Motor vehicle accident damage claim enforcement
- defence against inflated or unreasonable claims
- Motor Insurance disputes - claim declines



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Recovery material damage in a car accident





Car accident damage claim enforcement

Rebutting unfair settlement offers

Insurance claim declines or dismissal

Defence against unreasonable or inflated claims

Support pursuit in any MVA matters, in South Africa


Road Accident Management & Legal Action
(RAMLA)






We are car accident damage compensation recovery specialists

as well as experts to defend against unreasonable or inflated claims.




                                                             RAMLA - car accident damage claim service South Africa

You do have an issue with any kind of Car Accident claims, disputes, rejected claims or the need of enforcing your traffic accident compensation, in South Africa?



RAMLA - car accident damage claim service South Africa

RAMLA is a specialised legal Expert in regard to Motor Vehicle Accident damage compensation enforcement, or assistance in defensive actions against unreasonable or inflated claims.



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      car accident in South Africa





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The content and information supplied are linked and legally associated to the disclaimer, supplied at the end of the page and for private individual purposes only.





Motor car road traffic accident damage recovery, is what our subject is all about.

Below please find some issues and occurrences of common interest, listed and linked.

Car accident issues that matters most:









      facilitating a claim



     
claim against the liable party causing the car accident   enforcing full and fair compensation . . .
     insured driver/owner

     not insured motorist

     3rd party claim

     reluctant party





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car accident in South Africa car accident in South Africa




   value of damages



   Calculation of damages

   Quote or assessing

   severe damage -
      write off - total loss,
      scrap, salvage





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car accident in South Africa car accident in South Africa










   Insurance claim evaluation, decline, dispute



     


   3rd party claim

   comprehensive claim

      violation of terms (t&c)

      in regard to investigations

   declined claim

   insuficient settelement

   Apportionment

   Precedent / case law

   Defend Recovery Action





     




Should you do not find the issue you are looking for, contact RAMLA (Road Accident Management & Legal Action), as one of the most experienced experts in matters of car accident damage recovery claims.

We however believe the issue in question will be found on one of the other pages on the

RAMLA comprehensive MVA - motor vehicle accident - Information Platform,

but as we haven't installed a search function, rather contact RAMLA, instead of waste time for a search.

There are sections in the main top selector, such as claim, assessment, legal and insurance matters; you may navigate to find what you're looking for.





Apply for RAMLA Membership NOW



Car accident damages as result of a traffic collision, always gives task and commonly hassles, unless one do have a compressive motor insurance cover that lives up to the promises made.

But unfortunately, that's not always the matter and if ordinary South African motorists are asked, if they believe and trust a valid claim is a guaranteed matter, one will hear a number, if not the majority of those questioned, doubting that it will be so.

car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable






         Issues with South African Motor Insurance companies

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Should a matter be taken to a court of law?

Most commonly the overwhelming number of disputes or claims can be solved in pre-litigation, but if no amicable solution can be found, matters sometimes need the escalation to a court of law to be solved.

It should be noted, that most of the deciders of claims, (insurance claim admins, claim evaluators or technicians, however called and other representatives, regularly do have no certified legal competences.

This means the decisions made to either accept or deny a claim are performed by persons with experience, but often not applying a legal background, taking all facts in consideration, but all too often rely on party statements, without a check on the balance of probabilities if that point of view may represent the correct situation, or act biased as to benefit schemes or other incentives, declining claims to cut down on compensation pay-outs.

Approaching a court of law give the certainty to have the case evaluated to the laws prevailing in accordance with the particular applicable situation, and after analysing the parties written arguments exchanged in the pleading phase of the trial, hearing the plaintiff and the defendant, as well as witnesses and thereafter the judicial officer will come to a decision, making it an order of court.

It is obviously clear, that such comprehensive analytic process will be by far better, than just accept an unjust decision of a person in charge, neglecting the basics of fairness to look onto a claim unbiased.

It may therefore be fairly well to accept the initial costs, coming with a legal action in a court of law, but given the evidence is supportive enough to convince the court on the basis of probabilities to decide in favour of the party, to get compensation and a refund of costs necessary to pursue the claim in court.








car accident in South Africa

car accident in South Africa






















The RAMLA web pages are designed to supply you with valuable information's to sort out material motor car accident compensation cases occurred in a traffic collision on South African roads.

Involved in a car accident in South Africa and like to know what to do?



You will find a lot information that can help you to claim for damages or to deal with disputed motor insurance claims and even to defend you, if you face an inflated high and unreasonable claim against you.


On your way looking for a professional car accident damage assessment, to quantify and calculate your traffic accident damages occurred one of the provinces of South Africa,

Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape - Western Cape -


you found the RAMLA web pages giving you some ideas about the pro and cons of an independent damage investigation and what you should look on to get a reliable accident damage report, helping you to proof the material claim, against the liable party or the motor insurance company.


Even if you are located in one of the mayor cities of the country such as Cape Town - Bloemfontein - Johannesburg - Soweto - Pretoria - Polokwane - Durban - East London - Port Elizabeth - or in the wider areas around those cities or wherever in the county you are,

RAMLA (Road Accident Management & Legal Action) can support you with various service options nationwide.

Working with RAMLA will of course be the most comfortable and economic support in pursuit of a legal compensation claim, whether against a 3rd party or directed to any motor insurance company in South Africa.

