Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa

Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




                                                             RAMLA - car accident damage claim service South Africa

You do have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



Select issues of interest by keyword search



      car accident in South Africa





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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa




   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa










   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

car accident in South Africa car accident in South Africa car accident in South Africa car accident in South Africa







Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.








car accident in South Africa

car accident in South Africa






















The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Welcome to RAMLA - Insurance Matters - South Africa (RSA)

If you do have any problem with a South African Motor Insurance, Broker or Claim Adjuster in attending your claim, just let us support you.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information about all sort of MVA - motor vehicle accident - damage compensation issues on the RAMLA (Road Accident Management & Legal Action) web platform.

Alternatively contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za


Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info


Welcome to RAMLA - Insurance Matters

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


 
                        

RAMLA offers:

Free initial claim - dispute evaluation and advise in regard to a motor insurance issue


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

      
 








Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

There are lots of terms on what reasons South African motor insurance companies reject, deny or repudiate to attend a damage claim.


car accident in South Africa





car accident in South Africa



Firstly seen, there are arguments citing a breach of the insurance terms, meaning the car insurance company tells you, that you failed to comply with one or another term of your policy duties. A breach of the motor insurance policy terms you can be accused of are, dishonesty or short payments, negligent behaviour that you violate the rules of the road by telephoning as driving, being under the influence of alcohol while driving, or having an not roadworthy vehicle illegally on the road, up to the argument that you are not a legitimate driver, or did not disclose that the vehicle is relocated from the area of your residence to another for a longer period of time and unfortunately much more. They say you have withheld them the opportunity to calculate the risk insured with you to the true circumstances and therefore reject the claim.

Facing an insurance dispute with a motor insurance and having the claim dismissed, which is an easy way for the car insurance claim negotiator in honouring his task to reduce compensation claims to the absolute minimum, by rejecting a claim at all, if there is the slightest possibility to do so.

We don't say that this is what you always need to expect from your insurance company, but as soon you are classified as a more severe risk, resulting out of claims before, it will be more likely facing them to get away from your new claim. A so called - good risk - if you did not claim before but paid the premiums for some time, will make the insurance company to be more generous not to look into all they probably can do, not to lose you as you are still deemed an acceptable risk.

Other car insurance problems that may lead to a dispute can easily be caused by the motor vehicle damage assessment. If the findings of the damage and stated in the assessment report are not correct, you need to oppose and combat the stated outcome. Most often the insurance company take the - often party friendly - findings of a vehicle assessment as basis for any settlement offer and frequently even reduce such numbers stated in the assessment report by standard approaches to certain percentages etc.

Luckily you don't need to accept all your or the insurance company of a 3rd party tells you, but you need to be prepared to repudiate the arguments brought forward and proof them wrong.

RAMLA handled lots of such claims for clients/members to be compensated full and fair.


car accident in South Africa



Only a part of those insurance claim disputes are referred to the RSA ombudsman for short term insurance.

As the ombudsman can only deal with car insurance claims that arise out of a contractual - motor insurance policy - dispute between the insurance company and the insured and is not dealing with 3rd party insurance claims.

Due to a release from the ombudsmen's office, hundreds of claim disputes are coming in daily and times to attend an individual complaint became longer and longer. The same publication confirms that the ombudsman's office is understaffed to deal with the rising numbers of insurance claim disputes.

A noticeable number of motor insurance disputes cannot be dealt with by the ombudsman. These are the 3rd party claims where the victim claims from the perpetrator.

Any dispute that derives from a car accident claim against the liable party and/or the motor insurance company on behalf of the insured, to compensate the motor vehicle accident damages must be dealt with in the appropriate manner and according to the law applicable.

If your case will be one of those where the motor insurance company reject, deny or do not offer fair and full motor accident compensation, you should enter into a dispute resolution with the motor insurance company. But don't expect too much. It will be a hard and you need to be persistent.

