Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA



RAMLA - car accident damage claim service South Africa
Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines


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Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action



We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.

RAMLA is a specialised Expert in South Africa's Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select from the issues on this page

      Apportionment of liability in car accident damages claims South Africa (RSA)

Legal Issues in relation to motor car accidents and defensive actions in Court





RAMLA - car accident damage claim service South Africa
Having a compensation claim against another party, probably insured against claims emanating from car accidents, or against own, comprehensive motor insurance cover, can come with complications. A number of issues can lead to disputes, declines or insufficient settlement offers. RAMLA as an specialised Expert in all MVA matters, can be the solution for any such problems.
      car accident in South Africa






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  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    


The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.

 




Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





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   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





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   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.




 




car accident in South Africa

car accident in South Africa























 




Issues of legal interest



  More Issues of high interest

 

Free accident fact check

Elementary Traffic Duties / Rules


  Defending against a legal claim

   Negligence, Causation, Culpa



Risks and Chances
in a compensation claim


Documentation needed
preparing a claim


       Evidence - Facts - Merits

Calculating the Value
of damages

Acknowledgement of Liability
Settlement Agreements

   Quantum of Liability -          Apportionment
Dispute Reselution



Liability of Car Owner
and Vicarious Liability


Employed Car Driver
and Vicarious Liability
Employer and Employee




Expert Witness
in a dispute of facts

Accident Witness and Testimony

Affidavit - Commissioner of Oath

   RAMLA legal in-house service




The right attorney
Specialized Attorneys
How Attorney claims
Attorney Costs
Attorney Tariffs



Find a local Lawyer
Become a network lawyer


Other Issues in the Sector of:

Towing
Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service





Free accident fact check



If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim













The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





What you should know - when you need to claim for your motor car accident damage compensation from your insurance.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis and need attention to be sorted out.



Involved in a car accident in South Africa and like to know what to do?



Involved in a car accident in South Africa and like to know what to do?




If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.
Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

Want to know more what will be helpful to know before you contact RAMLA (SA)






You found the RAMLA web page because you were looking for some general information on how to proceed in a case of a car accident in South Africa. You will find lots of information about it here to support your own claim pursues or even to answer questions you might have in your car accident claim. If you want support to be compensated for your car accident damage RAMLA can be your one stop solution and take the matter forward to pursuit the claim on your behalf.







Damaged accident car in South Africa





Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


The South African law in a motor car accident damage claim . . .

stipulates, a motorist that negligently and wrongfully hit another motor car, causing the traffic accident, must compensate the other victims for damages to the vehicle or property, to the extent and state as the vehicles condition has been, before the vehicle accident.


If you are involved in a car accident in South Africa and like to know what to do, please read more.
The procedures to be followed, demanding and enforcing car accident compensation, are commonly known as 3rd party claim, in South Africa.

Once accident matters or circumstances are analysed the case will be prepared, demanded and pursuit.

One of the main obstacles in a vehicle accident damage compensation claim obviously will be the matter of possible disputes.

Talking about the law, regarding solving differences that accrues from material car accident damages, the source is the common law of South Africa, the applicable traffic legislation and the developed schemes applied in a court of law over time, solving civil differences.

Additionally there is the National Traffic Act, 1996 stipulating some essentials applicable to motor car accidents occured in public traffic.


Solutions to car accidents in South Africa


The initial obligations burden on any motorists if involved in a traffic accident on public roads are outlined in the National Traffic Act, 1996 at section 61. (1) - Source Government of South Africa.

This section tells you what the participants at least have to do when ever tangled by a car accident, as to report the accident, exchange personal data etc.

Enforcing of your material compensation will be a matter according to common/civil law.

It will be of high advantage to have someone on side, knowing the law and the wide ranging implications applying in motor accident disputes, being able to follow the procedures and solve the compensation claim positively.


Damaged accident car in South Africa



Damaged accident car in South Africa



Damaged accident car in South Africa



Damaged accident car in South Africa



Damaged accident car in South Africa



Damaged accident car in South Africa



Damaged accident car in South Africa



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Damaged accident car in South Africa



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Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa





Apportionment of liability in car accident damages claims South Africa (RSA)


Determination of the portion of Liability in a car accident is always a challenge!

