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When you need claim support for car accident damage compensation, in South Africa you are on the right web page.
Car accident compensation claims for damages in South Africa, may cause some headache.
RAMLA is a specialist in material car accident damage claims (no bodily injuries).
(use this mail link) Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.
It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.
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Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.
You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.
First of all we have to definite what we have to understand will be full and fair motor accident damage compensation. But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split off into the sector of bodily injuries, which is dealt with very different to that of material damage compensation. The web pages you are browsing currently only focus on the material and civil claim for you to receive the full and fair traffic accident damage compensation occurred to your vehicle.
The South African law say: You should be materially compensated so that you will be able to have your damaged auto repaired to the state it was in, before the traffic collision impact. That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle is very much new, so saying not older than a year since being on the road the first time) if your one is fairly used and the marks of wear and tear are visibly impacting you auto value.
But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status of the then repaired vehicle.
So to say it in short, get it back on track, but do not try to make a fortune out of it, as that can easily backfire on you. But this does not mean you have to agree to too many compromises in terms of your motor car repairs. To have your damaged car back into the state it had been before, you need to prepare a solid base of value analysis for your compensation, either by a qualified repair quotation or by a professional damage assessment.
But nothing is always stringent and you cannot take one argument alone to find the correct compensation basis. There may even be differences in what you might have to accept as motor car accident repair compensation, in either a third party claim or a claim you direct to your own comprehensive motor insurance policy.
A claim launched with you motor insurance company will have to look on what you have covered under your policy and probably have some contributions to accept, due to the content of your policy.
A 3rd party claim, directed to the perpetrator however must give you full compensation and no clauses, as insurance excess or other limitations in your insurance policy apply.
In most cases, you should have some professional support. If you want to get the matter sorted out quickly, possibly with less costs as possible, and being compensated for your car accident damage fairly, you should consider and let a car accident damage claims specialist such as RAMLA, or your local attorney working for you.
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RAMLA will be your one-stop car accident claim service in South Africa
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When one is involved in a car accident and has to claim for material damage compensation, the correct value of the damage to repair your motor vehicle is essential and must be determined carefully.
The vehicle destruction assessment is probably the most important part of the claim for the traffic accident damage compensation, which may be done either by repair quotations or professional vehicle damage assessment.
Next to the physical damage to your auto, there are other costs one should not forget about, like towing, storage and costs for a professional vehicle damage assessment and probably car hire, etc.
This must be all added together to find the right claim value to formulate your motor vehicle damage claim.
For instance, if the claim amount is too low (according to a wrong assessed repair value) and the case is finalised, you will have to pay the excess repair cost out of your own pocket.
All such extras form part of the claim value. It is highly advisable to do this homework correctly, as there will be limited opportunities for amendments to the claim value once the court case has begun.
Make sure that you get all costs added up to have the correct claim value and read more by following the link in the headline.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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An insufficient quotation for the repair of any motor car accident damage is the basis for insufficient compensation to sort out a traffic accident crash damage claim.
When a quotation for repairing the motor vehicle lacks in one way or the other way, and do not show the true damage suffered in a car accident it, will create problems and cause shortfalls.
On the one hand it may be that your repair quotation is too high, due to an inaccurate vehicle damage assessment. You always run the risk that the other party will prove that your claim is too high, when they find out about it, and then you must contribute costs.
On the other hand, if your quotation is to low, and you are not aware of that before you finalise the motor vehicle compensation case, you will only receive what you claimed. The shortfall remains with you.
If the traffic accident damage quotation is insufficient, by not being complete or not including all the damages, you will not be pleased with the result.
Insufficient quotations are the basis for losses.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
Insurance companies often offer tariffs with an excess clause to lower insurance premiums, meaning they will only pay anything claimed, which is above the excess, if they approve the claim. This is how they discourage claims with a low value, enabling them to have more competitive premium offers. If you have chosen such an insurance tariff for your motor cover, the amount of excess agreed to needs to be contributed by you, the insured every time claiming.
If you are comprehensively insured against motor car damages, and you want to claim for your own damage suffered in an car accident (even if not liable), or to minimise hassle or waiting time until the liable party pays for the motor car accident damages they are liable for, the excess will be due. Most insurance companies claim this excess back from the liable party in a recovery claim, and if they are successful in doing so, the excess should be credited to you.
