In a matter of - Car Accident compensation, - don't be fooled - badly treated - and - do not accept unfair Settlement - offers

             If anything doesn't go to plan, - get professional support.             RAMLA may just be the right service

Caught up in a car accident

in South Africa, may force a party to claim damages from the wrongdoer,

or may lead to the need to defend against inflated or unrealistic claims.

RAMLA - Road Accident Management & Legal Action

Car accident lawyers and professional claim managers, enforcing traffic collision damages, effective, decisive but affordable.

Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

An impact causes damages and compensation for repairs is automatically at stake.





RAMLA do concentrate on material or financial damage compensation claims, to get you be paid from the wrongdoer and/or liable party, in an accident scenario.

Such compensation claim can be one directly targeted against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders as a 3rd party claim.

Any claim needs to be funded on evidence and factual arguments supported by proof.

Proofing a claim is often easier said as done, as proof comes - in almost all cases - from the circumstances of the accident and evidence need attention right at the scene of impact.

Given if it is missed to secure evidence at the scene and its been not thoroughly attended to, it is time to do it now and act to secure all facts possible.

It is certainly not impossible to get such evidence, even in time after the accident, but it can be more difficult.

It may happen that potential witnesses left without identification, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene, document vehicle positions - damages etc., can only be taken, if and when cars still be in its places, which - once available - will have significant value in proofing facts and help reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

Experience is needed to be knowledgably and competently in order to address a claim and achieve a fair compensation pay.





Once a claim formulated, documented and served, still the reaction of other parties needs to be waited for and the content thereof to be analysed.

Results will define actions as what steps will or need to be taken next.





As a claim is formulated and supplied, it is to no certainty that reporting a fair claim, even if it is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Another weak point can be a lack in knowledge how to handle a compensation claim.

People only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - often late, and in the meantime doing all they can to address a compensation action to his/her own knowledge.



Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if all what one faces in terms of reaction or settlement offers, will be fair and correct.

We do believe it is worth taking time and effort to check out on any doubt, before accepting any proposal.





Sometimes bodily injuries occur in a vehicle collision inflicting harm and pain to humans.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However - we the author of this Web Platform - RAMLA - do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters pertaining a RAF (Road Accident Fund,) - bodily injury compensation claim, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised expert's in all respects to motor car accident damage compensation

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in all those subjects over a long period of almost 15 years.

We attended thousands of requests, analysing, supporting and pursue material car accident claims, expertly, effective, economical and affordable.

Such excellent service can be to your service Nationwide, in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot more of useful information on the RAMLA web pages.

Check out for keyword links in the left column to select your topic.

Initially important is, to know the definition of what we have to understand, is full and fair motor accident damage compensation.

But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split into the sector of bodily injuries, which deals with compensation actions regarding injuries to the human body and material damages, such as compensation for car destruction or consequential damages.

The RAMLA web pages, you are browsing currently, only focus on material damage compensation and civil claim actions to be financial/material losses paid for full and fair, resulting from traffic accidents.







In terms of compensation, the South African law say:

You should materially be compensated to the state before accident, so that you will be able to repair your car to pre-collision status, or if repair cost will exceed such pre-collision or market value; and the car be called a write off, be compensated to the amount of money the car been worth to time of impact, minus any sellable value or Salvage of the vehicle.





That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle new, not older than a year since being on the road the first time, or depreciation kick in, if your car is fairly used and the marks of wear and tear, impacting your auto value to a specific time.

But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status, as long as it will not be a write off.

Motor car accident damage claims may get into difficulties, once another party do not agree with what is claimed for.

Differences may be to condition of Quantum/Repair costs or of Liability.

Disputes must be addressed and corroborated by factual evidence, such as witness statements or pictures, CCTV footage or any other suitable evidence.

A successful claim should be supported by merits, so the other party do not have much to argue, but compelled to accept the claim demand and pay.

A claim launched with your own motor insurance company (comprehensive claim), will have to look on what you have covered under your policy, before any acceptance can be decided upon.

Depending on the cover taken, it can be the insured did accept some contribution, such as excess and the claim process need to be according to terms & conditions of the insurance contract.

A 3rd party claim, directed to the perpetrator however, must give you full compensation and no clauses, as insurance excess or any limitations in a insurance policy apply. Only the law of delict will be applicable to decide liability.

Any claim for car accident damage compensation can go wrong, be disputed or even declined.



As soon as in the process of a claim pursuit any disturbance or unusual investigation requests are noticed, it will be highly advisable to check critically, if your own knowledge and skill is sufficient to perform a vehicle crash compensation action your own, or if you should consider practical support by professionals.

A claim for compensation against another car driver or vehicle owner is a process and cannot be explained in a sentence.

