Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA



RAMLA - car accident damage claim service South Africa
Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines


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Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action



We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.

RAMLA is a specialised Expert in South Africa's Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select from the issues on this page

      Acknowledgement of liability or accepting being at fault, when one is involved in a car accident, or MVA in South Africa - RSA

Legal Issues in relation to motor car accidents





RAMLA - car accident damage claim service South Africa
Having a compensation claim against another party, probably insured against claims emanating from car accidents, or against own, comprehensive motor insurance cover, can come with complications. A number of issues can lead to disputes, declines or insufficient settlement offers. RAMLA as an specialised Expert in all MVA matters, can be the solution for any such problems.
      car accident in South Africa






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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.

 




Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





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   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





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   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.




 




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Issues of legal interest



  More Issues of high interest

 

Free accident fact check

Elementary Traffic Duties / Rules


  Defending against a legal claim

   Negligence, Causation, Culpa



Risks and Chances
in a compensation claim


Documentation needed
preparing a claim


       Evidence - Facts - Merits

Calculating the Value
of damages

Acknowledgement of Liability
Settlement Agreements

   Quantum of Liability -          Apportionment
Dispute Reselution



Liability of Car Owner
and Vicarious Liability


Employed Car Driver
and Vicarious Liability
Employer and Employee




Expert Witness
in a dispute of facts

Accident Witness and Testimony

Affidavit - Commissioner of Oath

   RAMLA legal in-house service




The right attorney
Specialized Attorneys
How Attorney claims
Attorney Costs
Attorney Tariffs



Find a local Lawyer
Become a network lawyer


Other Issues in the Sector of:

Towing
Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service





Free accident fact check



If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim













The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


The South African law in a motor car accident damage claim . . .

stipulates, a motorist that negligently and wrongfully hit another motor car, causing the traffic accident, must compensate the other victims for damages to the vehicle or property, to the extent and state as the vehicles condition has been, before the vehicle accident.


If you are involved in a car accident in South Africa and like to know what to do, please read more.
The procedures to be followed, demanding and enforcing car accident compensation, are commonly known as 3rd party claim, in South Africa.

Once accident matters or circumstances are analysed the case will be prepared, demanded and pursuit.

One of the main obstacles in a vehicle accident damage compensation claim obviously will be the matter of possible disputes.

Talking about the law, regarding solving differences that accrues from material car accident damages, the source is the common law of South Africa, the applicable traffic legislation and the developed schemes applied in a court of law over time, solving civil differences.

Additionally there is the National Traffic Act, 1996 stipulating some essentials applicable to motor car accidents occured in public traffic.


Solutions to car accidents in South Africa


The initial obligations burden on any motorists if involved in a traffic accident on public roads are outlined in the National Traffic Act, 1996 at section 61. (1) - Source Government of South Africa.

This section tells you what the participants at least have to do when ever tangled by a car accident, as to report the accident, exchange personal data etc.

Enforcing of your material compensation will be a matter according to common/civil law.

It will be of high advantage to have someone on side, knowing the law and the wide ranging implications applying in motor accident disputes, being able to follow the procedures and solve the compensation claim positively.

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car accident in South Africa



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car accident in South Africa

When does it make sense claiming for motor car damage compensation?

1. To all times, if it's regarded as a principle, not let getting the perpetrator away who harms another, without consequences. This implies the question of economic matters is secondary to the principle.

2. If a claim exceed a certain amount in relation to cost for demand and pursuit of the matter and the claimant will not be able doing it in own capacity, but prepared spending a smaller portion of compensation, which may be lost entirely, if no action will be taken.

In figures it may imply that no claim for car accident damages, less than for the compensation of R 10 000.00 will vindicate any external claim support, coming with costs. A claim below R 18 000.00 can be directed to the small claims courts, which proceeds matters relatively quick and very affordable, but need the participation of the claimant.

A claim higher than the threshold for the small claims court, above R 20 000.00 very well deserves an enforcement, at least before matters eventually needs to be taken to a court of law.