We welcome your comments and experiences.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
When it comes to damages in car accidents, where the wrongdoer is properly insured against such 3rd party motor car damage, one may think that it will be an easy process to be compensated for the material loss you suffered. Unfortunately this is very rarely the case.
If you believe what the insurance companies promise on their TV adverts, you might be disappointed. To believe that you will be compensated before you even claim for losses, is as unlikely as becoming a millionaire in the weekly Lotto draw.
Hopefully, you will be provided with the motor insurance company and policy details and asked to submit your claim and the insurance is prepared to deal with you, one can get a step forward. An amicable solution to be compensated for vehicle accident damaged, will only happen if the insurance company accept your claim and you accept the offer of settlement from the insurance company. There is a good chance of different opinions and expectations for compensation, on either side, even if you are insured comprehensively and claim from your own insurance cover.
If the disputes from either side cannot be solved, a legal claim will be unavoidable. A legal claim must always directly address the person liable for the damage and not put forward to the insurance company.
Do you have any experience in amicable settlements or disputes with South African insurance companies?
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
"Claim back" is meant, when an insurance company likes to recover payments made for motor car accident damage repair or compensation, to a comprehensively insured person, for a damage claim paid out where the person was not liable.
The motor insurance company will claim to recover its expenses, meaning that the complete bill for the car accident damage will be presented to the liable party. It may take some time before such claim will be launched.
Such insurance driven claim back may come as a surprise and may be late, but nevertheless one must be in the position to defend oneself against such claim, if that is needed. Keep in mind that a claim only prescribes after a 3 year period in South Africa.
Even the defendant of a car accident, should be well prepared with the details of the crash and have it at hand, when needed. Otherwise, one has to accept any amount of compensation claimed back, even if it may be an unreasonable high claim.
If you have had experiences with an insurance claim back and you want that to be published, please let us know.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
In South Africa it is commonly observed that Insurance companies, most often though its brokers, try to minimise or avoid payment for compensation (partly or fully), for motor car accident damages they have indemnified the insured for. We call this insurance strategy.
This avoiding strategy to compensate a victim of a traffic accident could comprise of, for instance, not accepting liability at all, accepting only a portion, downscaling of the material damage of the vehicle through a party friendly damage assessment or even blaming the other party as being liable or at least partly liable for the entire car accident.
It is important to know that most often the terms and conditions of South African insurance cover do not allow the insured party to accept any liability for the motor crash. The insured may lose his/her insurance cover, if they acknowledging liability. The insurance company can use a clause in the accepted terms and conditions to withdraw the motor cover.
That means that you should not expect too much cooperation from the liable party of a traffic accident on South African roads, even if they are insured against such risks.
If you can contribute something out of your experience, you are welcome to do so.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
It may be of good use to investigate the financial environment of a liable party, causing a car crash damage, when it appears they may be not insured against the motor vehicle damage, they are liable for.
It will not be very wise to pursue a complete law suit against someone who is not able to pay for the auto damage, including the cost of the law suit.
Please read more by following the heading.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
If you are involved in a car accident and suffered material damage, you almost certainly will need support to enforce compensation.
RAMLA, an organisation established to support car accident victims, is based on membership.
As is most often the case, one will only be aware of a problem, when confronted with a car accident. To use the outstanding RAMLA claim service, you have to apply for membership. RAMLA claim management will then peruse your motor car accident claim, free of any charge, if you are not obviously the liable party and the proof you supply will be deemed sufficient having a successful claim.
A once-off fee for this immediate car accident damage claim service is payable, when you are not a member facing the challenge to claim. Considering the extra expenses of presently roughly R 1700.00 for such instant RAMLA claim service, might be much more economical than other methods to claim for your material motor accident compensation, as you will not have to pay any administration or legal costs thereafter.
If you want to know more about RAMLA accident management and claim service, please follow the link in the heading.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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Please click on the headline to have more information:
Prepare and document your motor car accident well, and make sure you know what to do before acting in the vehicle accident matter.
Even the best lawyer can only support the vehicle accident claim, based on the proof and evidence given to him. Do not expect magic, as a claim for motor car accident compensation can only be successful, if the case is well prepared and properly documented.
Submit only those proofs or documents as well as quotations for motor car accident repair to the liable party when they are authentic and can be proven and even the lowest quotation you got grant you, that your damaged motor car will be professional repaired.
If you want to know more about RAMLA accident management and claim service, please follow the link in the heading.
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RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
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