Motor car accidents happen on a daily basis, and in all the South African provinces, wherever you are, in Gauteng - Freestate - Northern Cape - Limpopo - North West - Mpumalanga - KwaZuluNatal (KZN) - Eastern Cape or in the Western Cape.

In the several provinces you find differences in the level of risks, according to traffic density, conditions of the roads, day and night times, weather conditions and many more.

A motor car accident rarely does happen just out of one singular fault. Mostly more influential factors and other negligent actions must get together causing a traffic accident at all,

when driving through Cape Town or Kahilitsha, Paarl, Parow, Calvinia, Springbok, Vredenburg, as Port Elizabeth, but not just there.

In all our South African cities and even in rural areas, are risks by travelling a vehicle on public roads. Be aware that most accidents happen in your very near neighbourhood or on your daily way to or from work in your home town Middelburg, Graff-Reinet, Somerset - East or Somerset West, Grahamstown, Bisho, Zwelisha or East London, due to the facts that one who is very familiar with this routine, will not be on the alert level one should be.

You can minimise to be dragged into an auto collision, if you concentrate on the traffic, abide by the basic precautions and don't contribute negligent in driving, by let's say texting or telephoning behind the steering wheel.

But even if you live in other small towns or mayor cities such as Umlazi, Durban, Pietermaritzburg, Potchefstroom, Port Elizabeth, Knysna, Krugersdorp, Oudtshorn, Mossel Bay or Worcester you have to be aware of the danger by making your trip.

Other road users may not be up to their best abilities, be drunk for example or driving a motor car that better should not be on the road, as it is not roadworthy and so poses risks to other motorists.


Just participate in local traffic within the towns and villages as Roberson, George, Kimberly, Rustenburg or Mabopane, you can be caught up in a vehicle crash at all times, despite you may drive carefully and respect the rules of the road. The other party is always even your risk.

Minimising the probability to be caught up in a road crash, especially in bustling cities such as Pretoria, Johannesburg, Soweto, Germiston, Rustenberg, Welkom, Bloemfontein, Polokwane , Durban or Cape Town, where high volumes of motorist getting along all day, the risk to be involved in a car accident is much higher than just travelling in quieter areas as Klerksdorp or Mahikeng.

The best will be, if you are on high alert all the time you drive a motor car. Taking care of keeping proper following distances which is a very good measure not to be involved in car accidents,

when you on the roads of Kimberly, Queenstown, Beaufort West, Prieska, Upington, Vryburg, De Aar, Belfast, Bethlehem, Kroonstad , Harrysmith, Mabane, Nelspruit or Ermelo.

In huge metropolis as Johannesburg or Cape Town where you deal with rush hours when commuters get to and from work in the morning and evening hours, the danger to be trapped up in a motor car accident are explicitly higher as to other traffic times.

If you have been unlucky dragged into an auto accident caused by another one or more motorist who drove negligent, not abiding the rules of the road or even careless and subsequent suffered material damages to your motor car, you want that the liable party pay compensation you for losses.





Welcome to RAMLA - Insurance Matters - South Africa (RSA)

If you do have any problem with a South African Motor Insurance, Broker or Claim Adjuster in attending your claim, just let us support you.

Motor car accident disputes with the insurance companies, regarding a compensation claim, directed to SA motor insurance company, are common in South Africa. Lots and lots of claim disputes arise on a daily basis.

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information about all sort of MVA - motor vehicle accident - damage compensation issues on the RAMLA (Road Accident Management & Legal Action) web platform.

Alternatively contact RAMLA - for a free first check of your particular issue, if you are struggling to be compensated fair and full, preferred by email to

   accident@ramla.co.za


Should you like knowing how RAMLA works for you and/or what you should provide us with, for a free first analyses check out:

   RAMLA contact Info


Your car accident perpetrator and deemed liable party is not properly insured agains motor car accident damage claims - South Africa (RSA)

Car accident lawyers and professional claim managers . . .

to analyse, support and pursue your material car accident claim, effective and economical, nationwide in South Africa.

You will find a lot of useful information on the RAMLA (Road Accident Management & Legal Action) web pages.


 
                        

RAMLA offers:

Free initial claim - dispute evaluation and advise in regard to a motor insurance issue


car accident in South Africa



Free case analysis

RAMLA offers a first free analyse into the details of a particular motor car accident, in order advising what will be your position, your aspects and the recommended way forward.

After checking the brief information - we like you to supply us with via email,- in order to determine the situation, especially the question of causation, liability and subsequent responsibility for compensation under South African traffic legislation and circumstances.



In cases of a motor insurance disputes, we look onto the merits and the reasons leading to the dispute, in order to advise.

What is needed to do so and best submitted via email to ramla@ramla.co.za will be:



1. Brief information what had happened, the road situation, arguments others may utilise, your position/point of view of the matter, you look for initial advice.

2. A reference to damages and values are appreciated or one or two pictures of the damage may be submitted, so we can check about the rough damage value.

3. Probably a sketch of the scene of the accident, showing all the vehicles involved in positions - before - at impact - after impact (still stand) and further display important road marks, traffic signs, robots etc.

Kindly make sure you give us your initial briefing in your own words and don't just forward a full set of dispute information to be scrutinised, as this isn't part of the free advice offer.

Please further make sure your attaches do have a reasonable size, especially pictures, as some devices today take exorbitant and absolutely unnecessary high resolution pitures.



Contact RAMLA by following this email link   Contact      and secure a swift and free first advice, returned to you by email.