There is a lot about the way to claim and about dispute issues or problems, that can occur in a particular and always individual case, on our comprehensive WEB info platform.

However, as it is often the case, individual problems need individual answers and/or actions.

You are invited to contact RAMLA for a free initial case analyse and advice, by contact us by email ramla@ramla.co.za tell us what happened and the problems you face or expect, for a free reply and advice.

Should you do not like contacting us now, but need more information, check the keyword list to select your issue and find more on the linked page.

Defending against inflated claims isn't as challenging as perhaps thought.

Defence against unrealistic, unjustified or inflated claims is a need to do, if alleged to be held liable for car accident damages, which do not fall in your responsibilities.

It is always an inconvenient situation when defensive actions are needed, as to alleged of wrongdoing, which isn't true or fair.

However any person unfairly accused of wrongdoing and causing damages to another in a motor car collision, must enter into defence, not to risk to be sued and end up innocently be judged against one and subsequently face execution, against all of your property.

It should be noted that a claim against a person, is only dangerous, if not defended properly.

Defensive actions mean, deny a claim and its accusation, simple and clear and request proof of facts and merits.

Only if such evidential facts indeed be supplied and its content suest not to allow challenging the accusation, it will be advisable to look for a compromise or settlement agreement.

It must be known, that a person sue another in a Court of Law, must proof that the allegations are true and fair on a balance of probabilities.

Should such a proof cannot be shown, a case is lost and dismissed with costs and the Defendant is released from any liability or compensation payment.

In order to avoid unnecessary risk and hassle, it is highly recommended to utilise professional support to rebut unfair allegations, not to lose out on reasons of lack of knowledge, how to act against such allegations.

	RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Motor Vehicle Accident We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine. Facing challenges with motor car accident issues in South Africa? RAMLA will be the solution, demanding compensation, resolving disputes, defending against inflated or unreasonable claims, in all sectors of vehicle accident damage compensation problems.

Motor vehicle accidents happens every day on public roads, often causing damages to property Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions. Compensation - insufficient, inadequate, unsatisfactory or shortfall         We do have the expertise and know how to act for you. Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.

Your specialised legal expert to sort out MVA matters                   Professional - competent - swift - decisive and affordable		RAMLA   -  Road Accident Management & Legal Action Solution's solving MVA problems

Some issues that may have an impact, causing disputes or shortfall in car accident damage compensation, one should better be aware off

RAMLA - Road Accident Management & Legal action is a specialised legal expert in all regards to car accident damage compensation actions. We work for recovery of losses to various reasons, caused throughout vehicle accidents, but particularly for material - financial - losses as to destruction of property/vehicles.

We evenly defend clients against unreasonable or inflated claims, unfairly demanded by other parties.

Working on solutions to Motor Insurance disputes, to various reasons leading to claim declines or shortfall, taking up any sort of disputes or reviews of unsatisfactory outcomes in car accident compensation claims, is one of our specialities.

If there is a need to sort out any material motor accident damage compensation matters, you expect an adequate and fair settlement offer and don't want to battle a deficient offer to settle.

In order to know obstacles, which may come in a claim for traffic accident destruction and compensation, check the below given information's.

Unsatisfactory car accident damage compensation offers are of daily concern in the process of reimbursement for motor car destruction, in South Africa.

We offer very comprehensive information to a lot of motor vehicle accident losses and aspects on our web platform and can practically sort out many and major issues of dispute or reluctance of parties, in order to get clients paid for losses or defended against unfair claims.

	Claim related Site Map - A comprehensive overview of relevant Claim Issues Insufficient accident compensation is not acceptable Arguments' another party apply to defend a claim Calculation of vehicle damages is incorrect Challenges derived from unqualified damage assessments Be aware of something important before any assessment Arguments utilised downscaling or partly denying claim Unexpected results: Your motor car is called "write off" Headlines and Issues on this page Contact RAMLA for a free fact check and advice

Know more what will be helpful to know before you contact RAMLA (SA)

Arguments' another party or motor insurance apply to defend, downscale or apportion a claim

After a car accident happened, in most cases destruction to the vehicles involved are unavoidable. After having checked on injuries to other persons affected and all been done to help them, the problem of material car damage or destruction and liability therefore, is the focus of parties.

Often, as the law of South Africa obliged people, involved in traffic collision on public roads, to report such to SAPS, too many motorists believe the report - AR - accident report or Police Accident Report, they may retrieve later, will serve as documentation for liability or state what had happened in a manner to rely on.

That is one major error many fall victim to and such wrongful trust or reliance of data from the Police AR - Accident Report - may well lead to neglect to attended the own task of documentation.

Any car accident case, which cannot rely on proper documentation and facts, will be a case of risk.



Several types or defensive, or even dishonest, argumentation and behaviour may be applied to brush away a reasonable and fair traffic accident compensation action and demand.

