caused by him/her, through a valid and active motor insurance policy.

The insurance admin will ask for certain information, to be provided by the claimant. Thereafter the documents will be checked against the accident report, the insured has given. Finding controversial statements, or suspecting liability at the 3rd party's side, they will inform the claimant about the analyses and whether or not they entertain the claim, on behalf of the insured and to which extent.

More often than not, a vehicle damage assessment will be undertaken and if different to the damage repair quotation received from the claimant, the results of the assessment will be taken into account for dealings.

In both of those matters (evidence and damages), differences can come to light. The insurance may argue, the fault is not caused by the insured motorist, but concluded in full or partly by the claimant.

Once the damage is calculated by an assessor in charge for the insurer, this result will count for them, in the first place. Differences typically occur, once the damages to the vehicle are as severe, that it must be categorized beyond repair or called write off. Differences can arise out of several factors, unsatisfactory for the claimant, such as the market value or pre collision value, the calculation of the damages, post collision value (salvage) and the disposal of the salvage or the "scraped" vehicle.

Everybody needs engaging with them, either by the support of professionals or themselves, in an attempt solving the differences, i.e. presenting more evidence or correct the insured version of how all unfolded. In cases of differences in the calculation of the damages, it sometimes needs another expert to rebut the finding of the insurance assessment.

Some insurance companies maintain an own dispute resolution department, meaning an self-created instance to look onto a dispute from a more sophisticated and experiences level, than that of the insurance claim admin.

But, finding a solution with the 3rd party insurer will not always be easy and needs intense efforts, getting there.

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Escalation of disputes and the way forward resolving or taking matters to a court of law

Escalation will follow an unsuccessful process of dispute resolution, once the position or offer from the other party in a motor accident or an insurance company on behalf of him/her, is not acceptable for the claimant.

Certainly it needs looking on the evidence at hand and once satisfied that the facts are good enough, backing the case in the next level, a court of law, and having a strong case, no other avenue as initialise legal actions in a court, will be the solution.

Taking the matter to a court of law is a process and explained on other web pages on the comprehensive RAMLA web site. A lot of cases do have the potential, successfully pursuit in the court of law where an independent judge will be in charge and can exercise a number of actions, evaluating the matter before judgement.

Making the decision, going the legal route, should not be influenced just knowing the insurance company will act on behalf on the insured, having lot of potential and financial resources, rather than looking on the evidence. Evidence is the measure for a decision taking the matter forward.



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Jurisdiction and powers of the Ombudsman (OSTI) for short term insurance

The institution of the Ombudsman for short term insurance (OSTI) is a forum for dispute resolution, created by the insurance industry, in order solving differences, coming from disputes in an South African insurance claim.

Who can get the matter for dispute resolution before the Ombudsman (OSTI)?

The insurance industry created the forum as an independent instance, help settling dispute between the insurance company and its insured client. The Ombudsman can only hear and rule cases based on a contractual relationship between insured and insurer. No other can utilise the Ombudsman, other than an insured against the insurance company he is covered with under the particular claim.

Only an insured client can approach the OSTI for dispute resolution against the own insurer.

The Ombudsman don't have jurisdiction, serving any other claimant, looking for dispute resolution against another party.

The insurance companies voluntarily accept the rulings of the Ombudsman.

An insured client, brought the disputed matter to the Ombudsman, must not accept the ruling and can further approach a court of law, for final judgement.

What kind of matter can the Ombudsman resolve?

The Ombudsman for short term insurance OSTI takes cases, where an insured is not happy with the decision his own insurance company has made, in the particular claim.

He will look into the decision, based on his experience and knowledge and according to the terms & condition of the individual motor insurance policy, if the decision made by the insurance company will be covered by breaches of terms, or if the decline has been reasonable, according to the facts presented.

The Ombudsman have only limited power and cannot investigate a case, hearing witness or ordering assessments etc., as a court of law can do. Its rulings are merely based on controlling breaches of terms or reasonability of declines. Once the case will have collision of facts, the Ombudsman cannot rule, as to the lack of power to investigate.

For example, the Ombudsman can rule on a matter, where the question of speeding lead to a decline of cover, meaning the insurance company claims unreasonable behaviour. The question will be what will be reasonable, declining a matter. Must a certain excessive speed lead to a decline or has the particular speed in this matter not been a reason declining a claim.

An insured against motor accident damages caused by him, to another or himself, can expect a reasonable cover, even if his driving found negligent, but just speeding over the limit, will not allow denying insurance cover easily.

The Ombudsman cannot rule on a case, where the facts colliding, i.e. the motor insurance assessor comes to the conclusion that the vehicles claimed to be involved, cannot been part in the same accident, due to destruction.

But the insured claims, that it has indeed been that both those vehicle had been part in the particular traffic accident, and provide a contra expert examination proving, that it could be both motor vehicles indeed has been involved in this particular car accident and the damages looked into more in detail, by stripping parts etc., explicitly allows the conclusion it has been.

As the Ombudsman has no power to investigate, it's impossible for them to decide in cases such as collision of facts.

RAMLA - Road Accident Management & Legal Action Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.	if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims, Contact us NOW RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.

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Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.

read more: receiving a settlement offer

	RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims. Car accident issues that matters most: We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims. Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed. Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action. RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be. We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more. We work only on motor car accident matters. Check us out, so you do know if we can uphold we say, free of charge. Welcome to RAMLA Road Accicent Management & Legal Action - South Africa

RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.

RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops

Independent vehicle
     damage assessors

enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za

	Market value, trade and retail value, scrap or salvage are all part in a "write off" case When it comes to more serious car accident damages often repair costs are high. Should repair costs exceed the market or pre-collision value of the motor car, it will be called a "write off". Unfortunately many of those been written off is caused by a decision of an Insurer. The manner in which the car values of a highly damaged vehicle being evaluated, is by applying value schemes, often inappropriate schemes or wrong assessment results should be challenged. A write off can cause many hassles in some regards. There are some value schemes offering private persons a one time free value check. Below as an example, TransUnion Car Value www.carvalue.co.za Anther source will be www.book-value.co.za as well as www.autotrader.co.za TransUnion Car Value Scheme www.carvalue.co.za