Should you want to know before you contact? Follow this link to   more info.

car accident in South Africa

      
 








Involved in a car accident in South Africa and like to know what to do?

Important:

Don't trust any party's promises at the scene of the accident, unless you got an acknowledgement in writing and properly signed, that lays out the most important issues, such as liability, how it all unfolded and the damages to be paid for and don't forget the cross checked personal details.

It is absolutely not advisable to be too kind and try helping out another caused the accident, i.e. under the influence of alcohol or other intoxication, driven without a valid licence or whatever may be the reason the other party don't want the case made official.

In doing so and trust promises to compensate, which will commonly resulting in not taking proper evidence or other tests done, being highly advisable to do so, bear the risk of losing all needed evidence, as intoxication cannot be proven after a certain time anymore and further no evidence be taken on the scene, once the cars are gone away. That evidence can only be taken properly, immediately after the impact.

Should a party promising at the scene what you like to hear, change mind at home, which isn't very rare, it will be difficult to realise a claim and get compensation paid.



One of the highest risks will be, if the liable party is able to pay for the traffic accident damages.

Generally a compensation claim against an uninsured motorist is similar as against those who are insured against motor car accident damage claims.

An uninsured car driver caused a traffic accident, that leads to physical destruction on other property, must pay the equivalent damage compensation, no matter if insured or not.

Involved in a car accident in South Africa and like to know what to do?

Within the pre-litigation phase (all before court) you just deal with the liable motorist directly.

That means you should make sure you do have all the personal and residential details of the deemed liable car driver or vehicle owner, so the claim can be served properly.

It will be advisable to check, i.e. if the motor car is the belonging of the one you sue, in order for you to attach it in a later stage and let the sheriff sell it on public auction to pay your damages, or if you know what other valuables you can secure you are able to attach them, if a judgement in your favour.

It is not uncommon that a legal action (serving a summons) will not be defended by the uninsured motorist identified as the perpetrator, if they are not in a strong financial position to appoint any legal counsel.

This will give an opportunity to get the matter to a positive and low cost end, if you apply for a default judgement, that can be granted if the matter had been served properly and no defence has been noted to the time frames provided with the summons.

Finding that the liable party - that must pay your motor car damages - is not in a financial strong position, you should hold the cost to claim for your traffic collision compenastion, as low as possible.

Certainly this does not mean just to forget about the compensation at all. You should just not pursuit such matter against an uninsured motorist in South Africa at all costs.

A professional and economically attractive claim solution can be, you contact RAMLA to handle the claim for you. To what we know, RAMLA offers one of the best and most affordable claim solutions for you.

RAMLA offer a full service claim pursuit for all we do before the case needs to be dealt with in court, for a very reasonable fee.

If you just need a little support to help yourself, you can make use of the very cheap - but effective - question and answer e-mail offer, for just a few hundred Rand, so you can handle the claim yourself and still get advice to go the right way.

The full and active RAMLA pre litigation services includes the analysing and pursuit of your full claim, including the preparation of the matter, letter of demand and other needed interactions with the liable party, to find a solution for you to be paid at all.

If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.
Please contact RAMLA by e-mail contact.ramla for a free initial analyse of your case

Want to know more what will be helpful to know before you contact RAMLA (SA)


Involved in a car accident in South Africa and like to know what to do?




Keep this in mind when dealing    . . . with insurance companies!

Insurance companies' procedures to minimise car accident compensation

The insurance company paid the damage to its insured, but claims money back from you, in a recovery action?

Once receiving a recovery demand from an Insurer, the claim needs defence, unless you are satisfied with the demand and damages claimed.









Involved in a car accident?



Involved in a car accident?



Involved in a car accident?



Involved in a car accident?





Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa





Involved in a car accident?



Involved in a car accident?



Involved in a car accident?



Involved in a car accident?









Involved in a car accident in South Africa and like to know what to do?
Claiming for a damage compensation resulting out of a vehicle accident on public roads in South Africa, against an uninsured person, will always entail the risk of struggling to get your car crash damage compensation paid.You may consider some concessions or agree to a payment plan etc., if you cannot get paid at once.

South African law does not require a car driving on public roads to have 3rd party motor insurance, which generally grants a motor car accident victim compensation for accident damages.

Unfortunately not all South African car drivers are willing and able to pay for car accident damage caused by them, especially if they are not insured against this risk. When there is no insurance to cover or indemnify the liable party for motor vehicle accident damage compensation due, the person or business, liable for the damages has to cover the costs for all repairs and other damage caused, out of their own pocket.



RAMLA will be your   one-stop car accident claim service   in South Africa


  Material Damage suffered in a car accident







The South African law regarding third party or opposite party claims, in short says - the one who caused damages must compensate or pay for such destruction to other parties property. The suspected wrongdoer or perpetrator causing this traffic accident in all regularity is the one to pay for the damages caused to other motorists in public traffic.





Involved in a car accident in South Africa?



Involved in a car accident in South Africa?



Involved in a car accident in South Africa?



Involved in a car accident in South Africa?



Involved in a car accident in South Africa?



Involved in a car accident in South Africa?



Involved in a car accident in South Africa?



Involved in a car accident in South Africa?



Involved in a car accident in South Africa?







Motor Vehicle Accident

We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine.


car accident in South Africa
Facing challenges with motor car accident issues in South Africa?

