Suing another for MVA damages or defending agains claims, is our daily business, in South Africa.

Welcome to RAMLA



RAMLA - car accident damage claim service South Africa
Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines


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Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action



We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.

RAMLA is a specialised Expert in South Africa's Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select from the issues on this page

      Documentation and data needed establishing merits, based on facts, having a strong case for the recovery of motor accident damages in a compensation claim.

Legal Issues in relation to motor car accidents





RAMLA - car accident damage claim service South Africa
Having a compensation claim against another party, probably insured against claims emanating from car accidents, or against own, comprehensive motor insurance cover, can come with complications. A number of issues can lead to disputes, declines or insufficient settlement offers. RAMLA as an specialised Expert in all MVA matters, can be the solution for any such problems.
      car accident in South Africa






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  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    


The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





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   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





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   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.




 




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Issues of legal interest



  More Issues of high interest

 

Free accident fact check

Elementary Traffic Duties / Rules


  Defending against a legal claim

   Negligence, Causation, Culpa



Risks and Chances
in a compensation claim


Documentation needed
preparing a claim


       Evidence - Facts - Merits

Calculating the Value
of damages

Acknowledgement of Liability
Settlement Agreements

   Quantum of Liability -          Apportionment
Dispute Reselution



Liability of Car Owner
and Vicarious Liability


Employed Car Driver
and Vicarious Liability
Employer and Employee




Expert Witness
in a dispute of facts

Accident Witness and Testimony

Affidavit - Commissioner of Oath

   RAMLA legal in-house service




The right attorney
Specialized Attorneys
How Attorney claims
Attorney Costs
Attorney Tariffs



Find a local Lawyer
Become a network lawyer


Other Issues in the Sector of:

Towing
Damage Assessment
Legal Service
Insurance Matters
Claim Collection Service
Repair Service





Free accident fact check



If you are involved in a car accident in South Africa and like to know what to do, please read more.

face the challenge - Let's Claim













The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.






Car accident lawyers and professional claim managers to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


The South African law in a motor car accident damage claim . . .

stipulates, a motorist that negligently and wrongfully hit another motor car, causing the traffic accident, must compensate the other victims for damages to the vehicle or property, to the extent and state as the vehicles condition has been, before the vehicle accident.


If you are involved in a car accident in South Africa and like to know what to do, please read more.
The procedures to be followed, demanding and enforcing car accident compensation, are commonly known as 3rd party claim, in South Africa.

Once accident matters or circumstances are analysed the case will be prepared, demanded and pursuit.

One of the main obstacles in a vehicle accident damage compensation claim obviously will be the matter of possible disputes.

Talking about the law, regarding solving differences that accrues from material car accident damages, the source is the common law of South Africa, the applicable traffic legislation and the developed schemes applied in a court of law over time, solving civil differences.

Additionally there is the National Traffic Act, 1996 stipulating some essentials applicable to motor car accidents occured in public traffic.


Solutions to car accidents in South Africa


The initial obligations burden on any motorists if involved in a traffic accident on public roads are outlined in the National Traffic Act, 1996 at section 61. (1) - Source Government of South Africa.

This section tells you what the participants at least have to do when ever tangled by a car accident, as to report the accident, exchange personal data etc.

Enforcing of your material compensation will be a matter according to common/civil law.

It will be of high advantage to have someone on side, knowing the law and the wide ranging implications applying in motor accident disputes, being able to follow the procedures and solve the compensation claim positively.

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When does it make sense claiming for motor car damage compensation?

1. To all times, if it's regarded as a principle, not let getting the perpetrator away who harms another, without consequences. This implies the question of economic matters is secondary to the principle.

2. If a claim exceed a certain amount in relation to cost for demand and pursuit of the matter and the claimant will not be able doing it in own capacity, but prepared spending a smaller portion of compensation, which may be lost entirely, if no action will be taken.

In figures it may imply that no claim for car accident damages, less than for the compensation of R 10 000.00 will vindicate any external claim support, coming with costs. A claim below R 18 000.00 can be directed to the small claims courts, which proceeds matters relatively quick and very affordable, but need the participation of the claimant.

A claim higher than the threshold for the small claims court, above R 20 000.00 very well deserves an enforcement, at least before matters eventually needs to be taken to a court of law.

Any damages higher than R 60 000.00 or any shortfall in motor insurance offers in this range, should be taken on, to all times.
car accident in South Africa
RAMLA - Road accident management & Legal Action, does offer a very competitive if not unbeaten claim service, acting for the recovery of car accident damages, in South Africa.

