Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



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Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




                                                             RAMLA - car accident damage claim service South Africa

You do have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select issues of interest by keyword search



      car accident in South Africa





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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:










      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





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   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





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   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.








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The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Welcome to RAMLA - Insurance Matters - South Africa (RSA)

If you do have any problem with a South African Motor Insurance, Broker or Claim Adjuster in attending your claim, just let us support you.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information about all sort of MVA - motor vehicle accident - damage compensation issues on the RAMLA (Road Accident Management & Legal Action) web platform.

Alternatively contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za


Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info


 
                        

RAMLA offers:

Free initial claim - dispute evaluation and advise in regard to a motor insurance issue


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

      
 








The motor car insurance company - offers you an unacceptable settlement as compensation for your vehicle accident damage.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


It may well be someone struggle to motivate a motor insurance company in South Africa, to pay your claim for Car Accident damage compensation.

Reasons for a dispute or to reject and not entertain a claim can be, that both parties are on disagreement of facts, the motor insurance just rejected the claim on reasons deriving from policy t&c's, or being dismissed or repudiated on arguments of liability or others.

Involved in a car accident in South Africa and like to know what to do?

Merely the hope or trust to receive a fair and full compensation will probably not get one there. Inevitably you need adamantly being behind the claim to have success at the end.
If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.

Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

Want to know more what will be helpful to know before you contact RAMLA (SA)


Involved in a car accident in South Africa and like to know what to do?



Involved in a car accident in South Africa and like to know what to do?



Involved in a car accident in South Africa and like to know what to do?



Involved in a car accident in South Africa and like to know what to do?



Involved in a car accident in South Africa and like to know what to do?



Keep this in mind when dealing    . . . with insurance companies!

Insurance companies' procedures to minimise car accident compensation

The insurance company paid the damage to its insured, but claims money back from you, in a recovery action?

Once receiving a recovery demand from an Insurer, the claim needs defence, unless you are satisfied with the demand and damages claimed.

Being able to oppose or rebut a recovery action, that may be unfair, inflated or completely unreasonable; one need to be in possession of the accident data and documentation.

It's important to know, that insurance recovery actions can take long, before they process it.

Sometimes it can take a year to be demanded and the claiming party (insurance in the name of the client) will be prepared to argue the case, but may hope you forgot about the matter already, being week to oppose the claim and possibly not in possession of evidence anymore.















Involved in a car accident in South Africa



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Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

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RAMLA put together a lot of information on our comprehensive web platform, focussing on car accident issues, claims, disputes, reviews and even defensive actions.

Should those information and advice not be good enough addressing a particular issue or help understand matters of motor vehicle accidents, get in touch with us for support.

As any MVA matter is different, we aren't able to supply an individual approach and solution to a particular claim on these web pages. But our professional team will be able to get matters done.





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RAMLA - Road Accident Management & Legal Action - offers professional, decisive but out most affordable claim service to recover financial losses emanating from material motor car accident damages, in South Africa.

What do we mean saying professional?

Well that's easy and simply means we deal with car accident issues as our core business on daily professional bases. We do have adequate and knowledgeable personal to crack the backlog and effectively find solutions.

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car accident in South Africa
What do we mean saying decisive?

We are behind a case and prepare, demand and resolutely execute any matter we will be entrusted with and mandated to do.

What do we mean saying - out most affordable?

By following a unique business and service concept, we are able to deliver quality convenient and competent car accident claim pursuit, but to lower fees other will be able to offer similar services. RAMLA dont bill for time/hours spend, but for action phased to solve the matter. We do offer a variety of service options and will gladly supply you with our service and cost scheme.

As RAMLA don't want to rush someone into a mandate, we make it a prerequisite before we hand out our service scheme, to give you a free first case analyse - free of charge - in order to determine if we can effectively help you to get what you expect.

We don't want press someone into a fee trap by taking on cases of which the success will be limited from beginning. Those issues can be due to several and always individual facts, and as we strive to deliver what we promise we check the case first.


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Motor Vehicle Accident


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

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The OSTI - Ombudsman for short term insurance - is an arbitral institution, created and financed by the South African motor insurance industry, enacted with arbitral dispute resolution in disputes emanating from policies covering a motorist against traffic accident losses or liabilities.

The Ombudsman can be approach after the avenues to sort out differences directly between insured and insurance have failed.







car accident in South Africa




Who can approach the Ombudsman for short term insurances (OSTI)?

