In a matter of - Car Accident compensation, - don't be fooled - badly treated - and - do not accept unfair Settlement - offers

             If anything doesn't go to plan, - get professional support.             RAMLA may just be the right service

Caught up in a car accident

in South Africa, may force a party to claim damages from the wrongdoer,

or may lead to the need to defend against inflated or unrealistic claims.

RAMLA - Road Accident Management & Legal Action

Car accident lawyers and professional claim managers, enforcing traffic collision damages, effective, decisive but affordable.

Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

An impact causes damages and compensation for repairs is automatically at stake.





RAMLA do concentrate on material or financial damage compensation claims, to get you be paid from the wrongdoer and/or liable party, in an accident scenario.

Such compensation claim can be one directly targeted against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders as a 3rd party claim.

Any claim needs to be funded on evidence and factual arguments supported by proof.

Proofing a claim is often easier said as done, as proof comes - in almost all cases - from the circumstances of the accident and evidence need attention right at the scene of impact.

Given if it is missed to secure evidence at the scene and its been not thoroughly attended to, it is time to do it now and act to secure all facts possible.

It is certainly not impossible to get such evidence, even in time after the accident, but it can be more difficult.

It may happen that potential witnesses left without identification, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene, document vehicle positions - damages etc., can only be taken, if and when cars still be in its places, which - once available - will have significant value in proofing facts and help reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

Experience is needed to be knowledgably and competently in order to address a claim and achieve a fair compensation pay.





Once a claim formulated, documented and served, still the reaction of other parties needs to be waited for and the content thereof to be analysed.

Results will define actions as what steps will or need to be taken next.





As a claim is formulated and supplied, it is to no certainty that reporting a fair claim, even if it is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Another weak point can be a lack in knowledge how to handle a compensation claim.

People only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - often late, and in the meantime doing all they can to address a compensation action to his/her own knowledge.



Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if all what one faces in terms of reaction or settlement offers, will be fair and correct.

We do believe it is worth taking time and effort to check out on any doubt, before accepting any proposal.





Sometimes bodily injuries occur in a vehicle collision inflicting harm and pain to humans.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However - we the author of this Web Platform - RAMLA - do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters pertaining a RAF (Road Accident Fund,) - bodily injury compensation claim, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised expert's in all respects to motor car accident damage compensation

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in all those subjects over a long period of almost 15 years.

We attended thousands of requests, analysing, supporting and pursue material car accident claims, expertly, effective, economical and affordable.

Such excellent service can be to your service Nationwide, in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot more of useful information on the RAMLA web pages.

Check out for keyword links in the left column to select your topic.

Initially important is, to know the definition of what we have to understand, is full and fair motor accident damage compensation.

But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split into the sector of bodily injuries, which deals with compensation actions regarding injuries to the human body and material damages, such as compensation for car destruction or consequential damages.

The RAMLA web pages, you are browsing currently, only focus on material damage compensation and civil claim actions to be financial/material losses paid for full and fair, resulting from traffic accidents.







In terms of compensation, the South African law say:

You should materially be compensated to the state before accident, so that you will be able to repair your car to pre-collision status, or if repair cost will exceed such pre-collision or market value; and the car be called a write off, be compensated to the amount of money the car been worth to time of impact, minus any sellable value or Salvage of the vehicle.





That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle new, not older than a year since being on the road the first time, or depreciation kick in, if your car is fairly used and the marks of wear and tear, impacting your auto value to a specific time.

But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status, as long as it will not be a write off.

Motor car accident damage claims may get into difficulties, once another party do not agree with what is claimed for.

Differences may be to condition of Quantum/Repair costs or of Liability.

Disputes must be addressed and corroborated by factual evidence, such as witness statements or pictures, CCTV footage or any other suitable evidence.

A successful claim should be supported by merits, so the other party do not have much to argue, but compelled to accept the claim demand and pay.