We do offer a low flat rate as once off fee, which covers all we do in pre-litigation, starting with case evaluation, preparation, demand and pursuit.

If a matter cannot be solved before legal actions in a court of law in the country, RAMLA takes the matter further, to the lowest costs available in the court schemes, which effectively means, if a case is won, all or most of those costs will be recoverable and recuperated from the liable party.

That in fact means, a RAMLA client just deposits the estimate expenses and once costs are taxed and enforced, such will be paid back to the client.

Its definitely one of the best claim options we do know on offer in South Africa and if all will be as predicted, the matter has been pursuit nearly free of costs.



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Proper motor car accident documentation is the solution!


Never forget, the documentation of your motor car accident in South Africa is very essential in order to proof your legitimate assert to claim.

RAMLA sees a lot of such documentations and most often photographs are taken, but unfortunately the direct scene of the impact - the situation as the cars come to a final still stand - is most often missing.

It may be, that others being helpful and acting to clean the scene of the accident are a bit too quick, to get the traffic flow running again and get the obstacles to safety, somewhere on the sides, before just quickly take some important photographs.

Please be aware that the photographic evidence just to this time can be the major plus point in the proof of your claim.

RAMLA offers you full legal support and additional claim preparation measures.

 
It is highly recommended that you should not underestimate this crucial part to support a claim for compensation, as you have to prove your car accident damage claim by any and all means, even if you suffer damage and probably have some hassle to get the matter going.

Make sure that you have the following minimum requirements when starting to pursue a claim:

1.   Accident Report

2.   Your own notes

3.   Photographs

4.   Participants details

5.   Witness details

6.   Notes on relevant
       issues, like business
       data if the driver is
      an employee

7.   A sketch of the
       accident scene

8.   Proper quotations
       that will include
       everything to repair

Make sure you try to describe the wider area of the scene, and look out for any specialities, road traffic signs and what may be of importance, i.e. take a photo of break marks, debris and the people are party to the accident, including the passengers in any car involved.

If you have at least all this information, and if it is correct and verified that it is true (even the address and telephone details), you will have done the initial work.

Now it is on you to decide how to process the matter - either do it yourself, claim with an attorney or mandate a professional car accident claim manager such as RAMLA to claim effectively and economically. There are several ways to utilise RAMLA claim support.

You can use the outstanding RAMLA claim service, even if you are not a member yet.

Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.

read more

Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Please find some correlated matters:

What you must know - Insurance related

Proof your damage

Full and fair compensation

RAMLA can support your claim



Involved in a car accident in South Africa, RAMLA can help you.



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Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa





Legal Aspects and Merits in a compensation action recovering finanical damages

Documentation and data needed establishing merits, based on facts, having a strong case for the recovery of motor accident damages in a compensation claim.

Let us start emphasise the importance, having proper car accident documentation. Getting a clear picture of what had happened, how it has been unfolded, what is the scene of the vehicle accident about, what kind of traffic signs or road marks as well as robot situations may have been there, will be needed to give a positive response or determination of, who may be the probably liable motorist, caused the traffic accident.

Always look for any chance, if a CCTV camera may be installed in the vicinity that may have captured the accident, as that is valuable documentary evidence.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
Relying just on a police accident report document (AR), will most expectable not be sufficient.

It must be noted, that the police report isn't designed for enforcing civil compensation claims, but aimed to check and proof traffic violations. In essence that do mean, that important information may lack and the matter of capturing the accident itself being, if at all, just be satisfactory in showing the situation, but commonly not good enough determine the full circumstances and allow for evaluating liability.

Please take further note, that the SAPS or its officers, don't have the capacity and give a valid opinion of causation or liability, one can rely on. The police persons aren't qualified to comment on civil legal matters or advice on damages, such as - when the Airbags deployed the car will be a "write off".



car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






A good car accident documentation should entail?

Police Accident Report Form - what to look on

RAMLA Accident Data Report - closing the gap AR report left open

Photographs or CCTV footage of the Scene and Damages

Sketch of the car accident situation

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Car Drivers Details - get police support if false or missing

Car Owners Details - there can be liability even not driven the car

Motor Insurance data - geting a demand started

Doing a good job here, will pay out for you - and getting it right!

What the law says motorists are obliged to after accident


Headlines and Issues on this page



RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

Contact us NOW

RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.