The OSTI offices acting on arbitrational mandate for the complainant and the insurer, to the best of the range the mandate will allow.

However only matters that emanates from disputes between the insurance client and the insurer, are cases, the Ombudsman will hear and decide upon the evidence brought to him/her, by both the parties.

So in short, only disputes in contractual relation to an insurance policy will be heard.







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Motor vehicle accidents happens every day on public roads, often causing damages to property

Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions.

 car accident in South Africa


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car accident in South Africa   Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable


Road Accident Management & Legal Action


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The first stop solution for any MVA problem


Motor insurance claim decline - the process of challenging it - for a better outcome and a pay!



Initial process to evaluate a claim decline and examine the arguments for a rebuttal, due to own comprehensive decline or even a 3rd party decline

After reporting a motor insurance claim against own comprehensive policy, for a compensation of car accident damage, either caused by the insured themselves or even should a third party be the liable, claiming directly as a 3rd party claim from them, it is decided to resolve matters utilising the own comprehensive cover, the claim must not necessarily be accepted and approved.

A motivation for such claim against own cover may be, even taking the disadvantage of access contribution and risk of downgrade own claiming status, just avoiding the workload of a claim.

Once a claim is pending with the own Insurer the claim admin starts to engage into the pending claim and analyse the details.

The initial task for the Insurance will be, evaluating if a claim can or should be entertained, as to the policy and circumstances in a particular case. That can be both, an easy and unproblematic matter, or can trigger investigations into the circumstances of the accident.

Should the latter be the case, difficulties or disputes may be expectable.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
An insured should be on alert, once learning about investigations or extended assessments, such as interviews etc.

Before a claim will be accepted or declined, the claim evaluation is with the Insurer. It is therefore necessary to cooperate and adhere to what they possibly require, in due process, even if it is a "digging" in privacy, not losing the cover, as the terms will obliged the insured to cooperate, or risk getting the claim rejected and perhaps even the policy cancelled.

After launching all the requested documents and statements, it may be further request are to be met, such as allowance to check the cell phone location, tracker device data or any other type of request, such as bank statements etc. All should be met, as otherwise a reason declining the claim can be drawn from non-participation, as probably laid out in the insurance terms, just on such issues.

A claim should always contain only true and valid argumentation, which can be backed up with evidence. Some Insurance companies only too often apply dishonesty to decline a claim and even cancel cover.

Should the motor insurance cover be cancelled on such basis, it may be that the Insurer reports such to a data pool, something similar as the credit bureau, which can give motorist difficulties to obtain new insurance cover with another insurer.



RAMLA - car accident damage claim service South Africa


Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.

A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.

This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.

RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.

Know more how to contact RAMLA, best to do and what we need knowing to reply



car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






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Initial process to evaluate - reasons for a claim decline

The process of challenging - an Insurance claim decline

          Any compensation claim - can be challenged if declined

Mediation in an ongoing claim in the process of evaluation



Declined Claim - Dispute resolution with the Insurer

          Check background and reasons - regarding the Insurers decline decision

          re investigate any allegations - not acceptable to the Insured

          Collect evidence, formulate, draft arguments - suitable rebutting decline



OSTI - Claim review decision - if declined escalate to a court

Unresolved, disputed MVA matters can be taken to court



Headlines and Issues on this page














car accident in South Africa   Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable



The process of challenging a Motor Insurance claim decline, South Africa


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The process of challenging a Motor Insurance claim decline

Once a decline is expressed, perhaps initially submitted telephonically, a written statement should follow, setting out the reason of the decline and notify about remedies available to the Insured, if not happy with the outcome.

Despite the fact that - at least for a comprehensive insured client, not accepting a claim decision, - there are some remedies, such as dispute and possible resolution, review of the matter with the Ombudsman, or even the last opportunity to approach a court of law, it won't be an easy task challenging a wrong decision successfully.

Challenging the matter in dispute, directly with the Insurer, is most commonly a relatively unfruitful matter. In almost all cases, where the dispute is addressed in a similar manner as the claim arguments, brought forward before, such will expectedly not find open minds in the Insurers review process.

It must be expected, if not new and powerful arguments brought forward, that the dispute with the Insurer, will be resolved to no avail.

The next step on the challenging path will be an application to the Ombudsman for short term insurance, OSTI for a review.

Unfortunately this remedy (review by Ombud) will only be available for comprehensive insured insurance clients, claiming from own cover, and not be open for 3rd party claimants.

