Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA

Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines

Caught up in a car accident

in South Africa, may force a party to claim damages from the wrongdoer,

or may lead to the need to defend against inflated or unrealistic claims.

RAMLA - Road Accident Management & Legal Action

Car accident lawyers and professional claim managers, enforcing traffic collision damages, effective, decisive but affordable.

Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

An impact causes damages and compensation for repairs is automatically at stake.





RAMLA do concentrate on material or financial damage compensation claims, to get you be paid from the wrongdoer and/or liable party, in an accident scenario.

Such compensation claim can be one directly targeted against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders as a 3rd party claim.

Any claim needs to be funded on evidence and factual arguments supported by proof.

Proofing a claim is often easier said as done, as proof comes - in almost all cases - from the circumstances of the accident and evidence need attention right at the scene of impact.

Given if it is missed to secure evidence at the scene and its been not thoroughly attended to, it is time to do it now and act to secure all facts possible.

It is certainly not impossible to get such evidence, even in time after the accident, but it can be more difficult.

It may happen that potential witnesses left without identification, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene, document vehicle positions - damages etc., can only be taken, if and when cars still be in its places, which - once available - will have significant value in proofing facts and help reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

Experience is needed to be knowledgably and competently in order to address a claim and achieve a fair compensation pay.





Once a claim formulated, documented and served, still the reaction of other parties needs to be waited for and the content thereof to be analysed.

Results will define actions as what steps will or need to be taken next.





As a claim is formulated and supplied, it is to no certainty that reporting a fair claim, even if it is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Another weak point can be a lack in knowledge how to handle a compensation claim.

People only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - often late, and in the meantime doing all they can to address a compensation action to his/her own knowledge.



Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if all what one faces in terms of reaction or settlement offers, will be fair and correct.

We do believe it is worth taking time and effort to check out on any doubt, before accepting any proposal.





Sometimes bodily injuries occur in a vehicle collision inflicting harm and pain to humans.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However - we the author of this Web Platform - RAMLA - do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters pertaining a RAF (Road Accident Fund,) - bodily injury compensation claim, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised expert's in all respects to motor car accident damage compensation

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in all those subjects over a long period of almost 15 years.

We attended thousands of requests, analysing, supporting and pursue material car accident claims, expertly, effective, economical and affordable.

Such excellent service can be to your service Nationwide, in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot more of useful information on the RAMLA web pages.

Check out for keyword links in the left column to select your topic.

Initially important is, to know the definition of what we have to understand, is full and fair motor accident damage compensation.

But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split into the sector of bodily injuries, which deals with compensation actions regarding injuries to the human body and material damages, such as compensation for car destruction or consequential damages.

The RAMLA web pages, you are browsing currently, only focus on material damage compensation and civil claim actions to be financial/material losses paid for full and fair, resulting from traffic accidents.







In terms of compensation, the South African law say:

You should materially be compensated to the state before accident, so that you will be able to repair your car to pre-collision status, or if repair cost will exceed such pre-collision or market value; and the car be called a write off, be compensated to the amount of money the car been worth to time of impact, minus any sellable value or Salvage of the vehicle.





That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle new, not older than a year since being on the road the first time, or depreciation kick in, if your car is fairly used and the marks of wear and tear, impacting your auto value to a specific time.

But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status, as long as it will not be a write off.

Motor car accident damage claims may get into difficulties, once another party do not agree with what is claimed for.

Differences may be to condition of Quantum/Repair costs or of Liability.

Disputes must be addressed and corroborated by factual evidence, such as witness statements or pictures, CCTV footage or any other suitable evidence.

A successful claim should be supported by merits, so the other party do not have much to argue, but compelled to accept the claim demand and pay.

A claim launched with your own motor insurance company (comprehensive claim), will have to look on what you have covered under your policy, before any acceptance can be decided upon.

Depending on the cover taken, it can be the insured did accept some contribution, such as excess and the claim process need to be according to terms & conditions of the insurance contract.

A 3rd party claim, directed to the perpetrator however, must give you full compensation and no clauses, as insurance excess or any limitations in a insurance policy apply. Only the law of delict will be applicable to decide liability.

Any claim for car accident damage compensation can go wrong, be disputed or even declined.



As soon as in the process of a claim pursuit any disturbance or unusual investigation requests are noticed, it will be highly advisable to check critically, if your own knowledge and skill is sufficient to perform a vehicle crash compensation action your own, or if you should consider practical support by professionals.