This is by far not an amicable claim. Most differences with a South African motor insurance company are based on the findings of the motor insurance vehicle damage assessment. Lot of those party friendly damage assessments are not acceptable for the victim of an accident and can be caused on a number of issues dealt with in the motor vehicle damage assessment report.

If you find yourself in such a case, you should not hesitate to look for experienced support as it will be not a walk in the park to finally get the motor insurance pay what is fair and correct.

To the experience of RAMLA - Road Accident Management & Legal Action - the insurance claim negotiator or whatever the tittle will be, may be stubborn insisting on the position he is directed to follow, even if very obviously being wrong, the tactic is that you simply give up to end the saga and cut your losses.

But is that really the way to go, accepting a significant shortfall of compensation only to end the story?

You can always consider mandating RAMLA with your motor insurance claim dispute, for professional, effective and economically very favourite conditions.

Insurance companies offer you motor car insurance cover, to take over the risk for car accident damage compensation payments, when the insured is involved in a motor car crash.

When a motorist must compensate a 3rd party for auto accident damages or have to repair own vehicle damage, the insured can claim from his/her insurance policy according to the individual schedule.

There are a lot of different insurance companies in South Africa and all offering a variety of insurance cover, thought to different terms and condition in specified insurance tariffs.

Watching the insurance company's adverts offering its insurance cover, one must be under the impression that nothing is easier, cheaper and more favourable, as to have motor car insurance.

Indeed motor car insurance is a very useful tool, but the insured must be on alert all the time to keep all records up to date and always have the premiums paid in time.

Lot of problems may arise, if you give your insurance company a reason to decline or reject a claim, despite you paid all up to date trust to be on the safe side if any car accident claim comes your way. A variety of reasons for an insurance company, most often are based on those terms and conditions you agreed upon, when you are not taking the small and seemingly unimportant things serious and comply to all times. For example, if you fail to inform your insurance company of the relevant regular driver, there will a high possibility that your claim may be rejected on such argument.

It will be good for you, if you try to have proof of what and when you submit something relevant to your insurance company.

Generally a motor car insurance policy, to be covered for car accident damages, either for 3rd party claims or even insured comprehensive (paying to cover your own auto crash damages according to the tariff chosen), will be a good thing, or even better that all motorist in public traffic have to have at least a 3rd party cover for vehicle accident damages. Ideally this should be obligate for all motorists in South Africa, before driving in public traffic.

As there is a culture of competition by South African motor insurance companies, for the lowest tariffs/premiums to pay haveing the motor vehicle insured, but still offering excellent service when there is a need to claim from such motor car accident insurance cover must not mean you may be inconvenient surprised when you are in the hope to have sorted out all you wanted, not struggling if you once be involved and liable for car accident damages. For those who are critical enough to see the interdependence between low premiums and generous compensation, it will not be a surprise if the premiums are low and the compensation should be high, will be not the rule as rather the exception.

Before you insure your motor car it must be looked onto the details carefully prior choosing a motor insurance tariff or policy.

Enabling the insurance company to offer low prices for such motor insurance cover, there will probably be the need of different tariffs with altered covers, they may say to you - tailored just for you.

That may lead to exclude things; one believes should be covered under the insurance plan at all, but may be not under the specific insurance policy offered.

But when it comes to a motor vehicle accident claim launched to your insurance company, some insurance companies or its brokers try down scaling the risk covered.

The claim negotiator in charge will look into your insurance plan, in order to find loopholes and subsequent to lower its payments for claim compensation.

Insurance companies more often than not, apply strategies to avoid or minimise such compensation payments and it can be a challenge to have the claim accepted, to the conditions that enables the victim of motor crash damages to repair the vehicle professionally.

Rarely one will be paid out what have been initially claimed for and being suitable to be full and fair compensated for traffic accident damages, without putting high pressure and good arguments on to such insurance brokers or claim administrators that handle the claim on behalf of the insurance company.



car accident in South Africa



car accident in South Africa



Important information and details needed to process a vehicle accident compensation claim

Enabling parties to facilitate MVA damage compensation actions, one need to know who is the other, how to contact, the physical address and best the workplace and occupation.

