Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA



RAMLA - car accident damage claim service South Africa
Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines


car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa






Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action



We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.

RAMLA is a specialised Expert in South Africa's Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select from the issues on this page

        Assessing damages and calculate the Quantum for repairs, is one of the important steps in a claim for material MVA damage compensation, in Sout Africa (RSA)

Compensation issues in relation to motor car accidents, ananlysing damages and repair challenges





RAMLA - car accident damage claim service South Africa
Having a compensation claim against another party, probably insured against claims emanating from car accidents, or against own, comprehensive motor insurance cover, can come with complications. A number of issues can lead to disputes, declines or insufficient settlement offers. RAMLA as an specialised Expert in all MVA matters, can be the solution for any such problems.
      car accident in South Africa






car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


        
  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    


The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa




   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa










   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa







Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.




 




car accident in South Africa

car accident in South Africa



























Assessment Information

  More Issues of high interest

 

Free accident fact check

Damage Assessment is esential

What makes a qualified Assessor

   Insurance Assessment
Problems and Challenges




Reconstrution of facts in dispute
Assessment Agreement

       Costs of Damage Assessment

Technical Expert Witness
Importance of proof
Unqualified Quotations

                    Market Value
         Scrap or Salvage Value



Compensation in a "write off"

Depreciation or loss of Value



Find a local Assessor
Become a network Assessor



Free Accident Forms
Free accident fact check

Dealing with Insurance Companies





Other Issues in the Sector of:

Towing
Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service





Free accident fact check



If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim

































Issues of legal interest



  More Issues of high interest

 

Free accident fact check

Elementary Traffic Duties / Rules


  Defending against a legal claim

   Negligence, Causation, Culpa



Risks and Chances
in a compensation claim


Documentation needed
preparing a claim


       Evidence - Facts - Merits

Calculating the Value
of damages

Acknowledgement of Liability
Settlement Agreements

   Quantum of Liability -          Apportionment
Dispute Reselution



Liability of Car Owner
and Vicarious Liability


Employed Car Driver
and Vicarious Liability
Employer and Employee




Expert Witness
in a dispute of facts

Accident Witness and Testimony

Affidavit - Commissioner of Oath

   RAMLA legal in-house service




The right attorney
Specialized Attorneys
How Attorney claims
Attorney Costs
Attorney Tariffs



Find a local Lawyer
Become a network lawyer


Other Issues in the Sector of:

Towing
Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service





Free accident fact check



If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim













The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.


  

 accident damage assessement





South African car accident lawyers and professional claim managers, working together with motor vehicle damage assessors, to serve a client/customer who has to sort out motor car accident damages in South Africa.

RAMLA - Road Accident Management & Legal Action - is an organisation in the field of consumer protection aimed to deliver motor accident damage claim service to the victim of a car accident.

One of our favourites is serving in disputes with motor insurance companies.

RAMLA further concentrates on the challenges in the pre-litigation phase of a claim, which forms the basis for any settlement and/or court case. RAMLA support and pursuit legal cases in court, if no solution could be found in the pre-litigation phase, out of court.

The unique way RAMLA works, makes it very comfortable for anyone who needs to claim for auto crash compensation offered in high quality and professionalism, but to the favourable economic conditions to claim for damages, in South Africa.

To broaden the basis of clients all over the country and in exchange bring additional business to a RAMLA listed panel beater or auto repair workshop, is what we mean with partnership.

We like to convince you the local professional motor vehicle damage assessor, that it is worthwhile to join and recommend the unique RAMLA claim service to others.

That's the headline for you to consider.



Damage Assessment is a cornerstone in any claim - we want you to be our network partner.

 
RAMLA, Road Accident Management & Legal Action, is an organisation that focuses on serving clients/members who were involved in a car accident and are innocent, so that they will be compensated fairly and in fully for the material damage suffered an a car accident.

As laid out, RAMLA pursues legal law suits for clients/members involved in car accidents who suffered material damage. No claims for bodily injuries will be handled at this time.

In order to perform local support, we are busy to enhance our expert network, referring RAMLA clients/members in need of independent vehicle damage assessments, to our local expert.


and what will be your benefit when partner with RAMLA?



1. Give valuable and free extra service to your car accident customers

2. Providing your client with needed and free claim information, will build
     customer confidence and adhesive your consumer to your company.

3. Receive new RAMLA clients/members as your customer.

4. Recommendation of your service to local RAMLA clients/members.

5. Certifying your business as competent, trustworthy and fair.

6. Free listing to be selected by clients/members on RAMLA web pages

7. Free own web page, within RAMLA website, to showcase your business

8. Rewards and commission schemes for your payback

Pay nothing for such advantages, but be able to receive!

   to good to be true?           No, please check the RAMLA offer.

RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa



Our members/clients do need an assessment most often, if there is a significant damage to the property and the claim must be directed to an uninsured liable party. Another demand for independent vehicle damage assessments arise out of disputes with insurance companies, as to matters of "write off" qualification, market value and subsequent repair costs as salvage is very often a subject.

Given a dispute must be taken to court, the damage assessment is the basis for any claim value, and should be best not rebuttable by the other party, even if the concurring arguments are based on an assessment done by one of your colleagues.

Professional and independent car damage assessment is a more and more important part in cases of car damage compensation and repair matters, as motor car damages are much more complex these days, and an ordinary repair quotation entails the risk to miss out something or even substantial facts and/or damages.

Disputes about compensation with South African motor insurance companies mostly result out of an party friendly damage assessment for the company. As the insurances base an offer to compensate frequently, if not always, on such vehicle damage assessment, and apply other mitigation strategies on top of that, there is more often than not space for a dispute about what is a correct compensation.

Just in the field of comprehensive motor insurance disputes, there are hundreds of disputes reported to the Ombudsman for short term insurance every single day, in South Africa.

The best way to rebut an unsatisfying compensation offer, based on disputed findings, is an individual and independent counter assessment to raise some doubt on the side of the insurance claim negotiator.

Allowing the person handling the claim to get away from some stubborn rules some or most insurance companies apply, as to just repeat and repeat the wrong arguments. Hoping the victim loss patience and finally take the insufficient compensation offer, just the get the matter sorted out and end the sad story or may be avoiding a long term court case, should not be the result of a proper claim enforcement, based on clear evidence and proof.

For RAMLA it's a bad way for a client to accept underpayment just out of such reasons.

RAMLA is dependent on accurate proof, not to undergo risks coming from unqualified claim values or lacks in quotations, when enforcing a client's claim, before or even in court. A client/member wants a full and fair repair of any damage occurred to the property, and we see this as absolutely legitimate.

RAMLA is determined to sort out any dispute in the pre litigation phase. If this is not possible RAMLA likes to win a case and so far eager to have all proofs and evidence that will support a court case successfully. This is the motivation to engage qualified assessors as network experts, achieving the proofs needed to support the ambitious pursuit of a claim in favour of the client/member.

RAMLA refers members/clients involved in car accidents and in need to proof the damage, to the nearest network assessor, to do such qualified and independent assessment, if any doubt or dispute arise from insurance or 3rd party damage evaluation.

A RAMLA assessment partner does not need to contribute any kind of financial support to become a network partner. All we want is your reliable assessment, standing as watertight to proof the damage and convince the judge in court, as good as possible.



Come on board as local vehicle damage assessment expert!

  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim            

If you want to know more being part of the RAMLA expert network, just contact us and we find out about utilizing the synergies and benefits between you and RAMLA.

Performing nationwide means RAMLA must provide local service.

Serving the local tasks, RAMLA shares business with its partners in the area.



RAMLA is a specialist in material car accident damage claims (no bodily injuries).

Contact RAMLA now if you are interested in participating in the RAMLA service network?

Just send an e mail contacting RAMLA,
using this contact button 7/24 and receive a response soon.


It's so easy, just e mail your industry or profession, your place of business and please don't forget your name

and add whatever you like either to know more about the offer, or give us some information about you. (use this mail link) to RAMLA and we reply soon.






Further we offer you to recommend outstanding, professional and economical RAMLA claim service to your clients, if they are in need of a perfect support to claim for the damages and reward such by commission dedicated in a return scheme.

If you are such a qualified assessor we most welcome your contact to find out if we can put together our strange to mutual benefit. We welcome your contact preferable by e-mail  info@ramla.co.za

                                                                             read more




Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail contact@ramla.co.za





 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or apportionment of damages, take matter on review to the Ombudsman, or even get matters to be judged in a court of law, should all fail to find a solution before the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on those motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.




Welcome to RAMLA








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

Lot of those issues may not be according to valid law, and just a reaction of someone in charge don't care, not having the necessary skills or just follow a strategy to get rid of valid claims, should not be accepted.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support. It should not be the correct way and get a claimant just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever claim, if it isn't as clear what the implications are and what evidence the other party/Insurance do have, are very good to stand through, even if a summons may be served.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should it not be so in the first place, we do all we can to improve such merits to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

But telling the truth, chances of success are entirely based on facts and evidence in every particular case and there cannot be any guarantee being better as proof and evidence.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business. In order to hold overhead costs low, and not compromise on expertise, we have decided to act from one central, but not public office in the Western Cape.

In order to hold fees low and offer very competitive rates compared with other legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney should not choose RAMLA as a favourite as we cannot honour just that.

But we can deliver the way we operate effectively wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy that will please most of those with an open mind to new technologies as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer.









 

Should you have been through all the before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za







 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





  Keyword Search

  FAQ  frequently asked



As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.




  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za




  
Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose. Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.


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