What data reveals a SAPS Accident Report Form (AR)

South African law compels a motorist to report the vehicle accident incident within 24 hours to the police, even if no bodily harm or injuries to persons has occurred. The exemption will be, if the car accident does not involve another party or caused damages to another's property.

But it will be the very best calling the police to the scene of the motor accident and all participants wait until the police arrives, even if it takes time. So the accident report can be filed by the police officer and all parties questioned in person about the matter for reporting.

Parties involved in the traffic crash, should be aware that it is now the time to address the matter correctly, so that the notices are comprehensive, even if more information supplied as the short passage in the form allow writing down. An appendix can always be made.

It will further be important, that the facts presented by the parties are protocolled, instead the police officer draft his/her own opinion of what happened, as he/she hasn't been a the scene and therefore cannot comment.

A police report made later, after the car accident scene has been left, and a only one party go to the police station later on for reporting the traffic accident, will not be of good evidence at all, as the other/s party may report the same road accident somewhere else at another police station, drawing a totally different picture.



What must be known is the fact, that the AR (Police Accident Report) is created enabling the State or its organs, the police or public prosecutor, finding out if there will be evidence that need investigation, in terms of violation of the traffic regulations, or breach of other valid law, which should be investigated for possible prosecution.

The police accident report does not focus on matters and data, needed in a civil claim for motor accident damage recovery. Its focus is just for prosecutable offences and misses out a number of details needed in a civil action for financial compensation the negligent motorist should pay the victim.

If this motorist not just accept being the wrongdoer and negligent car driver, liable or responsible for the cause of the motor accident, and pay or be after the matter getting it paid by another, or the motor insurance company if properly insured, a formal claim and demands need to be issued and served.

The police accident report contains data on 4 pages.

Page 1         Police Accident Report in South Africa

- Shows a part of the personal and residential data of the drivers involved

Page 2         Police Accident Report in South Africa

- Types and condition of the vehicles and if filled at all a sketch and a rough formulated statement of what may be have happen or indeed did. But this section is filled by a police officer and his/her words taken, out what he/she had heard from others.

Page 3         Police Accident Report in South Africa

- Provides with data of other people involved

Page 4         Police Accident Report in South Africa

- Offers a possibility to take data from witnesses

Police in some areas have developed attaches to the report form, in order to complete the data and information to a higher level of reliability.

But there is no guarantee, that the police accident report is filed properly and carefully. The most important page in a claim for motor car accident damage recovery will be page 2 and especially the sketch and the statement.

Some police officers feel being entitled determining liability or negligence, reflecting in such statement. A police officer is not qualified and not entitled determinating any liability.

No other information should be filed into the police report other than facts he/she has been seen as eye witness, which is mostly unlikely as police comes regularly later after impact, or note and take down what others say, being eye witnesses, and put it in short words on paper, to which the parties must agree or give different statements to be noted.



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car accident in South Africa      car accident in South Africa



RAMLA Accident Data Report - needed in civil action

The RAMLA - Road Accident Management & Legal Action - accident report form, focuses on the data and information's needed initiating a compensation claim, recovering financial damages, suffered in the traffic accident.

It should be taken into account, that personal details and contact details, such as email etc., are important getting a demand served more easily.

Witness details are important and a detailed statement including a proper sketch showing the scene of the car accident, and verbally explain what had happen, even if it's a one sided statement, but should be true and correct.

Basing a compensation claim on wrong or false arguments, the other party may be able and rebut, will not bring a claimant any benefit. On the contrary, it will lead to expenditures for your support and the possibility paying for the other parties cost as well.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa
Other informations, such as the car owner, business manager, status of the driver - driving in duty of employment, etc. can be needed, as to special circumstances.

There are a number of case that entangles the matter of vicarious liability, a liability imposed by law on another, being completely innocent for the cause of the motor accident, but vicariously liable throughout special relationship with the one, negligently caused the traffic accident.

Such liability can rest on a car owner or an employer. Therefore it's important, having those details of car owners and drivers too. If a motorist will be prepared that a car accident can happen at any time taking to the roads, the relevant information will be gathered in time at the scene of the traffic accident and noted in the RAMLA car accident report form.

A RAMLA accident form is freely available on RAMLA web sites in the download section.



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car accident in South Africa      car accident in South Africa



Photographs of the Car Accident Scene - CCTV footage - Vehicle Damages, are highly needed documentations

Next to witness statements, photographs are very proper and suitable evidence, supporting a claim for compensation of financial losses, caused by car accidents.

In today's times, where cell phones are common and wide spread, regularly do have a camera feature, it will be very advisable taking as much pictures as reasonable, best before the scene is cleared of motor cars or debris.