Many insurance clients do hope sincerely the Ombudsman will be open and helpful and have an equal support for both parties' arguments. This however can even be a disappointing experience, if the applicant initiating the review or his /her representative, doesn't know the rules and priorities, to have at least a chance, getting the Insurers decision overturned.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa
The Insurance admin work with Ombudsman case reviews all the time and they do know what the Ombudsman want to be able to uphold the Insurers decision and they certainly comply with such expectations.

That means the Insurer provide evidence, commonly in the form of Investigation reports and "expert" assessing or reconstruction reports. Those reports can be of bad quality, as they are often produced by "low cost" experts and may have a number of flaws.

Addressing those flaws, won't be good enough for the Ombudsman to have them discredited and the Ombudsman himself, does not question the quality or substance.

In order to rebut such possible flawed or weak evidence, all facts and evidence provided in the course of the review (the insurer must provide the applicant with all he rely on) must be analysed and addressed, by an at lease equally qualified or better qualified expert report, presented in an appropriate and competent manner.

The Ombudsman him/herself is even not as much qualified and able to qualify all those evidence the correct way, especially if it comes to the borders deciding about matters between negligence and recklessness, which however are the key questions in a number of cases, in order to succeed or losing the review.

A qualified and experienced representative such as RAMLA can make the difference in order to support a client to have the right measures in place and having a better chance to succeed, even if it will be necessary to accept some fees, which may be far cheaper as perhaps unnecessary losing the case.

However a decision or ruling, made by the Ombudsman is not binding for the Insurance Client, but for the Insurer, if in favour for the client. A client does still have the way to a court of law, if the decision isn't acceptable and the evidence at hand be sufficient to challenge the matter in court.

A South African court of law does have more powers as the Ombudsman do have and can hear witness and other experts in the proceedings, which can bring the true facts to the fore. A judge even will be absolutely unbiased and regularly does have a wider competence in analysing issues, interpreting and applying the law, as the Ombudsman.

However it is always advisable to go through the Ombudsman's process, even if it is envisage to go to a court of law at a last resort, as the process will give the applicant the advantage to know on what the Insurer rely, which otherwise will only transpire during the course of the court process.

Need support to solve your particular motor vehicle accident claim problem, competent, professional and affordable? car accident in South Africa


Having regard of the above, some of our fellow countrymen already decide to give up, just in fear of workload and/or disappointment about any claim process.

That will be a bad decision and is absolutely to the benefit of those insurers, taking chances, where ever they can and decline a legitimate claim.



The good news is:   A declined claim can be challenged

The decision whether or not challenging a claim decline, should be done in an objective manner and not just based on disappointment or perhaps unrealistic expectations.

Challenging the Insurers decline decision isn't as complicated and not condemned upfront to lose against a "huge and mighty" Insurer, even if the arguments seems to be noticeable and perhaps even backed up by some "expert" assumptions.

The Insurer is by far not always correct and negative decisions can be challenged, if there is some serious doubt, utilising experts to support the challenge and find the faulty parts of the argumentation and proof it wrong.

Such experts, such as RAMLA taking care of the process or other experts challenging presented evidence, may come with some costs, but depending on the damage value of the declined claim, well worth to invest to succeed, instead to accept a total loss without the opportunity to get the decline reversed and be paid.

Challenging damage values not paid are worth to take on, already starts in the region of only R 20 000.00, which to today's vehicle repair or replacement costs isn't as much.






car accident in South Africa   Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable



Mediation in an on-going claim during the process of evaluation, South Africa

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Mediation in an on-going claim, during the process of evidence evaluation, don't hesitate and just do so

If we say, mediation in a pending matter we do mean, get someone involved to your support who do know the pro and cons in a motor insurance claim, its challenges and the way to mitigate disputes.

It must be highlighted that most motorist involved in a traffic accident, luckily don't have such bad luck every other day. A car accident happened unexpected and suddenly, but not every day.

That certainly has the effect, that ordinary motorists don't have intimate knowledge of the requirements, challenges and knowledge of remedies available. The motor insurance agent, broker or claim admin, do have such knowledge, as they work with such matters/issues every day.

In that regard it must not take a wonder to recognize who is in the better position, if it comes to difficulties.

Matters can be addressed within the claim validation period and there is no need to wait until an unwelcome outcome is expected. Many claims can be shortened and turned positively in the initial claim phase, if handled professionally.