The outmost frequent attempt to deny liability or downscale liability is coming from South African Motor Insurance companies.

In 3rd party cases there are two major types. The one will be, the insurance argues the insured client do not agree with the scenario put forward by the Claimant and state the situation differently. The Insurer will only be too happy to just accept such and tell the Claimant, they unfortunately cannot entertain the claim, due to the controversial argumentation by the client.

The second major argument will be, the Claimant had contributed to the cause of the accident, by various reasons, often citing case law - Precedents - commonly such that can be as old as been judged 30 or more years ago.

The result may well be an Apportionment of Liability and damages, which will lead to significant shortfalls of compensation.

A private perhaps not insured party or a company owning the vehicle that caused the accident, may just deny the claim or liable drivers just be reluctant to engage or try hide to the best of his/her ability.

All those scenarios can be challenging particularly for people not often be involved into car accidents and subsequent claims, which is the norm.

Another issue can be the wrong or incorrect assessing of motor vehicle destruction leading to shortfall and disappointment as an insufficient car accident claim settlement offer may contain. Motor vehicle or car damage assessments - the cost calculation of destructions - can be the starting point and already be one of the cause of a problem, in having a fair, reasonable and unbiased repair cost estimate.

Claim related Site Map - A comprehensive overview of relevant Claim Issues

Settlement offers are almost always based on such damage calculations. If they are wrong or insufficient/inadequate, not to standard or manufacturers guidelines, it is leading to a - regularly shortfall - gap between fair expectations of compensation and the amount the offer to settle comes up with.

Calculations of the damages are not correct or complete

Damages caused in traffic accidents, can create shortfall or losses and always needs proper calculations, as a basis for reimbursement.

Looking onto the damages at a whole and in the necessary accuracy, must be done by a knowledgably, experienced expert or by a reputed auto body repair person, or by a trained and even more experienced vehicle damage assessor/appraiser.

It is self-explaining, that wrongly or false calculated damages will result in wrong compensation, if a claim will be based on such bad or wrong damage assessment.

In a number of examinations about the volume of car accident destruction, the work will be done by a repair workshop or panel beater, in the attempt to secure the repair order. The first focus will be that (secure the repair mandate) and not the task of full and proper listing.

That will mean if one goes for more than one quotation and they differ significantly, don't go for the cheapest and submit it the party or Insurance, rather take the highest and don't submit the others.

Deductions can come soon and if the Insurer for instance isn't satisfied, they will send an own Assessor to check the damages.

As most South African motorist, expect an assessment confluence into a repair quotation, being free of charge, it will be expectable that a panel beater doesn't strip your motor car to look into hidden sections probably needs repair for, just Thank You.

But even professional motor insurance assessors don't do so, as they do have some sort of fee agreement with the company/person order them doing so. In other words, it is sometimes a risk to trust all damage examinations, if the exterminator doesn't have a free hand to do and be paid for to evaluate correctly.

Sections of damage, covered up by other parts of the motor vehicle, cannot be assessed without being hands on and strip the cars parts, to have the full view. Destructions found at those places may be of serious nature and comming with substantial repair cost.

Furthermore all experts in the motor repair industry do know, that people suffered car accident damages are requested to put forward more than just one quotation. Therefore the repair expert cannot be sure being rewarded with the repair order. That will certainly be a good argument not investing too much efforts looking, taking time and strip parts, diagnosing the full damages.

On the other hand, a damage assessment undertaken by a less experienced person, entail more risks resulting in inaccurate damage listing.

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Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

		RAMLA can be the solution in MVA matters Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

As you probably have recognised on our comprehensive web information platform, we do know what we are taking about. We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed. As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises. We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.   RAMLA will be your one-stop car accident claim service in South Africa                     When you need claim support for car accident damage compensation, in South Africa you are on the right web page. It's so easy contacting us by email. The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice, - free of charge. If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply). For best results: dont't just call, once you took notice of the opportunity! First think what you like to get accross, best file it as email and call once you got our feedback. For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully. It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions. * please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.		Car accident compensation claims for damages, may cause some headache, in South Africa. RAMLA can be the solution to sort out MVA problems. Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges. RAMLA a specialised legal expert in material car accident damage claims, filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases, or defend a motorist against unreasonable or inflated compensation claims. Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon. It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon. Contact us now and let us know how we can help you? email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

Challenges derived from biased damage assessments

The results of damage analyses deriving from motor vehicle assessments at all, do have significant implications in a claim for recovery of auto destructions. Bad effects and serious consequences may be caused by biased, party friendly or unfair vehicle damage examinations.

The hassle and financial burden a motor car accident can bring to a car driver or vehicle owner, when finding it hard to pay for the destruction, caused in a traffic collision, may generate some creativity to downscale or minimise the damages, with the help of intentionally biased assessments.