Just take one picture too much, than too less. The pictures, even if not of best quality, should show the scene of the accident, the position of all the motor vehicles, damages to all cars involved and the surrounding, best including traffic signs and road marks. Don't forget the debris or break/skid marks, as it can help in a dispute proving the matter.

While CCTV surveillance may not be everybody's favourite, in terms of car accident matters, it may be it very well. It is therefore highly advisable to look around for any such video camera/s, installed at an intersection as part of robots or even in neighbouring yards, as part of security.

Should there not be time at the moment after the impact itself, the next day will be good enough, as those facilities will still be installed.

Getting video footage released can sometimes be a challenge, despite it is not on dispute, that someone who is in need protecting his/her legal rights, is entitled by our South African Constitution, especially noted in the Bill of Rights, to have any such relevant information released.

Some facilities or managements may give a request a hard time, citing data security, but there is legislation that compels releasing such information, if the process is followed.



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car accident in South Africa      car accident in South Africa



Sketch of the traffic accident situation

A sketch or drawing, showing the process how the car accident unfolded, will be a most needed tool understanding the traffic accident situation. People in charge of pursuing the vehicle damage claim, later on haven't been at the scene and don't know much, unless they have been told.

Such sketch must not be sophisticated or mathematically precise. A good sketch, showing all the cars involved in the particular accident, even positions of witnesses if any, and should include the situation and directions the cars came from before impact, the moment and position of all before the accident, to the time of impact and at later still stand.

The next situation will be the impact itself and a written notice of it should be included.

Mark the vehicles i.e. A, B, C etc. and draw a legend who will be connected thereto, how many passengers, if any, the names of those, and if witnesses are available, as well as the position they have eye witnessed the traffic collision.

Traffic signs, road marks, robots are good to include, as well as a short description of the roads condition (wet - dry) and the prevailing weather condition at that time.

Note:   Bad weather isn't any excuse for an impact; it would have rather forced all drivers to more careful and observing driving.

A hand drawn sketch will be no problem, unless it's clear, readable and complete.





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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

You are welcome to utilise such valuable absolutely free inital advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa
 


As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.






* please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.





Correct car drivers details and contacts are a must!

As mentioned earlier, having the car driver's true details is a must. Take care they are verified and reflect the true and full residential and personal as well as contact details.

If possible, take a photograph of the id and the person. Verify telephone numbers given and if you can, check the residential details, as some contemporaries sometimes choose to hide, rather taking the blame for the wrongdoing.

In a case the deemed liable motorist refuse or fail giving the true and correct details, a car driver is obliged by law (South African Traffic Legislation), to give positive identification, once involved in a traffic accident, ask the police helping you. Unfortunately we had refusals supporting such investigation by some police officers, arguing it's a civil matter and they cannot act therefore.

Refer to the traffic legislation that compels a motorist to identify himself, failing it's an offence and therefore the police is in charge.

In such a case the police should even be reminded, that fines can be imposed on someone don't supply such identification, where he can be met, found or contacted, up to R 30 000.



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car accident in South Africa      car accident in South Africa



Car Owners Details - there can be liability for the owner not being the driver

Identifying the motor vehicle owner will be a need, once it becomes clear that the car driver has been employed and on duty for the job to the time of the accident, or been on the road in order and for the benefit of the car owner.

A motor vehicle owner can be held liable, several or jointly together with the car driver, in some instances, especially if the car driver was performing duties for the business employed.

A car owner can in some other instances even face vicarious liability for the actions of the car driver, caused the motor accident, while consented with the use of his owned motor car, and combined with any purpose or favour to the car owner, for the purpose of the drive.

The car owner, being a passenger in the vehicle at the time of the car accident, may face liability if he/she didn't make use of his power of control, once the actual car driver is clearly driving negligent, speeding or driving recklessness, intoxicated or drunk.



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car accident in South Africa      car accident in South Africa



An insured motorist allegedly liable, should provide the Claimant with his Motor Insurance Data

A motorist involved in a traffic collision, if regarded being the cause of the car accident or not, but being properly insured against the risks, emanating from using the insured motor vehicle according to the insurance policy and the terms & conditions, must report any such accident to the insurance company.

The report shoud or must be made in a specified period of time, if a claim against the policy can be expected, to whatever time, even later before prescription takes place, not losing the cover or indemnity in terms of money to be paid to another party in the car accident, if a claim been launched successfully by another.

