Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa

Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




                                                             RAMLA - car accident damage claim service South Africa

You do have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select issues of interest by keyword search



      car accident in South Africa





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


        
  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads     Mandate Terms & Conditions      Contact        Job        Press        Company    


The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa




   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa










   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa







Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.








car accident in South Africa

car accident in South Africa






















The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Welcome to RAMLA - Insurance Matters - South Africa (RSA)

If you do have any problem with a South African Motor Insurance, Broker or Claim Adjuster in attending your claim, just let us support you.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information about all sort of MVA - motor vehicle accident - damage compensation issues on the RAMLA (Road Accident Management & Legal Action) web platform.

Alternatively contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za


Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info


The motor car insurance company - offers you an unacceptable settlement as compensation for your vehicle accident damage, based on the findings in the assessors vehicle damage report?

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


 
                        

RAMLA offers:

Free initial claim - dispute evaluation and advise in regard to a motor insurance issue


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

      
 








It must be understood, that a motor car damage assessment performed in the instruction of a South African motor insurance company, can be a party friendly one to minimise the pay of the assessors client, the insurance company.



If you are involved in a car accident in South Africa and like to know what to do, please read more.


After a traffic accident or other vehicle damage, the insurance company will send a qualified assessor to determine the damages of your car. This assessor (also known as an adjuster) calculates the damage of your vehicle in monetary terms and this assessment is than compared with the actual value of the vehicle.

If such assessment will not be fair enough, it may well be you struggling to motivate a motor insurance company in South Africa, to pay out your claim for Car Accident damage compensation.



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa



car accident in South Africa











Motor Vehicle Accident


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa




Motor insurance policy Terms & Conditions are crucial

In South Africa, comprehensive motor car insurance cover is also needed to protect own property or motor vehicle, in cases of any car accident with an uninsured and financial not stable, but liable party.

South African traffic legislation don't compel motorist to maintain any kind of insurance cover, not even one to protect a 3rd party, innocent and suddenly confronted with traffic accident damage, caused by another and facing costs for repairs.

In South Africa, a compensation action for destruction emanating from car accidents, can be challenging and beeing a less amicable matter.

Therefore it is common practise, that a person will claim from his own comprehensive cover, even if he/she isn't liable for the causation of the accident, just to avoid the hassle of enforcing damage compensation from the liable party or his/her insurance company.

Once a claim with own comprehensive cover is launched, and before accepting and authorising a claim for a pay-out, the matter will be analysed by the insurance admin and if any problems be found on the way, even a claim from own cover for which premiums are paid for, can be a challenge or even a nightmare.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
In general terms, problems in a claim against own cover, will always have a component and initial research to the terms and conditions of the motor insurance policy.

This means, reasons for problems with a comprehensive claim may be found by allegations or proof by the Insurer, the client may have violated the policy conditions, made wrong or omitted requested information, when concluding the contract, or difficulties and challenges can come during or within the report of the claim and/or during possible investigations in the circumstances of the traffic accident itself.

All that may perhaps give an idea, that having a valid policy does not automatically mean, having peace of mind to be insured and the damage be paid, once terms & conditions aren't met in full, meaning to abide by all such limitations and duties and to comply with all updates of information's, next to have the premium always paid up, not risking the cover.

However, even if one strives to do so, it's not always easy, as some interpretations can come as a surprise about time periods or other factors to be abided by, even if understood all the obligations, but not be aware when and if such duties are effectively due to be reported to the Insurer.


Klick for Insurance Site Map - A comprehensive overview of relevant Insurance Issues


RAMLA - car accident damage claim service South Africa


Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.

A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.

This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.

RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.

More how to contact RAMLA, the best way to do and what we need knowing for reply



car accident in South Africa   Your specialised expert to sort out MVA matters

             Professional - competent - swift - decisive and affordable






The Insurance conditions do have an effect on all actions concerning with the policy in a claim, South Africa.

Be aware and avoid breaches of motor insurance terms and condition

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


   Motor insurance Terms and Conditions are crucial to abide

   The comprehensive insured should know about T&C

   Breaches of insurance terms and condition can be manifold

   Abide to the contract not to put the insurance cover on risk

   Know and understand T & C. with RSA Motor Insurers



Headlines and Issues on this page




What is important for the comprehensive insured motorist to know about T&C - terms and conditions:

The insurance company must provide an insured with a full copy of all cited or applicable terms, stipulate and display all the insured have to do, according to an individual motor insurance policy and in the terms & conditions, applying to the particular insurance plan.