If the visitor of our web pages select reading this part, it may already be a bit or too late to find out, unless some intense effort and some luck supports a late data gathering.

In order demand or sue a party, accused to have negligently caused the motor accident, the party needs to contacted, either by the claimant him/herself, by a representative or an motor insurance company.

Unfortunately sometimes such data is even missing in a police accident report, if filed. A car owner can be tracked by a check-up with the police or traffic department, if the Vehicle Registration is known. But if identified the owner, it may still be a long way to held him liable, if no other evidence can be produced he or a driver in his service, been part in the particular accident.

In today's time, especially in our country South Africa, where distances can be long and conventional postage slowly and unreliable, it should be looked for an email contact, next to the telephone number.

Having an email contact will make a claim pursuit so much easier and quicker.

Missing out to gather required data at the scene of the accident, one may face the challenge to track and trace the liable party, so that you can serve your claim.

According to the law, it is the obligation of all participants in a traffic accident on South Africa's roads, to disclose identity and other relevant details a party suffered any harm or damages are entitled to know.

The police should support someone in need of such identification, even if they perhaps like being reluctant and argue, such damage claim is of civil nature in law and therefore the police cannot do anything, the victim should insist, the Police must assist.




RAMLA - car accident damage claim service South Africa


Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.

A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.

This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.

How to contact RAMLA, in what way best to do and what we need knowing to reply
car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






Insurance Site Map - A comprehensive overview of relevant Insurance Issues


Details and residence of the perpetrator caused a crash

Gathering information about participants and circumstances

Track and trace a cheating motorist failed to identify

Sue a car driver, cheated at you about the identification

Way's to go, if your comprehensive cover doesn't pay



Headlines and Issues on this page





Material Damage suffered in a car accident                  Material Damage suffered in a car accident



Motor Car Accident damage, in South Africa?
You want your car accident claim being paid for and recieve your material vehicle accident damage compensation, suffered in a traffic accident on South African roads?
You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Do you know that RAMLA is a specialist in handling and enforcing material motor accident compensation claims, for its clients very affordable - effective - professional and of course decisive and resolute.



 


Kindly take note of the info below, before you contact RAMLA.

We do offer a free first advice, but unfortunately we cannot supply a free pursuit of your claim. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees, but not free of charge.

Keep this in mind before you contact RAMLA, if you expect experts to work for you - free of charge.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex and need your full attention. You will only get sufficient car accident compensation, when you have the proofs you need.            

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply) Anyhow you will be requested to brief us by email, even if you discussed the matter initially over the phone.



Car accident compensation claims for damages in South Africa, may cause some headache.



RAMLA is a specialist in material car accident damage claims (no bodily injuries).

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.



It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.

Contact us now and let us know how we can help you?

RAMLA offers you full legal support to solve your car accident, a comprehensive claim preparation and action to enforce your compensation, all the way up to a court case.





Gathering good and full Information about all participants, circumstances and damages of the traffic accident is very important.

The fact that you are involved in an automobile accident, forces you to take certain steps and that starts right at the place of the accident. One of the steps is exchanging information with the driver of the other vehicles involved. This information includes the driver's name, ID No, address, telephone number e mail contact and the name of his or her automobile insurance company at best together with the policy number.

A driver who fails to stop after an accident, when required to do so by law, is accountable to be prosecuted and, if convicted, fined up to R36000, or sent to prison for up to nine years, or both.

If the driver fled can proof, that he did not stop because he were not aware of the accident, he may avoid prosecution. If not, the courts will presume that you were aware of the accident.

RAMLA manages motor vehicle damage claims in South Africa. Doing so in the daily practice, it shows that just in securing appropriate data and details at the scene of the car accident is often lacking. It will be very difficult if not impossible, to gather all such data needed, to pursue and enforce your motor damage claim, later as you find out you missed.