RAMLA will be the solution,

demanding compensation, resolving disputes, defending against inflated or unreasonable claims,

in all sectors of vehicle accident damage compensation problems.

car accident in South Africa

car accident in South Africa



Motor vehicle accidents happens every day on public roads, often causing damages to property

Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions.

 car accident in South Africa

car accident in South Africa

   Your specialised legal expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable




Road Accident Management & Legal Action
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The first stop solution for any MVA problem




Motor Car accident damage claim against uninsured vehicle drivers - in South Africa (RSA)



Motorist driving negligent and caused damages in traffic accidents are liable and must pay for damages to other parties, whether insured or not.

Once driving in public traffic on South African Roads, every motorist is in danger to be involved in a car accident. After checking on people involved about injuries and first aid been given, the next focus will be on damages and the question, how came this all about.

In all regularity personal details will be exchanged and questions to insurance and liability discussed.

Finding out the other party, deemed to be liable for the cause of the accident don't have insurance, may not be the most welcome information. But as liability will stay liability, insured or not, a claim will be needed to brought forward and compensation demanded.

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It may sometimes be even less problematic to deal with an uninsured driver, as with a reluctant motor insurance claim admin.

Claiming for fair motor car accident damage compensation, either from an uninsured motorist, or one who has got proper auto insurance cover, will not always be easy.

One of the more serious challenges with an uninsured car driver, causing the traffic collision, will be if he/she appears to be reluctant and try to avoid contacts, in an attempt not to engage.

Those people, who try to make it hard for the victim to claim, only understand a determined and strong handling, making them aware of the severity of the matter, they are in.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     



Claiming from an uninsured car driver is a process to be followed

The matter of a compensation claim action against an uninsured is a process and needs to follow some rules and is always an individual matter, by which the process is dependent on the reaction of the other party.

All starts with the analyses of the true circumstances to identify or reiterate the considered party is indeed the liable party.

You may therefore make use of the free first analyse offer RAMLA is making and supply us with some information how all unfold and if you like attach one or two pictures of the damage, so we have an idea of the problem. RAMLA will reply with an initial advice, free of charge, by email in a reasonable time (from immediate response up to about 3 hours regularly).

Once the question of liabily is looked on, car damages need to be calculated, a claim prepared with evidence and a demand needs to be addressed and served.

But the procedure of a claim cannot be explained in a sentence and in case you look for an individual manual how to proceed, on the RAMLA web pages, we need disappointing you, as to the before mentioned that it is an individual matter, according to the particular case.

One of the most commonly observed obstacles to overcome is, should the liable motorist just play "dead man", meaning not responding to calls, not engaging in solutions and try hampering matters this way.

Once in contact with the party and delivered the claim demands, it is the aim to get the other to accept or find settlement somewhere, in order to avoid an escalation to a court of law, which may be costly and time consuming.

The non-insured party doesn't enjoy some benefits the insured may have, as the motor insurance will offer support or take over a claim, respond to demands or defend, which means dealing with a non-insured may be more amicable, as they don't have as much experience and don't know all the tactics, other's may apply, to make a claimant giving up.

Motor insurance claim handling admins, does have a nice "tool box" filled with, sometimes ridicules arguments and tactics, which can be utilised against an honest claimant to decline or deny the acceptance of a claim, which is less expectable from an uninsured perpetrator.

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It can be much easier to get along with an honest uninsured motorist, instead dealing with so called claim negotiators, being paid to decline or drop down (negotiate) pay-outs, for the motor insurance companies, they are employed with.

Suing a party not insured, or finding out that their cover have been declined, due to several possible reasons, and the insurance cover don't pay for motor accident damages, which is equal as driving uninsured, on the South African Roads, means to proof the claim to them and give a time to accept and pay the damages.

Should such timeline be missed without proper engagement, the pressure must be increased in order telling that matters will not just be left alone, but will go to a court of law, with costs and a lot of hassle for them. Some local Attorneys threaten those demanded, unfairly with not applicable measures at that stadium of time, such as a garnishee order, sending the Sheriff and execute or blackmail them for bad credit.

Most of those measures can only be imposed once a court order in that regard has been obtained and a writ of execution been filed and issued.

To our experience, an uninsured motor car driver, professionally and decisively demanded and explained the consequences denying liability, or not being cooperative in search for a solution and compensation of accident damages caused, will probably engage easier in a settlement agreement, more often than not, as facing further legal consequences, which could be disastrous to them.

As an uninsured motorist must pay out of the own pocket and most probably don't have dedicated savings to utilise for such unexpected expenses, may well mean, a claimant need to prepare for instalments, instead being paid once off.

But this compromise may be a good choice, getting all sides to sign a settlement agreement, without a fight in court.

A challenge however can arise, that the uninsured motorist does not have the financial capability to pay. It can make a difference in the pursuit and final result, of a car accident compensation claim, if they don't have funds to pay, or to pay once off.

It will need some experience to either locate assets claimed not to have, but only try and hide them, or to find ways securing a settlement contract and its fulfilment.



RAMLA - car accident damage claim service South Africa


Traffic accidents causing car damages happen every day on our roads, in South Africa. The challenges to get compensation for destruction to a vehicle or motor car are different, as to the circumstances and situation.

A short breakdown of the headlines on this page will be found by just scrolling down a bit. Those information's given are of a general nature and it may not always explain or suggest a perfect solution for a particular matter.

This is why RAMLA - Road Accident Management & Legal Action - offers a first free analyse and response to persons, faced with motor car accident compensation issues.