Apportionment in a general conjunction with motor car accident claims means, more than one party is deemed to be causal or contributively to the accident itself and such wrongdoing or omitting to take evasive actions should give rise to blame those for their financial share of contribution.

Traffic accidents may have more than just one motorist, contributed or being causal for the road accident impact. If it comes defining the matter of liability and subsequent the degree of responsibilities for motor car damage compensation, a variety of factors can be influential.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
Negligent driving of more than just one motorist, of which all together will have been contributable to the traffic accident, will lead to apportion the damages.

Klick for Claim related Site Map - A comprehensive overview of relevant Claim Issues

One not obeying the rules of the road, but not the sole motorist being causal for the accident, but contributed throughout the disobey of the traffic legislation, will face a portion of liability.

Apportionment or partly liability will be dealt with, if the other party claims, not being solely liable for the traffic accident, accusing the other party/parties, having contributed to the crash of the cars.



car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






Factors of apportionment for accident damage liability

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What is contributable liability in a motor accident case?


How will the apportionment of damages be determined?


When will a motorist be regarding as causal for impacts?


Which are the consequences if partial liability is alleged?


Must alleged partly liability be accepted once suspected?



Headlines and Issues on this page






RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

Contact us NOW

RAMLA is a specialised expert in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.


What is contributable liability in a motor accident case?

Contributable liability, for the cause of a car accident, will be given, once not only one car driver will be solely or 100% liable, for the reason the traffic accident had happened at all.

Frequently seen, the argument another be partly liable, is used much too often unfairly or deliberately, in an attempt to minimise car accident damage compensation payments, especially if dealing with 3rd party motor insurance companies.

The argument, heavily applied is - No one have the absolute right of the way -, attempting to construct another motorists will be partial liability, or even blamed for apportionment of liability in some extend, averring those have contributed to the cause of a road accident, and so far liable for a portion of the losses in damages, to pay for.

Case precedents are cited, often those of the early days of rising traffic density, about 30 or more years ago, to impress the claimant with a juristic decision, commonly not matching the particular situation, or overturned in the course of years many times.

Such attempt can be very week and should not be accepted, without checking further evidence and the similarity of the particular case. Case law, as it is even known, is suitable for the principle but not for the details to decide a new case, as all impacts differ and no one will be exactly the same. Any case however should or must be determined individually.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa
Contributable liability can be alleged, if it can be proven a motorist drove the motor vehicle negligently or recklessness, causing the major effect of the impact and even the other car driver made mistakes too and not obeying the rules of the road entirely, commonly accused not to have done all in his power to avoid the impact or didn't watch the scene, etc.

Driving a motor vehicle in public traffic, gives the car driver a lot of tasks whilst on the road and does not allow a driver just forcing the way through, one believes is his/her right of way.

The vehicle driver must having control over the motor car at all times and reasonably foresee danger or difficulties in traffic ahead or around him, being prepared for and applying evasive measurers, avoiding an impact with another, even negligent driving motorist, who may have created the circumstances.

Once a motorist have had obeyed to all those de-escalation actions, and acted reasonably avoiding an impact, but at the end didn't had a chance evade an impact, will not be contributable liable or partial liable for any damages caused, even if this motoristcould not avoid and bumped into another from the rear.



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When you need support to claim professional and very economically RAMLA may be the best choice          

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How will the apportionment of damages be determined?

In motor car crashes, where contributable liability will playing a role, the quantum or extent for liability and damages caused, to the vehicles or property, must be particularised.

Determine partly liability and subsequent define the percentage of such contribution to the traffic crash, is difficult and most challenges, in order to come to a fair and just decision.

Unfortunately the main group of such decision makers are motor insurance admins, deciding as they deem fit, based on sources not always reliable, up to date or based on incomplete client statements and much more inappropriate factors.

Motor insurance claim administrators, even called a number of different titles, such as claim technician or adjuster, commonly don't have a proper legal background to be able to come to fair and just decisions. It will perhaps even take too much time to look onto any such claim in detail, as the numbers coming into the insurance space every day are quite high.

A real proper decision can be expected if a court of law is involved. Only a court of law does have the powers to hear witnesses and evaluate facts in the light of all those factors relevant. A motor insurance claim admin doesn't have such experience and powers.