Any damages higher than R 60 000.00 or any shortfall in motor insurance offers in this range, should be taken on, to all times.
car accident in South Africa
RAMLA - Road accident management & Legal Action, does offer a very competitive if not unbeaten claim service, acting for the recovery of car accident damages, in South Africa.

We do offer a low flat rate as once off fee, which covers all we do in pre-litigation, starting with case evaluation, preparation, demand and pursuit.

If a matter cannot be solved before legal actions in a court of law in the country, RAMLA takes the matter further, to the lowest costs available in the court schemes, which effectively means, if a case is won, all or most of those costs will be recoverable and recuperated from the liable party.

That in fact means, a RAMLA client just deposits the estimate expenses and once costs are taxed and enforced, such will be paid back to the client.

Its definitely one of the best claim options we do know on offer in South Africa and if all will be as predicted, the matter has been pursuit nearly free of costs.



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car accident in South Africa



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Proper motor car accident documentation is the solution!


Never forget, the documentation of your motor car accident in South Africa is very essential in order to proof your legitimate assert to claim.

RAMLA sees a lot of car accident documentations and often proper photographs are taken, but unfortunately the direct scene of the impact - the situation as the cars come to a final still stand - is most often missing.

It may be, that others being helpful and acting to clean the scene of the accident are a bit too quick, to get the traffic flow running again and pull the obstacles to safety, somewhere on the sides, before just quickly take some important photographs.

Please be aware that the photographic evidence just to this time can be the major plus point in the proof of your claim.

RAMLA offers you full legal support and additional claim preparation measures.

 




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Damaged accident car in South Africa



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Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa




Acknowledgement of liability or accepting being at fault, when one is involved in a car accident, or MVA in South Africa - RSA

The question of who will be liable for the cause of a motor car accident and being in the wrong is the important part in any evidence, claiming for vehicle or property damage compensation, caused in a road collision.

Most such acceptances, being in the wrong or at fault, been made right after the accident occur, still under the fresh impression of the impact. The challenge for the victim of the traffic collision, wanted to be compensated for damages, will be securing the acknowledgement or acceptance of liability as a form of proof.

As observed too much often, many motorist just trust such promises, made under the impression of the impact and don't consider to get some form of evidence to have some proof. Proof may well be needed, as almost too often such promises dilutes or diminish at all, once the damage is addressed in value terms or after some consultation with people advising how best get around to pay compensation, even if a valid motor insurance cover may be in place.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
Once a traffic accident occur, whenever one takes to the streets, a prepared car driver will act more seriously, as a vehicle driver, never thought a road collision can hit him.

The prepared motorist will know, how important it is to secure evidence and how best dealing with the situation.
Good preparation will be, if some supporting material, such as accident forms or partly pre formulated acknowledgement formulas will be at hand, right at the scene of the motor vehicle accident (MVA).

Having those little helpers prepared and stored in the motor car, before getting into road traffic, will be a benefit of huge value and take only little efforts doing so.

Once an acknowledgement form is filed and signed at the scene, where most often the perpetrator or wrongdoer will be more open admitting and stating what has indeed happen and signing it off, they cannot easily change arguments thereafter sucessfully.

read more about the issue of acceptance

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






Benefits of acceptance for wrongdoing acknowledging liability for the cause of a car accident

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Acceptance being at fault, at the scene of the car accident


Alternations of accepted settlement after consultations


Presenting repair quotations, may change acceptance promise


Statement of acceptance causing damages, must be in writing


Acknowledgement should address damage value


Insurance settlement offer, without prejustice "WOP"


Satifactory settlement agreement and its conclusion


Insurances and attempts prevent clients accepting liability


Headlines and Issues on this page




Acceptance being at fault, right at the scene of the car accident - take a written statement and always secure evidence.

The location the car accident takes place, or the scene of the traffic accident, gives the best opportunities getting an acceptance and acknowledgement from the car driver, wrongfully and negligent or even recklessness, caused the motor collision.

