Caught up in a car accident

in South Africa, may force a party to claim damages from the wrongdoer,

or may lead to the need to defend against inflated or unrealistic claims.

RAMLA - Road Accident Management & Legal Action

Car accident lawyers and professional claim managers, enforcing traffic collision damages, effective, decisive but affordable.

Caught up in a traffic collision were motor cars/vehicles been involved, most of the time material damage or damage to property such as cars or other amenities, will come along with the impact.

An impact causes damages and compensation for repairs is automatically at stake.





RAMLA do concentrate on material or financial damage compensation claims, to get you be paid from the wrongdoer and/or liable party, in an accident scenario.

Such compensation claim can be one directly targeted against a wrongdoer in person, or dealing with representatives such as Lawyers or Motor Insurance Company claim deciders as a 3rd party claim.

Any claim needs to be funded on evidence and factual arguments supported by proof.

Proofing a claim is often easier said as done, as proof comes - in almost all cases - from the circumstances of the accident and evidence need attention right at the scene of impact.

Given if it is missed to secure evidence at the scene and its been not thoroughly attended to, it is time to do it now and act to secure all facts possible.

It is certainly not impossible to get such evidence, even in time after the accident, but it can be more difficult.

It may happen that potential witnesses left without identification, debris be cleared, faulty traffic lights be repaired, or CCTV footage deleted.

Pictures from the scene, document vehicle positions - damages etc., can only be taken, if and when cars still be in its places, which - once available - will have significant value in proofing facts and help reconstruct the impact or scenario.







As much important evidence is in itself, it is evenly relevant to know how to use it.

The ultimate goal is to be compensated for losses.

Experience is needed to be knowledgably and competently in order to address a claim and achieve a fair compensation pay.





Once a claim formulated, documented and served, still the reaction of other parties needs to be waited for and the content thereof to be analysed.

Results will define actions as what steps will or need to be taken next.





As a claim is formulated and supplied, it is to no certainty that reporting a fair claim, even if it is well documented, must lead the other party agree and accept and certainly pay the damages claimed.

Disputes can arise about the way all unfolded, the question of liability can be seen from different points of view, damage value or Quantum be under dispute and many more aspects of disputes can be raised, too much to get to in this column.





Another weak point can be a lack in knowledge how to handle a compensation claim.

People only looking for some advice only a while or even after a longer period of time, past the actual accident, and visit Web Pages such as this one you browse now - often late, and in the meantime doing all they can to address a compensation action to his/her own knowledge.



Many try to act on what may be at hand and they find and regard themselves to be fit for it.

This may work for a number of cases, as matters are clear and facts at hand are strong in its evidential role and the opponent or defendant do not argue unfair.

However it would be too optimistic to believe it is the normality. It is not, as it is almost the opposite, as many cases end up unsatisfactory.





Results or settlement offers may be incorrect in adjustment of liability, often named as contribution to the accident, by not adhere to all the duties, citing perhaps unreasonable precedents and/or allege and apply apportionment.

That may lead to significant losses, shortfalls or complete denial/repudiation of a claim.

Not any layman may be qualified to see through all of that and know if all what one faces in terms of reaction or settlement offers, will be fair and correct.

We do believe it is worth taking time and effort to check out on any doubt, before accepting any proposal.





Sometimes bodily injuries occur in a vehicle collision inflicting harm and pain to humans.

Even bodily injuries do have in some way a financial component and a victim need to be compensated in order to cope with recovery and subsequent costs etc.

However - we the author of this Web Platform - RAMLA - do not deal with bodily injuries claims.

Many specialised lawyers offer its services to solve matters pertaining a RAF (Road Accident Fund,) - bodily injury compensation claim, but the South African Government recommend a victim to first check and find out if one can claim without any specialist, in order not to spend a large portion of compensation on Lawyers fees.

We are specialised expert's in all respects to motor car accident damage compensation

claiming damages, defending against unreasonable or inflated claims, working in Motor Insurance disputes, in all those subjects over a long period of almost 15 years.

We attended thousands of requests, analysing, supporting and pursue material car accident claims, expertly, effective, economical and affordable.

