|
|
Motor car road traffic accident damage recovery, is what our subject is all about.
|
Below please find some issues and occurrences of common interest, listed and linked.
Car accident issues that matters most:
|
|
|
facilitating a claim
claim against the liable party causing the car accident enforcing full and fair compensation . . .
|
|
Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.
We however believe the issue in question will be found on one of the other pages on the
RAMLA comprehensive MVA - motor vehicle accident - Information Platform,
but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.
There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.
Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.
But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.
 Your specialised expert to sort out MVA matters
Professional - competent - swift - decisive and affordable
|
|
|
Issues with South African Motor Insurance companies
|
|
Should a matter be taken to a court of law?
Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.
It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.
This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.
Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.
It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.
It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.
|
|
|
|
The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.
You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.
|
|
|
On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,
Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -
you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.
Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,
RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.
Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.
Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.
In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.
A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,
when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.
In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.
You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.
But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.
Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.
Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.
Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.
The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,
when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.
In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.
If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.
|
|
RAMLA provides you with:
Car accident lawyers or specialised attorneys to look into your motor accident damage claim, supported by professional and experienced accident damage recovery claim managers.
That means, RAMLA is your solution for any motor vehicle accident problem in South Africa.
RAMLA - Road Accident Management & Legal Action - employ specialised, skilled and trained material claim recovery experts for you to benefit from in a need to enforce or defend any traffic accident damage compensation claims.
Working to a unique service concept, RAMLA is able to provide such professional and determined pursuit of your legal case to outmost unbeatable monetary conditions. RAMLA further offers you a first - free of charge - examination of your position in a claim to recover financial motor accident losses, before you even need to decide to mandate such powerful service.
Let's go on, why wait any longer. RAMLA is your first stop claim enforcement and you will hardly find it any better somewhere else.
Check us out and see for yourself.
The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.
You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.
On your way looking for a professional car accident claim lawyers, to enforce your traffic accident damages occurred one of the provinces of South Africa,
Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -
you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.
Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,
RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.
Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.
Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.
In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.
A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,
when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.
In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.
You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.
But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.
Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.
Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.
Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.
The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,
when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.
In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.
If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.
|
|
It may well be you struggle to motivate a motor insurance company in South Africa, to pay your claim for Car Accident damage compensation, which may be on disagreement, rejected, dismissed or repudiated.
Merely the hope or trust to receive a fair and full compensation will generally not get your there. Inevitably you need adamantly being behind the claim to have success at the end.
|
|
RAMLA will be your one-stop car accident claim service in South Africa
|
|
When you receive an unacceptable settlement offer from an insurance company in South Africa to compensate you for car accident damages, you most probably need help to get them going further and to accept the 3rd party motor damage claim, or your own claim, based on the comprehensive motor insurance cover you concluded with the car insurance company.
We all know that lots of traffic accident victims, involved in a car accident on South African roads, try hard to solve the vehicle accident compensation matter.
Some motorists work hard to get fair compensation in dealing with the other parties on their own, before they look for support, if no amicable or even any solution can be achieved.
Fair compensation is achieved, if you will be able to repair your damaged motor car in a traffic accident, comfortable to the state it was in before the accident occurs and that should be done in a reasonable time frame.
Those are the basic needs any car accident victims want to see achieved.
South African law reflect just this as it states generally that the perpetrator will be liable to pay for the motor car damage to be repaired to the state the vehicle had been, before the accident impact.
Unfortunately the common experiences with motor car accident claims is, that much too much time is consumed before any kind of settlement will be reached. Due to a lack in South African law, that not all of the motor accident victims are entitled to claim for car hire expenses, as this is presently restricted to just business/earning needs, meaning only if one uses the vehicle to directly perform the job or business, will be entitled to car hire compensation.
RAMLA - Road Accident Management & Legal Action - offers professional, decisive but out most affordable claim service to recover financial losses emanating from material motor car accident damages, in South Africa.
What do we mean saying professional?
Well that's easy and simply means we do that as our core business on daily professional bases and do have adequate and knowledgeable personal to effectively do the job.