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Solving matters in the evaluation phase means, getting compensation much, much earlier, as if a dispute must be launched, or even the Ombudsman's review is needed, even worse, if matters needs to go to a court of law for final decision.

All those escalations, will take time and regularly comes with some money lost or need to be spend. So our advice at this point, think twice if doing it all the way yourself, as results may be much better with professional support.

Getting involved in mittigation may be much better, as let matters go out of hand.

It's certainly not always appropriate to fight with the other party or the insurance company, if damages are rather of small value, or the question of liability is not in favour of the demanding party.

Finding a fair compromise to end a dispute to the right time, can certainly be a valid option.

In the case of a motor vehicle accident the liable party, have to pay the damage of all others involved in the same accident. Given that the analysis of liability will not clearly determine who is liable causing the motor car crash and what is the cause and the accident at all, it must be investigated.

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Without a clear picture of what had actually happen, one will not be able to reach a fair and balanced compromise to settle the auto accident damages.

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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Be welcome utilising such valuable absolutely free inital advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.




Important Notice:

We further like to emphasise that the free advice is limited to give a first opinion and options how to go ahead,
but not contain the offer of free practically pursuit of an individual matter.

If active support is needed, some affordable fees must apply, as it is common for most or even all external services.

Please be conscious of such and we trust it is very understandable and acceptable, not to expect specialised experts to provide daily work free of charge, as even a humble supporter such as RAMLA, do need cover cost and labour.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.












car accident in South Africa   Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable



Declined Claim - dispute resolution with the South African Car Insurer

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Declined Claim - dispute resolution with the Insurer

Once a claim for motor car accident compensation has been declined by the Insurer; it will be the first task looking on the reasons.

Should the reasons not convince to be fair and correct, it must be established what went wrong and at which occasion, to what investigation or what other violations may be averred.

Once it's clear what may be the problem that the claim been declined against true expectations, the arguments and facts to rebut such decline, is to be looked on, prepared and formulated to be submitted, if not acceptable.

Most South African motor insurers offer internal "dispute resolution", which may be named differently. Such dispute resolution instance will have all the information about the claim and will in almost general terms, unfortunately initially back up the decision, taken by the claim admin, before.

They may adduce more information to the decline, so to have a better basis of understanding or a platform for raising arguments and facts, in order to alter such decline. The dispute resolution personnel regularly do have the powers to do so and change a decline into an acceptance.

They however will only do so on well-founded arguments, which are not always easy to find and underlay with facts.

We have seen a number of cases where almost little intention been given to legitimate argumentation and stubborn holding on positions, not expected to stand a review in a court of law, but in knowing that playing hardball, sometime more often than not, let the claimant desperately and as result, just let go the claim.

It shouldn't be like that. It has however to be taken in mind, that no all those declines in MVA matters, are unreasonable.

A decline can also be seen in some attempts to partially decline a claim, which however may apply in 3rd party claims or in contradiction to terms of the policy, as to dispute liability and accuse other motorists of contributable causation and liability, or allege breach of the insurance contract, which may not always be correct.

Don't be impressed if you are confronted with legal extracts of parts of the law or case precedents. Even the law acknowledges that each and every case is different, and a precedent cannot serve to determine an individual case, but can be utilised for the principle of such traffic situation.

Once such apportionment is on the table, check for further information on the RAMLA web info platform, to find the way forward. Find more about apportionment of damages or check for breach of insurance terms and conditions.

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Check background and reasons - regarding the Insurers decline decision

In order to argue successfully the full background of the decline should be looked on to understand the Insurers motivation and the facts the decline is based on.

This undertaking however will not always be an easy task, as some South African motor insurers don't play easily with open cards. Some just argue in standard phrases and refuse to supply more and detailed information at first request.

Some insurer/broker/agents, goes as far as saying the information requested is "privileged" and be hold back to just that reason.

It must be admitted that no one can be compelled to behave in an ordinary and honest manner and that compelling forces sometimes only are the powers of the next instance.

In a dispute according to own insurance cover, the way to the Ombudsman can help, at least get such crucial information released, should the particular insurer be part of the Ombudsman scheme.

All background information received from the declining party should be cross checked in a honest and as objective manner as possible against the position hold by the Claimant.

Should this evaluation come to the conclusion, the decision the Insurer or party has taken in its evaluation of the matter is not acceptable and contradictory to facts and evidence to the Claimants disposal, a challenge is absolutely the way to go.