Such excellent service can be to your service Nationwide, in South Africa.

Road Accident Management & Legal Action (RAMLA) can professionally represent clients, taking care of their interests, which can be the solution you may look for.

You will find a lot more of useful information on the RAMLA web pages.

Check out for keyword links in the left column to select your topic.

Initially important is, to know the definition of what we have to understand, is full and fair motor accident damage compensation.

But even before doing so, we have to clarify that the South African System of motor car accident compensation, is split into the sector of bodily injuries, which deals with compensation actions regarding injuries to the human body and material damages, such as compensation for car destruction or consequential damages.

The RAMLA web pages, you are browsing currently, only focus on material damage compensation and civil claim actions to be financial/material losses paid for full and fair, resulting from traffic accidents.







In terms of compensation, the South African law say:

You should materially be compensated to the state before accident, so that you will be able to repair your car to pre-collision status, or if repair cost will exceed such pre-collision or market value; and the car be called a write off, be compensated to the amount of money the car been worth to time of impact, minus any sellable value or Salvage of the vehicle.





That means either you cannot expect a new car (some exemptions excluded here i.e. if your motor vehicle new, not older than a year since being on the road the first time, or depreciation kick in, if your car is fairly used and the marks of wear and tear, impacting your auto value to a specific time.

But even an older motor car must be repaired to manufacturer's standards to maintain the roadworthy status, as long as it will not be a write off.

Motor car accident damage claims may get into difficulties, once another party do not agree with what is claimed for.

Differences may be to condition of Quantum/Repair costs or of Liability.

Disputes must be addressed and corroborated by factual evidence, such as witness statements or pictures, CCTV footage or any other suitable evidence.

A successful claim should be supported by merits, so the other party do not have much to argue, but compelled to accept the claim demand and pay.

A claim launched with your own motor insurance company (comprehensive claim), will have to look on what you have covered under your policy, before any acceptance can be decided upon.

Depending on the cover taken, it can be the insured did accept some contribution, such as excess and the claim process need to be according to terms & conditions of the insurance contract.

A 3rd party claim, directed to the perpetrator however, must give you full compensation and no clauses, as insurance excess or any limitations in a insurance policy apply. Only the law of delict will be applicable to decide liability.

Any claim for car accident damage compensation can go wrong, be disputed or even declined.



As soon as in the process of a claim pursuit any disturbance or unusual investigation requests are noticed, it will be highly advisable to check critically, if your own knowledge and skill is sufficient to perform a vehicle crash compensation action your own, or if you should consider practical support by professionals.

A claim for compensation against another car driver or vehicle owner is a process and cannot be explained in a sentence.

There is a lot about the way to claim and about dispute issues or problems, that can occur in a particular and always individual case, on our comprehensive WEB info platform.

However, as it is often the case, individual problems need individual answers and/or actions.

You are invited to contact RAMLA for a free initial case analyse and advice, by contact us by email ramla@ramla.co.za tell us what happened and the problems you face or expect, for a free reply and advice.

Should you do not like contacting us now, but need more information, check the keyword list to select your issue and find more on the linked page.

Defending against inflated claims isn't as challenging as perhaps thought.

Defence against unrealistic, unjustified or inflated claims is a need to do, if alleged to be held liable for car accident damages, which do not fall in your responsibilities.

It is always an inconvenient situation when defensive actions are needed, as to alleged of wrongdoing, which isn't true or fair.

However any person unfairly accused of wrongdoing and causing damages to another in a motor car collision, must enter into defence, not to risk to be sued and end up innocently be judged against one and subsequently face execution, against all of your property.

It should be noted that a claim against a person, is only dangerous, if not defended properly.

Defensive actions mean, deny a claim and its accusation, simple and clear and request proof of facts and merits.

Only if such evidential facts indeed be supplied and its content suest not to allow challenging the accusation, it will be advisable to look for a compromise or settlement agreement.

It must be known, that a person sue another in a Court of Law, must proof that the allegations are true and fair on a balance of probabilities.

Should such a proof cannot be shown, a case is lost and dismissed with costs and the Defendant is released from any liability or compensation payment.