What do we mean saying decisive?
It simply means, we are behind the case and prepare, demand and resolute execute any matter, we will be entrusted and mandated to do.
What do we mean saying - out most affordable?
By following a unique business and service concept, we are able to deliver quality convenient and competent car accident claim pursuit, but to lower fees other will be able to offer its similar services. We do offer a variety of service options and will gladly supply you with our service and cost scheme.
As RAMLA don't want to rush someone into a mandate, we make it a prerequisite before we hand out our service scheme, to give you a free first case analyse - free of charge - in order to determine if we can effectively help you to get what you expect.
We don't want rush someone into just a fee trap by taking on cases of which the success will be limited from beginning, which can be due to several and always individual facts as we strive to deliver what we promise.
|
|
Site Map - Insurance related topics -
Engaging in a compensation claim, to be paid for car accident damages in good mood and trustful to be treated fair, is the expectation one rightfully can assume to receive from the other party and certainly from the motor insurance company and arrive at a fair pay out as quick as possible.
But there are challenges to overcome in due course of a claim.
RAMLA - Road accident management & Legal Action - is a specialist in supporting clients or members in enforcing their rights.
Below you find what we like to get to your attention in terms of what may relates or have the potential to cause problems with any kind of motor insurance companies, in South Africa.
Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.
A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.
This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.
RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.
We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.
Know more how to contact RAMLA, in what way best to do and what we need knowing to reply
RAMLA - Road Accident Management & Legal Action
Car accident damage claims
|
dont't solve itself !
|
RAMLA - Road Accident Management & Legal Action
Car accident damage claims
|
dont't solve itself !
|
Page 12_2
|
|
|
|
|
|
Just a tip for all those, who are insured and face a motor accident damage claim:
It is important to comply and report any matter to the motor insurance company, that can affect any kind of liability, even if it will only come to the fore you believe its forgotten about already. This is what most of the terms and conditions or South Africa's motor insurance companies stipulate and force the insured to comply, otherwise the insured is going a risk losing the cover.
Starting a claim and getting in contact with the insurance claim negotiator/administrator/broker, you will be asked to supply a case or reference number and to serve a number of standard documents to proof that you are entitled to claim, in the first place.
Most often these documents copies are: Car registration paper, driving license, calculation of damages, an accident report and sketch, but there may be other documents wanted individually.
The next step will be (depending on the damage value and nature of the accident) the insurance will send a motor vehicle assessor to calculate the damages on behalf of the insurance company. According to the following assessment report the claim negotiator will hopefully attend your claim and will ask you for more evidence and/or witness etc. if they feel it's needed.
The insurance admin will compare the accident report of its client with the information compiled in your own report. If both versions are compatible the pursuit of a claim may proceed amicable.
Problems will occur once both versions of the circumstances will not match each other. This can be the time the claim become a dispute and you as the claimant and the one suffered the damages must make efforts to proof your version of the matter.
One should not be surprised, that the insurance per se will support the version of the insured client and don't give it much doubt, even if you put forward logical and precise evidence.
If you will be contacted by the insurance assessor or the claim admin for an interview, be prepared. The results of such inquiry have sometimes seen to be strange and don't corresponding with what you wanted to strengthen. Don't go without a witness.
Other problems can have its origin in sphere of the insured party, as to non-compliance with the policy, which can be to various occasions.
As we lay out before, only a small number of claims launched with an insurance company in South Africa, will go right in the first place. You may face to be offered insufficient motor vehicle damage compensation or you need to look for explanations to what reason and why the insurance offer will be as bad.
There are a variety of factors, ranging from a complete denial over being accused of partial liability, or even just in facing differences about the value or range of effective damage to your property etc.
Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?
You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.
Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.
We will check and analyse your individual case and revert to you - most of the time in short circle -.
For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.
In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.
Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.
You are welcome to utilise such valuable absolutely free inital advice. *
|
| RAMLA can be the solution in MVA matters
Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.
|
|
As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.
We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.
As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.
We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.
As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.