A claim for compensation against another car driver or vehicle owner is a process and cannot be explained in a sentence.

There is a lot about the way to claim and about dispute issues or problems, that can occur in a particular and always individual case, on our comprehensive WEB info platform.

However, as it is often the case, individual problems need individual answers and/or actions.

You are invited to contact RAMLA for a free initial case analyse and advice, by contact us by email ramla@ramla.co.za tell us what happened and the problems you face or expect, for a free reply and advice.

Should you do not like contacting us now, but need more information, check the keyword list to select your issue and find more on the linked page.

Defending against inflated claims isn't as challenging as perhaps thought.

Defence against unrealistic, unjustified or inflated claims is a need to do, if alleged to be held liable for car accident damages, which do not fall in your responsibilities.

It is always an inconvenient situation when defensive actions are needed, as to alleged of wrongdoing, which isn't true or fair.

However any person unfairly accused of wrongdoing and causing damages to another in a motor car collision, must enter into defence, not to risk to be sued and end up innocently be judged against one and subsequently face execution, against all of your property.

It should be noted that a claim against a person, is only dangerous, if not defended properly.

Defensive actions mean, deny a claim and its accusation, simple and clear and request proof of facts and merits.

Only if such evidential facts indeed be supplied and its content suest not to allow challenging the accusation, it will be advisable to look for a compromise or settlement agreement.

It must be known, that a person sue another in a Court of Law, must proof that the allegations are true and fair on a balance of probabilities.

Should such a proof cannot be shown, a case is lost and dismissed with costs and the Defendant is released from any liability or compensation payment.

In order to avoid unnecessary risk and hassle, it is highly recommended to utilise professional support to rebut unfair allegations, not to lose out on reasons of lack of knowledge, how to act against such allegations.

	RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Motor Vehicle Accident We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine. Facing challenges with motor car accident issues in South Africa? RAMLA will be the solution, demanding compensation, resolving disputes, defending against inflated or unreasonable claims, in all sectors of vehicle accident damage compensation problems.

Motor vehicle accidents happens every day on public roads, often causing damages to property Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions. Settlement offer to pay out compensation         We do have the expertise and know how to act for you. Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.

Your specialised legal expert to sort out MVA matters                   Professional - competent - swift - decisive and affordable		RAMLA   -  Road Accident Management & Legal Action Solution's solving MVA problems

A claim for compensation recovering motor car accident damages, can be settled in three different ways.

First option will be the liable party pays what is demanded, without any dispute.

	RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Second option is a settlement agreement, or in case your own comprehensive insurance cover pays out, it is sometimes called an agreement of loss.

Third option will be a decision or judgement in a court of law.

As we are looking into settlement agreements here, we like emphasising the importance of such settlement agreement, laid out in a document or contract that entails the conditions of the settlement in this particular car accident damage claim.

The overall and general importance will be that the parties know and accept what is the content of the agreement. Once a settlement has been concluded, no party should get away from fulfilling the obligations imposed by the contract.

Alternations afterwards will or better should not be possible and the settlement contract should irrevocably bind all parties.

	What is a settlement agreement, what should it entail? Settlement agreement - a contractual solution settling a matter The Settlement can be a complete approval or compromise What must a settlement agreement at least entail? Settlement between motor insurance companies and party Private settlement agreements without motor insurance cover Surety ship that guarantees private settlement contracts An offer to settle and pay, must be analysed before signing! When will it be advisable, enter in a settlement agreement? Headlines and Issues on this page

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

		RAMLA can be the solution in MVA matters Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

As you probably have recognised on our comprehensive web information platform, we do know what we are taking about. We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed. As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises. We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.   RAMLA will be your one-stop car accident claim service in South Africa                     When you need claim support for car accident damage compensation, in South Africa you are on the right web page. It's so easy contacting us by email. The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice, - free of charge. If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply). For best results: dont't just call, once you took notice of the opportunity! First think what you like to get accross, best file it as email and call once you got our feedback. For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully. It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions. * please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.		Car accident compensation claims for damages, may cause some headache, in South Africa. RAMLA can be the solution to sort out MVA problems. Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges. RAMLA a specialised legal expert in material car accident damage claims, filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases, or defend a motorist against unreasonable or inflated compensation claims. Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon. It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon. Contact us now and let us know how we can help you? email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

Settlement agreement - a contractual solution settling a motor car accident compensation matter

A settlement agreement is a contract, between two or more parties, resolving or stating the terms for compensation of motor car accident damages, stipulating who is liable for what or acknowledge to pay for certain damages and to which amount or degree.