It will be good, if the insured motorist give the contact details of the insurance company and the claim reference to the other party, in order starting a demand.

Despite it is common practise in South Africa, it is not compelling that the claiming party do so, as in the first place the wrongdoer is the party to the matter and hold liable. Refusing to submit such information, must lead suing the person in his own capacity.



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car accident in South Africa      car accident in South Africa





Doing a good job regarding the above, securing evidence, will pay out for you getting it right!

Taking time and check all possible to get to sufficient proof of facts, by documenting the circumstances and details of your motor accident properly, can definitely support a successful claim.

Caught up in a road accident in public traffic, looking on to your damages and the challenges coming with the demand or action, you may very much need the support of experienced and affordable car accident lawyers and professional claim managers.

If they are involved they utilise such information as the backbone of your claim and to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

In order processing the claim demand, you will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages, which may show you the complexity and risks in handling a compensation action.

Remember before you can concentrate on the essential matter of taking evidence and documentation to proof your case, you are obliged to look, if all the other participants are all right and don't need first aid to cope with any bodily injury.

Help first and call aid as soon as possible and just then get on with securing your details to proof and document your claim.

Involved in a car accident in South Africa Involved in a car accident in South Africa

Involved in a car accident in South Africa Involved in a car accident in South Africa

Securing the data and the circumstances about the accident, is of outmost importance and crucial for success.

Keep in mind, that even the best attorney/advocate/claim manager or any other knowledgeable person or organisation professinelly dealing with motor accident damage claims, cannot be successful with the claim, if they don't have sufficient documentation, which will proof and support the argumentation put forward.

Unfortunately too often, just this important stage in a struggle for adequate damage compensation, is dealt with too badly and probably chances missed to support the action. Remember, once the scene is cleared, you are not able anymore to take authentic evidence, if missed out before.

Certainly we all know that being involved in a traffic accident is not a planned matter, but comes suddenly and unexpected. Mistakes are to be made, but try your very best, if you missed out to secure information's, to remember and document as good as possible.





What does the South African law say motorists obligations are, when involved in a motor car accident.

Stopping after an accident is obligate and one must positive identify oneself to all involved.

Everybody must stop after a motor collision. A driver who fails to stop after an accident, when required to do so by law, is liable to be prosecuted and, if convicted, be fined or sent to prison, or both.

A "hit and run" accident is a serious delict. If one can argue succesfully, not stopping because of not being aware of an impact happened, one may avoid prosecution. If not, the courts will presume that one must have been aware of the accident.

You do not have to stop or report an accident if, for example, you collide with a tree and damage only your own car, and injure nobody but only yourself and only your property.

If, however, you damage someone else's property - a vehicle, or an electric-light pole etc.- you must stop and check for those owning the damaged property, and report the incident to SAPS. Stickly speaking even a tree will have a value and and owner somewhere, even if it is the sate.

Your first duty after stopping is to 'ascertain the nature and extent of any injury sustained by any person', and to assist as much as possible. If you know nothing about first aid, don't do anything that might aggravate an injury.

Rendering assistance includes ensuring that qualified help - such as an ambulance or a rescue unit - is urgently called. Unless you yourself are in need of help, you should remain at the scene, unless you are taken by ambulance or until a police officer permits you to leave.

You can be criminally charged for failing to render assistance.

When two cars are involved in a collision and nobody is injured, the drivers may decide to pay for their own repairs and don't claim against each other.

The police need not be called to the scene of such an accident, but it must be reported - by both drivers - at a police station within 24 hours. It is an offence not to report an accident in which another person's property has been damaged, or in which another person is injured, even if neither of the drivers intends taking legal action.



If you are involved in a car accident in South Africa and like to know what to do, please read more.


The obligations burden any motorists if involved in a traffic accident on public roads are, is outlined in the National Traffic Act, 1996 at section 61. (1) - Source Government of South Africa.

This section tells you what the participants at least have to do when ever tangled by a car accident, as to report the accident, exchange personal data etc.

Often observed too much confidence in fair dealing of another, causes some negligence's when it comes to get all the details together, one need to base and address a claim. If unlucky be provided with false contact details or phone numbers not working, one may be forced to track and trace the liable party.

Ask your police service to support you and allude to the National Traffic Act, 1996 and the relevant section to get them motivated.

Enforcing of your material compensation will be a matter according to common/civil law at the end and it will be of high advantage to have someone on his side capable to know the law and able to follow the procedures.