RAMLA is a specialised Expert in all MVA - Motor Vehicle Accident - matters and our work is focused just on solution to get compensation paid, Insurance disputes solved or taking defensive measures against unrealistic or inflated claims.

We may well be one of the most experienced experts in MVA compensation matters in South Africa. Anyone having a problem within the spectrum is welcome to contact us.

How to contact RAMLA, in what way best to do and what we need knowing to reply
car accident in South Africa   Your specialised expert to sort out MVA matters

                  Professional - competent - swift - decisive and affordable








Compensation action against an uninsured South African driver




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Car accident damage claim against uninsured car drivers

     Claiming from an uninsured car driver is a process

An amicable settlement with an uninsured car driver

The way to claim against an uninsured motorist

Credibility to look on before legal action in a court of law

Check out your options to solve matter before court

Uninsured driver finally don't have funds to pay



Headlines and Issues on this page

RAMLA offers a first free case analyse and advice.
Should you like to contact - follow this link, its free.





An amicable settlement with an uninsured car driver is preferable over a long term dispute

In our view, a proper settlement agreement is preferable over a long term dispute (and we mean a proper settlement agreement).

Such settlement contract should allow for legal action, without much of possible or successful resistance, should the wrongdoer not honour the agreement. It must stipulate the repair costs and damages in detail, as well as time frames and due date for payment, interest applicable and cost of action.

Such a proper settlement, can be achieved by applying the right mixture of demand and commitment onto the perpetrator. However it will be crucial to be formulated comprehensively and proper signed off, best accompanied by a witness to sign as well, or made as an acknowledgement by affidavit.

A claim against an uninsured motorist may need some compromise, if it will be clear that the amount of money for compensation will not be readily available and instalments should be one solution possible. Making sure the instalments will be met, the settlement agreement is paramount.

The professinal but affordable RAMLA claim support is always available, if some backing is needed. Just contact us. We do have several claim support options available, even one just for drawing up such settlement agreement.

Click for Insurance Site Map - A comprehensive overview of relevant Insurance Issues


Material Damage suffered in a car accident    Material Damage suffered in a car accident


As a settlement agreement will be the easiest and most comfortable solution, if the parties engage into it.

Before the conditions for a settlement will be negotiated, if there will be a need to do, it will be good to know about the financial background and what they own, so if there is any disturbance in the pay, relevant measures can be taken and executed against the party.





Having a good settlement agreement, legal action (if needed) can be relatively easy processed and to lower costs, if the settlement contract specific about the relevant details.

Such should pave the way for a liquid claim in a court of law (meaning there is no room for discussion of claim values and possible liability disputes), leaving little space for the other party to argue and delay the process.

A legal action will commonly not even be opposed in court and so give the possibility of easily achieving a default judgement and subsequently a warrant of execution.

But in all regularity a signed settlement contract will rather go through undisturbed than not.

A deemed liable, but uninsured car driver, who refuses to enter in any settlement engagement, must be brought to justice and sued, should the circumstances allow for a successful legal action in a court of law.



RAMLA offers one of the best and most affordable MVA claim solutions in South Africa, for someone in need.



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Involved in a car accident in South Africa? Car accident in South Africa, like to know what to do?


The way to claim against an uninsured car driver in RSA

Claiming for motor car accident damage compensation against a not insured motorist is a process, starting with a formal demand.

Generally a third party claim is a claim against another person, entity or business - the 3rd party.

Starting up such claim, you need to get all documents together and must have a damage calculation/assessment done, by either the panel beater or auto body repair workshop or by professional damage assessment.

If the damages are calculated and listed in a quotation or assessment report, you can start to send a demand to the liable party.

The matter and demanded compensation need to be clarified as well as the circumstances and legal aspects of the accident need to be set out, as the reasons why the party will be liable and for what damages to property (vehicle or other damaged items, as poles - signs - walles - fences etc.

Should there be other damages to property additional as to the vehicle, so called consequential damages i.e. towing, storage other damaged items in the car, glassed broken, items stored in the boot etc., must or can be added.

But no claim for bodily (personal) injuries or sentimental damages can be adressed in a material damage compensation process. Bodily insuries to people, need to be adressed seperately to the Road Accident Fund South Africa - RAF.

The demand will need to be served properly to the person/institution/company and a proof of service should be obtained and kept.

All what comes next will be depending on the reaction of the deemed liable party after proper service of the demand. Proof of delivery of the demand is necessary. (slip of a registered letter or email delivery notice)

RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact      car accident in South Africa


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RAMLA will be your   one-stop car accident claim service   in South Africa


  Material Damage suffered in a car accident   Be careful when handling your car accident claim   RAMLA car accident claim management enforcing damage compensation   Lucky you when the car accident damage is repaired

Contact us for support to claim against an un insured





Credibility is a factor in the process to decide to take legal action in a court of law, suing an uninsured motorist

Should a claim not being resolved in pre-litigation (all before a court of law is the last instance for a solution), after exhausting all avenues, but falling on fruitless grounds, a claim in a court of law will be the next step, given the evidence is good enough to be successful in court.

Facing the challenge and being in a need to sue an uninsured motorist for damages one must always review the terms of credibility or ability to pay the damages, in order finding out if the accused liable be credible to pay for the damages, once the legal action is finalised, before initiating a probably long term legal action.

Certainly the amount or value of damages to claim for, plays another critical role deciding on actions enforcing damage compensation.