It names the parties and the conditions for liabilities and terms of fulfilment.

It can be a verbal agreement, or better a written document. In a verbal agreement parties don't have much proof, other than probably witnesses, that can testify once directly heard the context of the agreement.

A written agreement cannot be revoked easily, unless intentional deception or even fraud can be proven.

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	RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

The contract to resolve, can be a complete approval or being a compromise for compensation of vehicle or property damages

The settlement agreement will stipulate what had been negotiated or offered resolving a compensation claim. That means the essential part arriving at an amicable or at least acceptable solution, will be before a contract will be formulated.

The settlement contract only cements what had been arrived on, during the dispute or receipt of an offer to settle.

The settlement is a tool ending a case in a private contractual manner. It is always advisable to do what it takes to achieve a settlement solution, rather than taking a car accident claim to a court of law.

Fostering and paving the way for an agreement, a compromise to the right time, including an acceptable loss, can be of benefit, once a long term legal action can be avoided.

It will therefore be important, that in a matter where a party cut its losses by compromising make sure, that the compromise will be honoured by the other party/parties and not just cementing losses for those entered and accepted concessions.

Provisions should be made for the possibility that the other party fails to honour the obligations, in full and in time and in case of such breach, waive the contribution made, enabling going forward for a full claim value.

A settlement contract can even entail contractual penalties, imposed on the party breaking the agreement.



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What must a settlement agreement at least entail?

Personal or company details of all parties, the nature of the settlement, the obligations of all parties if there will be some. The contract must list the manner and the conditions of fulfilment the settlement, the amounts of compensation in money, and measures applying in a breach of the contract.



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RAMLA - Road Accident Management & Legal Action Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.	if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims, Contact us NOW RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.

Settlement agreements between South African motor insurance companies and the party

Typically, once a case will not be rejected completely by a South African motor insurance company and the evaluation of damage and liability concluded, a settlement offer, or agreement of loss will be presented to the claiming party, regardless if a 3rd party claim or from a comprehensive cover.

South African motor insurance companies will get closure to a claim, once a settlement contract has been signed, so no further action can be taken against them. This is certainly a legitimate target for all signatories of a settlement agreement.

The reality despite will be, that a standard motor insurance settlement offer comes without prejustice for them, but not for the claiming party.

This is definitely not balanced and can be detrimental for the claiming party.

Certainly the majority of settlements concluded, will be honoured by the motor insurance company, but in most formulas they are not bound complying.

Critical parties should get better assurance compelling all parties to fulfil.



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Private settlement agreements without motor insurance cover

The nature and content of a privately - concluded between the parties directly - settlement agreement, for the compensation or pay of damages, caused by one party to the other, will have the same legal components as all other settlement contracts. But in the contrary to a settlement agreement with a South African motor insurance, this contract needs to be drawn up even privately.

It may be very advisable to have some legal support in the drawing of such legal document, not risking losing out, just by avoidable shortcomings or mistakes.

Another factor that distinct a private settlement from those with the motor insurance industry will be the financial capacity of the party settle for compensation. Once concluded a settlement with a motor insurance company, this financial risk of lack of funds, should not be expected from a licenced insurer.

Once it will be clear that the party accepting the compensation pay, will not be able paying car accident damages in a lump sum, rather a plan for instalment should be drawn up enabling the willing but struggling party to honour the contract in time. Interest can always be looked on and put on top of the damage compensation.

RAMLA - Road Accident Management & Legal Action - can help and support a client in all those effects.



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Surety ship that guarantees private settlement contracts

Next to the risks or omissions in drawing up a proper legally binding settlement document, the capability paying the compensation agreed upon, will be of challenge.

The very best guarantee will be, having another person obliged to pay, if the contracting one fails. This can be achieved in a surety ship agreement, where other family members or employers will be the guarantor, preventing losses if the debtor fails.

It will certainly not always be easy finding a suitable and willing guarantor, but worthwhile to look for one. A guarantor will not sign any surety ship, if he knows or highly expect, the other obliged to pay, fails.

This means, rather make it easier for the debtor complying, instead putting too much pressure onto him/her, so it will be expectable the debtor can and will manage, effecting the instalment pay in time.



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	What is RAMLA doing for me?