In order to avoid unnecessary risk and hassle, it is highly recommended to utilise professional support to rebut unfair allegations, not to lose out on reasons of lack of knowledge, how to act against such allegations.

	RAMLA is a specialised expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Motor Vehicle Accident We offer the solution in Car Accident matters, analysing, supporting, demanding, corresponding, negotiating, settlement agreements and further taking matters to a court of law in South Africa, if no amicable solution could be found, in pre-litigation, to best favourable conditions in a professional and decisive routine. Facing challenges with motor car accident issues in South Africa? RAMLA will be the solution, demanding compensation, resolving disputes, defending against inflated or unreasonable claims, in all sectors of vehicle accident damage compensation problems.

Motor vehicle accidents happens every day on public roads, often causing damages to property Utilise the affordable professional solutions RAMLA offers clients in South Africa, to solve such repercussions. RAMLA can take car of your interest         We do have the expertise and know how to act for you. Experience exceptional service, testified by clients, even after hours or weekends, giving you a peace of mind your case is taken care off, no matter what.

Your specialised legal expert to sort out MVA matters                   Professional - competent - swift - decisive and affordable		RAMLA   -  Road Accident Management & Legal Action Solution's solving MVA problems

RAMLA - Road Accident Management & Legal Action - is a specialised legal expert in all issues of MVA motor vehicle accidents, in South Africa.

We do know all the in's and out's in a claim for compensation, dealing with motor insurance disputes and declines, review of dismissed claims, dealing with reluctant parties and act in Ombudsman's complaints, and further should a case not be resolved in pre-litigation, we support and take matters to a court of law.

The main focus however is, finding a settlement to get client paid, before court actions, should they be unavoidable.

Utilise unbeatable RAMLA claim service, when you are involved in a motor car accident and want to be compensated, fair and full, claiming effectively, affordably and successfully, read the below to know why.

RAMLA works for the South African public to enforce material motor vehicle accident compensation on membership or on a fixed fee rate basis, as stipulated in the terms & conditions, tariffs or service and fee scheme, for clients/members, available on request.

RAMLA pursuit a full legal claim for motor car accident damage compensation and supports a victim of a car crash already before the claim is formulated.

We not only claim for your recovery of losses, we even defend against a claim based on a car accident in South Africa, after checking the facts, if the claim against a motorist is legitimate, reasonable or inflated.

RAMLA offer's its services nationwide, but don't maintain public offices all over the country

The RAMLA (Road Accident Management & Legal Action) business concept will differ from others who perform business locally and further from huge enterprises, maintaining presents all over the country.

We concentrate intelligence, expertise and performance in one central office in the Western Cape. This office is not even a public office, so we cannot offer a client or potential client a personal meeting, which may render the RAMLA service somehow anonymous, but effective.

People relying on advice from personal by consultation in local offices, aren't the typical clients for our services, but missing out on concentrated expertise and generally lower fees as other legal advisers, bearing the high cost of public office must charge.

For those who may just be critical don't know much of RAMLA, just test us, free of charge or ask for client references.

	Support enforcing compensation suing the liable Being part in traffic accident, gives all participants tasks What do you expect from your recovery agent? RAMLA offers you a first - free - individual case analyse! RAMLA document service supporting own claim activities Headlines and Issues on this page Contact RAMLA for a free fact check and advice

Unlucky being part of a traffic accident, gives all participants some urgent tasks

Just unlucky being part of a traffic accident, gives all participants some urgent tasks to do. Most often the impact of the car crash comes suddenly and don't leave you much chances to make up your mind of what to do and better not do.

If you do a good job at the scene of the road accident, you help out others first, probably in more need as you are and secure any injured by giving first aid and calling the rescue team to do its job.

Once the others are checked and helped, you can go on to serve your own interests, by checking damages and take evidence. Make sure, the scene of the accident will be secured, so that other motorist will be warned and not in danger colliding with the motor cars on the road.

	RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

Done that, you should look on what you can secure on evidential material. Take photographs of whatever you think can be of importance. Rather take one more than one too less. It will be of advantage, if you can take photographs of the impact, before the traffic obstacles are removed from the scene, having material proofing what had happened.