It's hard to determine, whether a small amount of damage is worth to sue for, if there is doubt in the liquidity of the sued party. But holding a motorist liable for the damages caused in a motor accident, will at least be worth demanding compensation, in pre-litigation (all before a court of law must be involved).

Claiming for a smaller amount of damages, utilising the support of a local attorney, may economically not be the best choice, as such fees can easily be equal or even be higher at the end, as the demanded compensation.

As a general economic measure, mandating a local attorney will only be cost effective, if the demand for damages is in the range of R 60,000 or more. Any claim of smaller value, should be pursued more cost effective, for example by utilising the affordable and by far cheaper service of a specialist, such as RAMLA.

Luckily there is a avenue to claim cost effective, for smaller values even in a court of law, as there are the small claims courts established in the country, where claims up to R 15 000 can be heard and pursuit, for very little money and relatively quick.


This opportunity will be always for disposal, if damage values luckily arent as severe and the matter should not just left go.

The challenge utilising the small claims courts is, that a no person cannot be represented by another, and all need represent themselves, so the claimant needs to go and pursuit the matter, based on his own actions and arguments, or evidence.

However even the defendant must represent him/herself in person and must rebut the claimants argument, which won't always be easy and it is very uncomfortable for a defendant be exposed to the court in person, without any support.







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Motor Car Accident, in South Africa?
You want your car accident damages being paid for and receive your material vehicle accident damage compensation for destructions, suffered in a traffic accident on South African roads?

You are welcome to contact RAMLA to receive free advice after a free accident fact check to determine your position.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed. We will check and analyse your individual case and revert to you - most of the time in short circle -.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictues of the damages or relevant situation, the extend or value of the damages suffered - if already assessed -.

In case of an Insurance claim decline, supply us with a copy of the repudidation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Be welcome utilising such valuable absolutely free inital advice*

 
car accident in South Africa

RAMLA can be the solution in MVA matters

Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

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As you probably have recognised on our comprehensive web information platform, we do know what we are taking about.

We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed.

As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises.

We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client.

As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.


  RAMLA will be your one-stop car accident claim service in South Africa

       motor car accident damage claim is complex             

When you need claim support for car accident damage compensation, in South Africa you are on the right web page.


It's so easy contacting us by email.

The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice,

- free of charge.

If you like to explain your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply).

For best results: dont't just call, once you took notice of the opportunity!

First think what you like to get accross, best file it as email and call therafter.

For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully.

It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions.


Car accident compensation claims for damages, may cause some headache,

in South Africa.

RAMLA can be the solution to sort out MVA problems.

Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges.

RAMLA is a specialised expert in material car accident damage claims,

demanding, enforcing compensation actions, supporting disputes with Motor Insurance Companies or its agents, work in Ombudsman's review cases, or defend a motorist against unreasonable or inflated compensation claims.

Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon.


It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem.

Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon.


Contact us now and let us know how we can help you?


car accident in South Africa

email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers full legal support to solve car accident claim, a comprehensive claim preparation and action to enforce compensation, all the way up to a court case.







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Check out your options to solve the matter before going to a court of law for legal action

Certainly a number, if not the vast majority of compensation claims, can be sorted out before any court actions take place, as they will be the last resort.

RAMLA is a specialist in dealing with those matters in the pre-litigation phase, to go all the avenues and demand your compensation firmly; supported by good proof and documentation, to ensure good chances and sort out matters, before it must go to court.

Finding a solution in the pre-litigation phase will be always preferable over further legal actions in a court of law.

Claiming against an uninsured motorist in South Africa may need a more decisive approach, as the compensation to be paid, must be found in the budget or property of the perpetrator.

Unfortunately we all know that lot of people are under financial pressure these days. That can mean one should be open for considerting some compromises, should any such financial constraints are observed, at least in accepting instalments of payment.

A formal demand, addressing the issues, should be filed and served in any case.

car accident in South Africa RAMLA can help clients in all MVA matters to solve problems professionally, claims, disputes (3rd party / comprehensive Insurance cover), review of declines with the Ombudsman (OSTI) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact     
The reaction of the person/company demanded will indicate if an amicable or rather more problematic process can be expected. A motorist, acknowledge being in the wrong, just at the scene of the car accident, must not necessarily stick to the commitment, once being home or confronted with the amount of damages to be paid.

Therefore it's crucial that the matter will be handled carefully and with the appropriate suspicion and not just being trustful in the honesty of person's promises, and risk behaviour change later, meaning the one acknowledge and pledged to be at fault and pay for what is caused, will just get away from the promise and take the opposite position.

Depending on the reaction of the demanded person, either a claim can be handled amicable, meaning a settlement agreement, will be the way forward, or the demand must go on more decisive, which can lead to the need of legal actions, starting with the service of a summons.

Once there will be an opportunity to settle amicably, there are some things that should be done right, in the process of settlement and need some experience to file and get the documents signed properly.

Such settlement agreement should provide the basis one will be able to file for a liquid claim in a court of law, to shorten the process, if unexpectedly the payments stop to flow in.

Next to practical support to help processing your claim, RAMLA offers a Document Service (some fees apply) having the right forms and content on hand. Additionally RAMLA can give you advice, on filing such individual documents or even pursuit your entire claim.

Kindly take note that any practical claim support will not be processed free of charge, but to very reasonable and affordable rates.




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If an uninsured liable motor car driver finally don't have funds to pay for damages at all, think twice before spending lot of money in legal court actions

In South Africa, it is common knowledge that some people simply cannot afford, to either pay for car accident 3rd party motor insurance premiums or for damage compensation, if they are the cause for the traffic accident. This will be the worst case scenario.