If you missed out to take photographs or note personal details, even very important having such of any potential witness etc., just as you dont't take the matter serious enough at this time, you will have a very week case and problems to support your evidence.

You might face hugest problems, if you unlucky crashed your auto with car driver intending to cheat on you, give false information and make it difficult finding the party, deemed liable for the car crash.

Some motorist may have a bad driving style, leading them being part of traffic accidents more often as others and either not insured at all, or classified a "bad risk" in the ranking of insurance clients risk profile, and therefore having problems with the compensation pay or valid insurance cover.

Such circumstances can lead the - experienced, negligent and accidentally driving motorist - to be reluctant and deliberately hide and even cheat, forced to identify themselves positively.

Even worse, if they give you wrong information's but you trust they are the true details, you are in a huge mess to have actively sue the car driver for damages. In South Africa it is very difficult to find and trace a person to hold them liable, without knowing where the person's residence or the workplace is.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

                Contact RAMLA . . .   for your free initial case analyse   Now
                Know more about the free first case analyses before contacting RAMLA?





Material Damage suffered in a car accident                  Material Damage suffered in a car accident



What to do track and trace a cheating motorist, finding correct personal details and place of residence?

It's a challenge tracking the data of participants in the traffic accident, unlawful withhold you or gave you false data!

Unfortunately in the attempt to gather missed data or to verify wrong or lacking data, given by anyone involved in a car accident, who is obliged by law to give full and correct address and contact details, sometimes not even the police will be your best friend, helping you to find out what you need.

Commonly observed the police will tell you, that your car accident damage is a civil matter and that they only operate, if they find there is an offense to public law or unless bodily injury has occurred.

RAMLA is under the opinion that the police must assist in tracing according to the legal terms the South African law states in the act NO. 93 of 1996: National Traffic Act, 1996 at section 61. (1), we like to bring to your attention.




When you need support to claim professional and very economically RAMLA may be the best choice

RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.





Extract of NO. 93 of 1996: National Traffic Act, 1996 at section 61. (1) - Source Government of South Africa

The driver of a vehicle on public road at the time when such vehicle is involved in or contribute to any accident in which another person is killed or injured or suffers damage in respect of any property or animal shall

a. Immediately stop the vehicle

b. Ascertain the nature and extend of any injury sustained by any person

c. If a person is injured, render first aid to the person, call the ambulance.

d. Ascertain the nature and extent of any damage sustained

e. If required to do so by any person having reasonable grounds for so requiring , give his or her name and address of the owner of the vehicle driven by him or her, in the case of a motor vehicle the registration or similar thereof

f. If he she has not already furnished the information referred to in paragraph (e) to a traffic officer at the scene of the accident, and unless he or she is incapable of doing so by reason of injuries sustained by him or her in the accident , as soon as reasonable practicable , and in any case within hours after the occurrence of such accident, report the accident to any police officer at the police station or at any office set aside by a competent authority for use by a traffic officer , and there produce his or her driving licence and furnish his or her identity number and such information as referred to in paragraph (e)

End quoting the law

Having read the above extract of the South African law, which clearly describes what a participant has to do when involved in a traffic accident, RAMLA obviously concluded, that it is a breach and violation of the law, if a participant in such auto collision withholds his/her identity and address details or give false information, even if only property damage had occurred.

A traffic accident will be only one at all; if not at least a slight collision had been taken place, meaning property damage will be the case, even if of minor value, the data exchanges are pivotal in every traffic accident on public roads.

In that light the South African police should be forced to investigate in such matter and do not advice a citizen to look for private ways of investigation, to find out about other persons details as stipulated by the law.

Having the police refused to investigate on what reasons ever, you should consider and involve your lawyer or attorney or as good contact RAMLA as the better solution, launching a formal complaint with the police station in charge.



Back Page Selection                Back insurance issues Selection

                                                     Back insurance Site Map

                Contact RAMLA . . .   for your free initial case analyse   Now
                Know more about the free first case analyses before contacting RAMLA?