Take as many notes you can, contact details are important. When being home - provided you secured your damaged motor car and if not drivable get it to a safe place - when you start to analyse what actually happened.

Be aware that the data in a police accident report will serve primarily to find out if any traffic offences occurred and not helping you with data, you need formulating a civil claim for compensation.

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Select RAMLA as your service professional and affordable partner to enforce compensation and recover your motor accident damages from the liable party!

What do you expect from your recovery agent?

Competence, experience, professional behaviour, decisive actions, active follow up procedures in other words - the right, but affordable enforcement of your compensation caim, isn't it?

The enforcement of traffic accident damage compensation is not a magic matter, it's a process formed out of several steps to get together what is needed to succeed with a claim.

Motor car damage recovery is based on facts and only those will be able to recuperate as much value as possible, if evidence is secured and the process is guided well, actively managed and at the end, take away as little as possible, from your recovery money for fees to be paid.

This is actually what RAMLA is striving to deliver: Professional and actively pushing the case, decisive and goal driven actions and all this to very affordable rates, as this will be the solution for all those want to be paid for losses to property or motor car.

Now you perhaps like to know what is the secret to favour RAMLA over any other kind of representation?

You will be very much positively surprised, if we just say now: We do what we promise and act decisive and determined.

Weak and tentatively handling of motor accident damage compensation claims, can be found far too much and that is meant not only on the side of those acting to claim for your compensation, as even on the side of the defending party, especially in actions taken by a number of well reputed South African motor insurance companies.

The goal will be to solute you auto damage claim as fast and as cheap as possible.

A claim for recovery of traffic accident damages can only be fast and cheap, if it's sorted out before such matter needs to go to a court of law, in search of a final impartial decision.

RAMLA specialises to solute motor accident damage claims only. The strategic focus is on the actions in a claim, finding a solution in the pre-litigation phase. We actually don't know, if there is anyone or any other organisation out in South Africa, offering some of this sort of solution. Your regular and sometimes already overcome solution will be, mandating your local attorney, isn't it?

But by all means, it must be kept in mind, that your attorney does the job as a profession to earn a "good" living. They need to cover lot of cost running the business, which needs to be paid by someone; certainly this is you, the client.

As RAMLA works nationwide and to a unique business concept to hold admin costs low, but offer perfect and decisive service, we believe we can do better as others.

Check us out if you are in doubt, but you need to be open to our correspondence strategy and not expect what others offer, but to a cheaper price. We offer a well-founded and decisive claim service to recover your losses to the best possible terms, but we do it our way, keeping the promise.

Contact RAMLA (Road Accident Management & Legal Action), tell us your Motor Vehicle Accident story, the issues of concern, the problems you detect or face and get a free check and advice how to proceed.

We will check and analyse your individual case and revert to you - most of the time in a short circle of time.

For best results contact us by email initially, give us an idea of the incident, attach one or two pictures of the damages or relevant situation, the extend or value of the damages suffered - if already assessed.

In case of an Insurance claim decline, supply us with a copy of the repudiation letter, of give us the reason for the rejection and name the Insurance Company.

Should you like talking to us (phone contact displayed below), best do that after the initial email briefing, but keep in mind even we need some time to check about your matter first.

Your are very welcome to utilise such valuable absolutely free initial advice*

		RAMLA can be the solution in MVA matters Do you know that RAMLA is a specialised expert in handling and enforcing or defending all kind of MVA (motor vehicle accident) matters, pursuing motor car accident compensation claims, Insurance dispute resolutions, for its clients - effective - professional - decisive and resolute, to best and affordable fees.