All those essentials an Insurer like to rely on, in a case of a claim, must be found there and specified about what the client has to comply with. What cannot be found in those critical documents, does not apply to your motor plan and the insurance company cannot successfully argue on matters not revealed in the scheme, if a dispute or denial is releated to such issue, which is lacking in explanation or clarity.

Once you looked for advice, in terms of motor accident claims or car insurance disputes and arrived at the RAMLA comprehensive web information, its assumable you already have an issue with your motor insurance company.

Lots of our web visitor's, acting on their own knowledge and in search of improvement in the www, attempting to sort out the difficulties between insured and the insurer, without intending spending a good portion of money, may find a lot on our informative MVA info platform.



car accident in South Africa      car accident in South Africa

It's perfectly understandable, however the aspects of differences are so wide spread, that it may not always be a good idea, saving some smaller fees, but perhaps losing all. Once exhausted with your own efforts, in dealing with the insurance admin, it may already be too late to engage a professional supporter.

As RAMLA specialises just on motor car accident problems in the wide range of matters or issues, it may be a good thing to contact us, before it may be too late.

It must clearly be understood, that any breach, too often only alleged breaches, are good enough, for an Insurer declining a claim, if they which to do so. A breach of the contract is a safe legal ground for a decline and even if challenged, it may stay fruitless, despite remedies such as dispute resolution offers or the Ombudsman (OSTI) for short term insurance in South Africa are available for contractual reviews.

The ombudsman will only take part in the matter, if the dispute is a mutual one between the insurance and the insured, resulting out differences of facts, or out of the cover the insurance policy provide. The ombudsman dont't interfere or entertain a 3rd party claim.

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa



Breaches of motor insurance terms and condition can be manifold:

The spectrum a South African motor insurance company can choose from, alleging breaches of the insurance contract, is widespread.

Once there is any sort of irritation on the side of the Insurer that suggests declining the claim, those breaches of terms & conditions are the initiators or breakpoints for a decline.

The bad thing here is, the Insurer may just pic the best applicable or useful reason, selected by the claim admin in his own perception, in order to block or at least complicate a claim, not to be accepted and paid.

Unfortunately it is observed that some of those technical tools are used improper and without real relationship to the accident matters itself. Many of those technical declines should be challenged for validity and application.



Some examples which can be utilised below:

1. False or incomplete information given when concluding the
    insurance policy contract


2. Failure to pay the first premium before a claim reported

3. Failure to pay the premiums up to date.

4. False, late, incomplete or not submitted updates of essentials

5. False, incomplete or misunderstood details in reporting a claim

6. Investigations in circumstances of the particular accident

7. Not abiding to, or in breach with RSA traffic regulation

8. Un-roadworthy motor vehicle driven in public traffic

9. Other prohibited actions when driving, such as
    - Telephoning/Texting etc.


10. Other prohibited actions when driving, such as
    - Intoxication




Back Page Selection                   Back insurance issues Selection

                                                     Back insurance Site Map

                Contact RAMLA . . .   for your free initial case analyse   Now
                Know more about the free first case analyses before contacting RAMLA?

RAMLA will be your   one-stop car accident claim service   in South Africa


  Material Damage suffered in a car accident   Be careful when handling your car accident claim   RAMLA car accident claim management enforcing damage compensation   Lucky you when the car accident damage is repaired





Abide to the policy contract, not to put the insurance cover on risk

What to keep in mind not to put the insurance cover on risk.

Circumstances a comprehensive insured car driver should avoid, not to risk having the damage claim rejected or losing the full cover of the motor insurance, so i.e. not to abide the rules of the road, driving a not roadworthy vehicle, taking drugs or having blood alcohol etc.

Find some examples of circumstances that can give you trouble and links to some solutions some response to arguments against you, above.

A breach of the insurance contract can be alleged to all times and even minor mistakes, one may have overlooked in the study of the terms and conditions, can be the initiator of problems. Any violation of a clause can constitute a breach of the insurance contract in a formal way and will give rise for problems, risking your insurance cover.

That means you have to abide to each and every clause and content to be safe with your motor insurance. Luckily the insurance companies cannot always avoid to indemnify the client, even if a breach of the contract might be considerable.

The way to find out how to argue against your own insurer, if they reject a claim, based on the issue of breaking the contract, you may best check about what the Ombudsman for the short term insurance in South Africa, had had to say to something similar in the past.

As an insurance client you can approach the ombudsman, if your problem results out of the contract with your insurance and the problems arise out of such, which you do not accept as fair and just treatment.