Let's be clear, certainly one must not always suspect a vehicle damage calculation as biased or unfair. The outmost majority of damage assessments performed by trained professionals are fair.

As always the case, a victim looking for reimbursement for the motor car accident damages must be aware, that the calculations and conclusions in an assessment report will probably not be up to standard.

The accident victim, mostly a layman in terms of car accident repair cost calculation, faces a challenge to argue against a professional vehicle assessor or appraisers findings.

Having a chance to find out about the completeness and fairness of damage calculations, one needs to prepare, before a practical assessment should take place.

	RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Be aware of something important: before an assessment should take place

The minimum recommended preparation before a practical inspection and damage calculation are:

Having at least an opinion or a repair quotation before a damage assessment should be done.

Attend the practical damage assessment personally.

Make sure the examiner will look behind surface distruction, where additional damages might be found.

Let the examiner explain what he finds and list in the report.

Ask the assessor about his professional background.

Don't give any information about the matter of the accident, now.

Concentrate only on damage assessment. Be aware that damage examiners may have a duty or task, downscaling or minimise damages and have an ear to your statements. Don't engage in such (private) conversation, as there have been cases, remarks drawn have had negative impact on the success of a claim.

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Arguments that are utilised downscaling or partly denying your claim

Involved in a car accident and you are not the liable party, you want to be awarded for material car accident damages suffered fair and full. You don't want to struggle and wait endless for motor crash damage compensation.

Being awarded a full and fair car accident damage compensation, unfortunately is more the exemption than the rule, in South Africa.

When you at least receive an offer to compensate your auto motor damage during the claim, it is a strong indicator that you are entitled to compensation.

If the settlement offer does not match your expectations, it can be based on the damage examination as laid out above.

But next to differences triggered out of the destruction calculation, lot of other arguments, sometimes just constructed to deteriorate you, can be expected.

Some of those arguments downscaling or denying your legitimate claim may be - accused being partly liable or have responsibility for a portion of liability, being contributory negligent, citing a court case that should proof you are in the same scenario as such cited case, indicating you will have to accept similar conclusions, your motor vehicle classified as not roadworthy, or - other things as telephonic conversations while driving and many more.

If you are not happy with any such allegations or conclusions, don't just accept it. If you are on the right side of the law, there will be ways to go, instead just give up to end a sad process, you believe does not get you anywhere soon.

	RAMLA will be your   one-stop car accident claim service   in South Africa

If the damage assessment qualifies your car destroyed and being a "write off"

A write off is the last one may want or look for. A write off literally means, what is left of your car after the accident is just scrap and only worth little.

A "write off" or total loss in damages applies, if in legal terms, the repair costs exceeding the pre-collision value, meaning it cost more to repair a car as it is worth to do so.

But not all calculations to write off a car are correct.

In a claim against your own insurance cover, even other terms may apply, as set out in the policy and accompanied terms.

In order to qualify a write off, it is imperative that the true market value is detected correct and the repair cost as well. There are a lot of possible factors that may be disputable.

Another important component is the savage value, the financial value one can sell the "scrap" for. Many settlement offers are incorrect with just this, as a mere percentage of the market value is never correct. It may be beneficially or detrimental.

The law say, the claimant must be placed into a position as before the accident, but unfortunately that is commonly not the fact.

Facing a write off means, it is best to contact someone who does know about it in detail.



Write off - total loss - totalled or beyond repair qualifications, can come with a variety of complications to be overcome. As this subject is one of the high risk areas in any car accident compensation claim, you better look on one of the more detailed sections of the RAMLA web pages in this regard.

	RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Another factor can be who disposed the wrack? Some Insurance companies do have contracts with SMD's in place, as they take all those wrecks in for a certain percentage of the market value, regardless if one is worth more the other probably less.

Other Insurers don't make any such offer and reject to attend any salvage disposal, leave it to the claimant if he can dispose it for fair value or not.

read more about: Challenges and problems in "write off" matters

RAMLA - Road Accident Management & Legal Action Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.	if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims, Contact us NOW RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.

read more about: Facing an unrealistically high claim for motor car accident compensation against you?

We suggest finding out more about the RAMLA accident claim management and legal service to make an informed decision as the unique RAMLA car accident claim management is very different and supports manage and pursue any accepted claim professionally and without any legal cost for you.

Contact RAMLA or submit your car accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.

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	RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims. Car accident issues that matters most: We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims. Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed. Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action. RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be. We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more. We work only on motor car accident matters. Check us out, so you do know if we can uphold we say, free of charge. Welcome to RAMLA Road Accicent Management & Legal Action - South Africa

RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.

RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops

Independent vehicle
     damage assessors

enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za