As you probably have recognised on our comprehensive web information platform, we do know what we are taking about. We do invite anyone in South Africa, facing an MVA (motor vehicle accident) problem, to contact us for a first - free - analyse of your particular matter and get initial advice how to proceed. As a specialist in traffic accident recovery actions, we act for clients/members in the relevant manner, but based on a paid mandate or membership, if a need of practical support arises. We do offer a free first advice, to determinate your case and give you a direction how and what may be the way forward, in order to build confidence with a potential client. As professional specialists, in charge of acting in motor accident damage claims in South Africa, we offer a well performing, decisive and demanding claim pursuit, at affordable fees.   RAMLA will be your one-stop car accident claim service in South Africa                     When you need claim support for car accident damage compensation, in South Africa you are on the right web page. It's so easy contacting us by email. The effective way will be sending an email containing the nature, damage and problems detected. Once sent through to us, we will study the matter and after analysing the facts, we get back to you by email (most commonly within about 3 hours), with the result and advice, - free of charge. If you like explaining your problem to our claim manager on duty, you are welcome to contact us by phone for an initial briefing on cell 076 770 3179 (standard rates apply). For best results: dont't just call, once you took notice of the opportunity! First think what you like to get accross, best file it as email and call once you got our feedback. For reasons to convince you not just calling immediately, please follow: how to contact RAMLA successfully. It will be much more effective; if we do get a briefing of the matter via email, before a telephone call, so we will be prepared answering your questions. * please note that a practical claim pursuit will not be free of charge and comes with a paid mandate, but at reasonable and affordable fees, however take the chance to get initial free advice.		Car accident compensation claims for damages, may cause some headache, in South Africa. RAMLA can be the solution to sort out MVA problems. Not everything in a compensation action goes smooth and the way wanted, as we are confronted with numerous possible challenges. RAMLA a specialised legal expert in material car accident damage claims, filing, demanding, enforcing compensation actions, supporting disputes in dispute resolution actions, with Motor Insurance Companies, or its Agents, work in Ombudsman's (OSTI) review cases, or defend a motorist against unreasonable or inflated compensation claims. Contact RAMLA to analyse your case, and get a free opinion where you stand and what to do next. You can contact RAMLA 7/24 and receive a response soon. It's so easy, just e mail your story and attach what you got to make the RAMLA claim manager understand your problem. Just draft a brief report of what had happen and send it (use this mail link) to RAMLA for free analyses and you will receive a reply soon. Contact us now and let us know how we can help you? email us your story and details to ramla@ramla.co.za for a free first analyse and advice.

RAMLA offers you a first - free - analyse of your individual case!

What you can do now, is to find out if RAMLA can give you some initial advice, where you are supposed to stand in your claim or, if you like to take the claim into your own hands get initial free advice how to go on.

Otherwise you can learn from the comprehensive RAMLA web offer, what the specialist of Road Accident Management in South Africa experiences, in its day to day business, sorting out motor car accident claims in South Africa, helping you finding the right arguments to many important issues in traffic accidents compensation matters.

Check the RAMLA offer and contact your claim manager on duty, best by sending an e mail to RAMLA - preferred method - e-mail contact.ramla and brief us with what had happen in your particular case and let us know whatever you do have to document your motor accident and what supports your position.

If you like to speak to the claim manager on duty, you can call on RAMLA service cell 076 770 3179 (standard rates apply) to have an initial chat. But be advised, that you will be asked to put pen to paper and write an e mail to RAMLA, briefly saying what had happen, despite you explained the matter over the phone.

Please take note that the free advice offer does not mean, RAMLA will actively support and work on your claim, free of charge. Practical claim support unfortunately cannot be free of charge, but based and reasonably and affordable rates, even suitable for you to sue for smaller claims values.

RAMLA document service supporting your own claim activities

In a compensation claim especially against a not insured motorist, and found a risk realising compensation payment according to financial constrain, you might be out and finding the cheapest way to claim for your damage.

The cheapest way is always DIY - do it yourself. But in cases as those of car accident compensation, where always a portion of South African law will be involved, it may sound easier as it is.

A claim for compensation needs to follow a certain process. You need to serve specific documents in due course and have the service of those properly done and documented.

RAMLA offers a very affordable document support option, for you to get on with a claim or defence of a claim, if you decide to pursuit your claim yourself.

	RAMLA is a specialised legal expert in all MVA matters, claims, disputes (3rd party / comprehensive Insurance cover) and defensive actions against unreasonable or inflated claims, professional - affordable.    Contact RAMLA for your support to have a damage claim paid or defenced.      Contact

A letter of demand is one of the first things you do, after the assessment of your damages. This letter of demand should entail some essentials.