Very often seen, that the drivers coming together, looking on the damages and with fresh impression and under the impact of the collision, the motorist wrongful caused the impact, will probably accept and acknowledge, at least verbally and willing taking the burden of compensation, either insured or not.

Participants involved in the car accident, should utilise the benefit of the moment, and take a statement that clearly reflect who is at fault and what is damaged, get it signed. Such statement of acknowledgement of liability can be formless, by just take a piece of paper and roughly, better more in detail, note what had happen:

i.e. - the motorists name, driven the registered vehicle at the date and place - drove into the rear of my motor car registered as, and the damage are destructions to the bumper, tail lights and dents to the chassis.

Having a form at hand, it may be even easier to do better.

It is highly recommended not being too trustful and giving as much credit to a verbal promise to fix car accident damages, right after the impact. Be alerted and secure the evidence as good as possible and get a written statement reflecting what another is prepared to accept.

Don't hesitate and state what had happen, i.e. high speed, telephoning or drunk driving. But alleged drunk driving must be proven and a breath test, better a blood test should be insisted to be done, even if a police officer isn't as happy with it and tell another, a test isn't needed. Once there is smell of intoxication, get it analysed or it will be of little help in a claim, if it can't be proven.

It is just too easy for a perpetrator to change mind and course, deny all and reject any such claim, once back home and/or consulted with the insurance admin or an experienced adviser.

Some very friendly South African motorist not only trusts such verbal acknowledgement, but even accepts the plea of the culprit, not to call the police, as to various reasons. It is never a good idea not calling the SAPS, unless an acknowledgement is stated in writing, got all the details on it needed to pursue a claim, if it turns out later to be necessary, and properly witnessed.

Not less is recommended to abide the request not involve officials.

A motorist suffered damages in a traffic collision should know, that the burden of proof rest on a Claimant and without sufficient evidence a claim for compensation can be difficult and easy to deny.





RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

Contact us NOW

RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.


Another possibility securing proof will be, filing the relevant section on page 2 in the police accident report well (or in attaches) and both or all participants sign this particular statement.

But still better both of those measures should be taken, the private acknowledgement and the properly filed section in the police accident report. But without signing off the particular report section, it will be only weak evidence.

A police report should always be done with all car drivers involved at the same time and not be done later, just popping in a police station and report the matter, without the other party attending.

Such statement must be recognized as one sided and can be biased and don't have much weight in terms of evidence, if the other either deny or file another one party police report, stating just the opposite or don't support the truth.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa


It will be advisable not trusting just the words, of the vehicle driver and avoid putting it on paper. Same applies, if the deemed liable car driver tells you, there is a proper insurance cover in place, and you don't need to worry.

There can be several obstacles in the way, once the matter will be reported to the motor insurance company, such as probably premiums hasn't been paid up, or other violations to the policy may cause the insurance declining a compensation claim as well as contradictory reports of the situation can lead to serious problems.

Even if that will not apply, and the cover is in place, there may occur some problems and the motor insurance simply decline your claim on the reason of colliding statements of the matter. The insurance company will follow the statement of its insured, unless you do have proper evidence.

It is not a rare occasion that the motorist, willing and accepting being in the wrong, at the scene of the accident, but thereafter change arguments once consulted with other advisers or with the insurance, or if not insured against motor car accident damages, when facing the repair cost quotation, which is displaying a much higher amount of compensation as expected, which may well change mind and behaviour.

With a written and signed statement, one will be far more on the safe side in terms of evidence, proving a compensation claim.



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Alternations or changes not upholding accepted liability after consultations

As laid out before above, without a written and signed acknowledgement statement, nothing will be materially proven.

It must be known that most South African motor insurance companies lay out in its policies or terms & conditions that the insured car driver, should or may not, accept any kind of liability at all. This fact alone can cause the cooperative motorist to change attitude.

Discussing the matter at home or elsewhere with others, thinking twice and coming to a different conclusion as that taken at the scene of the car accident, may even be causal for a change of position, not accepting liability anymore or at least blaming the other of being partial causal and liable for damages.