It will therefore be very advisable to find out about the existence of any kind of car insurance, right at the scene of accident. If there is no such cover, you should find out if the liable one is the owner of the car or if the driver was in due course of employment.

The aim should be, to find another person to be held additionally liable, who may be financially strong enough to pay, next to the uninsured car driver, minimising the risk of non-payment for car accident damages.

The situation that all motorists are exposed to such risks, being involved with an uninsured car driver, in a traffic accident is unsatisfactory. The law should be amended, to make 3rd party auto insurance obligatory, before a car registration can take place and do not allow any uninsured car to take part in public traffic. The law should also require that the premiums are paid to date, when participating in road traffic.

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However it must be reasonably suspected, the liable party might not be able to pay for the motor vehicle damage caused simply to lack of funds, which will be very disappointing. But unfortunately, in such circumstances the best judgment in your favour, cannot satisfy your claim and you will be left alone and pay for your damage and the cost for the claim.

Therefore it should be a priority to check the financial background of the adversary. It can be done personally, as i.e. check about employment, assets etc. A good measure is visiting the home of the culprit and asks the neighbours, as the Investigators do. Appointing an Investigator to do so will be even proper and don't be as expensive as some think.

But just to dropping a case, while only suspecting, but don't know about the financial background of the party to sue, should only be the very last possibility, to choose.



As mentioned before, it will be advisable not to spend too much in legal fees, but instead find the best service for the most affordable rates, to get the matter going, if you suspect lack of financial strength. RAMLA service is affordable and decisive; check us out, before dropping a case.

If you can foresee that no payment can be enforced at the end, swallow the bitter pill.

But as mentioned before, it does not mean to forget about any claim. Just take the right way to claim and you have a good chance to receive your money, even if only some times later.



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Please find more information to select from below:

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
                                                






Nationwide RAMLA Claim Service
SMS your problem to RAMLA Cell

076 770 3179     or best send an
e-mail ramla@ramla.co.za





Aspects and options

RAMLA membership

RAMLA membership covers for,
     the benefits and services


Tasks and actions in pre-
      litigation periods


Specials membership for NEW
      members with existing case


RAMLA tariffs    Individual
     - Family - Business


RAMLA membership   Terms &
      Conditions


RAMLA membership is your ticket for relaxation if it comes to any kind of MVA (motor vehicle accident) issues to be solved by membership



 
RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence of clients confronted with unreasonable or inflated claims.

Car accident issues that matters most:





We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims.

Taking on disputes with motor insurance companies, engage in unfair declines or incorrect apportionment of damages, take matter on review to the Ombudsman, or even get matters to be heard in a court of law, should all fail to find a solution and the escalation to a court of law is inevitable.

RAMLA can get you through the trouble, for just some affordable fees, commonly just equal or lower then towing/storage cost may be.

We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more.

We work only on motor car accident matters.

Check us out, so you do know if we can uphold we say, free of charge.

Welcome to RAMLA

Road Accicent Management & Legal Action - South Africa








 

How going forward once there is a claim or dispute or other challenges?

Well, once someone checks a web site as this one RAMLA presents, there will be some sort of a problem.

Motor Vehicle Accident (MVA) issues are manifold and can be complex.

It may either be that there is no response from the liable party's Insurer or a repudiation, apportioning or any other decline, such as to violation of terms and conditions.

There are even cases, where a claim is directed to a 3rd party, deemed liable and demanded, but no engagement noticed.

Lot of issues coming up in MVA - car accident matters, may not be handled according to valid law, or wrongly interpreted.

There are many people in South Africa's motor insurance industry, without a legal background and act under instructions, don't care, nor perhaps not having the necessary skills, or just follow a strategy, to get rid of valid claims.

Such should not be accepted and the challenge taken head on, even if it comes with some engagement.

RAMLA as a specialised legal expert can solve such problems, just for a fraction in fees what you may miss out, if you don't have the right support.

In our view, it is not the correct way and get a legitimate claimant's demand, just been brushed away, isn't it?

Just take the time and contact, tell us about the matter and let us take care of it.





 

Defence against unreasonable or inflated claims?

RAMLA can help you most effectively to get a claim dropped or eased.

The results defending someone against whatever car accident compensation claim, can be very good, as often the evidence the Claimant do have is not sufficient to proof the claim, which is a pre-requisite for a successful action.

If it isn't as clear what the implications are and what evidence the other party/Insurance do have, chances are very good to stand through and get a claim successfully denied, even if a summons may have be served already.

The party alleges or accuses is forced to proof the claim and not the demanded party.

Many Insurance recovery claims fall short of such reliable evidence and therefore can be repudiated, even if it comes from attorneys or recovery agents.









 

However we do handle every substantial MVA claim,

against whatever party, Insurance, reluctant party or company successfully, given the merits of the issue are clear and stand a challenge.

Should the merits not be so favourable in the first place, we do all we can, improving such merits, to get the matter being a strong case.









 

Chances of success, if there is a strong case, and any other winning guarantees?

Those are questions we hear frequently, before a new client is prepared to accept some fees.

There cannot be any guarantee of success in legal matters, as the other party may have evidence matching or being better proof. If it comes to an action in a court of law, the presiding officer is the instance of weighting all brought forward in the action and decides.