RAMLA - Road Accident Management & Legal Action



car accident in South Africa

Get a unbiased and intially free reply to your inquiry where you are and what is the way forward - free of charge - just to enhance confidence trusting RAMLA expertise, before you mandate us.

if you want be paid compensation for yor car accident damages or in a need to defend you against unreasonalbe or inflated claims,

Contact us NOW

RAMLA is a specialist in motor accident damage recovery claims. Our team can help you through the process and minimise trouble affecting you in a claim.


Claiming against a negligent car driver, cheated on you about his/her personal identification, will be a challenge

Confronted with somebody in a claim for vehicle accident compensation, who lies to you when asked to give personal identification, will not be the outmost trustworthy human being you ever met.

A motorist attempting getting away from charges by cheating about personal and residential details will most probably continue with dishonest behaviour. Such people will be in dire need to get away from the claim, due to lack of financial backing, to pay for what this person is liable.

Even if such person will be insured against motor car damage risks, it is to suspect that already problems with the insurance company exist. An insured motorist with an intact insurance cover will not behave as pointed out above.

Therefore its important finding out, if the dishonest person will have enough funds to pay for the damages, after you demanded pay and even may need to go to a court of law, getting the perpetrator sued.




When you need support to claim professional and very economically RAMLA may be the best choice

RAMLA (Road accident management and Legal Action), is a specialist in material car accident management in South Africa.

click here to learn more about the offer


What to do if my own motor insurance company - comprehensive motor insurance cover - disappoints me with the settlement, or completely repudiate my claim, and I do not buy the arguments they come forward with.

Utilising of your comprehensive motor insurance cover on several reasons, solving the bitter results of car accident damages and not being the liable party for the road accident crash, you are looking for an amicable solution and settlement.

If you claim from your own insurance cover and you are not happy with the offer or result your motor insurance submit to you, a motorist can go different ways to take on the matter to find out and rebut the car insurance point of view for the denial or shortfall of car accident compensation.

Once you did all in your capacity to argue for a different and better settlement, you can always approach externals to support you. But any external support, such as RAMLA claim management offers, must be utilised - before a settlement offer is accepted.

A concluded settlement agreement doesn't leave any space for changing the case to the better, anymore. Waiting too long, before one considering claim support, can diminish the chances for doing better eventually.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
Your support options are:

1. Refer the matter to the Ombudsman (OSTI) for review

2. Consult your attorney

3. Consult other specialised experts in Accident matters, as RAMLA.

Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

You should take note that only the insured can complain against his/her own insurance behaviour to the Ombudsman. No 3rd party is entitled to search such mediation.

Car insurance disputes can be referred to the Ombudsman for Short Term Insurance, as no agreement can be reached between the insured client and the car insurer. Once the Ombudsman has made a decision - he does so in a formal ruling.

These rulings made by the Ombudsman will be published and can be used as precedent or as a guideline, of what could be expected when seeking such ruling in your own case.

After an ombudsman's decision - and not being happy with the outcome, one can still take the matter to a court of law, in the hope they will investigate your evidence more deeply and hear your witnesses, getting a better judgement, more or completely in your favour.

The main differences between the options the ombudsman can apply and those of a court of law are that a court is able to investigate in evidence and hear witnesses and experts, which the ombudsman will not be able to do.

Primary objectives the ombudsman is looking on is, if the conclusion the insurance company has taken, out of given and not disputed facts are indeed reasonable and fair. Once there are different views of facts, the ombudsman is banned from making any rulings, as they are not allowed to investigate on colliding facts.





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Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                






Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za





Aspects and options

RAMLA membership

RAMLA membership covers for,
     the benefits and services


Tasks and actions in pre-
      litigation periods


Specials membership for NEW
      members with existing case


RAMLA tariffs    Individual
     - Family - Business


RAMLA membership   Terms &
      Conditions


RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership



 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or incorrect apportionment of damages, take matter on review to the Ombudsman, or even get matters to be heard in a court of law, should all fail to find a solution and the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team







Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za
  





    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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