It's so easy contacting us by email.
The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,
- free of charge.
If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).
For best results: dont't just call, once you took notice of the opportunity!
First think what you like to get accross, best file it as email and call therafter.
For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.
It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.
|
|
Car accident compensation claims for damages, may cause some headache,
in South Africa.
RAMLA can be the solution to sort out MVA problems.
Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.
RAMLA is a specialised expert in material car accident damage claims,
demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.
Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.
It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.
Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.
Contact us now and let us know how we can help you?
email us your story and details to ramla@ramla.co.za for a free first analyse and advice.
|
|
|
|
RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.
|
|
Don't give up easily in your efforts to claim, even if you face obstacles.
Getting on with the claim, just for fair compensation, you can easily find yourself in trouble and be brought near frustration in the process of the action.
It will be a rare fact, that you will agree with what you hear form the motor insurance claim admin/negotiator at once. The insurance admin often and repeatedly applies baseless arguments in an attempt of denying a claim.
Fair compensation means, that at least you can repair your motor car to the state it had been in, before the traffic accident happened. This is exactly what the law says a not liable party is indeed entitled to.
But to get there can be a long way that needs engagement to arrive at a fair solution. All needed actions to achieve this objective, are certainly depending on your individual matter and no general advice can be given.
It's a pity that South African motor insurance companies too often, gets away from a fair pay of compensation. The first reason therefore is just the behaviour and the way they handle the claim process.
Lot's of motorists processing a claim, are quickly exhausted about what they actually be confronted with. An answer to your e mail can easily take a week or more, just to get it. A reply doesn't' mean you get forward in your process, if you just receive an answer stipulating just the same baseless point of view, instead of careful evaluation of your arguments.
Most of the settlements with South African motor insurance companies are concluded far below fair compensation. Victims of road accident damages give in too quick and sign a too low settlement offer, just to end the process and pay a substantial portion of compensation they are entitled to, out of their own pocket.
You should not do that. Get someone knowledgeable and professional to your side and get on with the claim, unless a fair settlement can be concluded. RAMLA, the author of these web pages, is one of such knowledgeable supporters.
Back Page Selection
Back insurance issues Selection
Let's give you some examples that can lead to a shortfall of compensation in a 3rd party insurance claim, (but not only in a 3rd party claim, it can easily come to problems and differences with your own comprehensive motor insurance cover, especially if you had claimed before and internally - at the side of the insurance - not been classified as good risk anymore):
Claim denial based on collision of facts
1. The insurance company get a different statement from its insured as what you argue in your claim. They easily buy in the story of the insured without any check or doubt, whatever it says, not liable or partly liable.
It's on you to get the matter presented fair and competent, but it will by far not be granted, getting your arguments accepted. The time factor is on the side of the insurance company and can make you week and give up.
Back Page Selection
Back insurance issues Selection
Differences deriving from biased vehicle damage assessment
2. After a claim is reported to the insurance in charge, most often they will send an insurance assessor to calculate the damages. The findings will serve as a basis for any further insurance action. You certainly must not accept the calculation as representing the effective damage and you may disagree.
Discrepancy can arise in the calculation of damages or in interpretation of the findings and conclusions, how the accident must or should have unfolded.
Based on the conclusion of the assessor, if damages matches or not, the insurance company may reject a claim, simply saying these vehicles cannot be part of the same accident.
In a case, the insurance say it's a "write off" and calculated compensation based on its own terms, such compensation calculation will only apply to you, if you claim from your comprehensive cover. If you claim as a 3rd party, you are in no way bound to any insurance terms other than those of the law.
Back Page Selection
Back insurance issues Selection
Problems rose from questions of liability or partly liability
3. It may be, you will be blamed to be partly liable or even completely liable for the cause of the accident as they say, you did something you better haven't done, and they want you to be liable - paying for your own and the other vehicles damage, instead of compensating you.
Any such argument should be investigated sorely, if you don't agree. To demonstrate you are in the wrong, most often you will be presented with an extract out of a similar case, a court of law has dealt with and that cited judgment and the circumstances given, may be taken as proof to blame you.