It is very easy finding some arguments, why the other party must be seen as the negligent one. Lot of traffic scenarios and extracts from other legal cases, hold in similar circumstances are available to create uncertainty.

An argument very often applied, just saying - no one have the exclusive right of way, even if all circumstances allow concluding, there indeed have been the right of way to the one car driver, claiming the other is at fault.

Such general statement isn't suitable for a claim decline. If a party argue another had been even driven negligent and so far contributed to the motor accident, it should be looked on carefully.

Attempts to apportion causation and liability can lead to significant shortfall of motor accident damage compensation; even if a high per cent age (i.e. 70 / 30) will be offered in favour of the Claimant.

Contributory negligence will mean both or more parties have not abided to all the obligations the traffic legislation burdens onto a motorist. Unfortunately going the route and allege contributory liability will be easy and takes some efforts and expertise knowledge to get it sorted.



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Presenting the repair quotation to a perpetrator, may change attitude and/or acceptance

We all do know that repair cost, getting accident damages to a motor car fixed, are very high these days and it's not expectable that the trend of rising restoration cost will change.

Some damages to a motor vehicle, doesn't look as severe and regarded as minor cost intensive. But once the repair quotation or damage assessment is done, the surprise may be evident.

Confronting the friendly motorist, verbally accepting the liability and offer payment, with the effective costs, may just get him walking away from the previous acceptance.

Those, properly insured against such damage claims, may not be worried so much, if the damages are higher as expected, but it may be they just have had a claim launched with the insurance, and/or have other reasons not to utilise the cover, it may have the same effect and changing position.





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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

You are welcome to utilise such valuable absolutely free inital advice. *

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.






* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


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email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.



Statement of acceptance for causing damages should be in writing or as affidavit

A verbal statement accepting liability for a motor accident, even if positively witnessed, will not be good evidence and causes a lot of efforts proving the case otherwise.

Unfortunately it can be a double mistake, trusting on a verbal acceptance and miss out documenting other evidence properly, at the same time, just hoping the promises will be kept, can be fatally bad.

Whenever a statement of acceptance of liability will be concluded, at the scene of the car accident or even later stage, do it in writing, having witnesses signed or get it stamped as affidavit, easily be done at any police station.

Getting such acknowledgement in the process, after the car accident, it should entail all the data available to this time, even the repair cost in detail, if available already.

It must be of awareness, that in a breach or non-fulfilment paying the damages, this acknowledgement will be the basis for any actions or legal proceedings. So as carefully and complete an acknowledgment is filed, it will be much better than just a simple notice, missing out essentials, helpful or urgently needed, if a legal action must be initiated if the promises aren't kept.



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car accident in South Africa      car accident in South Africa



An acknowledgement of liability for the compensation of motor car accident damage, should be as complete as possible and provide for a liquid claim, if the other party don't deliver.

A legal action in a court of law can be easier to process, if the claim is specified in detail and accepted by the Defendant, i.e. in a properly drafted written and signed acknowledgment.

A claim will be called a liquid one, if the extent and amount or value of car accident damages, will be fixed and not on dispute, between the parties. A liquid claim, specifying the repair costs in an acceptance document, will enable a claimant launching a legal claim easier and proof of damages will be mainly sorted, even if the legal action will be defended.

However if just the damage value will be addressed, there will be room for defence about the cause of the car accident. A proper acknowledgement will include the definition and acceptance of the causation as well.

A so prepared claim will help filing for a default judgement more easily and will even help getting a writ of execution easier, once a claim in a legal action will be based on default judgement.

Default judgement can be applied for, once the other party, the defendant misses out defence at all, or lack in the defence action, violating the rules of the court of law, in the process of action.



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car accident in South Africa      car accident in South Africa



Motor insurance settlement offer, made without prejudice, will still be a strong indicator of liability

South African motor insurance companies or members in the legal profession, supplying another party with a settlement offer, will most commonly do this "without prejudice", meaning they offer you something, but they will not legally accept liability, despite the settlement offer.

This proactive measure is designed not give away chances changing arguments, in a legal action.