If one receives an offer to settle and pay for the car accident damage from the insurance company the liable party is covered, or from the party itself, you should study the offer very carefully, before accepting it.

Before signing a binding agreement, one should fully understand the content and agree to it. If the settlement offer is drawn by professionals, make sure you know what the small print tells and you and once prepared to settle to the conditions stipulated in total, sign it.

As you are a party to a settlement, one can always amend or correct and don't need to accept a dictate. Certainly this does not mean trying to get more favourable compensation as negotiated, but it means that this agreement will be your reliable source for the settlement, and if something goes wrong, in due course of the fulfilment, one can enforce it, in further legal actions.

A settlement agreement will most often finally close the traffic accident compensation case.

That means, if a case is closed, there is little chance to open the file again, if you find that something will not work out as expected and no provisions made to interfere.

For example: Your older VW Golf motor car had been damaged and the market value is just around R 20.000 at the time of the accident. Repair costs are high these days and some thousands are often the minimum of repair costs and damages about R 20.000, must not mean the car is technically beyond repair, but may be economically and therefore classified as "write off".

It had been the case, that the settlement offer, made by the insurance of the liable party, wasn't satisfactory, and even the liable party will have to make a considerable contribution, in terms of access concluded, the party caused the car accident, offered the victim to fix the damaged motor car at own cost and leave the insurance company out.

The deal had been agreed upon, to the condition of a roadworthy test after repair. If the repaired car will be pass the test fine, all will be fine.

As the repair took more time as expected, due to the order of parts etc., the RAMLA client contact us again and told us about the delay and once of a sudden they say, that they hired a car to drive since the accident occur, for R 200 a day, which added to a fair amount, by the time.

The question, if they can include the cost for car hire in the claim - after the settlement had been concluded - must have been denied, as the settlement did not made provision therefore.

If the question of car hire had been considered before the settlement, it may have been part of the compensation, if the repair would not complete to the time frame given.





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When and why will it be advisable, enter in a settlement agreement, instead of fighting to the end?

A settlement can, or rather should be, to the condition of 100% compensation for damages suffered in a motor accident, which is certainly the very best.

But there are other factors, which may influence the decision to settle on a compromise, as both positions in determination of liability and cause of the traffic accident, may not be as 100% clear, as it should be.

In a car accident, liability can easily be to blame partly on several participants.

In cases of partly liability there will not be a 100% solution for the compensation of damages, at all. But even in cases, one find the other party reluctant to accept liability and pay what is claimed, it can be wise to accept a compromise, to avoid long term and costly legal struggle, enforcing what is full and fair compensation and recover the full amount of repair cost.

Such a decision to compromise should be evaluated in detail and made as an informed decision. Professional claim advisers can help you, determine whether or not a compromise will be the better way and probably should be accepted.

Only sign anything, if you clearly understand everything and if you are satisfied with the offer or the compromise. It may be wise including a clause into such settlement agreement that will bring definite sanctions if the other party fail to fulfil according to the settlement.

Another good reason for evaluating a compromise and waive some compensation will be, once it's clear that the motorist will not be able paying the full damages, due to financial constrain and not being insured against car accident damages.

Fighting a case, without real chances of recovering the financial losses, or at least not in reasonable time, will economically not the best result. Mitigating the losses by compromising, may not be the best, but far better than a total loss.

Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.



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	RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

read more: about car accident liability with employed drivers

	RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims. Car accident issues that matters most: We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims. Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed. Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action. RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be. We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more. We work only on motor car accident matters. Check us out, so you do know if we can uphold we say, free of charge. Welcome to RAMLA Road Accicent Management & Legal Action - South Africa

RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.

RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops

Independent vehicle
     damage assessors

enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za

	Market value, trade and retail value, scrap or salvage are all part in a "write off" case When it comes to more serious car accident damages often repair costs are high. Should repair costs exceed the market or pre-collision value of the motor car, it will be called a "write off". Unfortunately many of those been written off is caused by a decision of an Insurer. The manner in which the car values of a highly damaged vehicle being evaluated, is by applying value schemes, often inappropriate schemes or wrong assessment results should be challenged. A write off can cause many hassles in some regards. There are some value schemes offering private persons a one time free value check. Below as an example, TransUnion Car Value www.carvalue.co.za Anther source will be www.book-value.co.za as well as www.autotrader.co.za TransUnion Car Value Scheme www.carvalue.co.za