The bad thing however is, that they indeed perform and unfortunately decide the majority of cases, as motorists in 3rd party claims without insurance, generally don't have any such experience at all.

This is one of the reasons, wrong decisions are accepted just too often to the detrimental of the claimant, as they are aware the "might" of the insurance and hesitate to go the way into dispute or even approaching a court of law.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa


Evaluating the true circumstances of the motor vehicle accident, is not always an easy task, as no motor accident will be exactly be the same as another, probably cited by a party as precedent and argument calling another partial liable.

All contributable factors needs to be looked on, the scene of the traffic accident and traffic signs or robot situations, other conditions as weather etc. taken into consideration, and put together in a well organised sketch. But still, even taking care of all the implying factors, conclusions of parties may differ.

Even in motor car accidents where only two parties involved, both could be partly liable. Being partly liable for the car accident, one must have contributed to the fact that the accident happened at all, acted in a negligent manner, such as being careless in the maintenance of the car or contributing to the cause of the accident by not taking the necessary care or abide the rules of the road.

Such cases of car accident damage are often complicated and the results and determination of liability for vehicle accidents are only moderately predicable. This situation also has the potential for disputes between the parties.

If a party, is proven having contributed to the cause of car accident, but not being completely the wrongdoer, that party will be partly liable and has to contribute and pay for a part of the car damage.

The determination of the portion or percentage of liability may be complex and need the attention of experts, in evaluating the material quota of the damage, as well as the percentage or portion of the contribution, to the cause of car accident.

There are many factors, which can influence such findings - for example, one party may not have taken the necessary care, or have not kept the right safety distance, did not have had a proper look out, or simply failed to recognise some traffic signs or regulations, while the other party may have driven a not roadworthy motor car.

South African imotor insurance companies often accuses someone, involved in a car accident, and argue the 3rd party being contributable to the cause or been negligent driving in other effects, in an attempt to shift responsibilities to a car driver, whose believing is, being in the right.

What can be seen often is that apportionments are in the range of 70 / 30 or 60 / 40 the latter for the more liable the former for the less liable. The effects on damage compensation are dramatically bad in it comes to such high percentages.

It is however surprising that in all the years RAMLA deals with motor car accident damage claims, not a single case been apportioned by an insurance decision being, 50 / 50 or even 20 / 80, as that would not benefit the decline in pay out effectively.

It will need some arguments and proof rebutting such allegations of partly liability, in order to avoid a time and cost consuming court case, for car accident compensation.

Utilise the outstanding RAMLA car accident claim service, if you need to sort out such allegations. Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.







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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

You are welcome to utilise such valuable absolutely free inital advice. *

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.






* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.





RAMLA - Road accident management & legal action is a specialist in material motor car damage claims in South Africa. Appling a unique concept of claim support, a client/member will benefit from low financial cost to realise a claim and even enjoy the comfort to interact with competent specialists most often online, not wasting time by visiting lawyer's offices and even pay therefore.

But more important is you get in contact with your competent claim manager all along and not queue in poor and expensive call centre phone lines. Contact RAMLA and utilise the above free advice offer for you.

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When will a motorist be regarding as causal for impacts?

Causality is deemed to be put on those car drivers, who throughout negligence driving is the one don't control driving, made mistakes in evaluating danger and drove abnormal commonly in violation of the rules of the road.

If a driver skipping a red robot and collide with a vehicle on its proceeding within its right of way, don't observe traffic in front and around, driving too fast and not obey safety distances, and as a result of such, causes the traffic accident.

As laid out above, there are possibilities, that other motorist equally or less equally contribute to such road accident, or that the one driven negligent is the 100% liable party.

If it is obvious, that a car driver on public roads,
had not driven a motor car according to the traffic legislation and it is concluded, he/she having driven negligent or even recklessness; and harm other motorists involved in the same car crash, he will likely be seen as causal for the impact.

Other motorist who have proven that they adhered to the rules of the road and have taken all the precautions and measures avoiding the collision, but eventually couldn't escape the impact, will not be the negligent car driver and so far even not liable. To be blamed liable or partly liable, some wrongdoing must be evident in driving the vehicles.