But as we are talking about this more in the sense of acknowledgement, rather than compensation pay-out, and the settlement offer hasn't been finalised, either not signed or not fulfilled, such limited liability offer, must be regarded as a strong indicator that the person in which name the offer is supplied, will have some real liabilities, as it cannot be reasonably expected that someone offers something, but under the restriction of "prejudice", will have no reason doing so.

Such offer even made "without prejudice" or even addressed as "WOP", will help, but not function as the sole evidence in a legal action, convincing the judge/magistrate, that there must have been a reason and not just a favour offering compensation at all.

Once a party not happy with any such offer and not having signed it at all, it will be a piece of evidence, next to other factors that's needed, winning a car accident compensation case, to satisfaction.



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car accident in South Africa      car accident in South Africa



Satisfactory Settlement and the subsequent following settlement agreement

Everyone involved in a traffic accident and suffered bodily injuries or material damages to the motor vehicle or property, would like and very much welcome, a party that acknowledge being at fault and hopefully sticking to that statement accepting liability, until a compensation payment is received.

Acknowledging liability, is the first step on the path in an amicable undefeated or not disputed claim, for car accident damage compensation.

If another can obtain a kind of a statement affirming liability, for the cause of the traffic collision, it will be a good step forward to be compensated without a fight for the motor vehicle accident damage suffered.

Getting a written acknowledgement, rather than a verbal one, from the other party admitting liability in causing the motor accident and subsequent accept financial liability, paying for damage, will be the very best option solving a compensation action and will minimise problems in your vehicle accident damage claim, significantly, should the party change tone or the representative/insurance admin, take over the argumentation.

Best getting such statement, will be on the scene of the accident. One can just take a piece of paper and note what happened and file a rough estimation of the damage detected.

The statement should include: the details and contacts of the driver/owner of the car, registration number, type of car, etc., that will enable a claimant contacting the other party easily and comfortable, if even an email contact is noted and importantly it is stated, how the accident is caused.

Don't forgetting and securing photographic evidence, even of the wider scene including traffic signs, robots or marks, as well as document the damages to all vehicles.

The statement may be as simple as: " . . . drove into the rear of my car, while I stopped at a pedestrian crossing to give way to persons to pass", etc. thereby rear the chassis, the left side lamps and bumper had been deformed or smashed".

If the police is called to report and protocoling the car accident, which is advisable, the officer should note the declaration of liability for the accident, in the police report in the relevant section as well.

If the formulation in the report is to satisfaction, the driver(s) should be encouraged, to sign it off, right in the relevant section where the circumstances are noted.

Having such acknowledgement of liability for the vehicle accident and damage, one do have a strong position in the case, especially if the liable party is insured against such risks as such statement don't allow the Insurer to argue differently to the cause, but still can bring other arguments into the case, attempting to scale down the damage.







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RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.



Involvement of motor insurance companies to prevent any acceptance of liability or guilt!

This is something one should know:

A number, if not all South African motor insurance companies, don't want or even allow its insured clients just - acknowledging any liability at all -, despite it will obviously be true and the other party would like to do so.

A motorist who does accept liability will be an honest one, but may risk violating a clause of the terms of the motor policy. However a fair acknowledgment, cannot easily lead to a decline of insurance cover.

The motor insurance company, don't want create precedents, or allow for any possibility of prejudice - so the insurer can argue what they deem fit, including denying a fair and reasonable 3rd party claim, for not much of a reason.



Most insurance clients are bound to cede all rights processing the action to the motor insurance company, so the insurance company can and will act on behalf of the insured.

One must know that in legal terms the person or driver and possibly the car owner or the business of an employed driver, will be the 3rd party to sue and not the insurance company at all.



But by means of the insurance contract, forcing the insurance client to cede rights, the insurance company step in and apply its strategy and measures, they deem fit, to proceed in the case.

For a liable but insured road user in South Africa, it may be good think the motor insurance company handle the claim on the insured's behalf, as they do have ample experience with any kind of claim matters and gives the liable motorist a peace of mind that all will be handled fine.