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Re investigate any allegations - not acceptable to the Insured

On the way of rebutting a decline or dispute another party avers, own documentation is crucial. The evidence at hand, or possible to get from witnesses or other sources, such as surveillance devices , photographs out of other perspectives that can give a different understanding into or about the dispute etc. , will be of importance.

The mere averring or claiming to have a different point of view will not help achieving a change in position, in an already filed decline or dispute as it doesn't do in the deciders mind.

Witnesses who can contribute documenting the true circumstances are an important tool/asset in such fact finding/presenting process. A witness should explain the circumstances and state the affair in a written and to best properly signed affidavit.

Other forensic evidence as mentioned above should be prepared to be presentable and properly commented, as to rebut contradictable points of view.

But sometimes it is possible to rebut a dispute or decline, just based on the evidence brought forward to support the decline or dispute. It isn't a rare occasion that analyses and conclusions made by Insurance investigators are week, lacking truth or even be inadmissible.
car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     


It will however necessary to have some professional knowledge of concerning matters, traffic situations, corresponding obligations and laws, in order to analyse and find the crucial points and address it.

Those investigations, performed by some individuals trained on the job, going around with a precast expectation, finding something that will help or support a decline, can sometimes easily rebutted by just questioning those sources or witnesses again, just finding out that what has been stated must not necessarily reflect what they indeed have been expressed.

In processing a client's case, where such averments been checked the way, it turned out that a cited witness for most or all the violations of terms or wrongdoing, certainly next to other week testimonies, had been drawn from a minor, at the age of between 8 and 10 years old and it is commonly accepted that such a minor cannot testify in legal terms.

The report however did not identify the person to be a minor at all. All it says was the first and last name and set into a conjunction of circumstances.

Other questionable witness statements can be such as those of a barman, stating having seen the person in question drinking beer.

We have had even an allegation of drunk driving based on just a credit card slip, showing a purchase of a six pack at a refuelling station. Such slip certainly cannot be proof for consumption at all, let alone just after purchase and while driving. A proper proof of drunk driving can only be a positive blood test after a breath testing.

The above is just suitabe of giving examples of how to look onto matters in a particular case and document, that the true circumstances, differ from allegations and the proof offered to ascertain the allegation isn't proper.

Should you see some similarities after reading the above and don't have the expertise, time or other reasons not addressing such averments in a rebutting manner, contact RAMLA we can do it for you.



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Aver your claim - Collect evidence, formulate, draft arguments - suitable to rebut the claim decline

Argue and address the merits of your claim and show the averment made in the decline isn't standing the review.

As mentioned above, just saying - I don't agree, the decline isn't fair - won't do the job even as a bare denial won't do to sustain argumentations.

The way forward will be to destroy the suspected wrong evidence by name the problems and supply the true facts, best accompanied by proof. As mentioned before, proof can be of forensic nature, pictures, video footage, surveillance device recordings, or witness statements, evidence from the scene of the accident and so on.

Matters need to be addressed as clear and factual as possible. It can be a challenge for a victim fighting for fair compensation to hold back emotions. But let's be clear, emotions or only subjective focus won't help establishing what is needed to get a matter sorted satisfactory.

There is quite a risk in self-defending or claiming actions, if someone doing so don't know exactly what needs to be done and how it must be performed. We do know that a number of visitors to our web pages come to look for advice, best free and cheap. That's what we provide to the best we can at a time.

But taken the best advice isn't a guarantee or even a gradually a prospect for success, if handled incorrect or week. It is always an economic component that recommends if it's appropriate to engage someone professional and accept some fees. We suggest the interested reader should find out if the relation of fees and the economic risk potential are balanced, by contacting us in such regard.

RAMLA even offers a very cheap support option for those who do have the knowledge and willingness to take matters in own hands, but avoid cardinal mistakes and get advice to proceed successful.

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OSTI - Claim review decision analyse - accept or escalate matters to legal action in a court of law

As all the arguments and facts from both sides are with the Ombudsman's file, he/she will consider the arguments and prepare for a decision and eventually make a ruling.

Should the ruling be satisfactory, matters come to an end and the Insurer will settle as ruled. The Insurer has accepted to abide by the arbitrational ruling. The Complainant however doesn't need accepting the ruling and do have the legal route in a court of law, open to him/her.