Find some examples of circumstances that can give you trouble and links to some solutions how to response to arguments against you, above.

Anyhow, the process with the Ombudsman isn't one of speed and don't be automatically in favour of a review argument. The Ombudsman needs clear argumentation and facts from both sides, that will be made available to the parties vice versa for comment.

Thereafter the Ombudsman will make the ruling, which will be bind the Insurer, but not the Insured, who still have the remedy of a court of law.







car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa


Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

You are welcome to utilise such valuable and absolutely free inital advice. *

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa
 


As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.







Know and understand your T & C. What are the particulars to look on?

We actually don't believe you need legal advice, just to know all of your terms and condition. As a general rule, just take time to read all your insurance documents and attaches carefully and approach your insurance company, if you don't understand any of the issues.

It should be crucial for you to know all and understand your T & C conditions, before you have to sort out a claim, and don't stop unless you have perfect clarity.

Your insurance company will always assist you to clarify any of those questions, but approach them early and study your small print, best before you conclude a policy for motor insurance cover.

If you missed out to check about your obligations, just trusting you are on the safe side, it may cause problems in due course of a claim.

You want motor insurance cover to be financially safe, if any such accident occurs. That is why you consider paying premiums.

Don't risk the premiums, by just not be clever and do what is requested, by the Insurer, for them in turn to evaluate the risk they cover and adjust premiums where necessary.

Insurance companies want to be up to date with all your relevant data, enabling them to calculate the risk accordingly. Failing to comply, causes high risks for a possible future claim, which may be disputed or even denied, if non obedience to the contract is found.

If you only believe or trust you did all needed to keep the required information updated with the insurance, but can't proof it, you are in hot waters. Always keep proof and records of all interactions with the Insurer.

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa
As long no claim for compensation is pending, you will be able to amend or correct anything requested and what may be needed to be up dated, keeping the insurance cover on a safe level.

Once a compensation claim is pending, your insurance company might not be as cooperative as before a claim and can use the misinformation or absence of actual date to decline a claim.

It is very important that you keep own records on what information, when and trough which channel, is given to the insurance and make sure you can proof it is received and noted.

If you update your policy data online, make a screen shot, so that you have proof you did update online and provide actual and correct information - and keep it with your documents.

Utilising a broker and trust they do all the right thinks for you, can even be risky. RAMLA has been approached a number of times, where insured have been certain, all has been done to satisfy the need of keeping the details updated, but the insurance company denied, have ever received any of such notices, they say such data is needed allowing them to calculate the actual risk and appropriate premiums.

They want to know of all the changes tangling the police, i.e., if the regular diver has change, another additional person drives the car constantly, or the location the vehicle is regularly used changed for a longer as just a short period of time etc.

Don't underestimate those little thinks you believe they cannot be of importance, but they are reasons frequently applied to deny any cover out of your insurance plan.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

                Contact RAMLA . . .   for your free initial case analyse   Now
                Know more about the free first case analyses before contacting RAMLA?



car accident in South Africa      car accident in South Africa



Next to the task to update, it will however be vital for a motor vehicle driver to exercise reasonable precautions in maintaining the safety of the vehicle and abide to the rules of the road and driving responsibly. This is sometimes easier said than done.

Reasonable precautions in daily driving and maintaining the technical safety of the vehicle, being roadworthy to all times is very essential and are often points of disputes in an insurance claim for car accident compensation. Next to the risk of losing the insurance cover, it even poses risks to other motorists, drivers and passengers' safety.

Serious problems are to be expected, if the driver acted gross negligent or even intentionally. This will most often be a no pay area, with little success to oppose and can trigger criminal charges on top of that misery.





RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa

Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                






Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za





Aspects and options

RAMLA membership

RAMLA membership covers for,
     the benefits and services


Tasks and actions in pre-
      litigation periods


Specials membership for NEW
      members with existing case


RAMLA tariffs    Individual
     - Family - Business


RAMLA membership   Terms &
      Conditions


RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership



 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or incorrect apportionment of damages, take matter on review to the Ombudsman, or even get matters to be heard in a court of law, should all fail to find a solution and the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za




 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face



  Keyword Search

  FAQ  frequently asked



As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.




  Preparation is key:
           before  an  accident
           when enforcing claim




Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.








RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za
  





    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


  Claim Information      Damage Assessment      Legal Information      Repair Service      Insurance Matters      Claim Collections      Downloads      Contact        Job oportunities        Press        Company            car accident in South Africa