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Which are the consequences if partial liability is alleged?

The consequences being partly liable, for any cause of a traffic accident, will make the motorist accountable and held liable in relation to the percentage of fault, for compensation of damages, to the extend being considered or proven liable.

Being partly liable based on arguments of causation, will mean one must pay a part (percentage) of - all - damages, stemming from this particular motor accident added together and apportioned to the percentage.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa



Some examples, how commonly the portion payable for compensation is calculated:

Sample 1

Damages of vehicle "A" amounts to R 60,000 with a 30% partial liability -

60,000 x 70% compensation = R 42,000

Damages of vehicle "B" amounts to R 110,000 with a 70% partial liability -

110,000 x 30% compensation = R 33,000

The calulation goes on and say: your damages (A) R 42,000 ./. our damages (B) R 33,000 =

Final Settlement Offer R 9,000.00

Effective damages to "A" R 60,000 - pay out for compensation just R 9,000.00, which is only 15 % of the fair repair costs.


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Sample 2

Damages of vehicle "A" amounts to R 130,000 with a 60% partial liability -

130,000 x 60% compensation = R 78,000

Damages of vehicle "B" amounts to R 45,000 with a 40% partial liability -

  45,000 x 40% compensation = R 18,000

The calulation goes on and say: your damages (A) R 78,000 - our damages (B) R 18,000 =

Final Settlement Offer R 60,000.00

Effective damages to "A" R 130,000 - pay out for compensation just R 60,000.00, which is not only the half of the repair cost.


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Sample 3

Damages of vehicle "A" amounts to R 50,000 with a 60% partial liability -

50,000 x 60% compensation = R 30,000

Damages of vehicle "B" amounts to R 145,000 with a 40% partial liability -

145,000 x 40% compensation = R 58,000

The calulation goes on and say: your damages (A) R 30,000 - our damages (B) R 58,000 =

Final Settlement Offer - (minus) R 28,000.00

Effective damages to "A" R 50,000 - pay out for compensation just R 000.00, but demand a repay to the Insurer of R 28,000, to curtail the Insurers contribution.


As (in sample 3) the value of damages "A" suffered, are lower as those of "B" and "A" is accused to be liable to contribute only 40% in compensation (60% in the right, 40% in the wrong) and "B" liable for the major share of 60% (40% in the right, 60% in the wrong) must contribute 60% in compensation, the effective result for the motorist in the overwhelming right will be a pay instead of compensation, due to the much higher damage value of "B".

This isn't phantasy, it's real and can happen to anyone, if just in an accident where the other car is much younger or far more expensive than the own one.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     


Being dragged into partly liability is just all too easy and arguing only 30% liable, does not seams too much of a hassle at a first glance, as the other still accept 70% of liability, which sounds not too bad.

But unfortunately, as the example above shows, you only receive R 9 000 for your R 60 000 damages and A cannot repair the motor car damage for the amount offered.

Being partly liable, should only be accepted, if the other can effectively proof, you have indeed contributed to the cause of the accident and being correctly blamed for the percentage of liability, corresponding to the degree of fault, you found liable for the cause of the road accident.

As mentioned on other places of this page or other sections, the most common deciders are motor insurance claim technicians, who not necessarily does have the final legal qualifications to find the correct apportioning and further they aren't unbiased as they too often just listen to the clients version of the matter or cite any sort of case law, commonly not applicable but at least not 1:1, for the decision, which will be very negatively for a claimant and therefore should not be accepted easily.

Once you are in doubt all will be fair and correct and you need help, contact RAMLA for support.



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Must alleged partly liability be accepted once suspected?

As the word suspected already expresses, it's not a proven matter and it should not be accepted, without good reasons to be convinced to do so.

The apportioning of liability act exists, but it's a statute with wide interpretation possibilities, as to the individual situation and only qualified officials such as Judges or Magistrates should have the final competence to decide, if matters cannot be solved out of court.

Not taking the option to go to a court of law for an unbiased decision is very unreasonable and effective chances missed out easily, as some motor insurance companies don't even engage into a strong case pending, letting the matter go for an easy process in order to avoid or create a precedent.





Liability is one of the key questions in any case of car accidents.