Very often such arguments can be rebutted with another case scenario, just coming to the opposite decision. Don't buy in all at once, if you won't agree.
Back Page Selection
Back insurance issues Selection
Facing a recovery claim to pay back the insurance
4. A recovery claim is meant, if a motor insurance pay a comprehensive insured what he is covered under his policy, but this insured person is not seen to be liable not been negligent or the course of the accident, subsequently the other party needs to pay the damages.
The insurance company just want you to pay what you may be liable for, to them, as they now act for the party that accuses you to be liable for the accident.
In doing so, they sometimes mandate an attorney to pursuit the claim, or they may operate an own recovery department and those people will demand your pay, or even make use of any other source working in traffic accident cases, to recover for themselves and for shortfalls that an insured may need to accept, due to the policy covered under.
You just need to see a recovery as an equal to regular claim enforcement.
Facing such claim don't mean you are automatically liable and one has all the rights to defend or even demand yourself in a counter claim, if you believe and can proof not to be at fault at all.
If you will be accused to be the liable party and seen to be the course of the motor accident, you face a recovery claim and be sued for all the expenses the insurance paid its insured and further more for any shortfall not covered by the insurance policy, but due to the victim suffered the losses.
Back Page Selection
Back insurance issues Selection
Fight for your rights and don't give up too early, just being tired of fighting
Insurance brokers or claim negotiators/admins acting on behalf and under general instructions of motor insurance companies, don't move fast without being under constant pressure.
The experiences had shown that some or even many of those people, in charge evaluating and authorising or reject the pay out of a motor insurance compensation claim, remain in obscure positions in dealing with the claim and in an attempt to argue against a claim, until the un-doubtful evidence placed in front of them, that is in fact overwhelming and beyond reasonable doubt, that there is no chance for them to play foul and that they cannot repudiate your insurance claim.
Get them into this position, where they need to accept a well-founded car accident claim. But be aware that even a well-researched motor insurance claim can be declined out of sole discretion of the insurance company and you don't have any influence how they arrive at a decision.
To have someone as RAMLA (Road Accident Management and Legal Action) to your service can make the difference in order for you to receive your motor crash damage compensation fair and full.
Back Page Selection
Back insurance issues Selection
|
RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.
|
|
|
|
Aspects and options
RAMLA membership
RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership
Keyword Search
FAQ frequently asked
As a RAMLA member you enjoy full claim service free of charge!
RAMLA Membership
Options / Tariffs
Membership Benefits
Membership Terms
Check the advantage.
Preparation is key:
before an accident
when enforcing claim
- HOME -
Showcase your business
If your business operates in tangling industries to motor car accidents and you like to have exposure on the RAMLA web pages in this column, simply contact us with your request.
RAMLA further offers a link exchange, if we mutually agree that it will be a benefit.
RAMLA Expert Partnership
Become a local partner of our Nationwide Network of experts in adjacent industries, such as:
Legal profession
Panel beater or auto
body repair workshops
Independent vehicle
damage assessors
enhancing mutual business at no cost to either side.
Please follow the link to the industry above to learn more about the offer.
SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za
Towing industry . . .
partner with RAMLA
Towing any vehicle to safety, after a traffic accident, will be ideal to promote RAMLA highly economical and outstanding claim service to enable the party to claim or defend for material motor car damage compensation, and take part in RAMLA rewards program.
Conditions for free first claim analyses:
RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence.
Therefore some data and material will be needed to submit to RAMLA for an individual reply. In such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.
The content of the RAMLA web pages has been put together with outmost care and will be improved constantly. The information given is designed as information platform to solve motor car accidents problems in South Africa.
Any advice taken from the web pages or drawn from a free first analyse of your individual case, does not constitute any legal advice.
RAMLA cannot be held liable for any damages on whatever reasons out of the above, if the information given will be wrong, incomplete or misinterpreted.
Back to top Page
Back to top Page
- HOME -
|
|
|