Most commonly the insured will not care too much, if the other party will or has been treated fair and well, just happy got matters out of the way, in the first place.

Only if matters will not be sorted out positively between the Insurer and the Claimant and the dispute will not escalate to the level of a court of law, a positive settlement offer may be submitted for accaption.

Should however no such positive settlement can satisfy and the matter needs to go to a court of law, the Insured will be party again and needs engaging into the legal process, despite the Insurer may appoint a lawyer and pay the fees.

Being in possession of a written acknowledgement, will help a lot avoiding unfair treatment and serve as good evidence to settle a dispute in favour of the Claimant.

But even if there is not such acknowledging statement, a victim of a traffic accident can still get it all right, provided having the right people to the side, properly advising and/or pursuing the case for a successful result.



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RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or apportionment of damages, take matter on review to the Ombudsman, or even get matters to be judged in a court of law, should all fail to find a solution before the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on those motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.




Welcome to RAMLA








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

Lot of those issues may not be according to valid law, and just a reaction of someone in charge don't care, not having the necessary skills or just follow a strategy to get rid of valid claims, should not be accepted.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support. It should not be the correct way and get a claimant just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever claim, if it isn't as clear what the implications are and what evidence the other party/Insurance do have, are very good to stand through, even if a summons may be served.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should it not be so in the first place, we do all we can to improve such merits to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

But telling the truth, chances of success are entirely based on facts and evidence in every particular case and there cannot be any guarantee being better as proof and evidence.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business. In order to hold overhead costs low, and not compromise on expertise, we have decided to act from one central, but not public office in the Western Cape.

In order to hold fees low and offer very competitive rates compared with other legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney should not choose RAMLA as a favourite as we cannot honour just that.

But we can deliver the way we operate effectively wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy that will please most of those with an open mind to new technologies as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer.









 

Should you have been through all the before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













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Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

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Towing industry . . .
     partner with RAMLA?


When towing any vehicle to safety, after a traffic accident, it will be the ideal time/opportunity to promote RAMLA highly experienced and economical outstanding claim service, to enable the party suffered damages to claim or defend for material motor car accident compensation, and take part in the RAMLA rewards program.

 

Towing and or storage of a damaged car on a yard can come with bad surprise

Can a party in need of towing trust all companies, if matters coming towing the car to be stored in a yard with costs?

There is a good portion of suspicious thinking necessary.

A serious warning is therefore adequate.

Don't trust any promises of a hassle free pursuit. Make sure you do know about costs and risks.

Many have lost the salvage value of the car stored, just set off against towing and storage costs, as they did trust and not be as sceptically as needed.

We don't think to trust towing guys anymore, as we haven't made any fair connections yet.

On the contrary we need warning parties involved in car accidents, to not trust any of those promising rescue offers to give you a hassle free support.

Do not trust any promises as the other parties insurance company will take care of costs, as that is a total different matter and will only be true, if and in time the Insurer will accept claims, which isn't the regular occurrence.

Some of those towing companies, store your damaged vehicle on an open yard, not insured or safeguarded and despite charge storage fees in the range of International Airport parking rates, being of R 300 a day and more.

They do refuse to release the car, unless all is paid, which is illegal.

Such may end up paying for overcharged towing and storage what the wreck may be worth and they may suggest just leave the wreck for the open account.

Don't fall to such illegal and unethical behaviour.




 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience is a prerequisite to get through against sometimes very strange arguments or decisions.




 

Ombudsman for short term Insurance



The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from policy differences or disputes.

However it must not always be expected that OSTI is in favour of Insurance clients to protect their rights.

Very often they just look on one-sided information, even without verification, if a client in need for help doesn't know how to repudiate false or weak allegations, the matter will most probably be lost and the Insurer rests relaxed.

The Institution of the OSTI office is financed by the Insurance Industry.




 

A reluctant party try to hide and not engage?

Don't allow a party to act in such manner. A liable driver must take responsibility, but it can be a challenge if you have been too patient or trustful of promises and the other do know how to make you struggle.








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