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RAMLA supports fair and sufficient car accident compensation.
You need fair and sufficient compensation to enable you to do your damage repair completely. This is what www.RAMLA.co.za (a road accident management organisation) stands for.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management.
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We have observed the present process for material car damage compensation, and detected fundamental shortcomings - to the detriment of many accident victims.
Fair practice means that no claim should overcharge the liable party, and not make a profit out of an accident. The compensation offered must be sufficient to repair the damage fully and professionally.
To determine the correct material damage is one of the key issues for an accident victim. There are some satisfying scenarios where fair compensation can be achieved from the liable party without much hassle, but RAMLA detected quite a lot unsatisfying dramas where accident victims stand alone, while they cannot even drive the damaged car anymore.
If you are not in the position to fund your repairs before receiving compensation, you may struggle.
The process of enforcing material compensation often takes quite some time. You may receive an offer to be compensated quite soon, but the offer may be insufficient to repair your damage.
The correct compensation amount must enable you to repair your damage to the extent that your car is in the same condition as before the accident. This is what the law says in theory.
In practice there is much leeway to interpret this. If for example, the insurance company sends an assessor to examine the damage he will file a report. The insurance company may offer you a settlement according to this report. However, the assessor will be working for the insurance company, and his duty is to minimise the damage. It is therefore not certain that his assessment will grant you a full and fair compensation.
To be able to evaluate a settlement offer to determine if it is fair and just, you must know about the technical needs for repair. In general if you mandate an attorney to support your claim, he will not be of much help here. Your panel beater may be contracted by the insurance company and not in a position to support you, as he knows that the insurance company pays him better.
RAMLA (Road Accident Management and Legal Action) serves a member in all respects of a damage claim. A network of contracted workshops and panel beaters will guarantee you an objective damage examination.
The claim department files and pursues your claim - all that without payment for service (if you are a member and pays a small monthly instalment for a membership fee).
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Nationwide Claim Service
SMS RAMLA to 076 770 3179
and we call you, or send an
e-mail contact.ramla@gmail.com
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