However if sufficient evidence is at hand, chances are high to predict a win and succeeding with a matter, which ends up in an acceptable settlement/judgement.









 

You want to visit a local RAMLA office in your area and have a chat with one of our experts?

We are very sorry telling you, that we have chosen a different way of performing our business.

In order to hold overhead costs low, and not compromise on expertise and service, we have decided to act from one central, but not public office, in the Western Cape.

In order to hold fees low and offer very competitive rates, compared with similar legal services, we decided to concentrate intelligence and contain costs in this manner.

Anyone who likes to visit his/her adviser or attorney, should not choose RAMLA as a favourite, as we cannot or want honour just that.

But we can deliver the way we operate effectively, wherever you are in South Africa and with whom ever we have to deal, effectively, decisive and affordable.









 

What about fees, must they be paid upfront or can it be deducted from recoveries?

Let me answer the question in short.

Yes, all fees need to be paid up before we take action.

Why is that so?

Our fees are as competitive low, that we cannot enforce any such fees economically, if someone just take our services and thereafter give us hassles to pay.

Any local attorney will do the same, as asking for a deposit, commonly far higher than our entire fees are, upfront.

In general those deposits are offset against fee notes and further deposits requested in due course.

We dont do that. We deliver services not billed on time issues, but on performance phases, which gives cost certainty and the assurance to be taken care of the full matter.

Contact us to get more detailed information.









 

Any doubts about our capabilities or performance as this offer is an anonymous one on the web?

Well I must accept such doubts and can only point out and rely on the many we served before and who may be contactable for reference.

Check out what we display on our comprehensive web pages, which will back up our knowledge and experience without a doubt.

Anyhow we will never accept a mandate before we have had a first free analyse of your particular matter and if you aren't satisfied with our reply, simply don't go on with us, despite it may be detrimental to you.

We value a fair and open informative strategy, keeping a client updated, which will please most of those with an open mind to comunication technologies, such as email etc.

But we can only do what we offer and if you aren't happy with such offer, just get into contact with your local lawyer, or ask us to refer you to someone with specialised knowledge in MVA matters.









 

Should you have been through all before . . .

and still think we can be the one to solve your motor vehicle accident compensation problem in South Africa, just get in contact with us.

You're welcome to be served perfectly.

Kind Regards Your RAMLA team













Nationwide Claim Service

SMS RAMLA to 076 770 3179
and let us know the problem, or much better send an e-mail to:

ramla@ramla.co.za







 
In order navigating the comprehensive RAMLA information platform, check out the keyword or FAQ section to find what you are looking for or just send us and email to tell us the problem you face





  Keyword Search

  FAQ  frequently asked



As a member you enjoy full claim service free of charge!

  RAMLA Membership
         tariffs - terms - etc.




  Preparation is key:
           before  an  accident
           when enforcing claim







Involved in a car accident in South Africa and like to know what to do?

When it comes to a legal action in a court of law, the details are important.

RAMLA do know what is of importance and guide matters to success.












RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops


Independent vehicle
     damage assessors


enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za




































Towing industry . . .
     partner with RAMLA?


When towing any vehicle to safety, after a traffic accident, it will be the ideal time/opportunity to promote RAMLA highly experienced and economical outstanding claim service, to enable the party suffered damages to claim or defend for material motor car accident compensation, and take part in the RAMLA rewards program.

 

Towing and or storage of a damaged car on a yard can come with bad surprise

Can a party in need of towing trust all companies, if matters coming towing the car to be stored in a yard with costs?

There is a good portion of suspicious thinking necessary.

A serious warning is therefore adequate.

Don't trust any promises of a hassle free pursuit. Make sure you do know about costs and risks.

Many have lost the salvage value of the car stored, just set off against towing and storage costs, as they did trust and not be as sceptically as needed.

We don't think to trust towing guys anymore, as we haven't made any fair connections yet.

On the contrary we need warning parties involved in car accidents, to not trust any of those promising rescue offers to give you a hassle free support.

Do not trust any promises as the other parties insurance company will take care of costs, as that is a total different matter and will only be true, if and in time the Insurer will accept claims, which isn't the regular occurrence.

Some of those towing companies, store your damaged vehicle on an open yard, not insured or safeguarded and despite charge storage fees in the range of International Airport parking rates, being of R 300 a day and more.

They do refuse to release the car, unless all is paid, which is illegal.

Such may end up paying for overcharged towing and storage what the wreck may be worth and they may suggest just leave the wreck for the open account.

Don't fall to such illegal and unethical behaviour.





    Disclaimer: Although all reasonable efforts have been made to ensure accuracy of the content, displayed on the RAMLA web-pages, no warranty is given regarding the accuracy or completeness of the content or its suitability for any purpose.
Use of information whatsoever will be entirely on own risk. No claims for loss or damage arising from reliance of the information supplied will be entertained.

    Copyright: No copy in whichever way is permitted, without written confirmation by the author. No use of information is permitted for commercial purposes. The copyright includes reproduction and adaptation of any content and is expressively
reserved to the publisher RAMLA - Road Accident Management & Legal Action under section 12 (7) of the copyright act of 1978 - South Africa     All rights reserved.

Conditions: for free first claim analyses: RAMLA offers first free analyses of your motor accident case, in order to enhance your confidence. Therefore some data and material will be needed to submit to RAMLA for an individual reply. Under
such circumstances, RAMLA will have the free copyright to publish case information and of photographs on our web pages, designed to inform others about real instances, without exposing your private data.


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