A claim launched with your own motor insurance company (comprehensive claim), will have to look on what you have covered under your policy, before any acceptance can be decided upon.

Depending on the cover taken, it can be the insured did accept some contribution, such as excess and the claim process need to be according to terms & conditions of the insurance contract.

A 3rd party claim, directed to the perpetrator however, must give you full compensation and no clauses, as insurance excess or any limitations in a insurance policy apply. Only the law of delict will be applicable to decide liability.

Any claim for car accident damage compensation can go wrong, be disputed or even declined.



As soon as in the process of a claim pursuit any disturbance or unusual investigation requests are noticed, it will be highly advisable to check critically, if your own knowledge and skill is sufficient to perform a vehicle crash compensation action your own, or if you should consider practical support by professionals.

A claim for compensation against another car driver or vehicle owner is a process and cannot be explained in a sentence.

There is a lot about the way to claim and about dispute issues or problems, that can occur in a particular and always individual case, on our comprehensive WEB info platform.

However, as it is often the case, individual problems need individual answers and/or actions.

You are invited to contact RAMLA for a free initial case analyse and advice, by contact us by email ramla@ramla.co.za tell us what happened and the problems you face or expect, for a free reply and advice.

Should you do not like contacting us now, but need more information, check the keyword list to select your issue and find more on the linked page.

Defending against inflated claims isn't as challenging as perhaps thought.

Defence against unrealistic, unjustified or inflated claims is a need to do, if alleged to be held liable for car accident damages, which do not fall in your responsibilities.

It is always an inconvenient situation when defensive actions are needed, as to alleged of wrongdoing, which isn't true or fair.

However any person unfairly accused of wrongdoing and causing damages to another in a motor car collision, must enter into defence, not to risk to be sued and end up innocently be judged against one and subsequently face execution, against all of your property.

It should be noted that a claim against a person, is only dangerous, if not defended properly.

Defensive actions mean, deny a claim and its accusation, simple and clear and request proof of facts and merits.

Only if such evidential facts indeed be supplied and its content suest not to allow challenging the accusation, it will be advisable to look for a compromise or settlement agreement.

It must be known, that a person sue another in a Court of Law, must proof that the allegations are true and fair on a balance of probabilities.

Should such a proof cannot be shown, a case is lost and dismissed with costs and the Defendant is released from any liability or compensation payment.

In order to avoid unnecessary risk and hassle, it is highly recommended to utilise professional support to rebut unfair allegations, not to lose out on reasons of lack of knowledge, how to act against such allegations.

	RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Motor Vehicle Accident We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine. Facing challenges with motor car accident issues in South Africa? RAMLA will be the solution, demanding compensation, resolving disputes, defending against inflated or unreasonable claims, in all sectors of vehicle accident damage compensation problems.

Car accidents happen daily on South African roads. Caught up in a traffic accident, will most probably end up with damages to your motor car or other property. Cost for car accident repairs are high these days, and once you are not the negligent or liable motorist, one will certainly look for the causal car driver and want them paying the repairs or other losses, emanating from a traffic collision on public roads.

Before any mandate for us to pursue and prepare your claim will be decided upon, the free accident check will roughly determine the chances and challenges addressing the question of liability and causation.

Claim related Site Map - A comprehensive overview of relevant Claim Issues

What are the steps to be taken in an attempt claiming for car accident damage compensation?

	Preparation to claim for vehicle damage compensation. Formulate serving demand, addressing issues and values Corresponding and exchange documents for a settlement Formulate agreements or check a settlement offer Legal actions serving a summons Legal procedures in a court of law and jurisdiction Case been won, but compensation still outstanding Headlines and Issues on this page Contact RAMLA for a free fact check and advice

RAMLA - Road Accident Management & Legal Action Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.	if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims, Contact us NOW RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.

All car accident compensation claims must be prepared, before any successful demand can take place

Working with RAMLA, enforcing your motor accident destruction recovery, we take actively part in the full process solving the tasks, the traffic accident damage claim inevitable gives you, helping you prepare and pursue your vehicle accident claim, for your success.