The Ombudsman's arbitrational process will be time consuming, but give an indication of the problems or obstacles, if the ruling will not be satisfying and the Insurers position been upheld, but been of low pecuniary cost, but a valued source of information for further decisions.

Taking legal actions against the Insurer, one do have to be in correspondence with time barring clauses, contained in the policy contract. Regularly the time frames applicable will be referred to within the process, firstly in the decline letter and secondly in the Ombudsman ruling.

It should however not be taken lightly and going to court, if the facts, not accepted by the Ombudsman, cannot be proven in a better manner in court.

The process in court is long term and expensive and should only be considered if the chances for success are in a good relation to the negatives within the legal process.



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Unresolved MVA and disputed compensation matters can be taken to court of law

Any dispute, not only an unresolved Ombudsman review, out of car accident damage, can be taken to a court of law, for an unbiased and lawful review and judgement.

There are material differences in the processes of those of the arbitrarily Ombudsman and those of the proceedings in a court of law. The applicable court do have wider powers as the Ombudsman, especially in hearing the case in person, subpoena witnesses for testimony under oath, and operate with and utilising the learned legal qualifications the judge/magistrate do have.

A court process is firmly concentrated to be objective, look onto matters objectively from all the angles. The presiding officer will arrive at a judgment to the end of the trial.

It is unfortunate that South Africans don't frequently take car accident damage compensation claims to court for resolution, as to well-known obstacles, as time consume and costs for legal representation. But many fair chances of compensation are missed out in not considering taking opportunity of the courts abilities.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa
This common knowledge however encourages some parties in a claim to try and take chances, as they calculate a challenge in a court of law is of low expectancy.

Taking in mind such restrictive mind-set, makes it easy for parties to deny a claim or wrongly allege on not sustained averments, giving the other party the challenge to decide, accept a bad offer, drop or take on the case.

As mentioned, the majority will back down in regard of costs involved in a legal action and those took chances just triumph.

Taking the right decision isn't always easy and recommendations can only be given in individual cases after careful investigation of the facts and facets of the matter.

However damages of lower value can be brought to the small claims courts in South Africa, for relatively low costs and adhered to a quick and effective process.



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read more about: You receive an offer to settle your car accident damage

Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                






Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za





Aspects and options

RAMLA membership

RAMLA membership covers for,
     the benefits and services


Tasks and actions in pre-
      litigation periods


Specials membership for NEW
      members with existing case


RAMLA tariffs    Individual
     - Family - Business


RAMLA membership   Terms &
      Conditions


RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership



 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:






We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or incorrect apportionment of damages, take matter on review to the Ombudsman, or even get matters to be heard in a court of law, should all fail to find a solution and the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za







 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





  Keyword Search

  FAQ  frequently asked



As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.




  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za




































Towing industry . . .
     partner with RAMLA?


When towing any vehicle to safety, after a traffic accident, it will be the ideal time/opportunity to promote RAMLA highly experienced and economical outstanding claim service, to enable the party suffered damages to claim or defend for material motor car accident compensation, and take part in the RAMLA rewards program.

 

Towing and or storage of a damaged car on a yard can come with bad surprise

Can a party in need of towing trust all companies, if matters coming towing the car to be stored in a yard with costs?

There is a good portion of suspicious thinking necessary.

A serious warning is therefore adequate.

Don't trust any promises of a hassle free pursuit. Make sure you do know about costs and risks.

Many have lost the salvage value of the car stored, just set off against towing and storage costs, as they did trust and not be as sceptically as needed.

We don't think to trust towing guys anymore, as we haven't made any fair connections yet.

On the contrary we need warning parties involved in car accidents, to not trust any of those promising rescue offers to give you a hassle free support.

Do not trust any promises as the other parties insurance company will take care of costs, as that is a total different matter and will only be true, if and in time the Insurer will accept claims, which isn't the regular occurrence.

Some of those towing companies, store your damaged vehicle on an open yard, not insured or safeguarded and despite charge storage fees in the range of International Airport parking rates, being of R 300 a day and more.

They do refuse to release the car, unless all is paid, which is illegal.

Such may end up paying for overcharged towing and storage what the wreck may be worth and they may suggest just leave the wreck for the open account.

Don't fall to such illegal and unethical behaviour.




 

Motor Insurance Disputes



An insurance claim, either as a third party or comprehensive claim can come with a number of challenges.

Having the knowledge and experience is a prerequisite to get through against sometimes very strange arguments or decisions.




 





    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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