Determination of liability at all, will be a matter for those, dealing with motor accident cases daily, but as mentioned above, not all are interested in a fair investigation and decision.

Analysing partial liability, who will be liable for what in a traffic accident, referring to the cause and the damages, will even be more complicated to decide unbiased and correct.

The question here is, must a party accept any attempt of another, blaming for partial liability in saying more than one party has been at fault, or having driven the motor car negligent, not abided the rules of the road etc., the answer is - no - not necessarily, but certainly depending on the situation.

Blaming another being partly liable is very easy and can have far reaching consequences.

Once a motorist will be accused of being contributable in or for the cause of a vehicle accident, we strongly recommend being on alert. It can cost a lot of money, if one will be held contributable liable and not being it.

It must be known and recognised, no one can hold another legally liable or compel someone to accept any decision or allegations, for anything by private action, no party, no insurance company or no attorney nor any other, except of a learned judge within a case in a court of law, can do so by powers given to him.

But if the facts will support the element of partial liability, once critically scrutinised, and the degree of liability will be fair, a settlement on such basis can or should be found, out of court.



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Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                




Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail contact@ramla.co.za





 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or apportionment of damages, take matter on review to the Ombudsman, or even get matters to be judged in a court of law, should all fail to find a solution before the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on those motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.




Welcome to RAMLA








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

Lot of those issues may not be according to valid law, and just a reaction of someone in charge don't care, not having the necessary skills or just follow a strategy to get rid of valid claims, should not be accepted.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support. It should not be the correct way and get a claimant just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever claim, if it isn't as clear what the implications are and what evidence the other party/Insurance do have, are very good to stand through, even if a summons may be served.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should it not be so in the first place, we do all we can to improve such merits to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

But telling the truth, chances of success are entirely based on facts and evidence in every particular case and there cannot be any guarantee being better as proof and evidence.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business. In order to hold overhead costs low, and not compromise on expertise, we have decided to act from one central, but not public office in the Western Cape.

In order to hold fees low and offer very competitive rates compared with other legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney should not choose RAMLA as a favourite as we cannot honour just that.

But we can deliver the way we operate effectively wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy that will please most of those with an open mind to new technologies as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer.









 

Should you have been through all the before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za







 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





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Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za




































Towing industry . . .
     partner with RAMLA?


When towing any vehicle to safety, after a traffic accident, it will be the ideal time/opportunity to promote RAMLA highly experienced and economical outstanding claim service, to enable the party suffered damages to claim or defend for material motor car accident compensation, and take part in the RAMLA rewards program.

 

Towing and or storage of a damaged car on a yard can come with bad surprise

Can a party in need of towing trust all companies, if matters coming towing the car to be stored in a yard with costs?

There is a good portion of suspicious thinking necessary.

A serious warning is therefore adequate.

Don't trust any promises of a hassle free pursuit. Make sure you do know about costs and risks.

Many have lost the salvage value of the car stored, just set off against towing and storage costs, as they did trust and not be as sceptically as needed.

We don't think to trust towing guys anymore, as we haven't made any fair connections yet.

On the contrary we need warning parties involved in car accidents, to not trust any of those promising rescue offers to give you a hassle free support.

Do not trust any promises as the other parties insurance company will take care of costs, as that is a total different matter and will only be true, if and in time the Insurer will accept claims, which isn't the regular occurrence.

Some of those towing companies, store your damaged vehicle on an open yard, not insured or safeguarded and despite charge storage fees in the range of International Airport parking rates, being of R 300 a day and more.

They do refuse to release the car, unless all is paid, which is illegal.

Such may end up paying for overcharged towing and storage what the wreck may be worth and they may suggest just leave the wreck for the open account.

Don't fall to such illegal and unethical behaviour.




 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience is a prerequisite to get through against sometimes very strange arguments or decisions.




 

Ombudsman for short term Insurance



The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from policy differences or disputes.

However it must not always be expected that OSTI is in favour of Insurance clients to protect their rights.

Very often they just look on one-sided information, even without verification, if a client in need for help doesn't know how to repudiate false or weak allegations, the matter will most probably be lost and the Insurer rests relaxed.

The Institution of the OSTI office is financed by the Insurance Industry.




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Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.


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