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read more: Merits in your car accident claim




Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail contact@ramla.co.za





 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or apportionment of damages, take matter on review to the Ombudsman, or even get matters to be judged in a court of law, should all fail to find a solution before the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on those motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.




Welcome to RAMLA








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

Lot of those issues may not be according to valid law, and just a reaction of someone in charge don't care, not having the necessary skills or just follow a strategy to get rid of valid claims, should not be accepted.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support. It should not be the correct way and get a claimant just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever claim, if it isn't as clear what the implications are and what evidence the other party/Insurance do have, are very good to stand through, even if a summons may be served.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should it not be so in the first place, we do all we can to improve such merits to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

But telling the truth, chances of success are entirely based on facts and evidence in every particular case and there cannot be any guarantee being better as proof and evidence.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business. In order to hold overhead costs low, and not compromise on expertise, we have decided to act from one central, but not public office in the Western Cape.

In order to hold fees low and offer very competitive rates compared with other legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney should not choose RAMLA as a favourite as we cannot honour just that.

But we can deliver the way we operate effectively wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy that will please most of those with an open mind to new technologies as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer.









 

Should you have been through all the before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za







 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





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As a member you enjoy full claim service free of charge!

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  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za




































Towing industry . . .
     partner with RAMLA?


When towing any vehicle to safety, after a traffic accident, it will be the ideal time/opportunity to promote RAMLA highly experienced and economical outstanding claim service, to enable the party suffered damages to claim or defend for material motor car accident compensation, and take part in the RAMLA rewards program.

 

Towing and or storage of a damaged car on a yard can come with bad surprise

Can a party in need of towing trust all companies, if matters coming towing the car to be stored in a yard with costs?

There is a good portion of suspicious thinking necessary.

A serious warning is therefore adequate.

Don't trust any promises of a hassle free pursuit. Make sure you do know about costs and risks.

Many have lost the salvage value of the car stored, just set off against towing and storage costs, as they did trust and not be as sceptically as needed.

We don't think to trust towing guys anymore, as we haven't made any fair connections yet.

On the contrary we need warning parties involved in car accidents, to not trust any of those promising rescue offers to give you a hassle free support.

Do not trust any promises as the other parties insurance company will take care of costs, as that is a total different matter and will only be true, if and in time the Insurer will accept claims, which isn't the regular occurrence.

Some of those towing companies, store your damaged vehicle on an open yard, not insured or safeguarded and despite charge storage fees in the range of International Airport parking rates, being of R 300 a day and more.

They do refuse to release the car, unless all is paid, which is illegal.

Such may end up paying for overcharged towing and storage what the wreck may be worth and they may suggest just leave the wreck for the open account.

Don't fall to such illegal and unethical behaviour.




 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience is a prerequisite to get through against sometimes very strange arguments or decisions.




 

Ombudsman for short term Insurance



The Ombudsman for short term insurance disputes (OSTI) reviews matters that emanates from policy differences or disputes.

However it must not always be expected that OSTI is in favour of Insurance clients to protect their rights.

Very often they just look on one-sided information, even without verification, if a client in need for help doesn't know how to repudiate false or weak allegations, the matter will most probably be lost and the Insurer rests relaxed.

The Institution of the OSTI office is financed by the Insurance Industry.




 

A reluctant party try to hide and not engage?

Don't allow a party to act in such manner. A liable driver must take responsibility, but it can be a challenge if you have been too patient or trustful of promises and the other do know how to make you struggle.




 

Companies don't engaging into claims they are vicariously liable for its employees

Companies are in some circumstances responsible and vicariously liable for employee's action and damages, if in charge for the business.

Despite most such companies may maintain a valid insurance cover, not many are open to an amicable solution and reluctant to support a claim.

The problem may just be that those who employ personal which need take part in public traffic in order to do the job get too much involved in car accidents throughout the employee's mistakes and don't like seeing the insurance cover in danger or face higher risk premiums.

There are commonly more difficulties to get matters processed as if claiming against a private person.





 

Alcohol or drugs a driver has abused but driving a car under the influence and causing the accident

Alcohol or Drugs shouldn't be consumed when on the road, for good reasons, and prohibited by law.

Once alcohol or drugs are suspected or proven, any insurance cover will lapse and no compensation can be expected covered by any Insurance.

However, the misuse of drugs and or alcohol must be proven in a professional manner. It will not be acceptable, if an Insurer or other party allege the other being intoxicated. A witness or any observer cannot detect degree of intoxication, even if they are medics, without scientific analyses.









Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose. Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.


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