The challenge, managing a car accident claim, consists out of a mosaic of actions and several components and subsequent tasks, addressing the issue.

The first tasks you find right at the place of the accident, where the collection of data is important to record the situation, the circumstances, witnesses, police report, etc. This is a very important part, for anyone involved in whatever kind of car accident and don't forget to take as much photographs as possible, from all the angles you can and rather take one more as less.

Don't just rely on the police accident report. The priority of this report is, for the state finding out if offences been committed and not as a data base, supporting a civil claim for material compensation. Unfortunately RAMLA can support you little here, as we are not on site, when you will be suddenly and unexpectedly involved in a car accident. Having the best results, you should be prepared, before being involved in a vehicle accident crash, by studying the RAMLA preparation advice.

Formulate and serving a demand, addressing issues and values

The second step will entail the examination of the documentary material you could gather at the scene of car accident. Where it may be the case, the documentation is week and we realise there is a way of improving it, we will advise you for upgrading.

The extract of the documentary material, will be the basis formulating a claim by addressing the issues in writing.

In order addressing the nature and value of the damage we are going to claim for compensation, a damage assessment needs to be done.

RAMLA strives expanding our nationwide network of reliable and professional car accident repair partners and vehicle damage assessors, ensuring that your motor car accident damage is listed complete and properly and serving as a source of qualified auto body repair workshops and panel beaters, fixing the car accident damages for you.

Once the vehicle damage is listed, if by a RAMLA accredited partner or at any other professional workshop or expert, our RAMLA car accident claim specialist will double-check, if the findings are real and reasonable. The correct listed damage is very essential and should not be inflated or short, so that a fair professional rebuild of the motor vehicle can be ordered and paid for.

If the checking results conclude or indicate, that there will be a risk in shortfall or factors of inflated repairs are suspected, we will advise the RAMLA client, rather to have a second opinion before going ahead with the claim.



   Back Page Selection                Back claim issues Selection

                                                     Back Claim Site Map

               Contact RAMLA . . .   for your free initial case analyse   Now
               More about the free first case analyses before contacting RAMLA?

Corresponding and exchange documents finding a basis for a settlement

The third step, where RAMLA is going to explore and determine the question of liability, before a demand is send, looking on the causal effects and then address negligence and causation for the course of the car accident at all. This very crucial determination and the conclusion, are vital for any claim and must be based on the car accident documentation, RAMLA claim management received from the client, as evidence.

Finding, the other party is the wrongdoer, RAMLA will inform and demand them formally of his/her liability, requesting accepting liability and fulfil payment, for the car accident damages and pay out compensation. It is common sense at RAMLA claim management that, such demand accepting the liability for the cause of car accident, must already have qualified attaches, that proof the liability and damage suffered, trusting the liable party recognise the situation he/she is in.

If the liable party fails to comply, by either deny and provide evidence indicating or proofing, not be the liable motorist, or otherwise accept the car accident damage claim against him/her, the next action solving the car accident compensation claim, becomes necessary.

Formulate agreements or check a settlement offer from another party

If the demand and the correspondence, in the pre litigation phase, become successful and the common ground leads to a settlement, it must be put on paper and properly signed.

A settlement agreement should look and document all relevant aspects. Not all the settlement agreements do have the same content. As mentioned the individual agreement must meet all participants' needs or guarantees.

Once the other party comes up with a drafted settlement offer, it must be checked, if it meets all the needs and is complete, consistent and enforceable.

As with all contracts, there will be always a chance, a party breaches the commitment. Therefore the other needs some measures, going forward and enforces the compensation, without a chance the other can positively deny later what has been the content of the settlement, once the financial obligation is due to be fulfilled.