Given your accident culprit don't respond to your demand, a more serious action is serving a summons. This is a more work loaded action and involves the court of law and the sheriff in such terms.

Filing a summons is not as complicated as it seems to be, if you do have some guide. The further service is another essential part, if you send the sheriff to deliver such summons onto the liable party.

Just in doing so, is demonstrating you are serious and its seen quite often, that the mere service of the summons have an pushing impact to the right way of movement and participation of the deemed liable party.

If there is no reply to such summons, as stipulated therein you can apply for judgment in default and execute. This will be the very cheapest and effective way to go.

Given the other party shows commitment a settlement must be found and properly formulated. Very best you find a kind of surety ship for any agreement to uphold the pressure.

RAMLA can deliver all those documents and offer support to file. You are welcome to contact RAMLA for more details.

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Submit your accident documentation for initial review by RAMLA claim service, and receive comments and recommendations, absolutely free.

If you want support to be compensated for your car accident damage RAMLA can be your one stop solution.

Want to know more what will be helpful to know before you contact RAMLA (SA)

We suggest finding out more about the RAMLA accident claim management and legal service to make an informed decision as the unique RAMLA car accident claim management is very different and supports manage and pursue any accepted claim professionally and to favourable conditions.

read more about:   What you should know about the free accident fact check RAMLA offers to you

	RAMLA - Road Accident Management and Legal Action - is one of South Africa's most experienced and decisive advocates to sort out legal disputes with parties, Insurance companies or act in defence for clients, confronted with unreasonable or inflated claims. Car accident issues that matters most: We are legal specialist in motor car accident damage recovery matters and offer our services to those suffering damages or in need to defend unreasonable or inflated claims. Taking on disputes with motor insurance companies, engage and solve unfair declines or incorrect apportionment of damages, oppose a wrong assessed Quantum, or take a matter on review with the Ombudsman (OSTI), to get a matter of comprehensive insurance dispute reviewed. Sometimes, if a matter cannot be resolved in a full attempt, and the case need to be heard in a court of law, should all fail to find a solution in pre-litigation, the escalation to a court of law is inevitable, we will suppot the action. RAMLA can get you through the trouble, get reluctant parties moving serving Summons, for just some affordable fees, commonly just equal or lower then towing/storage cost may be. We are one of the most experienced, decisive advocates, when it comes to car accident problems - issues of compensation or defence against unreasonable or inflated claims, bad repair practice and much more. We work only on motor car accident matters. Check us out, so you do know if we can uphold we say, free of charge. Welcome to RAMLA Road Accicent Management & Legal Action - South Africa

RAMLA - is an experienced legal expert in most MVA - Motor Vehicle Accident - issues.

We act professionally and decisive for the - Demand of damage Compensation - Dispute Resolution - Defence against inflated or unreasonable claims, as well as for damage recovery caused by bad workmanship after car repairs.

With more than ten years of professional experience, well educated stuff, knowing the subject of car accident issues and solutions, we have advised many, many inquirers in the first steps to take for a solution,

- free of charge - ,

and over the years, served a high number of clients to solve differences with parties, addressed compensation actions, acted against unfair Motor Insurance declines or short falling settlement offers, pursuit reviews with the Industries Ombudsman and filed law suits and defences.

RAMLA do know very well, that all cases are individual and need particular attention to the details, as only a well structured and factual claim can have chances to success. With us, you can feel save.

If you valued visitor of the RAMLA web information platform, do have any such problems listed above, you may well be good advised to contact us and brief us - best by email - with what had happened and may be your problem.

Our initial reply and advice will be free of any charges or obligations,

but an active pursuit of a claim or defence will come with some smaller fees.

RAMLA Expert Partnership


Become a local partner of our Nationwide Network of experts in adjacent industries, such as:

Legal profession

Panel beater or auto
     body repair workshops

Independent vehicle
     damage assessors

enhancing mutual business at no cost to either side.

Please follow the link to the industry above to learn more about the offer.




SMS "network" your name and industry, place of business to 076 770 3179
and we call you, or send to
e-mail info@ramla.co.za