The document must provide for a liquid claim in a court of law, which means damages are stated and the amount and value is clear, so a claimant can shorten a process in a court of law. In case of a settlement agreement with a not insured party, paying off the compensation, a surety ship agreement will be of benefit.



   Back Page Selection                Back claim issues Selection

                                                     Back Claim Site Map

               Contact RAMLA . . .   for your free initial case analyse   Now
               More about the free first case analyses before contacting RAMLA?

Preparing legal actions and serving a summons

The fourth part in actions, where RAMLA initiate the legal process enforcing your car accident compensation in court, will escalate the matter to a court of law level.

Before a case for car accident compensation should be escalated to the court level, the case will be reviewed and weaknesses improved, building a strong case.

Once a summons is properly delivered, the other party will be automatically involved in legal actions and need to act with defence or acceptance of the claim. Service of summons, as a first step in court actions, will make people aware of the severity, giving them raise to think twice, defending or engage in other forms of actions aimed solving the differences.

There is a good chance, the service of the summons, will have a positive impact as, a party being constantly uncooperative and not responding to all the other actions, will be compelled to act, if not taking the risk to face a default judgement, that enables the claimant to execute against the others property or income, once a warrant of execution has been issued.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

		RAMLA can be the solution in MVA matters Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

As you probably have recognised on our comprehensive web information platform, we do know what we are taking about. We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed. As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises. We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.   RAMLA will be your one-stop car accident claim service in South Africa                     When you need claim support for car accident damage compensation, in South Africa you are on the right web page. It's so easy contacting us by email. The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice, - free of charge. If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply). For best results: dont't just call, once you took notice of the opportunity! First think what you like to get accross, best file it as email and call once you got our feedback. For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully. It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions. * please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.		Car accident compensation claims for damages, may cause some headache, in South Africa. RAMLA can be the solution to sort out MVA problems. Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges. RAMLA a specialised legal expert in material car accident damage claims, filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases, or defend a motorist against unreasonable or inflated compensation claims. Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon. It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon. Contact us now and let us know how we can help you? email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

Legal procedures in a court of law in jurisdiction of the matter

Once a matter of car accident compensation has been taken the court of law in jurisdiction of the file, and the summons has been defended by notice, the full legal claim is due being pursuit.

A local attorney, holding office in the district of jurisdiction in the case, will be needed as correspondent, according to terms in court rules.

RAMLA claim managers interacts and instruct the correspondent local attorney and look after the proceedings, attempting a speedy process, avoiding most common time delays, very often observed in court proceedings.

The RAMLA client will be updated regularly, about the steps taken and the results achieved.

The client, now being the claimant or defendent in a legal case, do not have to take part of the legal trial, unless you will be required to appear in court in person.

If a case has been won, but compensation payment due still outstanding

After a successful court case ends up with a judgement in your favour, the other party is due to pay the damages to your property or motor car. If the money will not be paid, a warrant of execution needs to be applied for and issued by the clerk of the court.

Given the wrongdoer still does not pay the car accident damage he coursed, such payment have to be enforced. The sheriff must be send out now, collecting your outstanding money.

Some people attempt hiding their valuables and the sheriff may be too patient with the debtor. It will be advisable checking out the debtors valuables, and inform the sheriff where to search.



   Back Page Selection                Back claim issues Selection

                                                     Back Claim Site Map

               Contact RAMLA . . .   for your free initial case analyse   Now
               More about the free first case analyses before contacting RAMLA?

We suggest finding out more about the RAMLA accident claim management and legal service to make an informed decision as the unique RAMLA car accident claim management is very different and supports manage and pursue any accepted claim professionally and utilise the full action for capped, affordable and reasonable fees.

read more about:   Report your accident to the police and gather all the proof you need!

	RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims. Car accident issues that matters most: We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims. Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed. Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action. RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be. We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more. We work only on motor car accident matters. Check us out, so you do know if we can uphold we say, free of charge. Welcome to RAMLA Road Accicent Management & Legal Action - South Africa

RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.